Muncie, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Muncie, IN Metro in February 2026 was $1,059.926. The month over month percentage change (MoM) was 0.34%, and the year over year percentage change (YoY) was -4.09%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Muncie, IN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Muncie, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Muncie, IN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 388.32860027357816 -1.96 -5.95
Feb 2015 389.6439082426888 0.34 -4.43
Mar 2015 391.4870334168599 0.47 -4.27
Apr 2015 387.76752016915043 -0.95 -5.25
May 2015 395.8900666544473 2.10 -2.22
Jun 2015 403.5312632309015 1.93 -0.75
Jul 2015 407.5260126742882 0.99 -0.18
Aug 2015 402.9665184982368 -1.12 -1.71
Sep 2015 402.40563353565767 -0.14 -2.39
Oct 2015 398.09475181731443 -1.07 -1.80
Nov 2015 402.66514126494206 1.15 0.16
Dec 2015 403.7836578930565 0.28 1.94
Jan 2016 401.58777682532514 -0.54 3.41
Feb 2016 395.38572789234627 -1.54 1.47
Mar 2016 398.00134848268385 0.66 1.66
Apr 2016 395.0682191008716 -0.74 1.88
May 2016 395.7641352832097 0.18 -0.03
Jun 2016 396.69696419608437 0.24 -1.69
Jul 2016 393.4934453673917 -0.81 -3.44
Aug 2016 396.1124039536832 0.67 -1.70
Sep 2016 399.9664556832859 0.97 -0.61
Oct 2016 403.7228730966504 0.94 1.41
Nov 2016 419.5536289640135 3.92 4.19
Dec 2016 441.82993393349625 5.31 9.42
Jan 2017 442.16939284154034 0.08 10.11
Feb 2017 444.0041374431919 0.42 12.30
Mar 2017 445.1279561012436 0.25 11.84
Apr 2017 438.7044380395337 -1.44 11.05
May 2017 438.7157057760645 0.00 10.85
Jun 2017 435.75934097406054 -0.67 9.85
Jul 2017 440.78677944618437 1.15 12.02
Aug 2017 438.52885586771066 -0.51 10.71
Sep 2017 436.68382659444944 -0.42 9.18
Oct 2017 442.15706734583 1.25 9.52
Nov 2017 446.12016001576325 0.90 6.33
Dec 2017 450.7164711844161 1.03 2.01
Jan 2018 457.9572391200157 1.61 3.57
Feb 2018 475.26688431560154 3.78 7.04
Mar 2018 484.7544103631508 2.00 8.90
Apr 2018 489.076971780019 0.89 11.48
May 2018 497.4337017382534 1.71 13.38
Jun 2018 498.2279895377947 0.16 14.34
Jul 2018 498.82108989364053 0.12 13.17
Aug 2018 502.87478779962544 0.81 14.67
Sep 2018 509.80426684388124 1.38 16.74
Oct 2018 522.0347712295728 2.40 18.07
Nov 2018 526.7483880622093 0.90 18.07
Dec 2018 516.8193477048626 -1.88 14.67
Jan 2019 508.45168424448167 -1.62 11.03
Feb 2019 503.22110559606097 -1.03 5.88
Mar 2019 498.4580247932432 -0.95 2.83
Apr 2019 493.6025976460641 -0.97 0.93
May 2019 490.91846352055916 -0.54 -1.31
Jun 2019 478.6036015629533 -2.51 -3.94
Jul 2019 478.5328715873547 -0.01 -4.07
Aug 2019 472.88803112099515 -1.18 -5.96
Sep 2019 473.70367501804526 0.17 -7.08
Oct 2019 479.22180488211575 1.17 -8.20
Nov 2019 481.72985651943264 0.52 -8.55
Dec 2019 485.3921000458079 0.76 -6.08
Jan 2020 483.29514565854834 -0.43 -4.95
Feb 2020 478.62869499876655 -0.97 -4.89
Mar 2020 482.0426832778622 0.71 -3.29
Apr 2020 479.8262510347142 -0.46 -2.79
May 2020 480.2744941432151 0.09 -2.17
Jun 2020 479.9865507590575 -0.06 0.29
Jul 2020 475.6932608175055 -0.89 -0.59
Aug 2020 476.37077626008437 0.14 0.74
Sep 2020 480.54057395866107 0.88 1.44
Oct 2020 485.543715595583 1.04 1.32
Nov 2020 491.05257904356654 1.14 1.94
Dec 2020 495.46319831159303 0.90 2.08
Jan 2021 505.7132780174503 2.07 4.64
Feb 2021 516.2876758221075 2.09 7.87
Mar 2021 539.0810097148142 4.42 11.83
Apr 2021 545.7578077651997 1.24 13.74
May 2021 548.9204030092076 0.58 14.29
Jun 2021 559.0068288548329 1.84 16.46
Jul 2021 561.0060133808677 0.36 17.93
Aug 2021 565.7900292290021 0.85 18.77
Sep 2021 572.0439564176073 1.11 19.04
Oct 2021 584.4513570690647 2.17 20.37
Nov 2021 587.0313282897005 0.44 19.55
Dec 2021 593.175164603831 1.05 19.72
Jan 2022 623.5585607155031 5.12 23.30
Feb 2022 655.6784573413967 5.15 27.00
Mar 2022 695.9553531865171 6.14 29.10
Apr 2022 765.171378585369 9.95 40.20
May 2022 791.5501826092895 3.45 44.20
Jun 2022 822.8341918424571 3.95 47.20
Jul 2022 820.7828060528672 -0.25 46.31
Aug 2022 808.4403426170384 -1.50 42.89
Sep 2022 880.1002419268008 8.86 53.85
Oct 2022 946.0751341545063 7.50 61.87
Nov 2022 940.9594089459761 -0.54 60.29
Dec 2022 906.3911486984433 -3.67 52.80
Jan 2023 900.4669327822144 -0.65 44.41
Feb 2023 901.8980041391035 0.16 37.55
Mar 2023 931.9945786199853 3.34 33.92
Apr 2023 924.9676661716878 -0.75 20.88
May 2023 942.5719251859634 1.90 19.08
Jun 2023 978.3838189249116 3.80 18.90
Jul 2023 996.6965090403802 1.87 21.43
Aug 2023 1022.380086940367 2.58 26.46
Sep 2023 1035.3255172024842 1.27 17.64
Oct 2023 1072.2448767027533 3.57 13.34
Nov 2023 1053.5302683036766 -1.74 11.96
Dec 2023 994.9159544885127 -5.56 9.77
Jan 2024 983.5359878741202 -1.14 9.23
Feb 2024 1004.5469618736718 2.14 11.38
Mar 2024 1022.1222420003947 1.75 9.67
Apr 2024 1051.776649285201 2.90 13.71
May 2024 1068.216284404244 1.56 13.33
Jun 2024 1059.9919032863863 -0.77 8.34
Jul 2024 1056.3258946132898 -0.35 5.98
Aug 2024 1026.378628428007 -2.83 0.39
Sep 2024 999.4323411136238 -2.62 -3.47
Oct 2024 1027.3821113994113 2.80 -4.18
Nov 2024 1069.6416110346308 4.11 1.53
Dec 2024 1070.239177311801 0.06 7.57
Jan 2025 1104.5053581859345 3.20 12.30
Feb 2025 1105.1428712582992 0.06 10.01
Mar 2025 1094.2479659507508 -0.99 7.06
Apr 2025 1106.3577443302793 1.11 5.19
May 2025 1115.5534182857843 0.83 4.43
Jun 2025 1114.9091510853223 -0.06 5.18
Jul 2025 1106.902546996448 -0.72 4.79
Aug 2025 1094.7717844664016 -1.10 6.66
Sep 2025 1072.5990393370416 -2.02 7.32
Oct 2025 1061.640927827986 -1.02 3.34
Nov 2025 1059.6874924495817 -0.18 -0.93
Dec 2025 1058.6488910108055 -0.10 -1.08
Jan 2026 1056.355492839356 -0.22 -4.36
Feb 2026 1059.9261135539625 0.34 -4.09