Muncie, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Muncie, IN Metro in February 2026 was $1,059.926. The month over month percentage change (MoM) was 0.34%, and the year over year percentage change (YoY) was -4.09%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Muncie, IN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 388.32860027357816 | -1.96 | -5.95 |
| Feb 2015 | 389.6439082426888 | 0.34 | -4.43 |
| Mar 2015 | 391.4870334168599 | 0.47 | -4.27 |
| Apr 2015 | 387.76752016915043 | -0.95 | -5.25 |
| May 2015 | 395.8900666544473 | 2.10 | -2.22 |
| Jun 2015 | 403.5312632309015 | 1.93 | -0.75 |
| Jul 2015 | 407.5260126742882 | 0.99 | -0.18 |
| Aug 2015 | 402.9665184982368 | -1.12 | -1.71 |
| Sep 2015 | 402.40563353565767 | -0.14 | -2.39 |
| Oct 2015 | 398.09475181731443 | -1.07 | -1.80 |
| Nov 2015 | 402.66514126494206 | 1.15 | 0.16 |
| Dec 2015 | 403.7836578930565 | 0.28 | 1.94 |
| Jan 2016 | 401.58777682532514 | -0.54 | 3.41 |
| Feb 2016 | 395.38572789234627 | -1.54 | 1.47 |
| Mar 2016 | 398.00134848268385 | 0.66 | 1.66 |
| Apr 2016 | 395.0682191008716 | -0.74 | 1.88 |
| May 2016 | 395.7641352832097 | 0.18 | -0.03 |
| Jun 2016 | 396.69696419608437 | 0.24 | -1.69 |
| Jul 2016 | 393.4934453673917 | -0.81 | -3.44 |
| Aug 2016 | 396.1124039536832 | 0.67 | -1.70 |
| Sep 2016 | 399.9664556832859 | 0.97 | -0.61 |
| Oct 2016 | 403.7228730966504 | 0.94 | 1.41 |
| Nov 2016 | 419.5536289640135 | 3.92 | 4.19 |
| Dec 2016 | 441.82993393349625 | 5.31 | 9.42 |
| Jan 2017 | 442.16939284154034 | 0.08 | 10.11 |
| Feb 2017 | 444.0041374431919 | 0.42 | 12.30 |
| Mar 2017 | 445.1279561012436 | 0.25 | 11.84 |
| Apr 2017 | 438.7044380395337 | -1.44 | 11.05 |
| May 2017 | 438.7157057760645 | 0.00 | 10.85 |
| Jun 2017 | 435.75934097406054 | -0.67 | 9.85 |
| Jul 2017 | 440.78677944618437 | 1.15 | 12.02 |
| Aug 2017 | 438.52885586771066 | -0.51 | 10.71 |
| Sep 2017 | 436.68382659444944 | -0.42 | 9.18 |
| Oct 2017 | 442.15706734583 | 1.25 | 9.52 |
| Nov 2017 | 446.12016001576325 | 0.90 | 6.33 |
| Dec 2017 | 450.7164711844161 | 1.03 | 2.01 |
| Jan 2018 | 457.9572391200157 | 1.61 | 3.57 |
| Feb 2018 | 475.26688431560154 | 3.78 | 7.04 |
| Mar 2018 | 484.7544103631508 | 2.00 | 8.90 |
| Apr 2018 | 489.076971780019 | 0.89 | 11.48 |
| May 2018 | 497.4337017382534 | 1.71 | 13.38 |
| Jun 2018 | 498.2279895377947 | 0.16 | 14.34 |
| Jul 2018 | 498.82108989364053 | 0.12 | 13.17 |
| Aug 2018 | 502.87478779962544 | 0.81 | 14.67 |
| Sep 2018 | 509.80426684388124 | 1.38 | 16.74 |
| Oct 2018 | 522.0347712295728 | 2.40 | 18.07 |
| Nov 2018 | 526.7483880622093 | 0.90 | 18.07 |
| Dec 2018 | 516.8193477048626 | -1.88 | 14.67 |
| Jan 2019 | 508.45168424448167 | -1.62 | 11.03 |
| Feb 2019 | 503.22110559606097 | -1.03 | 5.88 |
| Mar 2019 | 498.4580247932432 | -0.95 | 2.83 |
| Apr 2019 | 493.6025976460641 | -0.97 | 0.93 |
| May 2019 | 490.91846352055916 | -0.54 | -1.31 |
| Jun 2019 | 478.6036015629533 | -2.51 | -3.94 |
| Jul 2019 | 478.5328715873547 | -0.01 | -4.07 |
| Aug 2019 | 472.88803112099515 | -1.18 | -5.96 |
| Sep 2019 | 473.70367501804526 | 0.17 | -7.08 |
| Oct 2019 | 479.22180488211575 | 1.17 | -8.20 |
| Nov 2019 | 481.72985651943264 | 0.52 | -8.55 |
| Dec 2019 | 485.3921000458079 | 0.76 | -6.08 |
| Jan 2020 | 483.29514565854834 | -0.43 | -4.95 |
| Feb 2020 | 478.62869499876655 | -0.97 | -4.89 |
| Mar 2020 | 482.0426832778622 | 0.71 | -3.29 |
| Apr 2020 | 479.8262510347142 | -0.46 | -2.79 |
| May 2020 | 480.2744941432151 | 0.09 | -2.17 |
| Jun 2020 | 479.9865507590575 | -0.06 | 0.29 |
| Jul 2020 | 475.6932608175055 | -0.89 | -0.59 |
| Aug 2020 | 476.37077626008437 | 0.14 | 0.74 |
| Sep 2020 | 480.54057395866107 | 0.88 | 1.44 |
| Oct 2020 | 485.543715595583 | 1.04 | 1.32 |
| Nov 2020 | 491.05257904356654 | 1.14 | 1.94 |
| Dec 2020 | 495.46319831159303 | 0.90 | 2.08 |
| Jan 2021 | 505.7132780174503 | 2.07 | 4.64 |
| Feb 2021 | 516.2876758221075 | 2.09 | 7.87 |
| Mar 2021 | 539.0810097148142 | 4.42 | 11.83 |
| Apr 2021 | 545.7578077651997 | 1.24 | 13.74 |
| May 2021 | 548.9204030092076 | 0.58 | 14.29 |
| Jun 2021 | 559.0068288548329 | 1.84 | 16.46 |
| Jul 2021 | 561.0060133808677 | 0.36 | 17.93 |
| Aug 2021 | 565.7900292290021 | 0.85 | 18.77 |
| Sep 2021 | 572.0439564176073 | 1.11 | 19.04 |
| Oct 2021 | 584.4513570690647 | 2.17 | 20.37 |
| Nov 2021 | 587.0313282897005 | 0.44 | 19.55 |
| Dec 2021 | 593.175164603831 | 1.05 | 19.72 |
| Jan 2022 | 623.5585607155031 | 5.12 | 23.30 |
| Feb 2022 | 655.6784573413967 | 5.15 | 27.00 |
| Mar 2022 | 695.9553531865171 | 6.14 | 29.10 |
| Apr 2022 | 765.171378585369 | 9.95 | 40.20 |
| May 2022 | 791.5501826092895 | 3.45 | 44.20 |
| Jun 2022 | 822.8341918424571 | 3.95 | 47.20 |
| Jul 2022 | 820.7828060528672 | -0.25 | 46.31 |
| Aug 2022 | 808.4403426170384 | -1.50 | 42.89 |
| Sep 2022 | 880.1002419268008 | 8.86 | 53.85 |
| Oct 2022 | 946.0751341545063 | 7.50 | 61.87 |
| Nov 2022 | 940.9594089459761 | -0.54 | 60.29 |
| Dec 2022 | 906.3911486984433 | -3.67 | 52.80 |
| Jan 2023 | 900.4669327822144 | -0.65 | 44.41 |
| Feb 2023 | 901.8980041391035 | 0.16 | 37.55 |
| Mar 2023 | 931.9945786199853 | 3.34 | 33.92 |
| Apr 2023 | 924.9676661716878 | -0.75 | 20.88 |
| May 2023 | 942.5719251859634 | 1.90 | 19.08 |
| Jun 2023 | 978.3838189249116 | 3.80 | 18.90 |
| Jul 2023 | 996.6965090403802 | 1.87 | 21.43 |
| Aug 2023 | 1022.380086940367 | 2.58 | 26.46 |
| Sep 2023 | 1035.3255172024842 | 1.27 | 17.64 |
| Oct 2023 | 1072.2448767027533 | 3.57 | 13.34 |
| Nov 2023 | 1053.5302683036766 | -1.74 | 11.96 |
| Dec 2023 | 994.9159544885127 | -5.56 | 9.77 |
| Jan 2024 | 983.5359878741202 | -1.14 | 9.23 |
| Feb 2024 | 1004.5469618736718 | 2.14 | 11.38 |
| Mar 2024 | 1022.1222420003947 | 1.75 | 9.67 |
| Apr 2024 | 1051.776649285201 | 2.90 | 13.71 |
| May 2024 | 1068.216284404244 | 1.56 | 13.33 |
| Jun 2024 | 1059.9919032863863 | -0.77 | 8.34 |
| Jul 2024 | 1056.3258946132898 | -0.35 | 5.98 |
| Aug 2024 | 1026.378628428007 | -2.83 | 0.39 |
| Sep 2024 | 999.4323411136238 | -2.62 | -3.47 |
| Oct 2024 | 1027.3821113994113 | 2.80 | -4.18 |
| Nov 2024 | 1069.6416110346308 | 4.11 | 1.53 |
| Dec 2024 | 1070.239177311801 | 0.06 | 7.57 |
| Jan 2025 | 1104.5053581859345 | 3.20 | 12.30 |
| Feb 2025 | 1105.1428712582992 | 0.06 | 10.01 |
| Mar 2025 | 1094.2479659507508 | -0.99 | 7.06 |
| Apr 2025 | 1106.3577443302793 | 1.11 | 5.19 |
| May 2025 | 1115.5534182857843 | 0.83 | 4.43 |
| Jun 2025 | 1114.9091510853223 | -0.06 | 5.18 |
| Jul 2025 | 1106.902546996448 | -0.72 | 4.79 |
| Aug 2025 | 1094.7717844664016 | -1.10 | 6.66 |
| Sep 2025 | 1072.5990393370416 | -2.02 | 7.32 |
| Oct 2025 | 1061.640927827986 | -1.02 | 3.34 |
| Nov 2025 | 1059.6874924495817 | -0.18 | -0.93 |
| Dec 2025 | 1058.6488910108055 | -0.10 | -1.08 |
| Jan 2026 | 1056.355492839356 | -0.22 | -4.36 |
| Feb 2026 | 1059.9261135539625 | 0.34 | -4.09 |