Lexington, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Lexington, KY Metro in February 2026 was $2,069.749. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -4.46%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Lexington, KY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lexington, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Lexington, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lexington, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lexington, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 807.3061738758676 | -1.75 | -5.58 |
| Feb 2015 | 812.2457992051364 | 0.61 | -3.87 |
| Mar 2015 | 819.1134975514551 | 0.85 | -3.49 |
| Apr 2015 | 813.5480224537216 | -0.68 | -4.35 |
| May 2015 | 831.6665244388757 | 2.23 | -1.12 |
| Jun 2015 | 847.5198806721412 | 1.91 | 0.62 |
| Jul 2015 | 856.5196725706485 | 1.06 | 1.67 |
| Aug 2015 | 847.5174380175599 | -1.05 | 0.53 |
| Sep 2015 | 849.3036038445217 | 0.21 | 0.16 |
| Oct 2015 | 843.306589360378 | -0.71 | 0.87 |
| Nov 2015 | 857.7228557272628 | 1.71 | 3.06 |
| Dec 2015 | 862.9157492077103 | 0.61 | 5.01 |
| Jan 2016 | 859.868746491226 | -0.35 | 6.51 |
| Feb 2016 | 846.4644176086775 | -1.56 | 4.21 |
| Mar 2016 | 852.7701533102121 | 0.75 | 4.11 |
| Apr 2016 | 848.1585359247294 | -0.54 | 4.25 |
| May 2016 | 851.775855339574 | 0.43 | 2.42 |
| Jun 2016 | 854.0285051749854 | 0.26 | 0.77 |
| Jul 2016 | 845.8394568670088 | -0.96 | -1.25 |
| Aug 2016 | 848.1947475222275 | 0.28 | 0.08 |
| Sep 2016 | 853.316416744936 | 0.60 | 0.47 |
| Oct 2016 | 857.7657271244227 | 0.52 | 1.72 |
| Nov 2016 | 888.6256939868459 | 3.60 | 3.60 |
| Dec 2016 | 932.2661829715277 | 4.91 | 8.04 |
| Jan 2017 | 931.558398468296 | -0.08 | 8.34 |
| Feb 2017 | 936.6714552323346 | 0.55 | 10.66 |
| Mar 2017 | 943.4134189786074 | 0.72 | 10.63 |
| Apr 2017 | 934.3619040811827 | -0.96 | 10.16 |
| May 2017 | 937.415193472579 | 0.33 | 10.05 |
| Jun 2017 | 933.7620773902577 | -0.39 | 9.34 |
| Jul 2017 | 945.6312559108153 | 1.27 | 11.80 |
| Aug 2017 | 942.2641776905278 | -0.36 | 11.09 |
| Sep 2017 | 940.053426721147 | -0.23 | 10.16 |
| Oct 2017 | 954.1210522231748 | 1.50 | 11.23 |
| Nov 2017 | 962.1072914142676 | 0.84 | 8.27 |
| Dec 2017 | 969.9185382631994 | 0.81 | 4.04 |
| Jan 2018 | 983.2366924234747 | 1.37 | 5.55 |
| Feb 2018 | 1019.15020707776 | 3.65 | 8.81 |
| Mar 2018 | 1037.5788388686817 | 1.81 | 9.98 |
| Apr 2018 | 1045.3127331691205 | 0.75 | 11.88 |
| May 2018 | 1061.8123559706605 | 1.58 | 13.27 |
| Jun 2018 | 1061.891358157255 | 0.01 | 13.72 |
| Jul 2018 | 1060.773833166265 | -0.10 | 12.18 |
| Aug 2018 | 1067.479041069277 | 0.63 | 13.29 |
| Sep 2018 | 1079.8753719928427 | 1.16 | 14.87 |
| Oct 2018 | 1104.08378421148 | 2.24 | 15.72 |
| Nov 2018 | 1109.6419277723805 | 0.50 | 15.34 |
| Dec 2018 | 1086.7855570376114 | -2.06 | 12.05 |
| Jan 2019 | 1071.2280049822843 | -1.43 | 8.95 |
| Feb 2019 | 1066.1886292042125 | -0.47 | 4.62 |
| Mar 2019 | 1061.558247560598 | -0.43 | 2.31 |
| Apr 2019 | 1054.570455156003 | -0.66 | 0.89 |
| May 2019 | 1051.6659875814498 | -0.28 | -0.96 |
| Jun 2019 | 1026.0688727882152 | -2.43 | -3.37 |
| Jul 2019 | 1024.948556824998 | -0.11 | -3.38 |
| Aug 2019 | 1012.1437861978026 | -1.25 | -5.18 |
| Sep 2019 | 1013.6348052647047 | 0.15 | -6.13 |
| Oct 2019 | 1025.455745746548 | 1.17 | -7.12 |
| Nov 2019 | 1029.5336846562177 | 0.40 | -7.22 |
| Dec 2019 | 1036.2873384354161 | 0.66 | -4.65 |
| Jan 2020 | 1032.086770400259 | -0.40 | -3.65 |
| Feb 2020 | 1021.3965816754512 | -1.04 | -4.20 |
| Mar 2020 | 1027.1965132925397 | 0.57 | -3.24 |
| Apr 2020 | 1017.3835806043321 | -0.95 | -3.53 |
| May 2020 | 1013.9328631423449 | -0.34 | -3.59 |
| Jun 2020 | 1010.1638262666268 | -0.37 | -1.55 |
| Jul 2020 | 1000.0995966749474 | -1.00 | -2.42 |
| Aug 2020 | 1000.2320997858974 | 0.01 | -1.18 |
| Sep 2020 | 1007.2408404397901 | 0.70 | -0.63 |
| Oct 2020 | 1013.9546598505581 | 0.67 | -1.12 |
| Nov 2020 | 1020.1295665200458 | 0.61 | -0.91 |
| Dec 2020 | 1023.2890238894472 | 0.31 | -1.25 |
| Jan 2021 | 1039.6080083870636 | 1.60 | 0.73 |
| Feb 2021 | 1058.1015453915738 | 1.78 | 3.59 |
| Mar 2021 | 1101.7872909018465 | 4.13 | 7.26 |
| Apr 2021 | 1112.735715663857 | 0.99 | 9.37 |
| May 2021 | 1115.4655331750178 | 0.25 | 10.01 |
| Jun 2021 | 1131.351243240183 | 1.42 | 12.00 |
| Jul 2021 | 1131.9729550018076 | 0.06 | 13.19 |
| Aug 2021 | 1138.8252307259297 | 0.61 | 13.86 |
| Sep 2021 | 1151.222466101138 | 1.09 | 14.30 |
| Oct 2021 | 1176.1800309705473 | 2.17 | 16.00 |
| Nov 2021 | 1182.4964896808635 | 0.54 | 15.92 |
| Dec 2021 | 1195.7131447548265 | 1.12 | 16.85 |
| Jan 2022 | 1254.3943970747648 | 4.91 | 20.66 |
| Feb 2022 | 1314.4599232972855 | 4.79 | 24.23 |
| Mar 2022 | 1392.8347643953846 | 5.96 | 26.42 |
| Apr 2022 | 1535.9045820717179 | 10.27 | 38.03 |
| May 2022 | 1597.5586101687998 | 4.01 | 43.22 |
| Jun 2022 | 1665.751734015806 | 4.27 | 47.24 |
| Jul 2022 | 1661.2506527231246 | -0.27 | 46.76 |
| Aug 2022 | 1635.100982329347 | -1.57 | 43.58 |
| Sep 2022 | 1778.6747821693612 | 8.78 | 54.50 |
| Oct 2022 | 1912.675537924575 | 7.53 | 62.62 |
| Nov 2022 | 1900.0126952750277 | -0.66 | 60.68 |
| Dec 2022 | 1828.4472624242833 | -3.77 | 52.92 |
| Jan 2023 | 1813.3631914167456 | -0.82 | 44.56 |
| Feb 2023 | 1812.2685205353039 | -0.06 | 37.87 |
| Mar 2023 | 1868.0218566495173 | 3.08 | 34.12 |
| Apr 2023 | 1847.615108634665 | -1.09 | 20.30 |
| May 2023 | 1879.7768644466412 | 1.74 | 17.67 |
| Jun 2023 | 1949.2081606951942 | 3.69 | 17.02 |
| Jul 2023 | 1988.795771393757 | 2.03 | 19.72 |
| Aug 2023 | 2045.9787015754162 | 2.88 | 25.13 |
| Sep 2023 | 2081.2593773635817 | 1.72 | 17.01 |
| Oct 2023 | 2170.590935240386 | 4.29 | 13.49 |
| Nov 2023 | 2144.9915489301366 | -1.18 | 12.89 |
| Dec 2023 | 2033.1974123048233 | -5.21 | 11.20 |
| Jan 2024 | 2004.7072042844036 | -1.40 | 10.55 |
| Feb 2024 | 2036.3517591107682 | 1.58 | 12.37 |
| Mar 2024 | 2056.779361478203 | 1.00 | 10.11 |
| Apr 2024 | 2105.0715276803903 | 2.35 | 13.94 |
| May 2024 | 2131.479744665578 | 1.25 | 13.39 |
| Jun 2024 | 2114.9361313524055 | -0.78 | 8.50 |
| Jul 2024 | 2109.3903081007206 | -0.26 | 6.06 |
| Aug 2024 | 2049.7523466276252 | -2.83 | 0.18 |
| Sep 2024 | 1993.8918364445244 | -2.72 | -4.20 |
| Oct 2024 | 2043.336367252831 | 2.48 | -5.86 |
| Nov 2024 | 2119.118374384351 | 3.71 | -1.21 |
| Dec 2024 | 2111.042583191699 | -0.38 | 3.83 |
| Jan 2025 | 2173.5560664993473 | 2.96 | 8.42 |
| Feb 2025 | 2166.3984561061948 | -0.33 | 6.39 |
| Mar 2025 | 2137.884061597654 | -1.32 | 3.94 |
| Apr 2025 | 2153.7380666026747 | 0.74 | 2.31 |
| May 2025 | 2171.0952187131584 | 0.81 | 1.86 |
| Jun 2025 | 2171.8777092259643 | 0.04 | 2.69 |
| Jul 2025 | 2154.973731792799 | -0.78 | 2.16 |
| Aug 2025 | 2132.764695763025 | -1.03 | 4.05 |
| Sep 2025 | 2093.2814005105433 | -1.85 | 4.99 |
| Oct 2025 | 2081.796167070985 | -0.55 | 1.88 |
| Nov 2025 | 2087.074587770241 | 0.25 | -1.51 |
| Dec 2025 | 2086.288860482863 | -0.04 | -1.17 |
| Jan 2026 | 2075.7474062255174 | -0.50 | -4.50 |
| Feb 2026 | 2069.748726672954 | -0.29 | -4.46 |
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