Lynchburg, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Lynchburg, VA Metro in February 2026 was $1,824.304. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -5.82%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Lynchburg, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lynchburg, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 780.6635948924599 -1.98 -6.95
Feb 2015 783.7553631069762 0.40 -5.12
Mar 2015 789.1128108120266 0.68 -4.84
Apr 2015 783.7125049727562 -0.68 -5.62
May 2015 801.8146088202498 2.31 -2.31
Jun 2015 818.4787831283505 2.08 -0.18
Jul 2015 828.1846243440091 1.19 1.22
Aug 2015 819.3844880490417 -1.06 0.23
Sep 2015 820.8976343956804 0.19 -0.09
Oct 2015 815.1978544499191 -0.69 0.58
Nov 2015 828.964789304957 1.69 2.69
Dec 2015 831.8494721850643 0.35 4.44
Jan 2016 825.4987355969939 -0.76 5.74
Feb 2016 809.7258302456775 -1.91 3.31
Mar 2016 813.6050409445725 0.48 3.10
Apr 2016 806.7667577989564 -0.84 2.94
May 2016 806.5169265277718 -0.03 0.59
Jun 2016 804.8853663451255 -0.20 -1.66
Jul 2016 795.0866306298017 -1.22 -4.00
Aug 2016 796.7707488734255 0.21 -2.76
Sep 2016 801.7828342920893 0.63 -2.33
Oct 2016 806.2742580551543 0.56 -1.09
Nov 2016 835.6610808972305 3.65 0.81
Dec 2016 877.3325239070103 4.99 5.47
Jan 2017 876.5122635952107 -0.09 6.18
Feb 2017 879.9437365677803 0.39 8.67
Mar 2017 883.5617539210375 0.41 8.60
Apr 2017 871.5947443236867 -1.35 8.04
May 2017 870.0639784740035 -0.18 7.88
Jun 2017 861.8853498369621 -0.94 7.08
Jul 2017 868.9134509921212 0.82 9.29
Aug 2017 863.5489858860283 -0.62 8.38
Sep 2017 859.8510685791448 -0.43 7.24
Oct 2017 870.9761144328219 1.29 8.03
Nov 2017 876.7299696378493 0.66 4.92
Dec 2017 882.7588507343893 0.69 0.62
Jan 2018 893.4706876124291 1.21 1.94
Feb 2018 924.6146229280937 3.49 5.08
Mar 2018 939.4640558836044 1.61 6.33
Apr 2018 945.580825459706 0.65 8.49
May 2018 959.6473517728846 1.49 10.30
Jun 2018 959.5033424282483 -0.01 11.33
Jul 2018 957.9776160144668 -0.16 10.25
Aug 2018 963.0717300145711 0.53 11.53
Sep 2018 974.6354090414643 1.20 13.35
Oct 2018 996.0932717229134 2.20 14.37
Nov 2018 1001.1109347607124 0.50 14.19
Dec 2018 979.4326795213457 -2.16 10.95
Jan 2019 966.2502015696604 -1.35 8.15
Feb 2019 962.6196406133759 -0.38 4.11
Mar 2019 959.5602057601766 -0.32 2.14
Apr 2019 953.6601097410987 -0.61 0.85
May 2019 950.7354084644951 -0.31 -0.93
Jun 2019 927.3041876619274 -2.46 -3.36
Jul 2019 925.3309511628327 -0.21 -3.41
Aug 2019 913.8168504187886 -1.24 -5.11
Sep 2019 915.7809545509759 0.22 -6.04
Oct 2019 927.9964821204296 1.33 -6.84
Nov 2019 933.29185272125 0.57 -6.77
Dec 2019 939.9214292193203 0.71 -4.03
Jan 2020 934.5186784440048 -0.57 -3.28
Feb 2020 922.494987451852 -1.29 -4.17
Mar 2020 924.8493016695805 0.26 -3.62
Apr 2020 914.5823508639724 -1.11 -4.10
May 2020 910.8763596165054 -0.40 -4.19
Jun 2020 907.2502000491078 -0.40 -2.16
Jul 2020 898.5666712232746 -0.96 -2.89
Aug 2020 899.0512305937627 0.05 -1.62
Sep 2020 907.3453826420821 0.92 -0.92
Oct 2020 915.6211461826796 0.91 -1.33
Nov 2020 922.7407170840918 0.78 -1.13
Dec 2020 926.2133513672112 0.38 -1.46
Jan 2021 941.2841734436468 1.63 0.72
Feb 2021 958.7338535804502 1.85 3.93
Mar 2021 998.0475335742619 4.10 7.92
Apr 2021 1008.4011082945818 1.04 10.26
May 2021 1012.0686557241127 0.36 11.11
Jun 2021 1028.72250889661 1.65 13.39
Jul 2021 1028.7879120526231 0.01 14.49
Aug 2021 1032.2873605944985 0.34 14.82
Sep 2021 1040.6945184417698 0.81 14.70
Oct 2021 1061.0191855210082 1.95 15.88
Nov 2021 1065.54839293832 0.43 15.48
Dec 2021 1075.9553325245654 0.98 16.17
Jan 2022 1130.3508951411093 5.06 20.09
Feb 2022 1184.9362890326247 4.83 23.59
Mar 2022 1254.4170243462193 5.86 25.69
Apr 2022 1380.489542673219 10.05 36.90
May 2022 1435.0213444710162 3.95 41.79
Jun 2022 1499.4182714505378 4.49 45.76
Jul 2022 1499.1125806652578 -0.02 45.72
Aug 2022 1479.690276363511 -1.30 43.34
Sep 2022 1611.1255869787378 8.88 54.81
Oct 2022 1732.4310250941653 7.53 63.28
Nov 2022 1719.064330189885 -0.77 61.33
Dec 2022 1653.3917535992482 -3.82 53.67
Jan 2023 1639.1757684425756 -0.86 45.02
Feb 2023 1638.3589607463161 -0.05 38.27
Mar 2023 1691.4644368276083 3.24 34.84
Apr 2023 1677.3812670746256 -0.83 21.51
May 2023 1713.962274096823 2.18 19.44
Jun 2023 1782.7549203490466 4.01 18.90
Jul 2023 1821.086079083997 2.15 21.48
Aug 2023 1871.6827192135122 2.78 26.49
Sep 2023 1901.3198002948773 1.58 18.01
Oct 2023 1979.2753919727147 4.10 14.25
Nov 2023 1954.5321836724363 -1.25 13.70
Dec 2023 1850.9713201319732 -5.30 11.95
Jan 2024 1822.0428659626862 -1.56 11.16
Feb 2024 1845.742521848203 1.30 12.66
Mar 2024 1859.9879947820905 0.77 9.96
Apr 2024 1901.8200797456175 2.25 13.38
May 2024 1927.0244807063766 1.33 12.43
Jun 2024 1913.1754485014471 -0.72 7.32
Jul 2024 1908.833813242975 -0.23 4.82
Aug 2024 1852.0166896178453 -2.98 -1.05
Sep 2024 1799.0548082507376 -2.86 -5.38
Oct 2024 1842.7603176122102 2.43 -6.90
Nov 2024 1910.4917298114667 3.68 -2.25
Dec 2024 1902.7000454401232 -0.41 2.80
Jan 2025 1952.3755987799052 2.61 7.15
Feb 2025 1937.0285453651277 -0.79 4.95
Mar 2025 1901.0150854678343 -1.86 2.21
Apr 2025 1908.354457686697 0.39 0.34
May 2025 1920.6684496153816 0.65 -0.33
Jun 2025 1918.793381279529 -0.10 0.29
Jul 2025 1903.472963437775 -0.80 -0.28
Aug 2025 1883.7297193409238 -1.04 1.71
Sep 2025 1849.3173061809048 -1.83 2.79
Oct 2025 1839.415602798509 -0.53 -0.18
Nov 2025 1842.9320777695273 0.19 -3.54
Dec 2025 1839.8977027137785 -0.16 -3.30
Jan 2026 1829.218384746633 -0.58 -6.31
Feb 2026 1824.3041054314835 -0.27 -5.82