Ocala, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Ocala, FL Metro in February 2026 was $1,774.745. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -10.23%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Ocala, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Ocala, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 601.5161943836905 | -1.56 | -0.75 |
| Feb 2015 | 604.3445153778564 | 0.47 | 0.79 |
| Mar 2015 | 608.9682326160228 | 0.77 | 0.78 |
| Apr 2015 | 605.2517810636439 | -0.61 | -0.30 |
| May 2015 | 621.6407727220613 | 2.71 | 3.10 |
| Jun 2015 | 637.6334919708737 | 2.57 | 5.23 |
| Jul 2015 | 649.717957370618 | 1.90 | 6.70 |
| Aug 2015 | 646.6100465436291 | -0.48 | 5.58 |
| Sep 2015 | 651.2226284001047 | 0.71 | 4.96 |
| Oct 2015 | 649.7905294777623 | -0.22 | 5.55 |
| Nov 2015 | 665.7007853309972 | 2.45 | 7.92 |
| Dec 2015 | 673.2082722595616 | 1.13 | 10.17 |
| Jan 2016 | 672.6995196395883 | -0.08 | 11.83 |
| Feb 2016 | 661.8991032592398 | -1.61 | 9.52 |
| Mar 2016 | 666.7478155708222 | 0.73 | 9.49 |
| Apr 2016 | 662.7646365237705 | -0.60 | 9.50 |
| May 2016 | 665.6922934829311 | 0.44 | 7.09 |
| Jun 2016 | 667.3906663145922 | 0.26 | 4.67 |
| Jul 2016 | 662.1733312342781 | -0.78 | 1.92 |
| Aug 2016 | 666.4885492429918 | 0.65 | 3.07 |
| Sep 2016 | 673.6017376415223 | 1.07 | 3.44 |
| Oct 2016 | 680.8812885898469 | 1.08 | 4.79 |
| Nov 2016 | 708.8741773439224 | 4.11 | 6.49 |
| Dec 2016 | 747.3307207612914 | 5.43 | 11.01 |
| Jan 2017 | 749.1396265101023 | 0.24 | 11.36 |
| Feb 2017 | 755.0386256274876 | 0.79 | 14.07 |
| Mar 2017 | 761.4876107599492 | 0.85 | 14.21 |
| Apr 2017 | 754.791949415757 | -0.88 | 13.89 |
| May 2017 | 757.2306105178575 | 0.32 | 13.75 |
| Jun 2017 | 754.3935427503683 | -0.37 | 13.04 |
| Jul 2017 | 764.9154997751784 | 1.40 | 15.52 |
| Aug 2017 | 763.706136930828 | -0.16 | 14.59 |
| Sep 2017 | 764.7049466056349 | 0.13 | 13.53 |
| Oct 2017 | 778.5378679114955 | 1.81 | 14.34 |
| Nov 2017 | 788.3935060816095 | 1.27 | 11.22 |
| Dec 2017 | 797.7655343242166 | 1.19 | 6.75 |
| Jan 2018 | 811.9477641413732 | 1.78 | 8.38 |
| Feb 2018 | 844.5730837178402 | 4.02 | 11.86 |
| Mar 2018 | 861.782516426144 | 2.04 | 13.17 |
| Apr 2018 | 868.6842081395392 | 0.80 | 15.09 |
| May 2018 | 882.6921218239215 | 1.61 | 16.57 |
| Jun 2018 | 883.9450574633219 | 0.14 | 17.17 |
| Jul 2018 | 885.0814080113835 | 0.13 | 15.71 |
| Aug 2018 | 892.3607408615397 | 0.82 | 16.85 |
| Sep 2018 | 904.9459516473344 | 1.41 | 18.34 |
| Oct 2018 | 928.0457454871977 | 2.55 | 19.20 |
| Nov 2018 | 935.5781357096487 | 0.81 | 18.67 |
| Dec 2018 | 919.2697865367306 | -1.74 | 15.23 |
| Jan 2019 | 909.81885722887 | -1.03 | 12.05 |
| Feb 2019 | 908.3894218693322 | -0.16 | 7.56 |
| Mar 2019 | 905.1064888238908 | -0.36 | 5.03 |
| Apr 2019 | 897.7366343092988 | -0.81 | 3.34 |
| May 2019 | 893.269570393572 | -0.50 | 1.20 |
| Jun 2019 | 870.2618380417297 | -2.58 | -1.55 |
| Jul 2019 | 869.4344561542046 | -0.09 | -1.77 |
| Aug 2019 | 860.145108958551 | -1.07 | -3.61 |
| Sep 2019 | 863.6990756468449 | 0.41 | -4.56 |
| Oct 2019 | 876.1082193927425 | 1.44 | -5.60 |
| Nov 2019 | 882.1117162623923 | 0.69 | -5.71 |
| Dec 2019 | 890.2992807884436 | 0.93 | -3.15 |
| Jan 2020 | 888.0154958736662 | -0.26 | -2.40 |
| Feb 2020 | 879.0440972981503 | -1.01 | -3.23 |
| Mar 2020 | 881.8749976118502 | 0.32 | -2.57 |
| Apr 2020 | 870.8280127512702 | -1.25 | -3.00 |
| May 2020 | 865.041434786954 | -0.66 | -3.16 |
| Jun 2020 | 860.6929173808753 | -0.50 | -1.10 |
| Jul 2020 | 851.6601991453545 | -1.05 | -2.04 |
| Aug 2020 | 851.9041405555279 | 0.03 | -0.96 |
| Sep 2020 | 858.29082543038 | 0.75 | -0.63 |
| Oct 2020 | 865.2203753375495 | 0.81 | -1.24 |
| Nov 2020 | 872.6695850754302 | 0.86 | -1.07 |
| Dec 2020 | 878.4319293823031 | 0.66 | -1.33 |
| Jan 2021 | 896.085611560459 | 2.01 | 0.91 |
| Feb 2021 | 915.0548066459971 | 2.12 | 4.10 |
| Mar 2021 | 954.8846302398508 | 4.35 | 8.28 |
| Apr 2021 | 967.35810332297 | 1.31 | 11.09 |
| May 2021 | 975.8844284467178 | 0.88 | 12.81 |
| Jun 2021 | 1000.8943813869741 | 2.56 | 16.29 |
| Jul 2021 | 1013.8607334218576 | 1.30 | 19.05 |
| Aug 2021 | 1033.3212654428025 | 1.92 | 21.30 |
| Sep 2021 | 1058.2159521944106 | 2.41 | 23.29 |
| Oct 2021 | 1096.520006793412 | 3.62 | 26.73 |
| Nov 2021 | 1117.357075097404 | 1.90 | 28.04 |
| Dec 2021 | 1142.753377472664 | 2.27 | 30.09 |
| Jan 2022 | 1213.2477455578212 | 6.17 | 35.39 |
| Feb 2022 | 1288.2331204051113 | 6.18 | 40.78 |
| Mar 2022 | 1385.1162708109462 | 7.52 | 45.06 |
| Apr 2022 | 1548.06884575424 | 11.77 | 60.03 |
| May 2022 | 1629.8666252330065 | 5.28 | 67.01 |
| Jun 2022 | 1718.405416116922 | 5.43 | 71.69 |
| Jul 2022 | 1731.877931270386 | 0.78 | 70.82 |
| Aug 2022 | 1719.6168193664835 | -0.71 | 66.42 |
| Sep 2022 | 1879.89115636531 | 9.32 | 77.65 |
| Oct 2022 | 2023.4694105441345 | 7.64 | 84.54 |
| Nov 2022 | 2005.6819530993216 | -0.88 | 79.50 |
| Dec 2022 | 1924.517648691053 | -4.05 | 68.41 |
| Jan 2023 | 1900.6232698401373 | -1.24 | 56.66 |
| Feb 2023 | 1891.3028052988968 | -0.49 | 46.81 |
| Mar 2023 | 1935.5270309905982 | 2.34 | 39.74 |
| Apr 2023 | 1898.3338520376208 | -1.92 | 22.63 |
| May 2023 | 1910.7501254768051 | 0.65 | 17.23 |
| Jun 2023 | 1963.4798851660269 | 2.76 | 14.26 |
| Jul 2023 | 1987.6234894893732 | 1.23 | 14.77 |
| Aug 2023 | 2034.5042653609657 | 2.36 | 18.31 |
| Sep 2023 | 2061.4942846843455 | 1.33 | 9.66 |
| Oct 2023 | 2141.7773522673856 | 3.89 | 5.85 |
| Nov 2023 | 2108.9546309567922 | -1.53 | 5.15 |
| Dec 2023 | 1993.6627231831442 | -5.47 | 3.59 |
| Jan 2024 | 1962.0646002631213 | -1.58 | 3.23 |
| Feb 2024 | 1985.3852284176728 | 1.19 | 4.97 |
| Mar 2024 | 1993.268891161946 | 0.40 | 2.98 |
| Apr 2024 | 2024.6576926535784 | 1.58 | 6.65 |
| May 2024 | 2036.685006481102 | 0.59 | 6.59 |
| Jun 2024 | 2008.7348154972365 | -1.37 | 2.31 |
| Jul 2024 | 1993.120614460563 | -0.78 | 0.28 |
| Aug 2024 | 1929.5450184382464 | -3.19 | -5.16 |
| Sep 2024 | 1872.1225390425677 | -2.98 | -9.19 |
| Oct 2024 | 1913.7697683231852 | 2.23 | -10.65 |
| Nov 2024 | 1977.2377955793124 | 3.32 | -6.25 |
| Dec 2024 | 1958.7689498980692 | -0.93 | -1.75 |
| Jan 2025 | 2001.4572199286777 | 2.18 | 2.01 |
| Feb 2025 | 1976.9233576585284 | -1.23 | -0.43 |
| Mar 2025 | 1934.9705092083277 | -2.12 | -2.92 |
| Apr 2025 | 1938.0736805780252 | 0.16 | -4.28 |
| May 2025 | 1945.8298075934522 | 0.40 | -4.46 |
| Jun 2025 | 1938.2077771281258 | -0.39 | -3.51 |
| Jul 2025 | 1914.0773880264883 | -1.25 | -3.97 |
| Aug 2025 | 1883.7065301758334 | -1.59 | -2.38 |
| Sep 2025 | 1838.2867454406298 | -2.41 | -1.81 |
| Oct 2025 | 1816.3543482028092 | -1.19 | -5.09 |
| Nov 2025 | 1809.8314897866442 | -0.36 | -8.47 |
| Dec 2025 | 1799.1325914811773 | -0.59 | -8.15 |
| Jan 2026 | 1783.9016165671012 | -0.85 | -10.87 |
| Feb 2026 | 1774.7448866167924 | -0.51 | -10.23 |