Lakeland, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Lakeland, FL Metro in February 2026 was $1,936.506. The month over month percentage change (MoM) was -0.54%, and the year over year percentage change (YoY) was -10.85%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 676.2578832930421 | -1.25 | 1.39 |
| Feb 2015 | 682.209639822915 | 0.88 | 2.60 |
| Mar 2015 | 689.07690440373 | 1.01 | 2.26 |
| Apr 2015 | 685.5438196067483 | -0.51 | 0.99 |
| May 2015 | 702.0115002831143 | 2.40 | 4.18 |
| Jun 2015 | 717.6384954945438 | 2.23 | 6.10 |
| Jul 2015 | 728.4295330723472 | 1.50 | 7.18 |
| Aug 2015 | 724.2365255558043 | -0.58 | 5.94 |
| Sep 2015 | 728.3531852003875 | 0.57 | 5.44 |
| Oct 2015 | 726.5513006885367 | -0.25 | 6.00 |
| Nov 2015 | 743.0913111423245 | 2.28 | 8.03 |
| Dec 2015 | 751.2738634178094 | 1.10 | 9.70 |
| Jan 2016 | 749.9330349606661 | -0.18 | 10.90 |
| Feb 2016 | 738.7803076752988 | -1.49 | 8.29 |
| Mar 2016 | 745.607711603672 | 0.92 | 8.20 |
| Apr 2016 | 743.7280909576731 | -0.25 | 8.49 |
| May 2016 | 747.631576158785 | 0.53 | 6.50 |
| Jun 2016 | 750.2116589514939 | 0.35 | 4.54 |
| Jul 2016 | 744.9255823013729 | -0.70 | 2.27 |
| Aug 2016 | 751.1987162303554 | 0.84 | 3.72 |
| Sep 2016 | 760.102553731366 | 1.19 | 4.36 |
| Oct 2016 | 768.5353066073981 | 1.11 | 5.78 |
| Nov 2016 | 799.7002382640948 | 4.06 | 7.62 |
| Dec 2016 | 843.0738322844692 | 5.42 | 12.22 |
| Jan 2017 | 844.7217010626355 | 0.20 | 12.64 |
| Feb 2017 | 851.343193686074 | 0.78 | 15.24 |
| Mar 2017 | 858.7698753080242 | 0.87 | 15.18 |
| Apr 2017 | 851.4648091557638 | -0.85 | 14.49 |
| May 2017 | 853.680644875898 | 0.26 | 14.19 |
| Jun 2017 | 850.6081048590542 | -0.36 | 13.38 |
| Jul 2017 | 862.5971078213278 | 1.41 | 15.80 |
| Aug 2017 | 862.5149012935043 | -0.01 | 14.82 |
| Sep 2017 | 862.6103425173114 | 0.01 | 13.49 |
| Oct 2017 | 877.7664671001556 | 1.76 | 14.21 |
| Nov 2017 | 887.4556281570079 | 1.10 | 10.97 |
| Dec 2017 | 897.396423296085 | 1.12 | 6.44 |
| Jan 2018 | 912.1086974633805 | 1.64 | 7.98 |
| Feb 2018 | 947.4717897468108 | 3.88 | 11.29 |
| Mar 2018 | 966.3356406845201 | 1.99 | 12.53 |
| Apr 2018 | 975.850263503841 | 0.99 | 14.61 |
| May 2018 | 994.6048001187359 | 1.92 | 16.51 |
| Jun 2018 | 999.4861692021651 | 0.49 | 17.50 |
| Jul 2018 | 1003.4325369383434 | 0.40 | 16.33 |
| Aug 2018 | 1013.7968593826705 | 1.03 | 17.54 |
| Sep 2018 | 1029.7428647475233 | 1.57 | 19.38 |
| Oct 2018 | 1058.0547973112496 | 2.75 | 20.54 |
| Nov 2018 | 1070.2525869941744 | 1.15 | 20.60 |
| Dec 2018 | 1055.376614583783 | -1.39 | 17.60 |
| Jan 2019 | 1046.381406340083 | -0.85 | 14.72 |
| Feb 2019 | 1044.1803721141155 | -0.21 | 10.21 |
| Mar 2019 | 1038.3895080271425 | -0.56 | 7.46 |
| Apr 2019 | 1028.7876098692552 | -0.92 | 5.43 |
| May 2019 | 1023.5653159016578 | -0.51 | 2.91 |
| Jun 2019 | 998.4589228346554 | -2.45 | -0.10 |
| Jul 2019 | 998.4235764283513 | 0.00 | -0.50 |
| Aug 2019 | 988.0241013230614 | -1.04 | -2.54 |
| Sep 2019 | 991.5774858125542 | 0.36 | -3.71 |
| Oct 2019 | 1005.5136288304398 | 1.41 | -4.97 |
| Nov 2019 | 1012.513272847887 | 0.70 | -5.39 |
| Dec 2019 | 1022.6939135115601 | 1.00 | -3.10 |
| Jan 2020 | 1020.4284838129497 | -0.22 | -2.48 |
| Feb 2020 | 1011.1624543297128 | -0.91 | -3.16 |
| Mar 2020 | 1016.0515960774176 | 0.48 | -2.15 |
| Apr 2020 | 1005.6458106635706 | -1.02 | -2.25 |
| May 2020 | 1000.8215911150971 | -0.48 | -2.22 |
| Jun 2020 | 996.8338114181104 | -0.40 | -0.16 |
| Jul 2020 | 986.6193752150562 | -1.02 | -1.18 |
| Aug 2020 | 986.3751441783575 | -0.02 | -0.17 |
| Sep 2020 | 992.9548345561896 | 0.67 | 0.14 |
| Oct 2020 | 999.4821530809003 | 0.66 | -0.60 |
| Nov 2020 | 1005.9343874312257 | 0.65 | -0.65 |
| Dec 2020 | 1009.8465935693441 | 0.39 | -1.26 |
| Jan 2021 | 1029.362465659619 | 1.93 | 0.88 |
| Feb 2021 | 1051.971321312074 | 2.20 | 4.04 |
| Mar 2021 | 1099.550645453584 | 4.52 | 8.22 |
| Apr 2021 | 1113.2541710381636 | 1.25 | 10.70 |
| May 2021 | 1119.70412886053 | 0.58 | 11.88 |
| Jun 2021 | 1143.4644450231888 | 2.12 | 14.71 |
| Jul 2021 | 1153.8855760117879 | 0.91 | 16.95 |
| Aug 2021 | 1172.7096937814192 | 1.63 | 18.89 |
| Sep 2021 | 1198.3757302637719 | 2.19 | 20.69 |
| Oct 2021 | 1239.3021956421692 | 3.42 | 23.99 |
| Nov 2021 | 1261.989479755823 | 1.83 | 25.45 |
| Dec 2021 | 1291.033832357746 | 2.30 | 27.85 |
| Jan 2022 | 1370.9186964638939 | 6.19 | 33.18 |
| Feb 2022 | 1455.5809649784458 | 6.18 | 38.37 |
| Mar 2022 | 1562.6184065562427 | 7.35 | 42.11 |
| Apr 2022 | 1744.7278577149464 | 11.65 | 56.72 |
| May 2022 | 1833.9230790086149 | 5.11 | 63.79 |
| Jun 2022 | 1930.7229867683682 | 5.28 | 68.85 |
| Jul 2022 | 1941.4304766423493 | 0.56 | 68.25 |
| Aug 2022 | 1923.25843424187 | -0.94 | 64.00 |
| Sep 2022 | 2098.0810157954784 | 9.09 | 75.08 |
| Oct 2022 | 2251.9157124709623 | 7.33 | 81.71 |
| Nov 2022 | 2225.3140801850277 | -1.18 | 76.33 |
| Dec 2022 | 2126.621352625796 | -4.43 | 64.72 |
| Jan 2023 | 2094.3590765677923 | -1.52 | 52.77 |
| Feb 2023 | 2079.238395916196 | -0.72 | 42.85 |
| Mar 2023 | 2127.0844005071713 | 2.30 | 36.12 |
| Apr 2023 | 2084.940838289325 | -1.98 | 19.50 |
| May 2023 | 2099.7842153347365 | 0.71 | 14.50 |
| Jun 2023 | 2159.4487918435416 | 2.84 | 11.85 |
| Jul 2023 | 2190.5866384140268 | 1.44 | 12.83 |
| Aug 2023 | 2243.9013268691037 | 2.43 | 16.67 |
| Sep 2023 | 2273.223818854792 | 1.31 | 8.35 |
| Oct 2023 | 2360.3090946338098 | 3.83 | 4.81 |
| Nov 2023 | 2324.4246811845564 | -1.52 | 4.45 |
| Dec 2023 | 2199.0749400428926 | -5.39 | 3.41 |
| Jan 2024 | 2168.008892481461 | -1.41 | 3.52 |
| Feb 2024 | 2199.612779747517 | 1.46 | 5.79 |
| Mar 2024 | 2214.300890828129 | 0.67 | 4.10 |
| Apr 2024 | 2252.1348671932406 | 1.71 | 8.02 |
| May 2024 | 2265.196840969595 | 0.58 | 7.88 |
| Jun 2024 | 2231.185242434011 | -1.50 | 3.32 |
| Jul 2024 | 2210.0859365093347 | -0.95 | 0.89 |
| Aug 2024 | 2134.180252094965 | -3.43 | -4.89 |
| Sep 2024 | 2066.3100441243782 | -3.18 | -9.10 |
| Oct 2024 | 2109.253167279539 | 2.08 | -10.64 |
| Nov 2024 | 2177.790947139509 | 3.25 | -6.31 |
| Dec 2024 | 2155.4993400383587 | -1.02 | -1.98 |
| Jan 2025 | 2199.93992142518 | 2.06 | 1.47 |
| Feb 2025 | 2172.311829418925 | -1.26 | -1.24 |
| Mar 2025 | 2126.8774673875005 | -2.09 | -3.95 |
| Apr 2025 | 2130.275260858356 | 0.16 | -5.41 |
| May 2025 | 2135.7081629947475 | 0.26 | -5.72 |
| Jun 2025 | 2122.889046137827 | -0.60 | -4.85 |
| Jul 2025 | 2091.8927289766107 | -1.46 | -5.35 |
| Aug 2025 | 2055.533817784658 | -1.74 | -3.68 |
| Sep 2025 | 2003.9539633349473 | -2.51 | -3.02 |
| Oct 2025 | 1980.1666876457807 | -1.19 | -6.12 |
| Nov 2025 | 1974.0113773199935 | -0.31 | -9.36 |
| Dec 2025 | 1963.7168208380378 | -0.52 | -8.90 |
| Jan 2026 | 1947.0891417433932 | -0.85 | -11.49 |
| Feb 2026 | 1936.5056373362086 | -0.54 | -10.85 |