Lancaster, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Lancaster, PA Metro in February 2026 was $2,435.674. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -2.94%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 999.0582232118355 | -1.79 | -5.41 |
| Feb 2015 | 1005.4504526682761 | 0.64 | -3.75 |
| Mar 2015 | 1012.960666171033 | 0.75 | -3.58 |
| Apr 2015 | 1004.5791309293696 | -0.83 | -4.56 |
| May 2015 | 1023.7534452640648 | 1.91 | -1.60 |
| Jun 2015 | 1041.0191865540396 | 1.69 | 0.13 |
| Jul 2015 | 1051.1797814331976 | 0.98 | 1.17 |
| Aug 2015 | 1040.8807578806072 | -0.98 | 0.07 |
| Sep 2015 | 1044.5722233505012 | 0.36 | -0.32 |
| Oct 2015 | 1037.752391224397 | -0.65 | 0.32 |
| Nov 2015 | 1055.7612365744328 | 1.74 | 2.46 |
| Dec 2015 | 1060.7092856200816 | 0.47 | 4.27 |
| Jan 2016 | 1054.3133424804312 | -0.60 | 5.53 |
| Feb 2016 | 1035.098117356891 | -1.82 | 2.95 |
| Mar 2016 | 1039.8974566458664 | 0.46 | 2.66 |
| Apr 2016 | 1031.7289964642664 | -0.79 | 2.70 |
| May 2016 | 1032.5283875276732 | 0.08 | 0.86 |
| Jun 2016 | 1032.4624647578519 | -0.01 | -0.82 |
| Jul 2016 | 1021.9550661362929 | -1.02 | -2.78 |
| Aug 2016 | 1025.18964813582 | 0.32 | -1.51 |
| Sep 2016 | 1031.848097910858 | 0.65 | -1.22 |
| Oct 2016 | 1037.0158218370857 | 0.50 | -0.07 |
| Nov 2016 | 1073.9631533416896 | 3.56 | 1.72 |
| Dec 2016 | 1127.528643198125 | 4.99 | 6.30 |
| Jan 2017 | 1126.5427777082182 | -0.09 | 6.85 |
| Feb 2017 | 1132.7441487343337 | 0.55 | 9.43 |
| Mar 2017 | 1139.3049789127351 | 0.58 | 9.56 |
| Apr 2017 | 1125.213410552685 | -1.24 | 9.06 |
| May 2017 | 1125.0081765056743 | -0.02 | 8.96 |
| Jun 2017 | 1117.6147894530943 | -0.66 | 8.25 |
| Jul 2017 | 1130.1682609552092 | 1.12 | 10.59 |
| Aug 2017 | 1124.6371471874004 | -0.49 | 9.70 |
| Sep 2017 | 1119.3883005951498 | -0.47 | 8.48 |
| Oct 2017 | 1133.910762160871 | 1.30 | 9.34 |
| Nov 2017 | 1142.9965626467845 | 0.80 | 6.43 |
| Dec 2017 | 1152.1963538303028 | 0.81 | 2.19 |
| Jan 2018 | 1167.7112018027906 | 1.35 | 3.65 |
| Feb 2018 | 1207.4479345204616 | 3.40 | 6.60 |
| Mar 2018 | 1231.9771554792626 | 2.03 | 8.13 |
| Apr 2018 | 1246.8862044664452 | 1.21 | 10.81 |
| May 2018 | 1274.4636714987553 | 2.21 | 13.29 |
| Jun 2018 | 1277.8626157111103 | 0.27 | 14.34 |
| Jul 2018 | 1273.9827537796261 | -0.30 | 12.73 |
| Aug 2018 | 1277.272347518231 | 0.26 | 13.57 |
| Sep 2018 | 1288.10274066883 | 0.85 | 15.07 |
| Oct 2018 | 1316.9257125356248 | 2.24 | 16.14 |
| Nov 2018 | 1324.6541619155569 | 0.59 | 15.89 |
| Dec 2018 | 1298.1802415766995 | -2.00 | 12.67 |
| Jan 2019 | 1279.1459620717937 | -1.47 | 9.54 |
| Feb 2019 | 1270.6826554183115 | -0.66 | 5.24 |
| Mar 2019 | 1260.7739991010321 | -0.78 | 2.34 |
| Apr 2019 | 1248.7900163648483 | -0.95 | 0.15 |
| May 2019 | 1244.076030840039 | -0.38 | -2.38 |
| Jun 2019 | 1214.925022736785 | -2.34 | -4.92 |
| Jul 2019 | 1214.1904160448526 | -0.06 | -4.69 |
| Aug 2019 | 1199.5255777810755 | -1.21 | -6.09 |
| Sep 2019 | 1201.6465970367915 | 0.18 | -6.71 |
| Oct 2019 | 1216.9736097933903 | 1.28 | -7.59 |
| Nov 2019 | 1223.6698375334342 | 0.55 | -7.62 |
| Dec 2019 | 1231.8747868769215 | 0.67 | -5.11 |
| Jan 2020 | 1224.9442950286143 | -0.56 | -4.24 |
| Feb 2020 | 1209.3824078639204 | -1.27 | -4.82 |
| Mar 2020 | 1212.01615813759 | 0.22 | -3.87 |
| Apr 2020 | 1197.3109166484635 | -1.21 | -4.12 |
| May 2020 | 1189.77415945812 | -0.63 | -4.36 |
| Jun 2020 | 1183.1465877006578 | -0.56 | -2.62 |
| Jul 2020 | 1169.2358558402352 | -1.18 | -3.70 |
| Aug 2020 | 1167.4049747574234 | -0.16 | -2.68 |
| Sep 2020 | 1174.3185207965269 | 0.59 | -2.27 |
| Oct 2020 | 1182.1708285809884 | 0.67 | -2.86 |
| Nov 2020 | 1190.9029981746833 | 0.74 | -2.68 |
| Dec 2020 | 1197.8432587957457 | 0.58 | -2.76 |
| Jan 2021 | 1221.4384316211545 | 1.97 | -0.29 |
| Feb 2021 | 1247.766508894451 | 2.15 | 3.17 |
| Mar 2021 | 1301.6068295826085 | 4.32 | 7.39 |
| Apr 2021 | 1313.8652392617055 | 0.94 | 9.74 |
| May 2021 | 1316.397511018536 | 0.19 | 10.64 |
| Jun 2021 | 1335.4099509513549 | 1.44 | 12.87 |
| Jul 2021 | 1334.1917268250052 | -0.09 | 14.11 |
| Aug 2021 | 1337.4107878971845 | 0.24 | 14.56 |
| Sep 2021 | 1345.1787178847544 | 0.58 | 14.55 |
| Oct 2021 | 1370.7128274488198 | 1.90 | 15.95 |
| Nov 2021 | 1377.4492189979126 | 0.49 | 15.66 |
| Dec 2021 | 1395.6467461864634 | 1.32 | 16.51 |
| Jan 2022 | 1469.4958427554363 | 5.29 | 20.31 |
| Feb 2022 | 1546.4293306622342 | 5.24 | 23.94 |
| Mar 2022 | 1643.0008775629992 | 6.25 | 26.23 |
| Apr 2022 | 1810.8008631345276 | 10.21 | 37.82 |
| May 2022 | 1876.5141205644218 | 3.63 | 42.55 |
| Jun 2022 | 1947.4163559369574 | 3.78 | 45.83 |
| Jul 2022 | 1935.3196502855344 | -0.62 | 45.06 |
| Aug 2022 | 1901.889540714945 | -1.73 | 42.21 |
| Sep 2022 | 2067.8750500928 | 8.73 | 53.73 |
| Oct 2022 | 2225.853214390975 | 7.64 | 62.39 |
| Nov 2022 | 2215.899491758241 | -0.45 | 60.87 |
| Dec 2022 | 2139.611705636183 | -3.44 | 53.31 |
| Jan 2023 | 2131.4630410411078 | -0.38 | 45.05 |
| Feb 2023 | 2136.1093515115303 | 0.22 | 38.13 |
| Mar 2023 | 2202.4440439856494 | 3.11 | 34.05 |
| Apr 2023 | 2172.491116859473 | -1.36 | 19.97 |
| May 2023 | 2205.43625271977 | 1.52 | 17.53 |
| Jun 2023 | 2283.9147113419745 | 3.56 | 17.28 |
| Jul 2023 | 2329.917361344662 | 2.01 | 20.39 |
| Aug 2023 | 2396.867738402858 | 2.87 | 26.03 |
| Sep 2023 | 2440.2549193157306 | 1.81 | 18.01 |
| Oct 2023 | 2543.6749716809354 | 4.24 | 14.28 |
| Nov 2023 | 2512.1924979174537 | -1.24 | 13.37 |
| Dec 2023 | 2381.2489087700365 | -5.21 | 11.29 |
| Jan 2024 | 2350.408905250839 | -1.29 | 10.27 |
| Feb 2024 | 2388.577302670901 | 1.62 | 11.82 |
| Mar 2024 | 2409.937379977931 | 0.89 | 9.42 |
| Apr 2024 | 2460.618990534024 | 2.10 | 13.26 |
| May 2024 | 2484.461954100697 | 0.97 | 12.65 |
| Jun 2024 | 2453.9335319221814 | -1.23 | 7.44 |
| Jul 2024 | 2439.6033596989223 | -0.58 | 4.71 |
| Aug 2024 | 2370.402032239071 | -2.84 | -1.10 |
| Sep 2024 | 2313.6307450522254 | -2.39 | -5.19 |
| Oct 2024 | 2379.6726388241586 | 2.85 | -6.45 |
| Nov 2024 | 2472.310515601826 | 3.89 | -1.59 |
| Dec 2024 | 2462.5929232925996 | -0.39 | 3.42 |
| Jan 2025 | 2527.325548866222 | 2.63 | 7.53 |
| Feb 2025 | 2509.584538570504 | -0.70 | 5.07 |
| Mar 2025 | 2469.2183368119854 | -1.61 | 2.46 |
| Apr 2025 | 2489.714011474327 | 0.83 | 1.18 |
| May 2025 | 2515.892570980225 | 1.05 | 1.26 |
| Jun 2025 | 2523.6543644936214 | 0.31 | 2.84 |
| Jul 2025 | 2513.9614071520045 | -0.38 | 3.05 |
| Aug 2025 | 2495.2854113624217 | -0.74 | 5.27 |
| Sep 2025 | 2454.4027315729963 | -1.64 | 6.08 |
| Oct 2025 | 2439.550546818372 | -0.60 | 2.52 |
| Nov 2025 | 2445.321637656176 | 0.24 | -1.09 |
| Dec 2025 | 2447.085078149071 | 0.07 | -0.63 |
| Jan 2026 | 2439.772556016636 | -0.30 | -3.46 |
| Feb 2026 | 2435.673535723433 | -0.17 | -2.94 |