Napa, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Napa, CA Metro in February 2026 was $5,773.777. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -10.52%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Napa, CA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Napa, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Napa, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Napa, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Napa, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 2770.865771290725 | -1.12 | 1.41 |
| Feb 2015 | 2803.5588073565596 | 1.18 | 3.31 |
| Mar 2015 | 2845.541347280076 | 1.50 | 3.63 |
| Apr 2015 | 2843.183049929193 | -0.08 | 2.63 |
| May 2015 | 2923.125000085534 | 2.81 | 5.98 |
| Jun 2015 | 2983.771431523767 | 2.08 | 7.76 |
| Jul 2015 | 3009.640691091879 | 0.87 | 8.76 |
| Aug 2015 | 2977.8441943321586 | -1.06 | 7.37 |
| Sep 2015 | 2998.057176215439 | 0.68 | 6.92 |
| Oct 2015 | 3007.9986292455656 | 0.33 | 7.59 |
| Nov 2015 | 3090.977419887645 | 2.76 | 9.92 |
| Dec 2015 | 3138.1008211141293 | 1.53 | 11.98 |
| Jan 2016 | 3148.263810467165 | 0.32 | 13.62 |
| Feb 2016 | 3113.6546221184817 | -1.10 | 11.06 |
| Mar 2016 | 3148.142192218933 | 1.11 | 10.63 |
| Apr 2016 | 3135.925114599919 | -0.39 | 10.30 |
| May 2016 | 3150.9019750813486 | 0.48 | 7.79 |
| Jun 2016 | 3151.5224740199797 | 0.02 | 5.62 |
| Jul 2016 | 3113.6293996151603 | -1.20 | 3.46 |
| Aug 2016 | 3113.676910307083 | 0.00 | 4.56 |
| Sep 2016 | 3126.6552580115685 | 0.42 | 4.29 |
| Oct 2016 | 3144.7812491160157 | 0.58 | 4.55 |
| Nov 2016 | 3270.964435182356 | 4.01 | 5.82 |
| Dec 2016 | 3451.8850204027685 | 5.53 | 10.00 |
| Jan 2017 | 3470.058959978238 | 0.53 | 10.22 |
| Feb 2017 | 3496.9357355325387 | 0.78 | 12.31 |
| Mar 2017 | 3526.893263243297 | 0.86 | 12.03 |
| Apr 2017 | 3490.143924063759 | -1.04 | 11.30 |
| May 2017 | 3498.8200776803315 | 0.25 | 11.04 |
| Jun 2017 | 3478.9560347648967 | -0.57 | 10.39 |
| Jul 2017 | 3511.3868574357557 | 0.93 | 12.78 |
| Aug 2017 | 3485.5483871718798 | -0.74 | 11.94 |
| Sep 2017 | 3462.0488203192763 | -0.67 | 10.73 |
| Oct 2017 | 3507.879376384901 | 1.32 | 11.55 |
| Nov 2017 | 3536.6329632433417 | 0.82 | 8.12 |
| Dec 2017 | 3577.786782050319 | 1.16 | 3.65 |
| Jan 2018 | 3636.2867186645462 | 1.64 | 4.79 |
| Feb 2018 | 3773.3397613737734 | 3.77 | 7.90 |
| Mar 2018 | 3829.712233472649 | 1.49 | 8.59 |
| Apr 2018 | 3849.755350683561 | 0.52 | 10.30 |
| May 2018 | 3917.27075072699 | 1.75 | 11.96 |
| Jun 2018 | 3930.1505504794786 | 0.33 | 12.97 |
| Jul 2018 | 3922.7351796871662 | -0.19 | 11.72 |
| Aug 2018 | 3929.4884751802183 | 0.17 | 12.74 |
| Sep 2018 | 3961.548752365212 | 0.82 | 14.43 |
| Oct 2018 | 4057.334832444496 | 2.42 | 15.66 |
| Nov 2018 | 4088.043139426355 | 0.76 | 15.59 |
| Dec 2018 | 4005.5228525443254 | -2.02 | 11.96 |
| Jan 2019 | 3945.3121184690904 | -1.50 | 8.50 |
| Feb 2019 | 3914.1556389116104 | -0.79 | 3.73 |
| Mar 2019 | 3883.1953916425177 | -0.79 | 1.40 |
| Apr 2019 | 3841.73234616869 | -1.07 | -0.21 |
| May 2019 | 3822.344335685164 | -0.50 | -2.42 |
| Jun 2019 | 3724.0335440241597 | -2.57 | -5.24 |
| Jul 2019 | 3713.786412215491 | -0.28 | -5.33 |
| Aug 2019 | 3662.880441960771 | -1.37 | -6.78 |
| Sep 2019 | 3666.168137557981 | 0.09 | -7.46 |
| Oct 2019 | 3708.0601967344437 | 1.14 | -8.61 |
| Nov 2019 | 3719.258621956783 | 0.30 | -9.02 |
| Dec 2019 | 3731.179862665374 | 0.32 | -6.85 |
| Jan 2020 | 3694.3273171544847 | -0.99 | -6.36 |
| Feb 2020 | 3642.7434293568544 | -1.40 | -6.93 |
| Mar 2020 | 3654.9155463417073 | 0.33 | -5.88 |
| Apr 2020 | 3618.5967135208293 | -0.99 | -5.81 |
| May 2020 | 3589.158118357943 | -0.81 | -6.10 |
| Jun 2020 | 3553.316355508384 | -1.00 | -4.58 |
| Jul 2020 | 3487.494668400177 | -1.85 | -6.09 |
| Aug 2020 | 3466.5106952660417 | -0.60 | -5.36 |
| Sep 2020 | 3480.031519437187 | 0.39 | -5.08 |
| Oct 2020 | 3509.6152736803447 | 0.85 | -5.35 |
| Nov 2020 | 3544.608234068475 | 1.00 | -4.70 |
| Dec 2020 | 3572.027535323403 | 0.77 | -4.26 |
| Jan 2021 | 3642.1487407248633 | 1.96 | -1.41 |
| Feb 2021 | 3721.01643504068 | 2.17 | 2.15 |
| Mar 2021 | 3887.519294876814 | 4.47 | 6.36 |
| Apr 2021 | 3938.9789194200685 | 1.32 | 8.85 |
| May 2021 | 3964.5920283692017 | 0.65 | 10.46 |
| Jun 2021 | 4025.335281304713 | 1.53 | 13.28 |
| Jul 2021 | 4025.0164644379447 | -0.01 | 15.41 |
| Aug 2021 | 4030.238473204078 | 0.13 | 16.26 |
| Sep 2021 | 4060.497624601361 | 0.75 | 16.68 |
| Oct 2021 | 4135.174607970779 | 1.84 | 17.82 |
| Nov 2021 | 4147.096299312419 | 0.29 | 17.00 |
| Dec 2021 | 4177.846579083259 | 0.74 | 16.96 |
| Jan 2022 | 4375.820628913811 | 4.74 | 20.14 |
| Feb 2022 | 4591.83566618548 | 4.94 | 23.40 |
| Mar 2022 | 4898.3310608172 | 6.68 | 26.00 |
| Apr 2022 | 5413.273047802021 | 10.51 | 37.43 |
| May 2022 | 5625.426658102496 | 3.92 | 41.89 |
| Jun 2022 | 5812.857922959562 | 3.33 | 44.41 |
| Jul 2022 | 5732.897941600978 | -1.38 | 42.43 |
| Aug 2022 | 5569.103776035738 | -2.86 | 38.18 |
| Sep 2022 | 5984.734135687194 | 7.46 | 47.39 |
| Oct 2022 | 6382.653782171583 | 6.65 | 54.35 |
| Nov 2022 | 6298.936219027516 | -1.31 | 51.89 |
| Dec 2022 | 6024.661978937328 | -4.35 | 44.21 |
| Jan 2023 | 5934.697466910906 | -1.49 | 35.63 |
| Feb 2023 | 5900.106781986558 | -0.58 | 28.49 |
| Mar 2023 | 6057.083116508023 | 2.66 | 23.66 |
| Apr 2023 | 5970.7824533841585 | -1.42 | 10.30 |
| May 2023 | 6048.3454085675385 | 1.30 | 7.52 |
| Jun 2023 | 6251.898527422675 | 3.37 | 7.55 |
| Jul 2023 | 6377.0911668552335 | 2.00 | 11.24 |
| Aug 2023 | 6567.770656756565 | 2.99 | 17.93 |
| Sep 2023 | 6684.887246011225 | 1.78 | 11.70 |
| Oct 2023 | 6949.783288825321 | 3.96 | 8.89 |
| Nov 2023 | 6832.508348933603 | -1.69 | 8.47 |
| Dec 2023 | 6437.872387434018 | -5.78 | 6.86 |
| Jan 2024 | 6307.277600564266 | -2.03 | 6.28 |
| Feb 2024 | 6360.791109090692 | 0.85 | 7.81 |
| Mar 2024 | 6399.954009366554 | 0.62 | 5.66 |
| Apr 2024 | 6543.174149672546 | 2.24 | 9.59 |
| May 2024 | 6628.641248179592 | 1.31 | 9.59 |
| Jun 2024 | 6558.304879043002 | -1.06 | 4.90 |
| Jul 2024 | 6516.331596551943 | -0.64 | 2.18 |
| Aug 2024 | 6308.396688993812 | -3.19 | -3.95 |
| Sep 2024 | 6111.862761532667 | -3.11 | -8.57 |
| Oct 2024 | 6229.971701027144 | 1.93 | -10.36 |
| Nov 2024 | 6428.204223387535 | 3.18 | -5.92 |
| Dec 2024 | 6374.153823341067 | -0.84 | -0.99 |
| Jan 2025 | 6521.626509690485 | 2.31 | 3.40 |
| Feb 2025 | 6452.671916782858 | -1.06 | 1.44 |
| Mar 2025 | 6326.0566841624 | -1.96 | -1.15 |
| Apr 2025 | 6341.477891946997 | 0.24 | -3.08 |
| May 2025 | 6359.27909096724 | 0.28 | -4.06 |
| Jun 2025 | 6314.788902732165 | -0.70 | -3.71 |
| Jul 2025 | 6221.5870736907955 | -1.48 | -4.52 |
| Aug 2025 | 6104.018206095751 | -1.89 | -3.24 |
| Sep 2025 | 5945.376352182635 | -2.60 | -2.72 |
| Oct 2025 | 5867.919476317509 | -1.30 | -5.81 |
| Nov 2025 | 5855.368632298412 | -0.21 | -8.91 |
| Dec 2025 | 5832.11211666417 | -0.40 | -8.50 |
| Jan 2026 | 5792.310137488344 | -0.68 | -11.18 |
| Feb 2026 | 5773.777061735275 | -0.32 | -10.52 |
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