Lakeland, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Lakeland, FL Metro in February 2026 was $1,936.506. The month over month percentage change (MoM) was -0.54%, and the year over year percentage change (YoY) was -10.85%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Lakeland, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lakeland, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 676.2578832930421 -1.25 1.39
Feb 2015 682.209639822915 0.88 2.60
Mar 2015 689.07690440373 1.01 2.26
Apr 2015 685.5438196067483 -0.51 0.99
May 2015 702.0115002831143 2.40 4.18
Jun 2015 717.6384954945438 2.23 6.10
Jul 2015 728.4295330723472 1.50 7.18
Aug 2015 724.2365255558043 -0.58 5.94
Sep 2015 728.3531852003875 0.57 5.44
Oct 2015 726.5513006885367 -0.25 6.00
Nov 2015 743.0913111423245 2.28 8.03
Dec 2015 751.2738634178094 1.10 9.70
Jan 2016 749.9330349606661 -0.18 10.90
Feb 2016 738.7803076752988 -1.49 8.29
Mar 2016 745.607711603672 0.92 8.20
Apr 2016 743.7280909576731 -0.25 8.49
May 2016 747.631576158785 0.53 6.50
Jun 2016 750.2116589514939 0.35 4.54
Jul 2016 744.9255823013729 -0.70 2.27
Aug 2016 751.1987162303554 0.84 3.72
Sep 2016 760.102553731366 1.19 4.36
Oct 2016 768.5353066073981 1.11 5.78
Nov 2016 799.7002382640948 4.06 7.62
Dec 2016 843.0738322844692 5.42 12.22
Jan 2017 844.7217010626355 0.20 12.64
Feb 2017 851.343193686074 0.78 15.24
Mar 2017 858.7698753080242 0.87 15.18
Apr 2017 851.4648091557638 -0.85 14.49
May 2017 853.680644875898 0.26 14.19
Jun 2017 850.6081048590542 -0.36 13.38
Jul 2017 862.5971078213278 1.41 15.80
Aug 2017 862.5149012935043 -0.01 14.82
Sep 2017 862.6103425173114 0.01 13.49
Oct 2017 877.7664671001556 1.76 14.21
Nov 2017 887.4556281570079 1.10 10.97
Dec 2017 897.396423296085 1.12 6.44
Jan 2018 912.1086974633805 1.64 7.98
Feb 2018 947.4717897468108 3.88 11.29
Mar 2018 966.3356406845201 1.99 12.53
Apr 2018 975.850263503841 0.99 14.61
May 2018 994.6048001187359 1.92 16.51
Jun 2018 999.4861692021651 0.49 17.50
Jul 2018 1003.4325369383434 0.40 16.33
Aug 2018 1013.7968593826705 1.03 17.54
Sep 2018 1029.7428647475233 1.57 19.38
Oct 2018 1058.0547973112496 2.75 20.54
Nov 2018 1070.2525869941744 1.15 20.60
Dec 2018 1055.376614583783 -1.39 17.60
Jan 2019 1046.381406340083 -0.85 14.72
Feb 2019 1044.1803721141155 -0.21 10.21
Mar 2019 1038.3895080271425 -0.56 7.46
Apr 2019 1028.7876098692552 -0.92 5.43
May 2019 1023.5653159016578 -0.51 2.91
Jun 2019 998.4589228346554 -2.45 -0.10
Jul 2019 998.4235764283513 0.00 -0.50
Aug 2019 988.0241013230614 -1.04 -2.54
Sep 2019 991.5774858125542 0.36 -3.71
Oct 2019 1005.5136288304398 1.41 -4.97
Nov 2019 1012.513272847887 0.70 -5.39
Dec 2019 1022.6939135115601 1.00 -3.10
Jan 2020 1020.4284838129497 -0.22 -2.48
Feb 2020 1011.1624543297128 -0.91 -3.16
Mar 2020 1016.0515960774176 0.48 -2.15
Apr 2020 1005.6458106635706 -1.02 -2.25
May 2020 1000.8215911150971 -0.48 -2.22
Jun 2020 996.8338114181104 -0.40 -0.16
Jul 2020 986.6193752150562 -1.02 -1.18
Aug 2020 986.3751441783575 -0.02 -0.17
Sep 2020 992.9548345561896 0.67 0.14
Oct 2020 999.4821530809003 0.66 -0.60
Nov 2020 1005.9343874312257 0.65 -0.65
Dec 2020 1009.8465935693441 0.39 -1.26
Jan 2021 1029.362465659619 1.93 0.88
Feb 2021 1051.971321312074 2.20 4.04
Mar 2021 1099.550645453584 4.52 8.22
Apr 2021 1113.2541710381636 1.25 10.70
May 2021 1119.70412886053 0.58 11.88
Jun 2021 1143.4644450231888 2.12 14.71
Jul 2021 1153.8855760117879 0.91 16.95
Aug 2021 1172.7096937814192 1.63 18.89
Sep 2021 1198.3757302637719 2.19 20.69
Oct 2021 1239.3021956421692 3.42 23.99
Nov 2021 1261.989479755823 1.83 25.45
Dec 2021 1291.033832357746 2.30 27.85
Jan 2022 1370.9186964638939 6.19 33.18
Feb 2022 1455.5809649784458 6.18 38.37
Mar 2022 1562.6184065562427 7.35 42.11
Apr 2022 1744.7278577149464 11.65 56.72
May 2022 1833.9230790086149 5.11 63.79
Jun 2022 1930.7229867683682 5.28 68.85
Jul 2022 1941.4304766423493 0.56 68.25
Aug 2022 1923.25843424187 -0.94 64.00
Sep 2022 2098.0810157954784 9.09 75.08
Oct 2022 2251.9157124709623 7.33 81.71
Nov 2022 2225.3140801850277 -1.18 76.33
Dec 2022 2126.621352625796 -4.43 64.72
Jan 2023 2094.3590765677923 -1.52 52.77
Feb 2023 2079.238395916196 -0.72 42.85
Mar 2023 2127.0844005071713 2.30 36.12
Apr 2023 2084.940838289325 -1.98 19.50
May 2023 2099.7842153347365 0.71 14.50
Jun 2023 2159.4487918435416 2.84 11.85
Jul 2023 2190.5866384140268 1.44 12.83
Aug 2023 2243.9013268691037 2.43 16.67
Sep 2023 2273.223818854792 1.31 8.35
Oct 2023 2360.3090946338098 3.83 4.81
Nov 2023 2324.4246811845564 -1.52 4.45
Dec 2023 2199.0749400428926 -5.39 3.41
Jan 2024 2168.008892481461 -1.41 3.52
Feb 2024 2199.612779747517 1.46 5.79
Mar 2024 2214.300890828129 0.67 4.10
Apr 2024 2252.1348671932406 1.71 8.02
May 2024 2265.196840969595 0.58 7.88
Jun 2024 2231.185242434011 -1.50 3.32
Jul 2024 2210.0859365093347 -0.95 0.89
Aug 2024 2134.180252094965 -3.43 -4.89
Sep 2024 2066.3100441243782 -3.18 -9.10
Oct 2024 2109.253167279539 2.08 -10.64
Nov 2024 2177.790947139509 3.25 -6.31
Dec 2024 2155.4993400383587 -1.02 -1.98
Jan 2025 2199.93992142518 2.06 1.47
Feb 2025 2172.311829418925 -1.26 -1.24
Mar 2025 2126.8774673875005 -2.09 -3.95
Apr 2025 2130.275260858356 0.16 -5.41
May 2025 2135.7081629947475 0.26 -5.72
Jun 2025 2122.889046137827 -0.60 -4.85
Jul 2025 2091.8927289766107 -1.46 -5.35
Aug 2025 2055.533817784658 -1.74 -3.68
Sep 2025 2003.9539633349473 -2.51 -3.02
Oct 2025 1980.1666876457807 -1.19 -6.12
Nov 2025 1974.0113773199935 -0.31 -9.36
Dec 2025 1963.7168208380378 -0.52 -8.90
Jan 2026 1947.0891417433932 -0.85 -11.49
Feb 2026 1936.5056373362086 -0.54 -10.85