Miami, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Miami, FL Metro in February 2026 was $3,060.143. The month over month percentage change (MoM) was -0.46%, and the year over year percentage change (YoY) was -11.14%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Miami, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Miami, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Miami, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Miami, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1101.1192371788816 -1.09 4.20
Feb 2015 1114.7210352366715 1.24 5.63
Mar 2015 1129.9627361045482 1.37 5.41
Apr 2015 1126.8148814303936 -0.28 3.97
May 2015 1155.9002981739538 2.58 6.96
Jun 2015 1182.3065923993136 2.28 8.61
Jul 2015 1200.1156326013397 1.51 9.49
Aug 2015 1192.9889228347406 -0.59 8.05
Sep 2015 1202.1828423349004 0.77 7.41
Oct 2015 1201.705452660969 -0.04 7.93
Nov 2015 1230.7860438258353 2.42 10.04
Dec 2015 1242.7287540620266 0.97 11.63
Jan 2016 1239.349303048471 -0.27 12.55
Feb 2016 1220.2242292751835 -1.54 9.47
Mar 2016 1233.2955093302135 1.07 9.15
Apr 2016 1230.782041329589 -0.20 9.23
May 2016 1238.9359097555061 0.66 7.18
Jun 2016 1243.9297111640662 0.40 5.21
Jul 2016 1235.8675416668561 -0.65 2.98
Aug 2016 1243.2895298261353 0.60 4.22
Sep 2016 1254.6044134543135 0.91 4.36
Oct 2016 1265.3266054545668 0.86 5.29
Nov 2016 1314.3257840511246 3.87 6.79
Dec 2016 1380.4422079314888 5.03 11.08
Jan 2017 1379.2152048087667 -0.09 11.29
Feb 2017 1389.6878562526545 0.76 13.89
Mar 2017 1404.6721411523354 1.08 13.90
Apr 2017 1393.854585893352 -0.77 13.25
May 2017 1397.4940063265233 0.26 12.80
Jun 2017 1390.3549407796838 -0.51 11.77
Jul 2017 1407.3777181690239 1.22 13.88
Aug 2017 1403.3812083761748 -0.28 12.88
Sep 2017 1400.6653468393356 -0.19 11.64
Oct 2017 1422.5507786508833 1.56 12.43
Nov 2017 1435.9349373447849 0.94 9.25
Dec 2017 1451.109617471078 1.06 5.12
Jan 2018 1473.2911555797054 1.53 6.82
Feb 2018 1526.4559651224336 3.61 9.84
Mar 2018 1550.803569998347 1.60 10.40
Apr 2018 1560.954667837549 0.66 11.99
May 2018 1587.782025019203 1.72 13.62
Jun 2018 1592.5025698458192 0.30 14.54
Jul 2018 1595.164590575756 0.17 13.34
Aug 2018 1607.3832362729004 0.77 14.54
Sep 2018 1628.2162335739217 1.30 16.25
Oct 2018 1668.6773814499888 2.49 17.30
Nov 2018 1683.266826933879 0.87 17.22
Dec 2018 1654.9644356331507 -1.68 14.05
Jan 2019 1634.1360692335372 -1.26 10.92
Feb 2019 1625.0984818911825 -0.55 6.46
Mar 2019 1611.499438162012 -0.84 3.91
Apr 2019 1593.478245883691 -1.12 2.08
May 2019 1581.2443101528088 -0.77 -0.41
Jun 2019 1537.5469442033268 -2.76 -3.45
Jul 2019 1532.3664218483782 -0.34 -3.94
Aug 2019 1511.478408202016 -1.36 -5.97
Sep 2019 1513.3328345974123 0.12 -7.06
Oct 2019 1532.0391021602775 1.24 -8.19
Nov 2019 1541.655817729476 0.63 -8.41
Dec 2019 1556.228571530772 0.95 -5.97
Jan 2020 1553.2846166369407 -0.19 -4.95
Feb 2020 1538.8018112324346 -0.93 -5.31
Mar 2020 1545.9834438508851 0.47 -4.07
Apr 2020 1527.4855664613033 -1.20 -4.14
May 2020 1515.247394399694 -0.80 -4.17
Jun 2020 1501.802584124275 -0.89 -2.33
Jul 2020 1478.8723725422756 -1.53 -3.49
Aug 2020 1472.688302231716 -0.42 -2.57
Sep 2020 1477.8008212031746 0.35 -2.35
Oct 2020 1484.0417825162913 0.42 -3.13
Nov 2020 1491.4497516379815 0.50 -3.26
Dec 2020 1497.1683314802146 0.38 -3.79
Jan 2021 1524.557085292347 1.83 -1.85
Feb 2021 1555.2786859592484 2.02 1.07
Mar 2021 1620.7921988087621 4.21 4.84
Apr 2021 1637.66004261959 1.04 7.21
May 2021 1645.2707870012182 0.47 8.58
Jun 2021 1676.4992497604796 1.90 11.63
Jul 2021 1686.768970484276 0.61 14.06
Aug 2021 1707.7306864733384 1.24 15.96
Sep 2021 1739.308281163842 1.85 17.70
Oct 2021 1791.2801706221412 2.99 20.70
Nov 2021 1815.4166874657087 1.35 21.72
Dec 2021 1849.062709282634 1.85 23.50
Jan 2022 1956.7567715552013 5.82 28.35
Feb 2022 2069.5397601768627 5.76 33.07
Mar 2022 2216.5416172020414 7.10 36.76
Apr 2022 2469.320376014319 11.40 50.78
May 2022 2593.1719948786385 5.02 57.61
Jun 2022 2726.029811344962 5.12 62.60
Jul 2022 2739.8542392712407 0.51 62.43
Aug 2022 2715.339771365197 -0.89 59.00
Sep 2022 2967.022904737432 9.27 70.59
Oct 2022 3196.1657481818484 7.72 78.43
Nov 2022 3175.13736751535 -0.66 74.90
Dec 2022 3057.3856230576043 -3.71 65.35
Jan 2023 3035.2476418301694 -0.72 55.12
Feb 2023 3032.7048226089837 -0.08 46.54
Mar 2023 3118.0998134321508 2.82 40.67
Apr 2023 3071.2974053254493 -1.50 24.38
May 2023 3112.2612000579343 1.33 20.02
Jun 2023 3220.7697506446875 3.49 18.15
Jul 2023 3283.950002560886 1.96 19.86
Aug 2023 3379.8932486225767 2.92 24.47
Sep 2023 3440.174383082446 1.78 15.95
Oct 2023 3591.301046125491 4.39 12.36
Nov 2023 3557.586794058395 -0.94 12.05
Dec 2023 3383.201521760959 -4.90 10.66
Jan 2024 3347.182170113523 -1.06 10.28
Feb 2024 3401.7496835785487 1.63 12.17
Mar 2024 3430.5586102183615 0.85 10.02
Apr 2024 3498.561910260507 1.98 13.91
May 2024 3532.012379650516 0.96 13.49
Jun 2024 3491.1656191712636 -1.16 8.40
Jul 2024 3470.5403989994998 -0.59 5.68
Aug 2024 3362.4644714183332 -3.11 -0.52
Sep 2024 3264.6231331774934 -2.91 -5.10
Oct 2024 3337.5984068214875 2.24 -7.06
Nov 2024 3447.81554992043 3.30 -3.09
Dec 2024 3413.869780784118 -0.98 0.91
Jan 2025 3485.3304868002056 2.09 4.13
Feb 2025 3443.974448348734 -1.19 1.24
Mar 2025 3370.714560754019 -2.13 -1.74
Apr 2025 3375.59619135974 0.14 -3.51
May 2025 3381.014073976552 0.16 -4.28
Jun 2025 3359.042509819404 -0.65 -3.78
Jul 2025 3304.718859206284 -1.62 -4.78
Aug 2025 3244.7953240677343 -1.81 -3.50
Sep 2025 3162.0012775770824 -2.55 -3.14
Oct 2025 3126.973101689539 -1.11 -6.31
Nov 2025 3117.4594387111733 -0.30 -9.58
Dec 2025 3100.646329399822 -0.54 -9.18
Jan 2026 3074.3867414917636 -0.85 -11.79
Feb 2026 3060.142805047328 -0.46 -11.14