Miami, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Miami, FL Metro in February 2026 was $3,060.143. The month over month percentage change (MoM) was -0.46%, and the year over year percentage change (YoY) was -11.14%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Miami, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Miami, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1101.1192371788816 | -1.09 | 4.20 |
| Feb 2015 | 1114.7210352366715 | 1.24 | 5.63 |
| Mar 2015 | 1129.9627361045482 | 1.37 | 5.41 |
| Apr 2015 | 1126.8148814303936 | -0.28 | 3.97 |
| May 2015 | 1155.9002981739538 | 2.58 | 6.96 |
| Jun 2015 | 1182.3065923993136 | 2.28 | 8.61 |
| Jul 2015 | 1200.1156326013397 | 1.51 | 9.49 |
| Aug 2015 | 1192.9889228347406 | -0.59 | 8.05 |
| Sep 2015 | 1202.1828423349004 | 0.77 | 7.41 |
| Oct 2015 | 1201.705452660969 | -0.04 | 7.93 |
| Nov 2015 | 1230.7860438258353 | 2.42 | 10.04 |
| Dec 2015 | 1242.7287540620266 | 0.97 | 11.63 |
| Jan 2016 | 1239.349303048471 | -0.27 | 12.55 |
| Feb 2016 | 1220.2242292751835 | -1.54 | 9.47 |
| Mar 2016 | 1233.2955093302135 | 1.07 | 9.15 |
| Apr 2016 | 1230.782041329589 | -0.20 | 9.23 |
| May 2016 | 1238.9359097555061 | 0.66 | 7.18 |
| Jun 2016 | 1243.9297111640662 | 0.40 | 5.21 |
| Jul 2016 | 1235.8675416668561 | -0.65 | 2.98 |
| Aug 2016 | 1243.2895298261353 | 0.60 | 4.22 |
| Sep 2016 | 1254.6044134543135 | 0.91 | 4.36 |
| Oct 2016 | 1265.3266054545668 | 0.86 | 5.29 |
| Nov 2016 | 1314.3257840511246 | 3.87 | 6.79 |
| Dec 2016 | 1380.4422079314888 | 5.03 | 11.08 |
| Jan 2017 | 1379.2152048087667 | -0.09 | 11.29 |
| Feb 2017 | 1389.6878562526545 | 0.76 | 13.89 |
| Mar 2017 | 1404.6721411523354 | 1.08 | 13.90 |
| Apr 2017 | 1393.854585893352 | -0.77 | 13.25 |
| May 2017 | 1397.4940063265233 | 0.26 | 12.80 |
| Jun 2017 | 1390.3549407796838 | -0.51 | 11.77 |
| Jul 2017 | 1407.3777181690239 | 1.22 | 13.88 |
| Aug 2017 | 1403.3812083761748 | -0.28 | 12.88 |
| Sep 2017 | 1400.6653468393356 | -0.19 | 11.64 |
| Oct 2017 | 1422.5507786508833 | 1.56 | 12.43 |
| Nov 2017 | 1435.9349373447849 | 0.94 | 9.25 |
| Dec 2017 | 1451.109617471078 | 1.06 | 5.12 |
| Jan 2018 | 1473.2911555797054 | 1.53 | 6.82 |
| Feb 2018 | 1526.4559651224336 | 3.61 | 9.84 |
| Mar 2018 | 1550.803569998347 | 1.60 | 10.40 |
| Apr 2018 | 1560.954667837549 | 0.66 | 11.99 |
| May 2018 | 1587.782025019203 | 1.72 | 13.62 |
| Jun 2018 | 1592.5025698458192 | 0.30 | 14.54 |
| Jul 2018 | 1595.164590575756 | 0.17 | 13.34 |
| Aug 2018 | 1607.3832362729004 | 0.77 | 14.54 |
| Sep 2018 | 1628.2162335739217 | 1.30 | 16.25 |
| Oct 2018 | 1668.6773814499888 | 2.49 | 17.30 |
| Nov 2018 | 1683.266826933879 | 0.87 | 17.22 |
| Dec 2018 | 1654.9644356331507 | -1.68 | 14.05 |
| Jan 2019 | 1634.1360692335372 | -1.26 | 10.92 |
| Feb 2019 | 1625.0984818911825 | -0.55 | 6.46 |
| Mar 2019 | 1611.499438162012 | -0.84 | 3.91 |
| Apr 2019 | 1593.478245883691 | -1.12 | 2.08 |
| May 2019 | 1581.2443101528088 | -0.77 | -0.41 |
| Jun 2019 | 1537.5469442033268 | -2.76 | -3.45 |
| Jul 2019 | 1532.3664218483782 | -0.34 | -3.94 |
| Aug 2019 | 1511.478408202016 | -1.36 | -5.97 |
| Sep 2019 | 1513.3328345974123 | 0.12 | -7.06 |
| Oct 2019 | 1532.0391021602775 | 1.24 | -8.19 |
| Nov 2019 | 1541.655817729476 | 0.63 | -8.41 |
| Dec 2019 | 1556.228571530772 | 0.95 | -5.97 |
| Jan 2020 | 1553.2846166369407 | -0.19 | -4.95 |
| Feb 2020 | 1538.8018112324346 | -0.93 | -5.31 |
| Mar 2020 | 1545.9834438508851 | 0.47 | -4.07 |
| Apr 2020 | 1527.4855664613033 | -1.20 | -4.14 |
| May 2020 | 1515.247394399694 | -0.80 | -4.17 |
| Jun 2020 | 1501.802584124275 | -0.89 | -2.33 |
| Jul 2020 | 1478.8723725422756 | -1.53 | -3.49 |
| Aug 2020 | 1472.688302231716 | -0.42 | -2.57 |
| Sep 2020 | 1477.8008212031746 | 0.35 | -2.35 |
| Oct 2020 | 1484.0417825162913 | 0.42 | -3.13 |
| Nov 2020 | 1491.4497516379815 | 0.50 | -3.26 |
| Dec 2020 | 1497.1683314802146 | 0.38 | -3.79 |
| Jan 2021 | 1524.557085292347 | 1.83 | -1.85 |
| Feb 2021 | 1555.2786859592484 | 2.02 | 1.07 |
| Mar 2021 | 1620.7921988087621 | 4.21 | 4.84 |
| Apr 2021 | 1637.66004261959 | 1.04 | 7.21 |
| May 2021 | 1645.2707870012182 | 0.47 | 8.58 |
| Jun 2021 | 1676.4992497604796 | 1.90 | 11.63 |
| Jul 2021 | 1686.768970484276 | 0.61 | 14.06 |
| Aug 2021 | 1707.7306864733384 | 1.24 | 15.96 |
| Sep 2021 | 1739.308281163842 | 1.85 | 17.70 |
| Oct 2021 | 1791.2801706221412 | 2.99 | 20.70 |
| Nov 2021 | 1815.4166874657087 | 1.35 | 21.72 |
| Dec 2021 | 1849.062709282634 | 1.85 | 23.50 |
| Jan 2022 | 1956.7567715552013 | 5.82 | 28.35 |
| Feb 2022 | 2069.5397601768627 | 5.76 | 33.07 |
| Mar 2022 | 2216.5416172020414 | 7.10 | 36.76 |
| Apr 2022 | 2469.320376014319 | 11.40 | 50.78 |
| May 2022 | 2593.1719948786385 | 5.02 | 57.61 |
| Jun 2022 | 2726.029811344962 | 5.12 | 62.60 |
| Jul 2022 | 2739.8542392712407 | 0.51 | 62.43 |
| Aug 2022 | 2715.339771365197 | -0.89 | 59.00 |
| Sep 2022 | 2967.022904737432 | 9.27 | 70.59 |
| Oct 2022 | 3196.1657481818484 | 7.72 | 78.43 |
| Nov 2022 | 3175.13736751535 | -0.66 | 74.90 |
| Dec 2022 | 3057.3856230576043 | -3.71 | 65.35 |
| Jan 2023 | 3035.2476418301694 | -0.72 | 55.12 |
| Feb 2023 | 3032.7048226089837 | -0.08 | 46.54 |
| Mar 2023 | 3118.0998134321508 | 2.82 | 40.67 |
| Apr 2023 | 3071.2974053254493 | -1.50 | 24.38 |
| May 2023 | 3112.2612000579343 | 1.33 | 20.02 |
| Jun 2023 | 3220.7697506446875 | 3.49 | 18.15 |
| Jul 2023 | 3283.950002560886 | 1.96 | 19.86 |
| Aug 2023 | 3379.8932486225767 | 2.92 | 24.47 |
| Sep 2023 | 3440.174383082446 | 1.78 | 15.95 |
| Oct 2023 | 3591.301046125491 | 4.39 | 12.36 |
| Nov 2023 | 3557.586794058395 | -0.94 | 12.05 |
| Dec 2023 | 3383.201521760959 | -4.90 | 10.66 |
| Jan 2024 | 3347.182170113523 | -1.06 | 10.28 |
| Feb 2024 | 3401.7496835785487 | 1.63 | 12.17 |
| Mar 2024 | 3430.5586102183615 | 0.85 | 10.02 |
| Apr 2024 | 3498.561910260507 | 1.98 | 13.91 |
| May 2024 | 3532.012379650516 | 0.96 | 13.49 |
| Jun 2024 | 3491.1656191712636 | -1.16 | 8.40 |
| Jul 2024 | 3470.5403989994998 | -0.59 | 5.68 |
| Aug 2024 | 3362.4644714183332 | -3.11 | -0.52 |
| Sep 2024 | 3264.6231331774934 | -2.91 | -5.10 |
| Oct 2024 | 3337.5984068214875 | 2.24 | -7.06 |
| Nov 2024 | 3447.81554992043 | 3.30 | -3.09 |
| Dec 2024 | 3413.869780784118 | -0.98 | 0.91 |
| Jan 2025 | 3485.3304868002056 | 2.09 | 4.13 |
| Feb 2025 | 3443.974448348734 | -1.19 | 1.24 |
| Mar 2025 | 3370.714560754019 | -2.13 | -1.74 |
| Apr 2025 | 3375.59619135974 | 0.14 | -3.51 |
| May 2025 | 3381.014073976552 | 0.16 | -4.28 |
| Jun 2025 | 3359.042509819404 | -0.65 | -3.78 |
| Jul 2025 | 3304.718859206284 | -1.62 | -4.78 |
| Aug 2025 | 3244.7953240677343 | -1.81 | -3.50 |
| Sep 2025 | 3162.0012775770824 | -2.55 | -3.14 |
| Oct 2025 | 3126.973101689539 | -1.11 | -6.31 |
| Nov 2025 | 3117.4594387111733 | -0.30 | -9.58 |
| Dec 2025 | 3100.646329399822 | -0.54 | -9.18 |
| Jan 2026 | 3074.3867414917636 | -0.85 | -11.79 |
| Feb 2026 | 3060.142805047328 | -0.46 | -11.14 |