Louisville, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Louisville, KY Metro in February 2026 was $1,784.563. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -4.78%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Louisville, KY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Louisville, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Louisville, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 738.0128648288486 -1.77 -3.97
Feb 2015 742.2977102438034 0.58 -2.19
Mar 2015 747.7609235319346 0.74 -1.91
Apr 2015 742.4374249921764 -0.71 -2.85
May 2015 758.6906415580718 2.19 0.21
Jun 2015 773.4776892150975 1.95 1.88
Jul 2015 781.98041720166 1.10 2.77
Aug 2015 774.4020476586954 -0.97 1.51
Sep 2015 776.3347083304321 0.25 0.96
Oct 2015 772.3770925941482 -0.51 1.55
Nov 2015 786.9323622404677 1.88 3.65
Dec 2015 792.2910848003582 0.68 5.46
Jan 2016 787.6612488355302 -0.58 6.73
Feb 2016 773.590023739796 -1.79 4.22
Mar 2016 778.4613044347333 0.63 4.11
Apr 2016 774.0013576801082 -0.57 4.25
May 2016 776.5752311141455 0.33 2.36
Jun 2016 777.6897412083553 0.14 0.55
Jul 2016 770.0396601951094 -0.98 -1.53
Aug 2016 772.4628421852001 0.32 -0.25
Sep 2016 778.4552285237963 0.78 0.27
Oct 2016 785.1305434410202 0.86 1.65
Nov 2016 816.6264961017366 4.01 3.77
Dec 2016 859.5062434310435 5.25 8.48
Jan 2017 859.5963714212601 0.01 9.13
Feb 2017 864.7182278834431 0.60 11.78
Mar 2017 870.2501974362708 0.64 11.79
Apr 2017 861.1461157441372 -1.05 11.26
May 2017 862.5261228610036 0.16 11.07
Jun 2017 858.1122756800542 -0.51 10.34
Jul 2017 869.1421647624973 1.29 12.87
Aug 2017 866.5273232999142 -0.30 12.18
Sep 2017 865.220314064891 -0.15 11.15
Oct 2017 875.0776404262301 1.14 11.46
Nov 2017 875.953896175078 0.10 7.27
Dec 2017 874.9248924339889 -0.12 1.79
Jan 2018 883.0013999970176 0.92 2.72
Feb 2018 917.4056728211508 3.90 6.09
Mar 2018 939.4103269273506 2.40 7.95
Apr 2018 952.0962979199846 1.35 10.56
May 2018 971.2402642531677 2.01 12.60
Jun 2018 975.0594901598049 0.39 13.63
Jul 2018 976.7836529836221 0.18 12.39
Aug 2018 984.6306046959834 0.80 13.63
Sep 2018 997.6100970887138 1.32 15.30
Oct 2018 1021.7705194152102 2.42 16.76
Nov 2018 1030.1562438789174 0.82 17.60
Dec 2018 1012.056557048926 -1.76 15.67
Jan 2019 1001.4080611205075 -1.05 13.41
Feb 2019 999.4935555188642 -0.19 8.95
Mar 2019 996.9531009163568 -0.25 6.13
Apr 2019 991.4187717022695 -0.56 4.13
May 2019 989.1588570117963 -0.23 1.85
Jun 2019 966.1970050300126 -2.32 -0.91
Jul 2019 965.451708815436 -0.08 -1.16
Aug 2019 953.2931285670132 -1.26 -3.18
Sep 2019 953.7057020847042 0.04 -4.40
Oct 2019 965.3596196993392 1.22 -5.52
Nov 2019 971.1100285358464 0.60 -5.73
Dec 2019 979.9861774867774 0.91 -3.17
Jan 2020 976.2176934875679 -0.38 -2.51
Feb 2020 964.7695692118916 -1.17 -3.47
Mar 2020 967.479855242921 0.28 -2.96
Apr 2020 956.5832026970646 -1.13 -3.51
May 2020 951.6754121945675 -0.51 -3.79
Jun 2020 947.3393886831776 -0.46 -1.95
Jul 2020 936.2583139653827 -1.17 -3.02
Aug 2020 935.1122762851122 -0.12 -1.91
Sep 2020 940.9556328295665 0.63 -1.34
Oct 2020 948.3211240744045 0.78 -1.76
Nov 2020 955.4237369267049 0.75 -1.61
Dec 2020 960.3216334915898 0.51 -2.01
Jan 2021 976.2492485679556 1.66 0.00
Feb 2021 993.9764636626508 1.82 3.03
Mar 2021 1033.3392247503207 3.96 6.81
Apr 2021 1041.1565755201 0.76 8.84
May 2021 1041.4255104290323 0.03 9.43
Jun 2021 1054.7729643308078 1.28 11.34
Jul 2021 1052.9689251393872 -0.17 12.47
Aug 2021 1055.899163897783 0.28 12.92
Sep 2021 1063.7390601715733 0.74 13.05
Oct 2021 1084.9754237676839 2.00 14.41
Nov 2021 1089.9494811936402 0.46 14.08
Dec 2021 1101.143795738736 1.03 14.66
Jan 2022 1153.9649997221484 4.80 18.20
Feb 2022 1206.8007410721266 4.58 21.41
Mar 2022 1274.9180840901133 5.64 23.38
Apr 2022 1399.5836203885815 9.78 34.43
May 2022 1449.0828602382169 3.54 39.14
Jun 2022 1504.9138927677368 3.85 42.68
Jul 2022 1496.3870851422328 -0.57 42.11
Aug 2022 1469.9363536195594 -1.77 39.21
Sep 2022 1594.895743915575 8.50 49.93
Oct 2022 1711.3977959041808 7.31 57.74
Nov 2022 1697.29810556908 -0.82 55.72
Dec 2022 1633.0158290629502 -3.79 48.30
Jan 2023 1619.9425260818596 -0.80 40.38
Feb 2023 1618.8201376244479 -0.07 34.14
Mar 2023 1666.2416638869731 2.93 30.69
Apr 2023 1644.7748706487753 -1.29 17.52
May 2023 1669.3336178871668 1.49 15.20
Jun 2023 1726.645946446383 3.43 14.73
Jul 2023 1755.696588456047 1.68 17.33
Aug 2023 1799.8715896073418 2.52 22.45
Sep 2023 1825.0999316468094 1.40 14.43
Oct 2023 1898.0400540496748 4.00 10.91
Nov 2023 1871.7526113241206 -1.38 10.28
Dec 2023 1773.1541900492346 -5.27 8.58
Jan 2024 1747.9756585648956 -1.42 7.90
Feb 2024 1772.4851675567973 1.40 9.49
Mar 2024 1785.8319849859668 0.75 7.18
Apr 2024 1822.5573150179098 2.06 10.81
May 2024 1842.2599071812851 1.08 10.36
Jun 2024 1824.3268815386862 -0.97 5.66
Jul 2024 1817.2627514426447 -0.39 3.51
Aug 2024 1765.072128595387 -2.87 -1.93
Sep 2024 1717.2186817172253 -2.71 -5.91
Oct 2024 1762.067754225897 2.61 -7.16
Nov 2024 1830.9063390218196 3.91 -2.18
Dec 2024 1828.333743371656 -0.14 3.11
Jan 2025 1882.9807125125785 2.99 7.72
Feb 2025 1874.1474171834434 -0.47 5.74
Mar 2025 1846.5165950988164 -1.47 3.40
Apr 2025 1861.7605262317468 0.83 2.15
May 2025 1880.6583498959462 1.01 2.08
Jun 2025 1884.673344645891 0.21 3.31
Jul 2025 1870.3232939957766 -0.76 2.92
Aug 2025 1848.3648605534863 -1.17 4.72
Sep 2025 1809.615494955105 -2.10 5.38
Oct 2025 1795.3626945309788 -0.79 1.89
Nov 2025 1797.2021748878976 0.10 -1.84
Dec 2025 1795.9076377265649 -0.07 -1.77
Jan 2026 1787.8517435238873 -0.45 -5.05
Feb 2026 1784.5627369804356 -0.18 -4.78