Houston, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Houston, TX Metro in February 2026 was $1,985.05. The month over month percentage change (MoM) was -0.62%, and the year over year percentage change (YoY) was -9.02%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Houston, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 919.567409857066 | -0.98 | 3.09 |
| Feb 2015 | 932.2618217463503 | 1.38 | 4.95 |
| Mar 2015 | 946.8715679583331 | 1.57 | 5.17 |
| Apr 2015 | 945.0530008966814 | -0.19 | 4.10 |
| May 2015 | 969.2047447034229 | 2.56 | 7.38 |
| Jun 2015 | 990.7745457750152 | 2.23 | 9.19 |
| Jul 2015 | 1004.361348494358 | 1.37 | 10.01 |
| Aug 2015 | 996.7969723322657 | -0.75 | 8.33 |
| Sep 2015 | 1001.3882997700284 | 0.46 | 7.31 |
| Oct 2015 | 997.3186895852837 | -0.41 | 7.42 |
| Nov 2015 | 1017.5385951523642 | 2.03 | 9.08 |
| Dec 2015 | 1025.141270387016 | 0.75 | 10.39 |
| Jan 2016 | 1021.558136619986 | -0.35 | 11.09 |
| Feb 2016 | 1004.9828263739505 | -1.62 | 7.80 |
| Mar 2016 | 1012.390935859117 | 0.74 | 6.92 |
| Apr 2016 | 1006.166957034227 | -0.61 | 6.47 |
| May 2016 | 1008.6389400846149 | 0.25 | 4.07 |
| Jun 2016 | 1008.9487571639917 | 0.03 | 1.83 |
| Jul 2016 | 997.9084487174237 | -1.09 | -0.64 |
| Aug 2016 | 999.2545067320616 | 0.14 | 0.25 |
| Sep 2016 | 1004.4569031375975 | 0.52 | 0.31 |
| Oct 2016 | 1008.8679539324539 | 0.44 | 1.16 |
| Nov 2016 | 1045.4002504744572 | 3.62 | 2.74 |
| Dec 2016 | 1096.657874597443 | 4.90 | 6.98 |
| Jan 2017 | 1094.807777711961 | -0.17 | 7.17 |
| Feb 2017 | 1099.0413743450033 | 0.39 | 9.36 |
| Mar 2017 | 1105.2529124609227 | 0.56 | 9.17 |
| Apr 2017 | 1092.4361690447301 | -1.16 | 8.57 |
| May 2017 | 1092.279445027376 | -0.01 | 8.29 |
| Jun 2017 | 1083.637061683805 | -0.79 | 7.40 |
| Jul 2017 | 1092.5373452171618 | 0.82 | 9.48 |
| Aug 2017 | 1084.9590459382257 | -0.69 | 8.58 |
| Sep 2017 | 1078.7740851131564 | -0.57 | 7.40 |
| Oct 2017 | 1092.271379284005 | 1.25 | 8.27 |
| Nov 2017 | 1099.2428554614255 | 0.64 | 5.15 |
| Dec 2017 | 1106.6990602205515 | 0.68 | 0.92 |
| Jan 2018 | 1119.9835036538236 | 1.20 | 2.30 |
| Feb 2018 | 1157.5668770462726 | 3.36 | 5.33 |
| Mar 2018 | 1175.16276993907 | 1.52 | 6.33 |
| Apr 2018 | 1182.4488725147319 | 0.62 | 8.24 |
| May 2018 | 1202.2930014210383 | 1.68 | 10.07 |
| Jun 2018 | 1205.1044270760995 | 0.23 | 11.21 |
| Jul 2018 | 1205.3032457461952 | 0.02 | 10.32 |
| Aug 2018 | 1212.557286221498 | 0.60 | 11.76 |
| Sep 2018 | 1226.5918818262137 | 1.16 | 13.70 |
| Oct 2018 | 1255.481871305616 | 2.36 | 14.94 |
| Nov 2018 | 1264.266118076219 | 0.70 | 15.01 |
| Dec 2018 | 1240.295814562132 | -1.90 | 12.07 |
| Jan 2019 | 1223.4562262086092 | -1.36 | 9.24 |
| Feb 2019 | 1216.6066761765628 | -0.56 | 5.10 |
| Mar 2019 | 1208.1531970855015 | -0.69 | 2.81 |
| Apr 2019 | 1196.4257826936878 | -0.97 | 1.18 |
| May 2019 | 1190.2632264396582 | -0.51 | -1.00 |
| Jun 2019 | 1159.294668306391 | -2.60 | -3.80 |
| Jul 2019 | 1156.4569701274552 | -0.24 | -4.05 |
| Aug 2019 | 1140.5474045331382 | -1.38 | -5.94 |
| Sep 2019 | 1141.6498780353425 | 0.10 | -6.92 |
| Oct 2019 | 1154.865060720728 | 1.16 | -8.01 |
| Nov 2019 | 1160.233248401494 | 0.47 | -8.23 |
| Dec 2019 | 1168.1725934880421 | 0.68 | -5.81 |
| Jan 2020 | 1161.5688490600267 | -0.56 | -5.06 |
| Feb 2020 | 1146.7099031949099 | -1.28 | -5.74 |
| Mar 2020 | 1149.028799604571 | 0.20 | -4.89 |
| Apr 2020 | 1134.2490826138073 | -1.29 | -5.20 |
| May 2020 | 1125.4581471552137 | -0.77 | -5.44 |
| Jun 2020 | 1116.9276228237495 | -0.76 | -3.65 |
| Jul 2020 | 1101.5805680392887 | -1.37 | -4.74 |
| Aug 2020 | 1097.688242662151 | -0.35 | -3.76 |
| Sep 2020 | 1100.8851563918797 | 0.29 | -3.57 |
| Oct 2020 | 1104.6149927787328 | 0.34 | -4.35 |
| Nov 2020 | 1108.9243777959805 | 0.39 | -4.42 |
| Dec 2020 | 1111.7186855388272 | 0.25 | -4.83 |
| Jan 2021 | 1130.8639722919525 | 1.72 | -2.64 |
| Feb 2021 | 1153.2611688680004 | 1.98 | 0.57 |
| Mar 2021 | 1202.5037986843333 | 4.27 | 4.65 |
| Apr 2021 | 1215.9407914722963 | 1.12 | 7.20 |
| May 2021 | 1222.068452735608 | 0.50 | 8.58 |
| Jun 2021 | 1244.2362501119565 | 1.81 | 11.40 |
| Jul 2021 | 1248.8025194491129 | 0.37 | 13.37 |
| Aug 2021 | 1259.8624979609378 | 0.89 | 14.77 |
| Sep 2021 | 1278.5863058634523 | 1.49 | 16.14 |
| Oct 2021 | 1313.9802985546585 | 2.77 | 18.95 |
| Nov 2021 | 1329.4777807714297 | 1.18 | 19.89 |
| Dec 2021 | 1351.3230052107583 | 1.64 | 21.55 |
| Jan 2022 | 1425.1243676601935 | 5.46 | 26.02 |
| Feb 2022 | 1500.4243883247182 | 5.28 | 30.10 |
| Mar 2022 | 1598.1724455819096 | 6.52 | 32.90 |
| Apr 2022 | 1768.1458384451807 | 10.64 | 45.41 |
| May 2022 | 1843.9804435002397 | 4.29 | 50.89 |
| Jun 2022 | 1925.3185058461127 | 4.41 | 54.74 |
| Jul 2022 | 1924.0166864201271 | -0.07 | 54.07 |
| Aug 2022 | 1896.8508695626715 | -1.41 | 50.56 |
| Sep 2022 | 2064.6675334405973 | 8.85 | 61.48 |
| Oct 2022 | 2215.978376360955 | 7.33 | 68.65 |
| Nov 2022 | 2192.5678024093318 | -1.06 | 64.92 |
| Dec 2022 | 2097.7306196080453 | -4.32 | 55.24 |
| Jan 2023 | 2067.9917308475874 | -1.42 | 45.11 |
| Feb 2023 | 2053.718456949252 | -0.69 | 36.88 |
| Mar 2023 | 2100.7777918680886 | 2.29 | 31.45 |
| Apr 2023 | 2059.046641216358 | -1.99 | 16.45 |
| May 2023 | 2075.8790860562062 | 0.82 | 12.58 |
| Jun 2023 | 2137.2819602496247 | 2.96 | 11.01 |
| Jul 2023 | 2168.4620048272664 | 1.46 | 12.71 |
| Aug 2023 | 2220.5720551190802 | 2.40 | 17.07 |
| Sep 2023 | 2248.6849511535484 | 1.27 | 8.91 |
| Oct 2023 | 2333.4495829937678 | 3.77 | 5.30 |
| Nov 2023 | 2295.292218924356 | -1.63 | 4.68 |
| Dec 2023 | 2167.5736941096447 | -5.56 | 3.33 |
| Jan 2024 | 2133.804166073284 | -1.56 | 3.18 |
| Feb 2024 | 2162.560290437157 | 1.35 | 5.30 |
| Mar 2024 | 2178.20710010605 | 0.72 | 3.69 |
| Apr 2024 | 2219.6977685294783 | 1.91 | 7.80 |
| May 2024 | 2237.0490609443686 | 0.78 | 7.76 |
| Jun 2024 | 2207.768885156694 | -1.31 | 3.30 |
| Jul 2024 | 2191.276274363289 | -0.75 | 1.05 |
| Aug 2024 | 2121.445960705974 | -3.19 | -4.46 |
| Sep 2024 | 2059.0611143204537 | -2.94 | -8.43 |
| Oct 2024 | 2105.6369538032186 | 2.26 | -9.76 |
| Nov 2024 | 2177.0988889336795 | 3.39 | -5.15 |
| Dec 2024 | 2158.131642509286 | -0.87 | -0.44 |
| Jan 2025 | 2205.653769031973 | 2.20 | 3.37 |
| Feb 2025 | 2181.7670583031195 | -1.08 | 0.89 |
| Mar 2025 | 2139.53208454951 | -1.94 | -1.78 |
| Apr 2025 | 2147.812209395122 | 0.39 | -3.24 |
| May 2025 | 2159.013958398524 | 0.52 | -3.49 |
| Jun 2025 | 2152.395315184153 | -0.31 | -2.51 |
| Jul 2025 | 2127.6233558123495 | -1.15 | -2.90 |
| Aug 2025 | 2097.16923255254 | -1.43 | -1.14 |
| Sep 2025 | 2049.1478023673467 | -2.29 | -0.48 |
| Oct 2025 | 2027.8409776357319 | -1.04 | -3.69 |
| Nov 2025 | 2023.4730611621428 | -0.21 | -7.06 |
| Dec 2025 | 2014.6579907598111 | -0.44 | -6.65 |
| Jan 2026 | 1997.4090940699293 | -0.86 | -9.44 |
| Feb 2026 | 1985.0496357685158 | -0.62 | -9.02 |