Merced, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Merced, CA Metro in February 2026 was $2,691.207. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -8.83%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Merced, CA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Merced, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Merced, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Merced, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Merced, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 980.8736658093621 | -1.54 | 6.10 |
| Feb 2015 | 988.2796397825069 | 0.76 | 6.70 |
| Mar 2015 | 999.329321587781 | 1.12 | 5.59 |
| Apr 2015 | 995.1851411659993 | -0.41 | 3.43 |
| May 2015 | 1021.6465781112286 | 2.66 | 5.82 |
| Jun 2015 | 1047.6667971851723 | 2.55 | 7.06 |
| Jul 2015 | 1065.6792239307547 | 1.72 | 7.73 |
| Aug 2015 | 1060.5500502849663 | -0.48 | 6.27 |
| Sep 2015 | 1066.546523055543 | 0.56 | 5.50 |
| Oct 2015 | 1064.0591801980893 | -0.23 | 5.98 |
| Nov 2015 | 1088.4005165365188 | 2.29 | 8.18 |
| Dec 2015 | 1100.757706019162 | 1.14 | 10.49 |
| Jan 2016 | 1100.079833529735 | -0.06 | 12.15 |
| Feb 2016 | 1084.3551871098584 | -1.43 | 9.72 |
| Mar 2016 | 1095.3770970456585 | 1.02 | 9.61 |
| Apr 2016 | 1091.8756750028292 | -0.32 | 9.72 |
| May 2016 | 1097.9579361847937 | 0.56 | 7.47 |
| Jun 2016 | 1101.0523142316124 | 0.28 | 5.10 |
| Jul 2016 | 1093.3463463372025 | -0.70 | 2.60 |
| Aug 2016 | 1099.5924789373676 | 0.57 | 3.68 |
| Sep 2016 | 1109.4759392075493 | 0.90 | 4.03 |
| Oct 2016 | 1118.5209581655686 | 0.82 | 5.12 |
| Nov 2016 | 1163.0018379531093 | 3.98 | 6.85 |
| Dec 2016 | 1226.4866393033917 | 5.46 | 11.42 |
| Jan 2017 | 1232.5611640261022 | 0.50 | 12.04 |
| Feb 2017 | 1248.8896165402105 | 1.33 | 15.17 |
| Mar 2017 | 1268.8364077577792 | 1.60 | 15.84 |
| Apr 2017 | 1263.6144585011862 | -0.41 | 15.73 |
| May 2017 | 1270.5388121557257 | 0.55 | 15.72 |
| Jun 2017 | 1264.5877374818551 | -0.47 | 14.85 |
| Jul 2017 | 1279.599171661183 | 1.19 | 17.04 |
| Aug 2017 | 1275.745092951648 | -0.30 | 16.02 |
| Sep 2017 | 1274.3371411153666 | -0.11 | 14.86 |
| Oct 2017 | 1297.3687512586177 | 1.81 | 15.99 |
| Nov 2017 | 1311.1105204382854 | 1.06 | 12.74 |
| Dec 2017 | 1326.1209354859557 | 1.15 | 8.12 |
| Jan 2018 | 1349.3754690034348 | 1.75 | 9.48 |
| Feb 2018 | 1404.9331487062345 | 4.12 | 12.50 |
| Mar 2018 | 1435.4144418490537 | 2.17 | 13.13 |
| Apr 2018 | 1448.8327838745472 | 0.94 | 14.66 |
| May 2018 | 1476.2108895951856 | 1.89 | 16.19 |
| Jun 2018 | 1482.4470827099792 | 0.42 | 17.23 |
| Jul 2018 | 1486.234463175499 | 0.26 | 16.15 |
| Aug 2018 | 1499.0432530402256 | 0.86 | 17.50 |
| Sep 2018 | 1520.3323847472893 | 1.42 | 19.30 |
| Oct 2018 | 1562.021530405124 | 2.74 | 20.40 |
| Nov 2018 | 1574.7592080431953 | 0.82 | 20.11 |
| Dec 2018 | 1545.737974235037 | -1.84 | 16.56 |
| Jan 2019 | 1529.8654786834595 | -1.03 | 13.38 |
| Feb 2019 | 1532.1587366786896 | 0.15 | 9.06 |
| Mar 2019 | 1534.6753645002682 | 0.16 | 6.92 |
| Apr 2019 | 1529.2511710858898 | -0.35 | 5.55 |
| May 2019 | 1525.791231067954 | -0.23 | 3.36 |
| Jun 2019 | 1487.2447069001041 | -2.53 | 0.32 |
| Jul 2019 | 1483.2327782095315 | -0.27 | -0.20 |
| Aug 2019 | 1464.170514761906 | -1.28 | -2.33 |
| Sep 2019 | 1467.8393253978763 | 0.25 | -3.45 |
| Oct 2019 | 1486.9097890809894 | 1.30 | -4.81 |
| Nov 2019 | 1493.7703115651932 | 0.46 | -5.14 |
| Dec 2019 | 1502.4004920934717 | 0.58 | -2.80 |
| Jan 2020 | 1493.9851315998746 | -0.56 | -2.35 |
| Feb 2020 | 1476.2543362361448 | -1.19 | -3.65 |
| Mar 2020 | 1483.2019066198602 | 0.47 | -3.35 |
| Apr 2020 | 1468.3642994315715 | -1.00 | -3.98 |
| May 2020 | 1459.95190087208 | -0.57 | -4.32 |
| Jun 2020 | 1449.2478492873158 | -0.73 | -2.56 |
| Jul 2020 | 1429.2790722316468 | -1.38 | -3.64 |
| Aug 2020 | 1426.5353136934568 | -0.19 | -2.57 |
| Sep 2020 | 1436.1320794295114 | 0.67 | -2.16 |
| Oct 2020 | 1446.9644427690807 | 0.75 | -2.69 |
| Nov 2020 | 1459.4228417299207 | 0.86 | -2.30 |
| Dec 2020 | 1469.955372381181 | 0.72 | -2.16 |
| Jan 2021 | 1502.7724903291542 | 2.23 | 0.59 |
| Feb 2021 | 1540.0689510429695 | 2.48 | 4.32 |
| Mar 2021 | 1614.106543245785 | 4.81 | 8.83 |
| Apr 2021 | 1642.0824056141078 | 1.73 | 11.83 |
| May 2021 | 1659.1505444158456 | 1.04 | 13.64 |
| Jun 2021 | 1696.2360197583716 | 2.24 | 17.04 |
| Jul 2021 | 1706.5632483814659 | 0.61 | 19.40 |
| Aug 2021 | 1726.6096860808402 | 1.18 | 21.04 |
| Sep 2021 | 1757.5501942349615 | 1.79 | 22.38 |
| Oct 2021 | 1809.751373418367 | 2.97 | 25.07 |
| Nov 2021 | 1832.635262925736 | 1.26 | 25.57 |
| Dec 2021 | 1862.1292622629353 | 1.61 | 26.68 |
| Jan 2022 | 1961.7278582591664 | 5.35 | 30.54 |
| Feb 2022 | 2063.4690565001038 | 5.19 | 33.99 |
| Mar 2022 | 2198.1809063614974 | 6.53 | 36.19 |
| Apr 2022 | 2430.666344937691 | 10.58 | 48.02 |
| May 2022 | 2528.992467703462 | 4.05 | 52.43 |
| Jun 2022 | 2625.2367187851737 | 3.81 | 54.77 |
| Jul 2022 | 2605.2483587935135 | -0.76 | 52.66 |
| Aug 2022 | 2549.504146354877 | -2.14 | 47.66 |
| Sep 2022 | 2752.2086188193703 | 7.95 | 56.59 |
| Oct 2022 | 2930.016852394279 | 6.46 | 61.90 |
| Nov 2022 | 2870.273789667948 | -2.04 | 56.62 |
| Dec 2022 | 2722.8752431853713 | -5.13 | 46.22 |
| Jan 2023 | 2661.7239026743155 | -2.25 | 35.68 |
| Feb 2023 | 2629.9415949572044 | -1.19 | 27.45 |
| Mar 2023 | 2685.329755488765 | 2.11 | 22.16 |
| Apr 2023 | 2635.0700240280757 | -1.87 | 8.41 |
| May 2023 | 2663.2903432948096 | 1.07 | 5.31 |
| Jun 2023 | 2747.4848664925944 | 3.16 | 4.66 |
| Jul 2023 | 2795.8748084993904 | 1.76 | 7.32 |
| Aug 2023 | 2871.3383000407102 | 2.70 | 12.62 |
| Sep 2023 | 2918.563259518607 | 1.65 | 6.04 |
| Oct 2023 | 3038.99005979004 | 4.13 | 3.72 |
| Nov 2023 | 2998.9372911543514 | -1.32 | 4.48 |
| Dec 2023 | 2842.8162223106087 | -5.21 | 4.41 |
| Jan 2024 | 2808.045912018776 | -1.22 | 5.50 |
| Feb 2024 | 2853.7044535050513 | 1.63 | 8.51 |
| Mar 2024 | 2880.465872087798 | 0.94 | 7.27 |
| Apr 2024 | 2944.236929591852 | 2.21 | 11.73 |
| May 2024 | 2981.434024702961 | 1.26 | 11.95 |
| Jun 2024 | 2955.272147895691 | -0.88 | 7.56 |
| Jul 2024 | 2943.110643935594 | -0.41 | 5.27 |
| Aug 2024 | 2855.665017257837 | -2.97 | -0.55 |
| Sep 2024 | 2775.6039508939275 | -2.80 | -4.90 |
| Oct 2024 | 2841.3874142037193 | 2.37 | -6.50 |
| Nov 2024 | 2941.995991240555 | 3.54 | -1.90 |
| Dec 2024 | 2919.5461510892055 | -0.76 | 2.70 |
| Jan 2025 | 2985.37875981707 | 2.26 | 6.32 |
| Feb 2025 | 2951.9334396823597 | -1.12 | 3.44 |
| Mar 2025 | 2893.8341164615176 | -1.97 | 0.46 |
| Apr 2025 | 2906.226313670089 | 0.43 | -1.29 |
| May 2025 | 2922.916922175006 | 0.57 | -1.96 |
| Jun 2025 | 2915.6524265125868 | -0.25 | -1.34 |
| Jul 2025 | 2879.8669145128565 | -1.23 | -2.15 |
| Aug 2025 | 2834.0693322107763 | -1.59 | -0.76 |
| Sep 2025 | 2765.709291727928 | -2.41 | -0.36 |
| Oct 2025 | 2737.3059827146194 | -1.03 | -3.66 |
| Nov 2025 | 2733.7894368603256 | -0.13 | -7.08 |
| Dec 2025 | 2725.226734082816 | -0.31 | -6.66 |
| Jan 2026 | 2704.567281821661 | -0.76 | -9.41 |
| Feb 2026 | 2691.2072179400648 | -0.49 | -8.83 |
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