Louisville, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Louisville, KY Metro in February 2026 was $1,784.563. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -4.78%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Louisville, KY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 738.0128648288486 | -1.77 | -3.97 |
| Feb 2015 | 742.2977102438034 | 0.58 | -2.19 |
| Mar 2015 | 747.7609235319346 | 0.74 | -1.91 |
| Apr 2015 | 742.4374249921764 | -0.71 | -2.85 |
| May 2015 | 758.6906415580718 | 2.19 | 0.21 |
| Jun 2015 | 773.4776892150975 | 1.95 | 1.88 |
| Jul 2015 | 781.98041720166 | 1.10 | 2.77 |
| Aug 2015 | 774.4020476586954 | -0.97 | 1.51 |
| Sep 2015 | 776.3347083304321 | 0.25 | 0.96 |
| Oct 2015 | 772.3770925941482 | -0.51 | 1.55 |
| Nov 2015 | 786.9323622404677 | 1.88 | 3.65 |
| Dec 2015 | 792.2910848003582 | 0.68 | 5.46 |
| Jan 2016 | 787.6612488355302 | -0.58 | 6.73 |
| Feb 2016 | 773.590023739796 | -1.79 | 4.22 |
| Mar 2016 | 778.4613044347333 | 0.63 | 4.11 |
| Apr 2016 | 774.0013576801082 | -0.57 | 4.25 |
| May 2016 | 776.5752311141455 | 0.33 | 2.36 |
| Jun 2016 | 777.6897412083553 | 0.14 | 0.55 |
| Jul 2016 | 770.0396601951094 | -0.98 | -1.53 |
| Aug 2016 | 772.4628421852001 | 0.32 | -0.25 |
| Sep 2016 | 778.4552285237963 | 0.78 | 0.27 |
| Oct 2016 | 785.1305434410202 | 0.86 | 1.65 |
| Nov 2016 | 816.6264961017366 | 4.01 | 3.77 |
| Dec 2016 | 859.5062434310435 | 5.25 | 8.48 |
| Jan 2017 | 859.5963714212601 | 0.01 | 9.13 |
| Feb 2017 | 864.7182278834431 | 0.60 | 11.78 |
| Mar 2017 | 870.2501974362708 | 0.64 | 11.79 |
| Apr 2017 | 861.1461157441372 | -1.05 | 11.26 |
| May 2017 | 862.5261228610036 | 0.16 | 11.07 |
| Jun 2017 | 858.1122756800542 | -0.51 | 10.34 |
| Jul 2017 | 869.1421647624973 | 1.29 | 12.87 |
| Aug 2017 | 866.5273232999142 | -0.30 | 12.18 |
| Sep 2017 | 865.220314064891 | -0.15 | 11.15 |
| Oct 2017 | 875.0776404262301 | 1.14 | 11.46 |
| Nov 2017 | 875.953896175078 | 0.10 | 7.27 |
| Dec 2017 | 874.9248924339889 | -0.12 | 1.79 |
| Jan 2018 | 883.0013999970176 | 0.92 | 2.72 |
| Feb 2018 | 917.4056728211508 | 3.90 | 6.09 |
| Mar 2018 | 939.4103269273506 | 2.40 | 7.95 |
| Apr 2018 | 952.0962979199846 | 1.35 | 10.56 |
| May 2018 | 971.2402642531677 | 2.01 | 12.60 |
| Jun 2018 | 975.0594901598049 | 0.39 | 13.63 |
| Jul 2018 | 976.7836529836221 | 0.18 | 12.39 |
| Aug 2018 | 984.6306046959834 | 0.80 | 13.63 |
| Sep 2018 | 997.6100970887138 | 1.32 | 15.30 |
| Oct 2018 | 1021.7705194152102 | 2.42 | 16.76 |
| Nov 2018 | 1030.1562438789174 | 0.82 | 17.60 |
| Dec 2018 | 1012.056557048926 | -1.76 | 15.67 |
| Jan 2019 | 1001.4080611205075 | -1.05 | 13.41 |
| Feb 2019 | 999.4935555188642 | -0.19 | 8.95 |
| Mar 2019 | 996.9531009163568 | -0.25 | 6.13 |
| Apr 2019 | 991.4187717022695 | -0.56 | 4.13 |
| May 2019 | 989.1588570117963 | -0.23 | 1.85 |
| Jun 2019 | 966.1970050300126 | -2.32 | -0.91 |
| Jul 2019 | 965.451708815436 | -0.08 | -1.16 |
| Aug 2019 | 953.2931285670132 | -1.26 | -3.18 |
| Sep 2019 | 953.7057020847042 | 0.04 | -4.40 |
| Oct 2019 | 965.3596196993392 | 1.22 | -5.52 |
| Nov 2019 | 971.1100285358464 | 0.60 | -5.73 |
| Dec 2019 | 979.9861774867774 | 0.91 | -3.17 |
| Jan 2020 | 976.2176934875679 | -0.38 | -2.51 |
| Feb 2020 | 964.7695692118916 | -1.17 | -3.47 |
| Mar 2020 | 967.479855242921 | 0.28 | -2.96 |
| Apr 2020 | 956.5832026970646 | -1.13 | -3.51 |
| May 2020 | 951.6754121945675 | -0.51 | -3.79 |
| Jun 2020 | 947.3393886831776 | -0.46 | -1.95 |
| Jul 2020 | 936.2583139653827 | -1.17 | -3.02 |
| Aug 2020 | 935.1122762851122 | -0.12 | -1.91 |
| Sep 2020 | 940.9556328295665 | 0.63 | -1.34 |
| Oct 2020 | 948.3211240744045 | 0.78 | -1.76 |
| Nov 2020 | 955.4237369267049 | 0.75 | -1.61 |
| Dec 2020 | 960.3216334915898 | 0.51 | -2.01 |
| Jan 2021 | 976.2492485679556 | 1.66 | 0.00 |
| Feb 2021 | 993.9764636626508 | 1.82 | 3.03 |
| Mar 2021 | 1033.3392247503207 | 3.96 | 6.81 |
| Apr 2021 | 1041.1565755201 | 0.76 | 8.84 |
| May 2021 | 1041.4255104290323 | 0.03 | 9.43 |
| Jun 2021 | 1054.7729643308078 | 1.28 | 11.34 |
| Jul 2021 | 1052.9689251393872 | -0.17 | 12.47 |
| Aug 2021 | 1055.899163897783 | 0.28 | 12.92 |
| Sep 2021 | 1063.7390601715733 | 0.74 | 13.05 |
| Oct 2021 | 1084.9754237676839 | 2.00 | 14.41 |
| Nov 2021 | 1089.9494811936402 | 0.46 | 14.08 |
| Dec 2021 | 1101.143795738736 | 1.03 | 14.66 |
| Jan 2022 | 1153.9649997221484 | 4.80 | 18.20 |
| Feb 2022 | 1206.8007410721266 | 4.58 | 21.41 |
| Mar 2022 | 1274.9180840901133 | 5.64 | 23.38 |
| Apr 2022 | 1399.5836203885815 | 9.78 | 34.43 |
| May 2022 | 1449.0828602382169 | 3.54 | 39.14 |
| Jun 2022 | 1504.9138927677368 | 3.85 | 42.68 |
| Jul 2022 | 1496.3870851422328 | -0.57 | 42.11 |
| Aug 2022 | 1469.9363536195594 | -1.77 | 39.21 |
| Sep 2022 | 1594.895743915575 | 8.50 | 49.93 |
| Oct 2022 | 1711.3977959041808 | 7.31 | 57.74 |
| Nov 2022 | 1697.29810556908 | -0.82 | 55.72 |
| Dec 2022 | 1633.0158290629502 | -3.79 | 48.30 |
| Jan 2023 | 1619.9425260818596 | -0.80 | 40.38 |
| Feb 2023 | 1618.8201376244479 | -0.07 | 34.14 |
| Mar 2023 | 1666.2416638869731 | 2.93 | 30.69 |
| Apr 2023 | 1644.7748706487753 | -1.29 | 17.52 |
| May 2023 | 1669.3336178871668 | 1.49 | 15.20 |
| Jun 2023 | 1726.645946446383 | 3.43 | 14.73 |
| Jul 2023 | 1755.696588456047 | 1.68 | 17.33 |
| Aug 2023 | 1799.8715896073418 | 2.52 | 22.45 |
| Sep 2023 | 1825.0999316468094 | 1.40 | 14.43 |
| Oct 2023 | 1898.0400540496748 | 4.00 | 10.91 |
| Nov 2023 | 1871.7526113241206 | -1.38 | 10.28 |
| Dec 2023 | 1773.1541900492346 | -5.27 | 8.58 |
| Jan 2024 | 1747.9756585648956 | -1.42 | 7.90 |
| Feb 2024 | 1772.4851675567973 | 1.40 | 9.49 |
| Mar 2024 | 1785.8319849859668 | 0.75 | 7.18 |
| Apr 2024 | 1822.5573150179098 | 2.06 | 10.81 |
| May 2024 | 1842.2599071812851 | 1.08 | 10.36 |
| Jun 2024 | 1824.3268815386862 | -0.97 | 5.66 |
| Jul 2024 | 1817.2627514426447 | -0.39 | 3.51 |
| Aug 2024 | 1765.072128595387 | -2.87 | -1.93 |
| Sep 2024 | 1717.2186817172253 | -2.71 | -5.91 |
| Oct 2024 | 1762.067754225897 | 2.61 | -7.16 |
| Nov 2024 | 1830.9063390218196 | 3.91 | -2.18 |
| Dec 2024 | 1828.333743371656 | -0.14 | 3.11 |
| Jan 2025 | 1882.9807125125785 | 2.99 | 7.72 |
| Feb 2025 | 1874.1474171834434 | -0.47 | 5.74 |
| Mar 2025 | 1846.5165950988164 | -1.47 | 3.40 |
| Apr 2025 | 1861.7605262317468 | 0.83 | 2.15 |
| May 2025 | 1880.6583498959462 | 1.01 | 2.08 |
| Jun 2025 | 1884.673344645891 | 0.21 | 3.31 |
| Jul 2025 | 1870.3232939957766 | -0.76 | 2.92 |
| Aug 2025 | 1848.3648605534863 | -1.17 | 4.72 |
| Sep 2025 | 1809.615494955105 | -2.10 | 5.38 |
| Oct 2025 | 1795.3626945309788 | -0.79 | 1.89 |
| Nov 2025 | 1797.2021748878976 | 0.10 | -1.84 |
| Dec 2025 | 1795.9076377265649 | -0.07 | -1.77 |
| Jan 2026 | 1787.8517435238873 | -0.45 | -5.05 |
| Feb 2026 | 1784.5627369804356 | -0.18 | -4.78 |