Gainesville, GA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Gainesville, GA Metro in February 2026 was $2,508.125. The month over month percentage change (MoM) was -0.60%, and the year over year percentage change (YoY) was -9.06%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 882.7029207902909 | -1.45 | 0.47 |
| Feb 2015 | 891.8400711836437 | 1.03 | 1.73 |
| Mar 2015 | 901.2711509994726 | 1.06 | 1.45 |
| Apr 2015 | 896.2180689810002 | -0.56 | 0.03 |
| May 2015 | 917.5508371545546 | 2.38 | 3.01 |
| Jun 2015 | 938.533510018362 | 2.29 | 4.93 |
| Jul 2015 | 952.9225311517902 | 1.53 | 6.19 |
| Aug 2015 | 946.545912480393 | -0.67 | 4.92 |
| Sep 2015 | 952.4529003684037 | 0.62 | 4.39 |
| Oct 2015 | 949.5226171319283 | -0.31 | 4.95 |
| Nov 2015 | 970.733631426632 | 2.23 | 7.36 |
| Dec 2015 | 981.6632612616063 | 1.13 | 9.60 |
| Jan 2016 | 982.0474957463146 | 0.04 | 11.26 |
| Feb 2016 | 968.5987822143968 | -1.37 | 8.61 |
| Mar 2016 | 975.1166447508673 | 0.67 | 8.19 |
| Apr 2016 | 969.2686112090621 | -0.60 | 8.15 |
| May 2016 | 973.2021090238732 | 0.41 | 6.07 |
| Jun 2016 | 976.279267897268 | 0.32 | 4.02 |
| Jul 2016 | 968.8800644462771 | -0.76 | 1.68 |
| Aug 2016 | 972.8503062047357 | 0.41 | 2.78 |
| Sep 2016 | 980.6162520243199 | 0.80 | 2.96 |
| Oct 2016 | 986.4838997837716 | 0.60 | 3.89 |
| Nov 2016 | 1023.953892560846 | 3.80 | 5.48 |
| Dec 2016 | 1077.8103836447658 | 5.26 | 9.79 |
| Jan 2017 | 1080.3468560020708 | 0.24 | 10.01 |
| Feb 2017 | 1089.755128074392 | 0.87 | 12.51 |
| Mar 2017 | 1097.7329587012605 | 0.73 | 12.58 |
| Apr 2017 | 1085.7723877322164 | -1.09 | 12.02 |
| May 2017 | 1086.7756790882877 | 0.09 | 11.67 |
| Jun 2017 | 1080.4859821417608 | -0.58 | 10.67 |
| Jul 2017 | 1094.0466776771782 | 1.25 | 12.92 |
| Aug 2017 | 1090.2817498125717 | -0.34 | 12.07 |
| Sep 2017 | 1088.8859176275432 | -0.13 | 11.04 |
| Oct 2017 | 1105.5820530788153 | 1.53 | 12.07 |
| Nov 2017 | 1115.947433822565 | 0.94 | 8.98 |
| Dec 2017 | 1125.6439740396836 | 0.87 | 4.44 |
| Jan 2018 | 1140.5128519989871 | 1.32 | 5.57 |
| Feb 2018 | 1180.189098839427 | 3.48 | 8.30 |
| Mar 2018 | 1198.8885444281336 | 1.58 | 9.22 |
| Apr 2018 | 1207.3510220126761 | 0.71 | 11.20 |
| May 2018 | 1227.752336544257 | 1.69 | 12.97 |
| Jun 2018 | 1231.4190777296242 | 0.30 | 13.97 |
| Jul 2018 | 1234.3677835286362 | 0.24 | 12.83 |
| Aug 2018 | 1244.8145174574252 | 0.85 | 14.17 |
| Sep 2018 | 1262.8989901930522 | 1.45 | 15.98 |
| Oct 2018 | 1292.925372265008 | 2.38 | 16.95 |
| Nov 2018 | 1301.8128361861322 | 0.69 | 16.66 |
| Dec 2018 | 1277.860881559825 | -1.84 | 13.52 |
| Jan 2019 | 1264.9058312294892 | -1.01 | 10.91 |
| Feb 2019 | 1262.3734547450129 | -0.20 | 6.96 |
| Mar 2019 | 1256.8766666952113 | -0.43 | 4.84 |
| Apr 2019 | 1246.1776063207028 | -0.85 | 3.22 |
| May 2019 | 1241.9300390341766 | -0.34 | 1.16 |
| Jun 2019 | 1212.8310444909966 | -2.34 | -1.51 |
| Jul 2019 | 1213.214215179393 | 0.03 | -1.71 |
| Aug 2019 | 1199.5297241508097 | -1.13 | -3.64 |
| Sep 2019 | 1202.4966555951235 | 0.25 | -4.78 |
| Oct 2019 | 1218.322378256529 | 1.32 | -5.77 |
| Nov 2019 | 1224.8091932308132 | 0.53 | -5.91 |
| Dec 2019 | 1234.9863554936778 | 0.83 | -3.35 |
| Jan 2020 | 1229.990054711488 | -0.40 | -2.76 |
| Feb 2020 | 1217.101177625037 | -1.05 | -3.59 |
| Mar 2020 | 1221.8327018060445 | 0.39 | -2.79 |
| Apr 2020 | 1209.5702039369407 | -1.00 | -2.94 |
| May 2020 | 1202.4670197218038 | -0.59 | -3.18 |
| Jun 2020 | 1194.7502026417865 | -0.64 | -1.49 |
| Jul 2020 | 1179.7042874063561 | -1.26 | -2.76 |
| Aug 2020 | 1180.0010988351544 | 0.03 | -1.63 |
| Sep 2020 | 1190.5311138139116 | 0.89 | -0.99 |
| Oct 2020 | 1202.6206732192209 | 1.01 | -1.29 |
| Nov 2020 | 1214.0048168704807 | 0.95 | -0.88 |
| Dec 2020 | 1223.9044393572926 | 0.82 | -0.90 |
| Jan 2021 | 1251.633942903315 | 2.27 | 1.76 |
| Feb 2021 | 1285.3950948252755 | 2.70 | 5.61 |
| Mar 2021 | 1347.3260123717573 | 4.82 | 10.27 |
| Apr 2021 | 1367.968600305198 | 1.53 | 13.10 |
| May 2021 | 1376.7515827257728 | 0.64 | 14.49 |
| Jun 2021 | 1404.137487780383 | 1.99 | 17.53 |
| Jul 2021 | 1412.266506651663 | 0.58 | 19.71 |
| Aug 2021 | 1429.1576733578686 | 1.20 | 21.12 |
| Sep 2021 | 1456.7609583959413 | 1.93 | 22.36 |
| Oct 2021 | 1503.9012133961162 | 3.24 | 25.05 |
| Nov 2021 | 1528.839836889208 | 1.66 | 25.93 |
| Dec 2021 | 1560.7740892871827 | 2.09 | 27.52 |
| Jan 2022 | 1654.0197852049525 | 5.97 | 32.15 |
| Feb 2022 | 1752.007000190207 | 5.92 | 36.30 |
| Mar 2022 | 1874.0170750739762 | 6.96 | 39.09 |
| Apr 2022 | 2080.5919718939995 | 11.02 | 52.09 |
| May 2022 | 2171.2320490161383 | 4.36 | 57.71 |
| Jun 2022 | 2267.3397837947473 | 4.43 | 61.48 |
| Jul 2022 | 2262.072248694221 | -0.23 | 60.17 |
| Aug 2022 | 2228.635364244374 | -1.48 | 55.94 |
| Sep 2022 | 2424.652403962428 | 8.80 | 66.44 |
| Oct 2022 | 2603.798654552289 | 7.39 | 73.14 |
| Nov 2022 | 2573.923589301617 | -1.15 | 68.36 |
| Dec 2022 | 2463.1307425758455 | -4.30 | 57.82 |
| Jan 2023 | 2430.613280483093 | -1.32 | 46.95 |
| Feb 2023 | 2420.8498208706433 | -0.40 | 38.18 |
| Mar 2023 | 2485.985736105203 | 2.69 | 32.66 |
| Apr 2023 | 2446.7265873651922 | -1.58 | 17.60 |
| May 2023 | 2478.144840158178 | 1.28 | 14.14 |
| Jun 2023 | 2560.942989124318 | 3.34 | 12.95 |
| Jul 2023 | 2607.4700952769026 | 1.82 | 15.27 |
| Aug 2023 | 2680.6717648797844 | 2.81 | 20.28 |
| Sep 2023 | 2728.6270929089706 | 1.79 | 12.54 |
| Oct 2023 | 2847.3588820344107 | 4.35 | 9.35 |
| Nov 2023 | 2813.113022498601 | -1.20 | 9.29 |
| Dec 2023 | 2666.120041651787 | -5.22 | 8.24 |
| Jan 2024 | 2629.649976567128 | -1.37 | 8.19 |
| Feb 2024 | 2670.357374302218 | 1.55 | 10.31 |
| Mar 2024 | 2695.9245259995387 | 0.96 | 8.45 |
| Apr 2024 | 2756.2258372665974 | 2.24 | 12.65 |
| May 2024 | 2789.243486091158 | 1.20 | 12.55 |
| Jun 2024 | 2760.992097888378 | -1.01 | 7.81 |
| Jul 2024 | 2747.4169757723794 | -0.49 | 5.37 |
| Aug 2024 | 2665.2717410356227 | -2.99 | -0.57 |
| Sep 2024 | 2591.8686330878536 | -2.75 | -5.01 |
| Oct 2024 | 2653.280441606834 | 2.37 | -6.82 |
| Nov 2024 | 2743.2134867274835 | 3.39 | -2.48 |
| Dec 2024 | 2719.925394949374 | -0.85 | 2.02 |
| Jan 2025 | 2783.5195590786534 | 2.34 | 5.85 |
| Feb 2025 | 2757.9574618408124 | -0.92 | 3.28 |
| Mar 2025 | 2707.8323073051615 | -1.82 | 0.44 |
| Apr 2025 | 2720.185189991163 | 0.46 | -1.31 |
| May 2025 | 2733.8022085175903 | 0.50 | -1.99 |
| Jun 2025 | 2722.3495190000617 | -0.42 | -1.40 |
| Jul 2025 | 2685.1967196182536 | -1.36 | -2.26 |
| Aug 2025 | 2642.840725669052 | -1.58 | -0.84 |
| Sep 2025 | 2582.358977425872 | -2.29 | -0.37 |
| Oct 2025 | 2557.7526423591257 | -0.95 | -3.60 |
| Nov 2025 | 2554.0566669725054 | -0.14 | -6.89 |
| Dec 2025 | 2543.503009752166 | -0.41 | -6.49 |
| Jan 2026 | 2523.169781409253 | -0.80 | -9.35 |
| Feb 2026 | 2508.1245400361067 | -0.60 | -9.06 |