Madison, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Madison, WI Metro in February 2026 was $2,826.438. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -4.28%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Madison, WI metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1121.1947308107667 | -1.61 | -4.13 |
| Feb 2015 | 1130.4995544396297 | 0.83 | -2.50 |
| Mar 2015 | 1141.4546616875778 | 0.97 | -2.44 |
| Apr 2015 | 1133.1402974383348 | -0.73 | -3.45 |
| May 2015 | 1156.4920510297964 | 2.06 | -0.32 |
| Jun 2015 | 1177.7338731975665 | 1.84 | 1.55 |
| Jul 2015 | 1190.4972225808428 | 1.08 | 2.72 |
| Aug 2015 | 1178.9346254626223 | -0.97 | 1.66 |
| Sep 2015 | 1183.3994050776555 | 0.38 | 1.40 |
| Oct 2015 | 1180.0562743711153 | -0.28 | 2.29 |
| Nov 2015 | 1206.7811180994358 | 2.27 | 4.79 |
| Dec 2015 | 1219.954651721829 | 1.09 | 7.06 |
| Jan 2016 | 1218.432780053093 | -0.12 | 8.67 |
| Feb 2016 | 1200.3881965042576 | -1.48 | 6.18 |
| Mar 2016 | 1210.41261802482 | 0.84 | 6.04 |
| Apr 2016 | 1204.9316658547532 | -0.45 | 6.34 |
| May 2016 | 1210.7112129860468 | 0.48 | 4.69 |
| Jun 2016 | 1213.4833416641775 | 0.23 | 3.04 |
| Jul 2016 | 1202.0005205578461 | -0.95 | 0.97 |
| Aug 2016 | 1205.3178173006904 | 0.28 | 2.24 |
| Sep 2016 | 1213.2079053921611 | 0.66 | 2.52 |
| Oct 2016 | 1220.991696121092 | 0.64 | 3.47 |
| Nov 2016 | 1267.9043338845115 | 3.84 | 5.07 |
| Dec 2016 | 1333.7027829104095 | 5.19 | 9.32 |
| Jan 2017 | 1334.2721609668465 | 0.04 | 9.51 |
| Feb 2017 | 1342.7004217333536 | 0.63 | 11.86 |
| Mar 2017 | 1352.515400163994 | 0.73 | 11.74 |
| Apr 2017 | 1339.283058723521 | -0.98 | 11.15 |
| May 2017 | 1342.1828599714227 | 0.22 | 10.86 |
| Jun 2017 | 1335.2743497321012 | -0.51 | 10.04 |
| Jul 2017 | 1350.6725351085374 | 1.15 | 12.37 |
| Aug 2017 | 1343.7831606098448 | -0.51 | 11.49 |
| Sep 2017 | 1338.208157259925 | -0.41 | 10.30 |
| Oct 2017 | 1356.1433746752184 | 1.34 | 11.07 |
| Nov 2017 | 1366.4072188255413 | 0.76 | 7.77 |
| Dec 2017 | 1376.7965909207724 | 0.76 | 3.23 |
| Jan 2018 | 1394.699264043983 | 1.30 | 4.53 |
| Feb 2018 | 1443.9068458322092 | 3.53 | 7.54 |
| Mar 2018 | 1469.386393376509 | 1.77 | 8.64 |
| Apr 2018 | 1482.5966298014644 | 0.90 | 10.70 |
| May 2018 | 1511.168070575143 | 1.93 | 12.59 |
| Jun 2018 | 1516.8712870732684 | 0.38 | 13.60 |
| Jul 2018 | 1519.3185512058292 | 0.16 | 12.49 |
| Aug 2018 | 1530.0629178081977 | 0.71 | 13.86 |
| Sep 2018 | 1547.4253238385672 | 1.14 | 15.63 |
| Oct 2018 | 1580.4833947186182 | 2.14 | 16.54 |
| Nov 2018 | 1587.3934296481602 | 0.44 | 16.17 |
| Dec 2018 | 1555.298670868431 | -2.02 | 12.97 |
| Jan 2019 | 1534.4036305918157 | -1.34 | 10.02 |
| Feb 2019 | 1527.8517291871158 | -0.43 | 5.81 |
| Mar 2019 | 1519.9515721624273 | -0.52 | 3.44 |
| Apr 2019 | 1508.219630289807 | -0.77 | 1.73 |
| May 2019 | 1502.946487709033 | -0.35 | -0.54 |
| Jun 2019 | 1466.6933868739957 | -2.41 | -3.31 |
| Jul 2019 | 1465.18934532253 | -0.10 | -3.56 |
| Aug 2019 | 1446.3789177884348 | -1.28 | -5.47 |
| Sep 2019 | 1447.267027475051 | 0.06 | -6.47 |
| Oct 2019 | 1464.148764352873 | 1.17 | -7.36 |
| Nov 2019 | 1471.1968281412542 | 0.48 | -7.32 |
| Dec 2019 | 1482.1719590783948 | 0.75 | -4.70 |
| Jan 2020 | 1475.7091252751259 | -0.44 | -3.82 |
| Feb 2020 | 1460.0316007463964 | -1.06 | -4.44 |
| Mar 2020 | 1467.8260047535578 | 0.53 | -3.43 |
| Apr 2020 | 1454.2716117415864 | -0.92 | -3.58 |
| May 2020 | 1448.2615048846528 | -0.41 | -3.64 |
| Jun 2020 | 1440.543511490337 | -0.53 | -1.78 |
| Jul 2020 | 1421.286536959338 | -1.34 | -3.00 |
| Aug 2020 | 1417.1360805538009 | -0.29 | -2.02 |
| Sep 2020 | 1424.2807218533321 | 0.50 | -1.59 |
| Oct 2020 | 1433.8280432630008 | 0.67 | -2.07 |
| Nov 2020 | 1440.9926911591892 | 0.50 | -2.05 |
| Dec 2020 | 1443.751184296993 | 0.19 | -2.59 |
| Jan 2021 | 1464.1733911295896 | 1.42 | -0.78 |
| Feb 2021 | 1489.614687860218 | 1.74 | 2.03 |
| Mar 2021 | 1549.3198037397196 | 4.01 | 5.55 |
| Apr 2021 | 1565.5213439508673 | 1.05 | 7.65 |
| May 2021 | 1573.0875092519307 | 0.48 | 8.62 |
| Jun 2021 | 1598.8617365795978 | 1.64 | 10.99 |
| Jul 2021 | 1598.267492010175 | -0.04 | 12.45 |
| Aug 2021 | 1600.931224117242 | 0.17 | 12.97 |
| Sep 2021 | 1610.1486101084831 | 0.58 | 13.05 |
| Oct 2021 | 1636.9104774167445 | 1.66 | 14.16 |
| Nov 2021 | 1638.069548194283 | 0.07 | 13.68 |
| Dec 2021 | 1650.2021485836656 | 0.74 | 14.30 |
| Jan 2022 | 1725.8422115368305 | 4.58 | 17.87 |
| Feb 2022 | 1803.7494761570724 | 4.51 | 21.09 |
| Mar 2022 | 1909.7669198031956 | 5.88 | 23.27 |
| Apr 2022 | 2107.626481064693 | 10.36 | 34.63 |
| May 2022 | 2196.6129375671126 | 4.22 | 39.64 |
| Jun 2022 | 2288.789195432465 | 4.20 | 43.15 |
| Jul 2022 | 2277.1761398720396 | -0.51 | 42.48 |
| Aug 2022 | 2232.705233185894 | -1.95 | 39.46 |
| Sep 2022 | 2421.207558080535 | 8.44 | 50.37 |
| Oct 2022 | 2597.028879744058 | 7.26 | 58.65 |
| Nov 2022 | 2575.704575147463 | -0.82 | 57.24 |
| Dec 2022 | 2479.717781657907 | -3.73 | 50.27 |
| Jan 2023 | 2469.15294983084 | -0.43 | 43.07 |
| Feb 2023 | 2480.6085186975847 | 0.46 | 37.53 |
| Mar 2023 | 2568.7639438010324 | 3.55 | 34.51 |
| Apr 2023 | 2546.9251712412492 | -0.85 | 20.84 |
| May 2023 | 2591.4116109199017 | 1.75 | 17.97 |
| Jun 2023 | 2679.464028587109 | 3.40 | 17.07 |
| Jul 2023 | 2722.7541351837895 | 1.62 | 19.57 |
| Aug 2023 | 2791.842028352558 | 2.54 | 25.04 |
| Sep 2023 | 2837.340332456037 | 1.63 | 17.19 |
| Oct 2023 | 2953.174366777179 | 4.08 | 13.71 |
| Nov 2023 | 2912.9817383749346 | -1.36 | 13.10 |
| Dec 2023 | 2755.1836258970357 | -5.42 | 11.11 |
| Jan 2024 | 2717.1362477013026 | -1.38 | 10.04 |
| Feb 2024 | 2763.8892757640374 | 1.72 | 11.42 |
| Mar 2024 | 2800.67819267446 | 1.33 | 9.03 |
| Apr 2024 | 2873.730097465909 | 2.61 | 12.83 |
| May 2024 | 2913.6811121808987 | 1.39 | 12.44 |
| Jun 2024 | 2890.444044439573 | -0.80 | 7.87 |
| Jul 2024 | 2882.389353425897 | -0.28 | 5.86 |
| Aug 2024 | 2801.3669140402367 | -2.81 | 0.34 |
| Sep 2024 | 2726.544193199874 | -2.67 | -3.90 |
| Oct 2024 | 2796.879185751454 | 2.58 | -5.29 |
| Nov 2024 | 2905.0004070920945 | 3.87 | -0.27 |
| Dec 2024 | 2894.7186909682237 | -0.35 | 5.06 |
| Jan 2025 | 2972.396797724969 | 2.68 | 9.39 |
| Feb 2025 | 2952.9635840061273 | -0.65 | 6.84 |
| Mar 2025 | 2906.820491581681 | -1.56 | 3.79 |
| Apr 2025 | 2930.3287157486193 | 0.81 | 1.97 |
| May 2025 | 2954.7883021082425 | 0.84 | 1.41 |
| Jun 2025 | 2955.4820695300155 | 0.02 | 2.25 |
| Jul 2025 | 2929.030146770409 | -0.89 | 1.62 |
| Aug 2025 | 2896.193851607007 | -1.12 | 3.39 |
| Sep 2025 | 2841.2728675121352 | -1.90 | 4.21 |
| Oct 2025 | 2827.409773423765 | -0.49 | 1.09 |
| Nov 2025 | 2837.034817775004 | 0.34 | -2.34 |
| Dec 2025 | 2839.2624333640238 | 0.08 | -1.92 |
| Jan 2026 | 2829.326994759163 | -0.35 | -4.81 |
| Feb 2026 | 2826.4377018020728 | -0.10 | -4.28 |