Madison, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Madison, WI Metro in February 2026 was $2,826.438. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -4.28%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Madison, WI metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Madison, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Madison, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1121.1947308107667 -1.61 -4.13
Feb 2015 1130.4995544396297 0.83 -2.50
Mar 2015 1141.4546616875778 0.97 -2.44
Apr 2015 1133.1402974383348 -0.73 -3.45
May 2015 1156.4920510297964 2.06 -0.32
Jun 2015 1177.7338731975665 1.84 1.55
Jul 2015 1190.4972225808428 1.08 2.72
Aug 2015 1178.9346254626223 -0.97 1.66
Sep 2015 1183.3994050776555 0.38 1.40
Oct 2015 1180.0562743711153 -0.28 2.29
Nov 2015 1206.7811180994358 2.27 4.79
Dec 2015 1219.954651721829 1.09 7.06
Jan 2016 1218.432780053093 -0.12 8.67
Feb 2016 1200.3881965042576 -1.48 6.18
Mar 2016 1210.41261802482 0.84 6.04
Apr 2016 1204.9316658547532 -0.45 6.34
May 2016 1210.7112129860468 0.48 4.69
Jun 2016 1213.4833416641775 0.23 3.04
Jul 2016 1202.0005205578461 -0.95 0.97
Aug 2016 1205.3178173006904 0.28 2.24
Sep 2016 1213.2079053921611 0.66 2.52
Oct 2016 1220.991696121092 0.64 3.47
Nov 2016 1267.9043338845115 3.84 5.07
Dec 2016 1333.7027829104095 5.19 9.32
Jan 2017 1334.2721609668465 0.04 9.51
Feb 2017 1342.7004217333536 0.63 11.86
Mar 2017 1352.515400163994 0.73 11.74
Apr 2017 1339.283058723521 -0.98 11.15
May 2017 1342.1828599714227 0.22 10.86
Jun 2017 1335.2743497321012 -0.51 10.04
Jul 2017 1350.6725351085374 1.15 12.37
Aug 2017 1343.7831606098448 -0.51 11.49
Sep 2017 1338.208157259925 -0.41 10.30
Oct 2017 1356.1433746752184 1.34 11.07
Nov 2017 1366.4072188255413 0.76 7.77
Dec 2017 1376.7965909207724 0.76 3.23
Jan 2018 1394.699264043983 1.30 4.53
Feb 2018 1443.9068458322092 3.53 7.54
Mar 2018 1469.386393376509 1.77 8.64
Apr 2018 1482.5966298014644 0.90 10.70
May 2018 1511.168070575143 1.93 12.59
Jun 2018 1516.8712870732684 0.38 13.60
Jul 2018 1519.3185512058292 0.16 12.49
Aug 2018 1530.0629178081977 0.71 13.86
Sep 2018 1547.4253238385672 1.14 15.63
Oct 2018 1580.4833947186182 2.14 16.54
Nov 2018 1587.3934296481602 0.44 16.17
Dec 2018 1555.298670868431 -2.02 12.97
Jan 2019 1534.4036305918157 -1.34 10.02
Feb 2019 1527.8517291871158 -0.43 5.81
Mar 2019 1519.9515721624273 -0.52 3.44
Apr 2019 1508.219630289807 -0.77 1.73
May 2019 1502.946487709033 -0.35 -0.54
Jun 2019 1466.6933868739957 -2.41 -3.31
Jul 2019 1465.18934532253 -0.10 -3.56
Aug 2019 1446.3789177884348 -1.28 -5.47
Sep 2019 1447.267027475051 0.06 -6.47
Oct 2019 1464.148764352873 1.17 -7.36
Nov 2019 1471.1968281412542 0.48 -7.32
Dec 2019 1482.1719590783948 0.75 -4.70
Jan 2020 1475.7091252751259 -0.44 -3.82
Feb 2020 1460.0316007463964 -1.06 -4.44
Mar 2020 1467.8260047535578 0.53 -3.43
Apr 2020 1454.2716117415864 -0.92 -3.58
May 2020 1448.2615048846528 -0.41 -3.64
Jun 2020 1440.543511490337 -0.53 -1.78
Jul 2020 1421.286536959338 -1.34 -3.00
Aug 2020 1417.1360805538009 -0.29 -2.02
Sep 2020 1424.2807218533321 0.50 -1.59
Oct 2020 1433.8280432630008 0.67 -2.07
Nov 2020 1440.9926911591892 0.50 -2.05
Dec 2020 1443.751184296993 0.19 -2.59
Jan 2021 1464.1733911295896 1.42 -0.78
Feb 2021 1489.614687860218 1.74 2.03
Mar 2021 1549.3198037397196 4.01 5.55
Apr 2021 1565.5213439508673 1.05 7.65
May 2021 1573.0875092519307 0.48 8.62
Jun 2021 1598.8617365795978 1.64 10.99
Jul 2021 1598.267492010175 -0.04 12.45
Aug 2021 1600.931224117242 0.17 12.97
Sep 2021 1610.1486101084831 0.58 13.05
Oct 2021 1636.9104774167445 1.66 14.16
Nov 2021 1638.069548194283 0.07 13.68
Dec 2021 1650.2021485836656 0.74 14.30
Jan 2022 1725.8422115368305 4.58 17.87
Feb 2022 1803.7494761570724 4.51 21.09
Mar 2022 1909.7669198031956 5.88 23.27
Apr 2022 2107.626481064693 10.36 34.63
May 2022 2196.6129375671126 4.22 39.64
Jun 2022 2288.789195432465 4.20 43.15
Jul 2022 2277.1761398720396 -0.51 42.48
Aug 2022 2232.705233185894 -1.95 39.46
Sep 2022 2421.207558080535 8.44 50.37
Oct 2022 2597.028879744058 7.26 58.65
Nov 2022 2575.704575147463 -0.82 57.24
Dec 2022 2479.717781657907 -3.73 50.27
Jan 2023 2469.15294983084 -0.43 43.07
Feb 2023 2480.6085186975847 0.46 37.53
Mar 2023 2568.7639438010324 3.55 34.51
Apr 2023 2546.9251712412492 -0.85 20.84
May 2023 2591.4116109199017 1.75 17.97
Jun 2023 2679.464028587109 3.40 17.07
Jul 2023 2722.7541351837895 1.62 19.57
Aug 2023 2791.842028352558 2.54 25.04
Sep 2023 2837.340332456037 1.63 17.19
Oct 2023 2953.174366777179 4.08 13.71
Nov 2023 2912.9817383749346 -1.36 13.10
Dec 2023 2755.1836258970357 -5.42 11.11
Jan 2024 2717.1362477013026 -1.38 10.04
Feb 2024 2763.8892757640374 1.72 11.42
Mar 2024 2800.67819267446 1.33 9.03
Apr 2024 2873.730097465909 2.61 12.83
May 2024 2913.6811121808987 1.39 12.44
Jun 2024 2890.444044439573 -0.80 7.87
Jul 2024 2882.389353425897 -0.28 5.86
Aug 2024 2801.3669140402367 -2.81 0.34
Sep 2024 2726.544193199874 -2.67 -3.90
Oct 2024 2796.879185751454 2.58 -5.29
Nov 2024 2905.0004070920945 3.87 -0.27
Dec 2024 2894.7186909682237 -0.35 5.06
Jan 2025 2972.396797724969 2.68 9.39
Feb 2025 2952.9635840061273 -0.65 6.84
Mar 2025 2906.820491581681 -1.56 3.79
Apr 2025 2930.3287157486193 0.81 1.97
May 2025 2954.7883021082425 0.84 1.41
Jun 2025 2955.4820695300155 0.02 2.25
Jul 2025 2929.030146770409 -0.89 1.62
Aug 2025 2896.193851607007 -1.12 3.39
Sep 2025 2841.2728675121352 -1.90 4.21
Oct 2025 2827.409773423765 -0.49 1.09
Nov 2025 2837.034817775004 0.34 -2.34
Dec 2025 2839.2624333640238 0.08 -1.92
Jan 2026 2829.326994759163 -0.35 -4.81
Feb 2026 2826.4377018020728 -0.10 -4.28