Lynchburg, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Lynchburg, VA Metro in February 2026 was $1,824.304. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -5.82%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 780.6635948924599 | -1.98 | -6.95 |
| Feb 2015 | 783.7553631069762 | 0.40 | -5.12 |
| Mar 2015 | 789.1128108120266 | 0.68 | -4.84 |
| Apr 2015 | 783.7125049727562 | -0.68 | -5.62 |
| May 2015 | 801.8146088202498 | 2.31 | -2.31 |
| Jun 2015 | 818.4787831283505 | 2.08 | -0.18 |
| Jul 2015 | 828.1846243440091 | 1.19 | 1.22 |
| Aug 2015 | 819.3844880490417 | -1.06 | 0.23 |
| Sep 2015 | 820.8976343956804 | 0.19 | -0.09 |
| Oct 2015 | 815.1978544499191 | -0.69 | 0.58 |
| Nov 2015 | 828.964789304957 | 1.69 | 2.69 |
| Dec 2015 | 831.8494721850643 | 0.35 | 4.44 |
| Jan 2016 | 825.4987355969939 | -0.76 | 5.74 |
| Feb 2016 | 809.7258302456775 | -1.91 | 3.31 |
| Mar 2016 | 813.6050409445725 | 0.48 | 3.10 |
| Apr 2016 | 806.7667577989564 | -0.84 | 2.94 |
| May 2016 | 806.5169265277718 | -0.03 | 0.59 |
| Jun 2016 | 804.8853663451255 | -0.20 | -1.66 |
| Jul 2016 | 795.0866306298017 | -1.22 | -4.00 |
| Aug 2016 | 796.7707488734255 | 0.21 | -2.76 |
| Sep 2016 | 801.7828342920893 | 0.63 | -2.33 |
| Oct 2016 | 806.2742580551543 | 0.56 | -1.09 |
| Nov 2016 | 835.6610808972305 | 3.65 | 0.81 |
| Dec 2016 | 877.3325239070103 | 4.99 | 5.47 |
| Jan 2017 | 876.5122635952107 | -0.09 | 6.18 |
| Feb 2017 | 879.9437365677803 | 0.39 | 8.67 |
| Mar 2017 | 883.5617539210375 | 0.41 | 8.60 |
| Apr 2017 | 871.5947443236867 | -1.35 | 8.04 |
| May 2017 | 870.0639784740035 | -0.18 | 7.88 |
| Jun 2017 | 861.8853498369621 | -0.94 | 7.08 |
| Jul 2017 | 868.9134509921212 | 0.82 | 9.29 |
| Aug 2017 | 863.5489858860283 | -0.62 | 8.38 |
| Sep 2017 | 859.8510685791448 | -0.43 | 7.24 |
| Oct 2017 | 870.9761144328219 | 1.29 | 8.03 |
| Nov 2017 | 876.7299696378493 | 0.66 | 4.92 |
| Dec 2017 | 882.7588507343893 | 0.69 | 0.62 |
| Jan 2018 | 893.4706876124291 | 1.21 | 1.94 |
| Feb 2018 | 924.6146229280937 | 3.49 | 5.08 |
| Mar 2018 | 939.4640558836044 | 1.61 | 6.33 |
| Apr 2018 | 945.580825459706 | 0.65 | 8.49 |
| May 2018 | 959.6473517728846 | 1.49 | 10.30 |
| Jun 2018 | 959.5033424282483 | -0.01 | 11.33 |
| Jul 2018 | 957.9776160144668 | -0.16 | 10.25 |
| Aug 2018 | 963.0717300145711 | 0.53 | 11.53 |
| Sep 2018 | 974.6354090414643 | 1.20 | 13.35 |
| Oct 2018 | 996.0932717229134 | 2.20 | 14.37 |
| Nov 2018 | 1001.1109347607124 | 0.50 | 14.19 |
| Dec 2018 | 979.4326795213457 | -2.16 | 10.95 |
| Jan 2019 | 966.2502015696604 | -1.35 | 8.15 |
| Feb 2019 | 962.6196406133759 | -0.38 | 4.11 |
| Mar 2019 | 959.5602057601766 | -0.32 | 2.14 |
| Apr 2019 | 953.6601097410987 | -0.61 | 0.85 |
| May 2019 | 950.7354084644951 | -0.31 | -0.93 |
| Jun 2019 | 927.3041876619274 | -2.46 | -3.36 |
| Jul 2019 | 925.3309511628327 | -0.21 | -3.41 |
| Aug 2019 | 913.8168504187886 | -1.24 | -5.11 |
| Sep 2019 | 915.7809545509759 | 0.22 | -6.04 |
| Oct 2019 | 927.9964821204296 | 1.33 | -6.84 |
| Nov 2019 | 933.29185272125 | 0.57 | -6.77 |
| Dec 2019 | 939.9214292193203 | 0.71 | -4.03 |
| Jan 2020 | 934.5186784440048 | -0.57 | -3.28 |
| Feb 2020 | 922.494987451852 | -1.29 | -4.17 |
| Mar 2020 | 924.8493016695805 | 0.26 | -3.62 |
| Apr 2020 | 914.5823508639724 | -1.11 | -4.10 |
| May 2020 | 910.8763596165054 | -0.40 | -4.19 |
| Jun 2020 | 907.2502000491078 | -0.40 | -2.16 |
| Jul 2020 | 898.5666712232746 | -0.96 | -2.89 |
| Aug 2020 | 899.0512305937627 | 0.05 | -1.62 |
| Sep 2020 | 907.3453826420821 | 0.92 | -0.92 |
| Oct 2020 | 915.6211461826796 | 0.91 | -1.33 |
| Nov 2020 | 922.7407170840918 | 0.78 | -1.13 |
| Dec 2020 | 926.2133513672112 | 0.38 | -1.46 |
| Jan 2021 | 941.2841734436468 | 1.63 | 0.72 |
| Feb 2021 | 958.7338535804502 | 1.85 | 3.93 |
| Mar 2021 | 998.0475335742619 | 4.10 | 7.92 |
| Apr 2021 | 1008.4011082945818 | 1.04 | 10.26 |
| May 2021 | 1012.0686557241127 | 0.36 | 11.11 |
| Jun 2021 | 1028.72250889661 | 1.65 | 13.39 |
| Jul 2021 | 1028.7879120526231 | 0.01 | 14.49 |
| Aug 2021 | 1032.2873605944985 | 0.34 | 14.82 |
| Sep 2021 | 1040.6945184417698 | 0.81 | 14.70 |
| Oct 2021 | 1061.0191855210082 | 1.95 | 15.88 |
| Nov 2021 | 1065.54839293832 | 0.43 | 15.48 |
| Dec 2021 | 1075.9553325245654 | 0.98 | 16.17 |
| Jan 2022 | 1130.3508951411093 | 5.06 | 20.09 |
| Feb 2022 | 1184.9362890326247 | 4.83 | 23.59 |
| Mar 2022 | 1254.4170243462193 | 5.86 | 25.69 |
| Apr 2022 | 1380.489542673219 | 10.05 | 36.90 |
| May 2022 | 1435.0213444710162 | 3.95 | 41.79 |
| Jun 2022 | 1499.4182714505378 | 4.49 | 45.76 |
| Jul 2022 | 1499.1125806652578 | -0.02 | 45.72 |
| Aug 2022 | 1479.690276363511 | -1.30 | 43.34 |
| Sep 2022 | 1611.1255869787378 | 8.88 | 54.81 |
| Oct 2022 | 1732.4310250941653 | 7.53 | 63.28 |
| Nov 2022 | 1719.064330189885 | -0.77 | 61.33 |
| Dec 2022 | 1653.3917535992482 | -3.82 | 53.67 |
| Jan 2023 | 1639.1757684425756 | -0.86 | 45.02 |
| Feb 2023 | 1638.3589607463161 | -0.05 | 38.27 |
| Mar 2023 | 1691.4644368276083 | 3.24 | 34.84 |
| Apr 2023 | 1677.3812670746256 | -0.83 | 21.51 |
| May 2023 | 1713.962274096823 | 2.18 | 19.44 |
| Jun 2023 | 1782.7549203490466 | 4.01 | 18.90 |
| Jul 2023 | 1821.086079083997 | 2.15 | 21.48 |
| Aug 2023 | 1871.6827192135122 | 2.78 | 26.49 |
| Sep 2023 | 1901.3198002948773 | 1.58 | 18.01 |
| Oct 2023 | 1979.2753919727147 | 4.10 | 14.25 |
| Nov 2023 | 1954.5321836724363 | -1.25 | 13.70 |
| Dec 2023 | 1850.9713201319732 | -5.30 | 11.95 |
| Jan 2024 | 1822.0428659626862 | -1.56 | 11.16 |
| Feb 2024 | 1845.742521848203 | 1.30 | 12.66 |
| Mar 2024 | 1859.9879947820905 | 0.77 | 9.96 |
| Apr 2024 | 1901.8200797456175 | 2.25 | 13.38 |
| May 2024 | 1927.0244807063766 | 1.33 | 12.43 |
| Jun 2024 | 1913.1754485014471 | -0.72 | 7.32 |
| Jul 2024 | 1908.833813242975 | -0.23 | 4.82 |
| Aug 2024 | 1852.0166896178453 | -2.98 | -1.05 |
| Sep 2024 | 1799.0548082507376 | -2.86 | -5.38 |
| Oct 2024 | 1842.7603176122102 | 2.43 | -6.90 |
| Nov 2024 | 1910.4917298114667 | 3.68 | -2.25 |
| Dec 2024 | 1902.7000454401232 | -0.41 | 2.80 |
| Jan 2025 | 1952.3755987799052 | 2.61 | 7.15 |
| Feb 2025 | 1937.0285453651277 | -0.79 | 4.95 |
| Mar 2025 | 1901.0150854678343 | -1.86 | 2.21 |
| Apr 2025 | 1908.354457686697 | 0.39 | 0.34 |
| May 2025 | 1920.6684496153816 | 0.65 | -0.33 |
| Jun 2025 | 1918.793381279529 | -0.10 | 0.29 |
| Jul 2025 | 1903.472963437775 | -0.80 | -0.28 |
| Aug 2025 | 1883.7297193409238 | -1.04 | 1.71 |
| Sep 2025 | 1849.3173061809048 | -1.83 | 2.79 |
| Oct 2025 | 1839.415602798509 | -0.53 | -0.18 |
| Nov 2025 | 1842.9320777695273 | 0.19 | -3.54 |
| Dec 2025 | 1839.8977027137785 | -0.16 | -3.30 |
| Jan 2026 | 1829.218384746633 | -0.58 | -6.31 |
| Feb 2026 | 1824.3041054314835 | -0.27 | -5.82 |