Indianapolis, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Indianapolis, IN Metro in February 2026 was $1,866.753. The month over month percentage change (MoM) was -0.26%, and the year over year percentage change (YoY) was -5.91%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Indianapolis, IN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Indianapolis, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Indianapolis, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Indianapolis, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Indianapolis, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 696.1660854912507 | -1.83 | -2.92 |
| Feb 2015 | 700.604333185421 | 0.64 | -1.36 |
| Mar 2015 | 707.1849790849828 | 0.94 | -1.26 |
| Apr 2015 | 702.6742776935272 | -0.64 | -2.49 |
| May 2015 | 718.1949389786025 | 2.21 | 0.41 |
| Jun 2015 | 732.0301327139971 | 1.93 | 1.96 |
| Jul 2015 | 739.5350435512588 | 1.02 | 2.69 |
| Aug 2015 | 731.8601352320279 | -1.04 | 1.28 |
| Sep 2015 | 733.228571826517 | 0.19 | 0.57 |
| Oct 2015 | 728.6838833875627 | -0.62 | 1.10 |
| Nov 2015 | 741.3058494882121 | 1.73 | 3.17 |
| Dec 2015 | 745.5686667448986 | 0.57 | 5.13 |
| Jan 2016 | 741.4213393192363 | -0.56 | 6.50 |
| Feb 2016 | 728.7679411019469 | -1.71 | 4.02 |
| Mar 2016 | 733.6608108045613 | 0.67 | 3.74 |
| Apr 2016 | 729.9766269277962 | -0.50 | 3.89 |
| May 2016 | 733.0549467739482 | 0.42 | 2.07 |
| Jun 2016 | 735.099805531379 | 0.28 | 0.42 |
| Jul 2016 | 729.4559584745116 | -0.77 | -1.36 |
| Aug 2016 | 733.1634273930197 | 0.51 | 0.18 |
| Sep 2016 | 739.6788382524699 | 0.89 | 0.88 |
| Oct 2016 | 744.8086412214967 | 0.69 | 2.21 |
| Nov 2016 | 772.9156221335223 | 3.77 | 4.26 |
| Dec 2016 | 811.852200001413 | 5.04 | 8.89 |
| Jan 2017 | 811.2625368295128 | -0.07 | 9.42 |
| Feb 2017 | 815.811233882058 | 0.56 | 11.94 |
| Mar 2017 | 821.4077672227128 | 0.69 | 11.96 |
| Apr 2017 | 813.4913980038652 | -0.96 | 11.44 |
| May 2017 | 815.7099204446706 | 0.27 | 11.28 |
| Jun 2017 | 811.994381947823 | -0.45 | 10.46 |
| Jul 2017 | 822.4826073222972 | 1.29 | 12.75 |
| Aug 2017 | 820.2422717120531 | -0.27 | 11.88 |
| Sep 2017 | 818.8102595247199 | -0.17 | 10.70 |
| Oct 2017 | 831.1758659770851 | 1.51 | 11.60 |
| Nov 2017 | 838.89248979786 | 0.93 | 8.54 |
| Dec 2017 | 846.614558200323 | 0.92 | 4.28 |
| Jan 2018 | 858.8262754645273 | 1.44 | 5.86 |
| Feb 2018 | 889.7373401551602 | 3.60 | 9.06 |
| Mar 2018 | 906.1589876486096 | 1.85 | 10.32 |
| Apr 2018 | 915.1786118946474 | 1.00 | 12.50 |
| May 2018 | 933.9557303044879 | 2.05 | 14.50 |
| Jun 2018 | 939.1772223729454 | 0.56 | 15.66 |
| Jul 2018 | 941.9593968067014 | 0.30 | 14.53 |
| Aug 2018 | 950.1995774139618 | 0.88 | 15.84 |
| Sep 2018 | 963.9130278576504 | 1.44 | 17.72 |
| Oct 2018 | 988.8292766400768 | 2.59 | 18.97 |
| Nov 2018 | 998.1121843927914 | 0.94 | 18.98 |
| Dec 2018 | 980.6620425118548 | -1.75 | 15.83 |
| Jan 2019 | 969.5004572236974 | -1.14 | 12.89 |
| Feb 2019 | 965.4009059032501 | -0.42 | 8.50 |
| Mar 2019 | 960.8296105575397 | -0.47 | 6.03 |
| Apr 2019 | 953.6225233429914 | -0.75 | 4.20 |
| May 2019 | 951.4202940241767 | -0.23 | 1.87 |
| Jun 2019 | 929.3407286951876 | -2.32 | -1.05 |
| Jul 2019 | 929.7246894709787 | 0.04 | -1.30 |
| Aug 2019 | 919.4047643871847 | -1.11 | -3.24 |
| Sep 2019 | 922.1920106601603 | 0.30 | -4.33 |
| Oct 2019 | 935.1061594566396 | 1.40 | -5.43 |
| Nov 2019 | 941.8531912349908 | 0.72 | -5.64 |
| Dec 2019 | 951.2207527874576 | 1.00 | -3.00 |
| Jan 2020 | 949.4543002393704 | -0.19 | -2.07 |
| Feb 2020 | 941.096163326937 | -0.88 | -2.52 |
| Mar 2020 | 947.5417159116113 | 0.69 | -1.38 |
| Apr 2020 | 940.2193912327854 | -0.77 | -1.40 |
| May 2020 | 938.2815048450021 | -0.21 | -1.38 |
| Jun 2020 | 935.068926084084 | -0.34 | 0.62 |
| Jul 2020 | 924.805828066411 | -1.10 | -0.53 |
| Aug 2020 | 923.171411934646 | -0.18 | 0.41 |
| Sep 2020 | 929.0485215559395 | 0.64 | 0.74 |
| Oct 2020 | 936.2163242727245 | 0.77 | 0.12 |
| Nov 2020 | 944.7018448632086 | 0.91 | 0.30 |
| Dec 2020 | 951.3725725182628 | 0.71 | 0.02 |
| Jan 2021 | 971.0510744280764 | 2.07 | 2.28 |
| Feb 2021 | 994.0998697980557 | 2.37 | 5.63 |
| Mar 2021 | 1041.3946482976628 | 4.76 | 9.90 |
| Apr 2021 | 1057.4534142015764 | 1.54 | 12.47 |
| May 2021 | 1064.9609469588968 | 0.71 | 13.50 |
| Jun 2021 | 1084.5460259428492 | 1.84 | 15.99 |
| Jul 2021 | 1088.0868623399529 | 0.33 | 17.66 |
| Aug 2021 | 1096.1336609252178 | 0.74 | 18.74 |
| Sep 2021 | 1109.6609763052886 | 1.23 | 19.44 |
| Oct 2021 | 1138.0494798903105 | 2.56 | 21.56 |
| Nov 2021 | 1149.7913207200186 | 1.03 | 21.71 |
| Dec 2021 | 1167.5972486988992 | 1.55 | 22.73 |
| Jan 2022 | 1230.2346395678032 | 5.37 | 26.69 |
| Feb 2022 | 1296.8227942538324 | 5.41 | 30.45 |
| Mar 2022 | 1381.815060480827 | 6.55 | 32.69 |
| Apr 2022 | 1528.8251221041003 | 10.64 | 44.58 |
| May 2022 | 1590.4536061527647 | 4.03 | 49.34 |
| Jun 2022 | 1656.5018846647567 | 4.15 | 52.74 |
| Jul 2022 | 1648.3090233557164 | -0.49 | 51.49 |
| Aug 2022 | 1618.711746607151 | -1.80 | 47.68 |
| Sep 2022 | 1755.821097148068 | 8.47 | 58.23 |
| Oct 2022 | 1882.2029642966781 | 7.20 | 65.39 |
| Nov 2022 | 1863.6381981643217 | -0.99 | 62.09 |
| Dec 2022 | 1789.4576409138592 | -3.98 | 53.26 |
| Jan 2023 | 1772.6849975101727 | -0.94 | 44.09 |
| Feb 2023 | 1770.0179060554747 | -0.15 | 36.49 |
| Mar 2023 | 1818.3790168667028 | 2.73 | 31.59 |
| Apr 2023 | 1790.0320929803252 | -1.56 | 17.09 |
| May 2023 | 1810.054007762536 | 1.12 | 13.81 |
| Jun 2023 | 1866.945520008395 | 3.14 | 12.70 |
| Jul 2023 | 1895.2641096008601 | 1.52 | 14.98 |
| Aug 2023 | 1941.4087196260157 | 2.44 | 19.93 |
| Sep 2023 | 1967.8381865586396 | 1.36 | 12.08 |
| Oct 2023 | 2044.3171581058687 | 3.89 | 8.61 |
| Nov 2023 | 2012.8559759107984 | -1.54 | 8.01 |
| Dec 2023 | 1902.480139506386 | -5.48 | 6.32 |
| Jan 2024 | 1875.4295894193267 | -1.42 | 5.80 |
| Feb 2024 | 1904.6145153404477 | 1.56 | 7.60 |
| Mar 2024 | 1923.6863439580595 | 1.00 | 5.79 |
| Apr 2024 | 1965.3562651648144 | 2.17 | 9.79 |
| May 2024 | 1986.108504576069 | 1.06 | 9.73 |
| Jun 2024 | 1964.4629442304472 | -1.09 | 5.22 |
| Jul 2024 | 1952.7380761941763 | -0.60 | 3.03 |
| Aug 2024 | 1892.6187923278353 | -3.08 | -2.51 |
| Sep 2024 | 1838.945911661833 | -2.84 | -6.55 |
| Oct 2024 | 1884.3312754709355 | 2.47 | -7.83 |
| Nov 2024 | 1954.1788040283905 | 3.71 | -2.91 |
| Dec 2024 | 1945.1500911448945 | -0.46 | 2.24 |
| Jan 2025 | 1997.2890565063196 | 2.68 | 6.50 |
| Feb 2025 | 1984.1208681045305 | -0.66 | 4.17 |
| Mar 2025 | 1952.4850401723213 | -1.59 | 1.50 |
| Apr 2025 | 1965.2917847233643 | 0.66 | 0.00 |
| May 2025 | 1980.4599267089768 | 0.77 | -0.28 |
| Jun 2025 | 1979.9375593336583 | -0.03 | 0.79 |
| Jul 2025 | 1963.6521488746082 | -0.82 | 0.56 |
| Aug 2025 | 1941.0690133040864 | -1.15 | 2.56 |
| Sep 2025 | 1901.8159424627943 | -2.02 | 3.42 |
| Oct 2025 | 1886.0467820669915 | -0.83 | 0.09 |
| Nov 2025 | 1886.1886970823175 | 0.01 | -3.48 |
| Dec 2025 | 1882.030939192554 | -0.22 | -3.24 |
| Jan 2026 | 1871.6124098209116 | -0.55 | -6.29 |
| Feb 2026 | 1866.7530197233805 | -0.26 | -5.91 |
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