Gainesville, GA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Gainesville, GA Metro in February 2026 was $2,508.125. The month over month percentage change (MoM) was -0.60%, and the year over year percentage change (YoY) was -9.06%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Gainesville, GA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, GA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 882.7029207902909 -1.45 0.47
Feb 2015 891.8400711836437 1.03 1.73
Mar 2015 901.2711509994726 1.06 1.45
Apr 2015 896.2180689810002 -0.56 0.03
May 2015 917.5508371545546 2.38 3.01
Jun 2015 938.533510018362 2.29 4.93
Jul 2015 952.9225311517902 1.53 6.19
Aug 2015 946.545912480393 -0.67 4.92
Sep 2015 952.4529003684037 0.62 4.39
Oct 2015 949.5226171319283 -0.31 4.95
Nov 2015 970.733631426632 2.23 7.36
Dec 2015 981.6632612616063 1.13 9.60
Jan 2016 982.0474957463146 0.04 11.26
Feb 2016 968.5987822143968 -1.37 8.61
Mar 2016 975.1166447508673 0.67 8.19
Apr 2016 969.2686112090621 -0.60 8.15
May 2016 973.2021090238732 0.41 6.07
Jun 2016 976.279267897268 0.32 4.02
Jul 2016 968.8800644462771 -0.76 1.68
Aug 2016 972.8503062047357 0.41 2.78
Sep 2016 980.6162520243199 0.80 2.96
Oct 2016 986.4838997837716 0.60 3.89
Nov 2016 1023.953892560846 3.80 5.48
Dec 2016 1077.8103836447658 5.26 9.79
Jan 2017 1080.3468560020708 0.24 10.01
Feb 2017 1089.755128074392 0.87 12.51
Mar 2017 1097.7329587012605 0.73 12.58
Apr 2017 1085.7723877322164 -1.09 12.02
May 2017 1086.7756790882877 0.09 11.67
Jun 2017 1080.4859821417608 -0.58 10.67
Jul 2017 1094.0466776771782 1.25 12.92
Aug 2017 1090.2817498125717 -0.34 12.07
Sep 2017 1088.8859176275432 -0.13 11.04
Oct 2017 1105.5820530788153 1.53 12.07
Nov 2017 1115.947433822565 0.94 8.98
Dec 2017 1125.6439740396836 0.87 4.44
Jan 2018 1140.5128519989871 1.32 5.57
Feb 2018 1180.189098839427 3.48 8.30
Mar 2018 1198.8885444281336 1.58 9.22
Apr 2018 1207.3510220126761 0.71 11.20
May 2018 1227.752336544257 1.69 12.97
Jun 2018 1231.4190777296242 0.30 13.97
Jul 2018 1234.3677835286362 0.24 12.83
Aug 2018 1244.8145174574252 0.85 14.17
Sep 2018 1262.8989901930522 1.45 15.98
Oct 2018 1292.925372265008 2.38 16.95
Nov 2018 1301.8128361861322 0.69 16.66
Dec 2018 1277.860881559825 -1.84 13.52
Jan 2019 1264.9058312294892 -1.01 10.91
Feb 2019 1262.3734547450129 -0.20 6.96
Mar 2019 1256.8766666952113 -0.43 4.84
Apr 2019 1246.1776063207028 -0.85 3.22
May 2019 1241.9300390341766 -0.34 1.16
Jun 2019 1212.8310444909966 -2.34 -1.51
Jul 2019 1213.214215179393 0.03 -1.71
Aug 2019 1199.5297241508097 -1.13 -3.64
Sep 2019 1202.4966555951235 0.25 -4.78
Oct 2019 1218.322378256529 1.32 -5.77
Nov 2019 1224.8091932308132 0.53 -5.91
Dec 2019 1234.9863554936778 0.83 -3.35
Jan 2020 1229.990054711488 -0.40 -2.76
Feb 2020 1217.101177625037 -1.05 -3.59
Mar 2020 1221.8327018060445 0.39 -2.79
Apr 2020 1209.5702039369407 -1.00 -2.94
May 2020 1202.4670197218038 -0.59 -3.18
Jun 2020 1194.7502026417865 -0.64 -1.49
Jul 2020 1179.7042874063561 -1.26 -2.76
Aug 2020 1180.0010988351544 0.03 -1.63
Sep 2020 1190.5311138139116 0.89 -0.99
Oct 2020 1202.6206732192209 1.01 -1.29
Nov 2020 1214.0048168704807 0.95 -0.88
Dec 2020 1223.9044393572926 0.82 -0.90
Jan 2021 1251.633942903315 2.27 1.76
Feb 2021 1285.3950948252755 2.70 5.61
Mar 2021 1347.3260123717573 4.82 10.27
Apr 2021 1367.968600305198 1.53 13.10
May 2021 1376.7515827257728 0.64 14.49
Jun 2021 1404.137487780383 1.99 17.53
Jul 2021 1412.266506651663 0.58 19.71
Aug 2021 1429.1576733578686 1.20 21.12
Sep 2021 1456.7609583959413 1.93 22.36
Oct 2021 1503.9012133961162 3.24 25.05
Nov 2021 1528.839836889208 1.66 25.93
Dec 2021 1560.7740892871827 2.09 27.52
Jan 2022 1654.0197852049525 5.97 32.15
Feb 2022 1752.007000190207 5.92 36.30
Mar 2022 1874.0170750739762 6.96 39.09
Apr 2022 2080.5919718939995 11.02 52.09
May 2022 2171.2320490161383 4.36 57.71
Jun 2022 2267.3397837947473 4.43 61.48
Jul 2022 2262.072248694221 -0.23 60.17
Aug 2022 2228.635364244374 -1.48 55.94
Sep 2022 2424.652403962428 8.80 66.44
Oct 2022 2603.798654552289 7.39 73.14
Nov 2022 2573.923589301617 -1.15 68.36
Dec 2022 2463.1307425758455 -4.30 57.82
Jan 2023 2430.613280483093 -1.32 46.95
Feb 2023 2420.8498208706433 -0.40 38.18
Mar 2023 2485.985736105203 2.69 32.66
Apr 2023 2446.7265873651922 -1.58 17.60
May 2023 2478.144840158178 1.28 14.14
Jun 2023 2560.942989124318 3.34 12.95
Jul 2023 2607.4700952769026 1.82 15.27
Aug 2023 2680.6717648797844 2.81 20.28
Sep 2023 2728.6270929089706 1.79 12.54
Oct 2023 2847.3588820344107 4.35 9.35
Nov 2023 2813.113022498601 -1.20 9.29
Dec 2023 2666.120041651787 -5.22 8.24
Jan 2024 2629.649976567128 -1.37 8.19
Feb 2024 2670.357374302218 1.55 10.31
Mar 2024 2695.9245259995387 0.96 8.45
Apr 2024 2756.2258372665974 2.24 12.65
May 2024 2789.243486091158 1.20 12.55
Jun 2024 2760.992097888378 -1.01 7.81
Jul 2024 2747.4169757723794 -0.49 5.37
Aug 2024 2665.2717410356227 -2.99 -0.57
Sep 2024 2591.8686330878536 -2.75 -5.01
Oct 2024 2653.280441606834 2.37 -6.82
Nov 2024 2743.2134867274835 3.39 -2.48
Dec 2024 2719.925394949374 -0.85 2.02
Jan 2025 2783.5195590786534 2.34 5.85
Feb 2025 2757.9574618408124 -0.92 3.28
Mar 2025 2707.8323073051615 -1.82 0.44
Apr 2025 2720.185189991163 0.46 -1.31
May 2025 2733.8022085175903 0.50 -1.99
Jun 2025 2722.3495190000617 -0.42 -1.40
Jul 2025 2685.1967196182536 -1.36 -2.26
Aug 2025 2642.840725669052 -1.58 -0.84
Sep 2025 2582.358977425872 -2.29 -0.37
Oct 2025 2557.7526423591257 -0.95 -3.60
Nov 2025 2554.0566669725054 -0.14 -6.89
Dec 2025 2543.503009752166 -0.41 -6.49
Jan 2026 2523.169781409253 -0.80 -9.35
Feb 2026 2508.1245400361067 -0.60 -9.06