Odessa, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Odessa, TX Metro in February 2026 was $1,632.367. The month over month percentage change (MoM) was 0.41%, and the year over year percentage change (YoY) was -2.39%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Odessa, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Odessa, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 800.1659753621116 | -1.09 | 4.80 |
| Feb 2015 | 813.2367615024025 | 1.63 | 6.85 |
| Mar 2015 | 826.5588334362624 | 1.64 | 7.33 |
| Apr 2015 | 827.5540347852905 | 0.12 | 6.69 |
| May 2015 | 849.8069430246578 | 2.69 | 9.95 |
| Jun 2015 | 869.0549180582103 | 2.27 | 11.40 |
| Jul 2015 | 879.7225118214977 | 1.23 | 11.31 |
| Aug 2015 | 869.962512652982 | -1.11 | 8.76 |
| Sep 2015 | 870.0776803969886 | 0.01 | 6.97 |
| Oct 2015 | 863.2882962317963 | -0.78 | 6.75 |
| Nov 2015 | 876.7101494626895 | 1.56 | 7.98 |
| Dec 2015 | 879.8059281196984 | 0.35 | 8.75 |
| Jan 2016 | 873.5288628961589 | -0.71 | 9.17 |
| Feb 2016 | 857.6531174706971 | -1.82 | 5.46 |
| Mar 2016 | 862.471588943451 | 0.56 | 4.35 |
| Apr 2016 | 854.3061624223208 | -0.95 | 3.23 |
| May 2016 | 852.061543549891 | -0.26 | 0.27 |
| Jun 2016 | 846.2683762559263 | -0.68 | -2.62 |
| Jul 2016 | 830.5006298592721 | -1.86 | -5.59 |
| Aug 2016 | 823.6209819678719 | -0.83 | -5.33 |
| Sep 2016 | 819.3968224366029 | -0.51 | -5.82 |
| Oct 2016 | 814.3098542552171 | -0.62 | -5.67 |
| Nov 2016 | 835.9591690594315 | 2.66 | -4.65 |
| Dec 2016 | 870.2087047400648 | 4.10 | -1.09 |
| Jan 2017 | 863.4502986615529 | -0.78 | -1.15 |
| Feb 2017 | 863.2169096881936 | -0.03 | 0.65 |
| Mar 2017 | 867.1686703314308 | 0.46 | 0.55 |
| Apr 2017 | 857.639509292884 | -1.10 | 0.39 |
| May 2017 | 859.1609476212411 | 0.18 | 0.83 |
| Jun 2017 | 853.286271596112 | -0.68 | 0.83 |
| Jul 2017 | 861.3119978290931 | 0.94 | 3.71 |
| Aug 2017 | 854.3911248513398 | -0.80 | 3.74 |
| Sep 2017 | 848.0120634003653 | -0.75 | 3.49 |
| Oct 2017 | 856.7319069813436 | 1.03 | 5.21 |
| Nov 2017 | 862.7070521527019 | 0.70 | 3.20 |
| Dec 2017 | 868.6250262649726 | 0.69 | -0.18 |
| Jan 2018 | 877.5326606191365 | 1.02 | 1.63 |
| Feb 2018 | 905.0576004898307 | 3.14 | 4.85 |
| Mar 2018 | 918.8183893184457 | 1.52 | 5.96 |
| Apr 2018 | 927.9080011534949 | 0.99 | 8.19 |
| May 2018 | 948.3369267355663 | 2.20 | 10.38 |
| Jun 2018 | 957.2813423937317 | 0.94 | 12.19 |
| Jul 2018 | 964.6293904457898 | 0.77 | 12.00 |
| Aug 2018 | 978.0807723305232 | 1.39 | 14.48 |
| Sep 2018 | 998.012050459518 | 2.04 | 17.69 |
| Oct 2018 | 1030.639429100063 | 3.27 | 20.30 |
| Nov 2018 | 1049.001248654251 | 1.78 | 21.59 |
| Dec 2018 | 1038.8773595412604 | -0.96 | 19.60 |
| Jan 2019 | 1033.6791402447745 | -0.50 | 17.79 |
| Feb 2019 | 1036.9820787136457 | 0.32 | 14.58 |
| Mar 2019 | 1041.5843736949478 | 0.44 | 13.36 |
| Apr 2019 | 1046.2807751003709 | 0.45 | 12.76 |
| May 2019 | 1055.312580676758 | 0.86 | 11.28 |
| Jun 2019 | 1041.185311126101 | -1.34 | 8.77 |
| Jul 2019 | 1052.188418559147 | 1.06 | 9.08 |
| Aug 2019 | 1051.3670377855237 | -0.08 | 7.49 |
| Sep 2019 | 1064.637132062111 | 1.26 | 6.68 |
| Oct 2019 | 1089.0368401423048 | 2.29 | 5.67 |
| Nov 2019 | 1103.5212886249444 | 1.33 | 5.20 |
| Dec 2019 | 1119.0225774034743 | 1.41 | 7.72 |
| Jan 2020 | 1116.631855170259 | -0.21 | 8.03 |
| Feb 2020 | 1105.4737138353787 | -1.00 | 6.61 |
| Mar 2020 | 1110.4767932391753 | 0.45 | 6.61 |
| Apr 2020 | 1100.2895838410593 | -0.92 | 5.16 |
| May 2020 | 1095.7386111290734 | -0.41 | 3.83 |
| Jun 2020 | 1090.097446714619 | -0.51 | 4.70 |
| Jul 2020 | 1076.2469870051584 | -1.27 | 2.29 |
| Aug 2020 | 1071.3140202215282 | -0.46 | 1.90 |
| Sep 2020 | 1071.959728638617 | 0.06 | 0.69 |
| Oct 2020 | 1065.4828430221705 | -0.60 | -2.16 |
| Nov 2020 | 1053.9722057105002 | -1.08 | -4.49 |
| Dec 2020 | 1036.3779325805383 | -1.67 | -7.38 |
| Jan 2021 | 1038.5946971681603 | 0.21 | -6.99 |
| Feb 2021 | 1047.9225915925347 | 0.90 | -5.21 |
| Mar 2021 | 1080.8134525534226 | 3.14 | -2.67 |
| Apr 2021 | 1076.3753873308556 | -0.41 | -2.17 |
| May 2021 | 1060.934276630204 | -1.43 | -3.18 |
| Jun 2021 | 1059.1058291458037 | -0.17 | -2.84 |
| Jul 2021 | 1043.7789884605218 | -1.45 | -3.02 |
| Aug 2021 | 1035.5103479037618 | -0.79 | -3.34 |
| Sep 2021 | 1034.2419369794407 | -0.12 | -3.52 |
| Oct 2021 | 1047.633815700614 | 1.30 | -1.67 |
| Nov 2021 | 1048.2853049252813 | 0.06 | -0.54 |
| Dec 2021 | 1056.6578850617889 | 0.80 | 1.96 |
| Jan 2022 | 1101.5162485748758 | 4.25 | 6.06 |
| Feb 2022 | 1139.3192005896005 | 3.43 | 8.72 |
| Mar 2022 | 1185.0509736933955 | 4.01 | 9.64 |
| Apr 2022 | 1283.006470187745 | 8.27 | 19.20 |
| May 2022 | 1313.5390870589824 | 2.38 | 23.81 |
| Jun 2022 | 1353.2493270678535 | 3.02 | 27.77 |
| Jul 2022 | 1336.0502553168933 | -1.27 | 28.00 |
| Aug 2022 | 1306.7446277831605 | -2.19 | 26.19 |
| Sep 2022 | 1415.5330063851297 | 8.32 | 36.87 |
| Oct 2022 | 1518.744443598417 | 7.29 | 44.97 |
| Nov 2022 | 1505.0754642794384 | -0.90 | 43.58 |
| Dec 2022 | 1444.2770471642061 | -4.04 | 36.68 |
| Jan 2023 | 1429.1789559688896 | -1.04 | 29.75 |
| Feb 2023 | 1424.5761795732026 | -0.32 | 25.04 |
| Mar 2023 | 1462.0440296514082 | 2.63 | 23.37 |
| Apr 2023 | 1439.9839024387263 | -1.51 | 12.24 |
| May 2023 | 1459.408313900247 | 1.35 | 11.11 |
| Jun 2023 | 1510.432711765362 | 3.50 | 11.62 |
| Jul 2023 | 1534.8054089180418 | 1.61 | 14.88 |
| Aug 2023 | 1571.2386010934254 | 2.37 | 20.24 |
| Sep 2023 | 1590.0749690040059 | 1.20 | 12.33 |
| Oct 2023 | 1650.288900266333 | 3.79 | 8.66 |
| Nov 2023 | 1625.4583153082965 | -1.50 | 8.00 |
| Dec 2023 | 1540.2323528102104 | -5.24 | 6.64 |
| Jan 2024 | 1528.6299667901415 | -0.75 | 6.96 |
| Feb 2024 | 1565.7396479496613 | 2.43 | 9.91 |
| Mar 2024 | 1590.5551432992693 | 1.59 | 8.79 |
| Apr 2024 | 1630.04232093262 | 2.48 | 13.20 |
| May 2024 | 1649.6996802806582 | 1.21 | 13.04 |
| Jun 2024 | 1638.8042628346013 | -0.66 | 8.50 |
| Jul 2024 | 1631.9567029301936 | -0.42 | 6.33 |
| Aug 2024 | 1582.5290852056128 | -3.03 | 0.72 |
| Sep 2024 | 1537.097979101761 | -2.87 | -3.33 |
| Oct 2024 | 1577.4039915653834 | 2.62 | -4.42 |
| Nov 2024 | 1641.2746202502599 | 4.05 | 0.97 |
| Dec 2024 | 1636.828506302277 | -0.27 | 6.27 |
| Jan 2025 | 1682.4227671557378 | 2.79 | 10.06 |
| Feb 2025 | 1672.3335994960971 | -0.60 | 6.81 |
| Mar 2025 | 1647.0234912281703 | -1.51 | 3.55 |
| Apr 2025 | 1658.9989070546956 | 0.73 | 1.78 |
| May 2025 | 1671.5607762625632 | 0.76 | 1.33 |
| Jun 2025 | 1673.5955983625872 | 0.12 | 2.12 |
| Jul 2025 | 1661.2447749714345 | -0.74 | 1.80 |
| Aug 2025 | 1643.2843213618262 | -1.08 | 3.84 |
| Sep 2025 | 1610.89954336371 | -1.97 | 4.80 |
| Oct 2025 | 1603.4819932619484 | -0.46 | 1.65 |
| Nov 2025 | 1614.754301795719 | 0.70 | -1.62 |
| Dec 2025 | 1622.9216008713622 | 0.51 | -0.85 |
| Jan 2026 | 1625.7284391804926 | 0.17 | -3.37 |
| Feb 2026 | 1632.3668927549722 | 0.41 | -2.39 |