McAllen, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the McAllen, TX Metro in February 2026 was $1,235.089. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -7.39%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the McAllen, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the McAllen, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 473.78843126706454 | -1.66 | -2.73 |
| Feb 2015 | 478.7908425500708 | 1.06 | -1.12 |
| Mar 2015 | 484.91423561468395 | 1.28 | -0.80 |
| Apr 2015 | 483.34466984676266 | -0.32 | -1.53 |
| May 2015 | 494.2201414876657 | 2.25 | 1.68 |
| Jun 2015 | 504.00346864120183 | 1.98 | 3.40 |
| Jul 2015 | 509.7526510288984 | 1.14 | 4.41 |
| Aug 2015 | 504.8814630553915 | -0.96 | 3.29 |
| Sep 2015 | 506.1071965665947 | 0.24 | 2.70 |
| Oct 2015 | 503.4805379445928 | -0.52 | 3.27 |
| Nov 2015 | 512.4371703037531 | 1.78 | 5.19 |
| Dec 2015 | 516.2891159451748 | 0.75 | 7.16 |
| Jan 2016 | 515.5643577366603 | -0.14 | 8.82 |
| Feb 2016 | 510.42028999304296 | -1.00 | 6.61 |
| Mar 2016 | 515.4752058560643 | 0.99 | 6.30 |
| Apr 2016 | 512.3017958907099 | -0.62 | 5.99 |
| May 2016 | 511.77158479890574 | -0.10 | 3.55 |
| Jun 2016 | 511.4605046283221 | -0.06 | 1.48 |
| Jul 2016 | 506.3213520989112 | -1.00 | -0.67 |
| Aug 2016 | 508.0234700121215 | 0.34 | 0.62 |
| Sep 2016 | 512.1821791025085 | 0.82 | 1.20 |
| Oct 2016 | 515.300441590551 | 0.61 | 2.35 |
| Nov 2016 | 534.3135133879279 | 3.69 | 4.27 |
| Dec 2016 | 559.6747240817273 | 4.75 | 8.40 |
| Jan 2017 | 558.4875342674964 | -0.21 | 8.32 |
| Feb 2017 | 561.3425046455993 | 0.51 | 9.98 |
| Mar 2017 | 565.1410522595515 | 0.68 | 9.64 |
| Apr 2017 | 558.4696200711534 | -1.18 | 9.01 |
| May 2017 | 557.7346329962509 | -0.13 | 8.98 |
| Jun 2017 | 552.2386903495607 | -0.98 | 7.97 |
| Jul 2017 | 555.4137041691496 | 0.57 | 9.70 |
| Aug 2017 | 550.1424724553895 | -0.95 | 8.29 |
| Sep 2017 | 545.7143444349833 | -0.80 | 6.55 |
| Oct 2017 | 551.1433510011639 | 1.00 | 6.96 |
| Nov 2017 | 553.467491312987 | 0.42 | 3.59 |
| Dec 2017 | 558.222856133261 | 0.86 | -0.26 |
| Jan 2018 | 566.9363171567662 | 1.56 | 1.51 |
| Feb 2018 | 588.2575120916309 | 3.76 | 4.80 |
| Mar 2018 | 598.8222759577253 | 1.80 | 5.96 |
| Apr 2018 | 603.7571619089085 | 0.82 | 8.11 |
| May 2018 | 615.1384547431587 | 1.89 | 10.29 |
| Jun 2018 | 617.535143692118 | 0.39 | 11.82 |
| Jul 2018 | 617.8735733213844 | 0.06 | 11.25 |
| Aug 2018 | 620.9942980194326 | 0.51 | 12.88 |
| Sep 2018 | 627.7106079439109 | 1.08 | 15.03 |
| Oct 2018 | 641.4109803801971 | 2.18 | 16.38 |
| Nov 2018 | 645.3953403620814 | 0.62 | 16.61 |
| Dec 2018 | 631.9837352968988 | -2.08 | 13.21 |
| Jan 2019 | 620.5322029124898 | -1.81 | 9.45 |
| Feb 2019 | 613.5265007481714 | -1.13 | 4.30 |
| Mar 2019 | 607.2382185078908 | -1.02 | 1.41 |
| Apr 2019 | 603.2627011406732 | -0.65 | -0.08 |
| May 2019 | 603.9648061781393 | 0.12 | -1.82 |
| Jun 2019 | 592.7781802633605 | -1.85 | -4.01 |
| Jul 2019 | 595.9657076837559 | 0.54 | -3.55 |
| Aug 2019 | 590.7471031313922 | -0.88 | -4.87 |
| Sep 2019 | 592.9026729312168 | 0.37 | -5.54 |
| Oct 2019 | 600.9968299590654 | 1.37 | -6.30 |
| Nov 2019 | 605.4546020825578 | 0.74 | -6.19 |
| Dec 2019 | 611.2791057033354 | 0.96 | -3.28 |
| Jan 2020 | 608.576868267706 | -0.44 | -1.93 |
| Feb 2020 | 602.7811611720385 | -0.95 | -1.75 |
| Mar 2020 | 606.4461396401144 | 0.61 | -0.13 |
| Apr 2020 | 601.9713173300754 | -0.74 | -0.21 |
| May 2020 | 600.299559422345 | -0.28 | -0.61 |
| Jun 2020 | 598.6985176583503 | -0.27 | 1.00 |
| Jul 2020 | 593.9180926914065 | -0.80 | -0.34 |
| Aug 2020 | 595.6917210968394 | 0.30 | 0.84 |
| Sep 2020 | 601.1790319224931 | 0.92 | 1.40 |
| Oct 2020 | 606.8724047435207 | 0.95 | 0.98 |
| Nov 2020 | 612.9169579710825 | 1.00 | 1.23 |
| Dec 2020 | 617.8796341165656 | 0.81 | 1.08 |
| Jan 2021 | 630.7328310843112 | 2.08 | 3.64 |
| Feb 2021 | 643.9508277179172 | 2.10 | 6.83 |
| Mar 2021 | 670.8378958137504 | 4.18 | 10.62 |
| Apr 2021 | 677.0799868092383 | 0.93 | 12.48 |
| May 2021 | 678.3155457529739 | 0.18 | 13.00 |
| Jun 2021 | 689.0524957675146 | 1.58 | 15.09 |
| Jul 2021 | 688.3570133591561 | -0.10 | 15.90 |
| Aug 2021 | 690.2701493118575 | 0.28 | 15.88 |
| Sep 2021 | 693.9764454027351 | 0.54 | 15.44 |
| Oct 2021 | 708.7852975108682 | 2.13 | 16.79 |
| Nov 2021 | 714.1087460638821 | 0.75 | 16.51 |
| Dec 2021 | 724.5119772329846 | 1.46 | 17.26 |
| Jan 2022 | 765.355811862946 | 5.64 | 21.34 |
| Feb 2022 | 808.9933977353007 | 5.70 | 25.63 |
| Mar 2022 | 865.7882496518312 | 7.02 | 29.06 |
| Apr 2022 | 957.3633813405211 | 10.58 | 41.40 |
| May 2022 | 996.7572364679836 | 4.12 | 46.95 |
| Jun 2022 | 1040.6660377282874 | 4.41 | 51.03 |
| Jul 2022 | 1044.6772980952435 | 0.39 | 51.76 |
| Aug 2022 | 1036.4837123434188 | -0.78 | 50.16 |
| Sep 2022 | 1135.5786496904009 | 9.56 | 63.63 |
| Oct 2022 | 1225.7146617757737 | 7.94 | 72.93 |
| Nov 2022 | 1218.6035451699797 | -0.58 | 70.65 |
| Dec 2022 | 1171.0296715644022 | -3.90 | 61.63 |
| Jan 2023 | 1160.719223730428 | -0.88 | 51.66 |
| Feb 2023 | 1161.1978230390778 | 0.04 | 43.54 |
| Mar 2023 | 1198.407204254363 | 3.20 | 38.42 |
| Apr 2023 | 1184.9925184165247 | -1.12 | 23.78 |
| May 2023 | 1203.829332142031 | 1.59 | 20.78 |
| Jun 2023 | 1244.9872778036015 | 3.42 | 19.63 |
| Jul 2023 | 1265.4916822022558 | 1.65 | 21.14 |
| Aug 2023 | 1296.8007101329476 | 2.47 | 25.12 |
| Sep 2023 | 1318.7955474405846 | 1.70 | 16.13 |
| Oct 2023 | 1379.7201853029094 | 4.62 | 12.57 |
| Nov 2023 | 1370.9385976642259 | -0.64 | 12.50 |
| Dec 2023 | 1305.4066453758983 | -4.78 | 11.48 |
| Jan 2024 | 1289.925074443097 | -1.19 | 11.13 |
| Feb 2024 | 1308.7904481258865 | 1.46 | 12.71 |
| Mar 2024 | 1318.5157506223343 | 0.74 | 10.02 |
| Apr 2024 | 1344.7860449178174 | 1.99 | 13.49 |
| May 2024 | 1356.5842342063718 | 0.88 | 12.69 |
| Jun 2024 | 1340.712749935747 | -1.17 | 7.69 |
| Jul 2024 | 1330.0733992603427 | -0.79 | 5.10 |
| Aug 2024 | 1288.5851547131413 | -3.12 | -0.63 |
| Sep 2024 | 1251.5973599601055 | -2.87 | -5.09 |
| Oct 2024 | 1283.6188916050805 | 2.56 | -6.96 |
| Nov 2024 | 1330.2772645032912 | 3.64 | -2.97 |
| Dec 2024 | 1320.4310643027281 | -0.74 | 1.15 |
| Jan 2025 | 1349.431219683499 | 2.20 | 4.61 |
| Feb 2025 | 1333.6683235484645 | -1.17 | 1.90 |
| Mar 2025 | 1305.9269119907713 | -2.08 | -0.95 |
| Apr 2025 | 1309.0935578493027 | 0.24 | -2.65 |
| May 2025 | 1314.3078718667693 | 0.40 | -3.12 |
| Jun 2025 | 1311.4200935282145 | -0.22 | -2.18 |
| Jul 2025 | 1300.9936009744983 | -0.79 | -2.19 |
| Aug 2025 | 1288.5256772638934 | -0.96 | 0.00 |
| Sep 2025 | 1263.4621443545234 | -1.94 | 0.95 |
| Oct 2025 | 1250.7386499880656 | -1.01 | -2.56 |
| Nov 2025 | 1247.5369025097918 | -0.26 | -6.22 |
| Dec 2025 | 1243.192294124513 | -0.35 | -5.85 |
| Jan 2026 | 1237.3890395630226 | -0.47 | -8.30 |
| Feb 2026 | 1235.088723754675 | -0.19 | -7.39 |