Houston, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Houston, TX Metro in February 2026 was $1,985.05. The month over month percentage change (MoM) was -0.62%, and the year over year percentage change (YoY) was -9.02%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Houston, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Houston, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Houston, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 919.567409857066 -0.98 3.09
Feb 2015 932.2618217463503 1.38 4.95
Mar 2015 946.8715679583331 1.57 5.17
Apr 2015 945.0530008966814 -0.19 4.10
May 2015 969.2047447034229 2.56 7.38
Jun 2015 990.7745457750152 2.23 9.19
Jul 2015 1004.361348494358 1.37 10.01
Aug 2015 996.7969723322657 -0.75 8.33
Sep 2015 1001.3882997700284 0.46 7.31
Oct 2015 997.3186895852837 -0.41 7.42
Nov 2015 1017.5385951523642 2.03 9.08
Dec 2015 1025.141270387016 0.75 10.39
Jan 2016 1021.558136619986 -0.35 11.09
Feb 2016 1004.9828263739505 -1.62 7.80
Mar 2016 1012.390935859117 0.74 6.92
Apr 2016 1006.166957034227 -0.61 6.47
May 2016 1008.6389400846149 0.25 4.07
Jun 2016 1008.9487571639917 0.03 1.83
Jul 2016 997.9084487174237 -1.09 -0.64
Aug 2016 999.2545067320616 0.14 0.25
Sep 2016 1004.4569031375975 0.52 0.31
Oct 2016 1008.8679539324539 0.44 1.16
Nov 2016 1045.4002504744572 3.62 2.74
Dec 2016 1096.657874597443 4.90 6.98
Jan 2017 1094.807777711961 -0.17 7.17
Feb 2017 1099.0413743450033 0.39 9.36
Mar 2017 1105.2529124609227 0.56 9.17
Apr 2017 1092.4361690447301 -1.16 8.57
May 2017 1092.279445027376 -0.01 8.29
Jun 2017 1083.637061683805 -0.79 7.40
Jul 2017 1092.5373452171618 0.82 9.48
Aug 2017 1084.9590459382257 -0.69 8.58
Sep 2017 1078.7740851131564 -0.57 7.40
Oct 2017 1092.271379284005 1.25 8.27
Nov 2017 1099.2428554614255 0.64 5.15
Dec 2017 1106.6990602205515 0.68 0.92
Jan 2018 1119.9835036538236 1.20 2.30
Feb 2018 1157.5668770462726 3.36 5.33
Mar 2018 1175.16276993907 1.52 6.33
Apr 2018 1182.4488725147319 0.62 8.24
May 2018 1202.2930014210383 1.68 10.07
Jun 2018 1205.1044270760995 0.23 11.21
Jul 2018 1205.3032457461952 0.02 10.32
Aug 2018 1212.557286221498 0.60 11.76
Sep 2018 1226.5918818262137 1.16 13.70
Oct 2018 1255.481871305616 2.36 14.94
Nov 2018 1264.266118076219 0.70 15.01
Dec 2018 1240.295814562132 -1.90 12.07
Jan 2019 1223.4562262086092 -1.36 9.24
Feb 2019 1216.6066761765628 -0.56 5.10
Mar 2019 1208.1531970855015 -0.69 2.81
Apr 2019 1196.4257826936878 -0.97 1.18
May 2019 1190.2632264396582 -0.51 -1.00
Jun 2019 1159.294668306391 -2.60 -3.80
Jul 2019 1156.4569701274552 -0.24 -4.05
Aug 2019 1140.5474045331382 -1.38 -5.94
Sep 2019 1141.6498780353425 0.10 -6.92
Oct 2019 1154.865060720728 1.16 -8.01
Nov 2019 1160.233248401494 0.47 -8.23
Dec 2019 1168.1725934880421 0.68 -5.81
Jan 2020 1161.5688490600267 -0.56 -5.06
Feb 2020 1146.7099031949099 -1.28 -5.74
Mar 2020 1149.028799604571 0.20 -4.89
Apr 2020 1134.2490826138073 -1.29 -5.20
May 2020 1125.4581471552137 -0.77 -5.44
Jun 2020 1116.9276228237495 -0.76 -3.65
Jul 2020 1101.5805680392887 -1.37 -4.74
Aug 2020 1097.688242662151 -0.35 -3.76
Sep 2020 1100.8851563918797 0.29 -3.57
Oct 2020 1104.6149927787328 0.34 -4.35
Nov 2020 1108.9243777959805 0.39 -4.42
Dec 2020 1111.7186855388272 0.25 -4.83
Jan 2021 1130.8639722919525 1.72 -2.64
Feb 2021 1153.2611688680004 1.98 0.57
Mar 2021 1202.5037986843333 4.27 4.65
Apr 2021 1215.9407914722963 1.12 7.20
May 2021 1222.068452735608 0.50 8.58
Jun 2021 1244.2362501119565 1.81 11.40
Jul 2021 1248.8025194491129 0.37 13.37
Aug 2021 1259.8624979609378 0.89 14.77
Sep 2021 1278.5863058634523 1.49 16.14
Oct 2021 1313.9802985546585 2.77 18.95
Nov 2021 1329.4777807714297 1.18 19.89
Dec 2021 1351.3230052107583 1.64 21.55
Jan 2022 1425.1243676601935 5.46 26.02
Feb 2022 1500.4243883247182 5.28 30.10
Mar 2022 1598.1724455819096 6.52 32.90
Apr 2022 1768.1458384451807 10.64 45.41
May 2022 1843.9804435002397 4.29 50.89
Jun 2022 1925.3185058461127 4.41 54.74
Jul 2022 1924.0166864201271 -0.07 54.07
Aug 2022 1896.8508695626715 -1.41 50.56
Sep 2022 2064.6675334405973 8.85 61.48
Oct 2022 2215.978376360955 7.33 68.65
Nov 2022 2192.5678024093318 -1.06 64.92
Dec 2022 2097.7306196080453 -4.32 55.24
Jan 2023 2067.9917308475874 -1.42 45.11
Feb 2023 2053.718456949252 -0.69 36.88
Mar 2023 2100.7777918680886 2.29 31.45
Apr 2023 2059.046641216358 -1.99 16.45
May 2023 2075.8790860562062 0.82 12.58
Jun 2023 2137.2819602496247 2.96 11.01
Jul 2023 2168.4620048272664 1.46 12.71
Aug 2023 2220.5720551190802 2.40 17.07
Sep 2023 2248.6849511535484 1.27 8.91
Oct 2023 2333.4495829937678 3.77 5.30
Nov 2023 2295.292218924356 -1.63 4.68
Dec 2023 2167.5736941096447 -5.56 3.33
Jan 2024 2133.804166073284 -1.56 3.18
Feb 2024 2162.560290437157 1.35 5.30
Mar 2024 2178.20710010605 0.72 3.69
Apr 2024 2219.6977685294783 1.91 7.80
May 2024 2237.0490609443686 0.78 7.76
Jun 2024 2207.768885156694 -1.31 3.30
Jul 2024 2191.276274363289 -0.75 1.05
Aug 2024 2121.445960705974 -3.19 -4.46
Sep 2024 2059.0611143204537 -2.94 -8.43
Oct 2024 2105.6369538032186 2.26 -9.76
Nov 2024 2177.0988889336795 3.39 -5.15
Dec 2024 2158.131642509286 -0.87 -0.44
Jan 2025 2205.653769031973 2.20 3.37
Feb 2025 2181.7670583031195 -1.08 0.89
Mar 2025 2139.53208454951 -1.94 -1.78
Apr 2025 2147.812209395122 0.39 -3.24
May 2025 2159.013958398524 0.52 -3.49
Jun 2025 2152.395315184153 -0.31 -2.51
Jul 2025 2127.6233558123495 -1.15 -2.90
Aug 2025 2097.16923255254 -1.43 -1.14
Sep 2025 2049.1478023673467 -2.29 -0.48
Oct 2025 2027.8409776357319 -1.04 -3.69
Nov 2025 2023.4730611621428 -0.21 -7.06
Dec 2025 2014.6579907598111 -0.44 -6.65
Jan 2026 1997.4090940699293 -0.86 -9.44
Feb 2026 1985.0496357685158 -0.62 -9.02