Oshkosh, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Oshkosh, WI Metro in February 2026 was $1,878.57. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was -1.78%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Oshkosh, WI metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Oshkosh, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 706.2357818699444 | -2.02 | -6.34 |
| Feb 2015 | 710.5979011490784 | 0.62 | -4.77 |
| Mar 2015 | 717.2781453337088 | 0.94 | -4.55 |
| Apr 2015 | 713.4004077771849 | -0.54 | -5.38 |
| May 2015 | 731.5302814192223 | 2.54 | -2.00 |
| Jun 2015 | 748.1396696653934 | 2.27 | 0.11 |
| Jul 2015 | 757.9186479295016 | 1.31 | 1.42 |
| Aug 2015 | 750.7418389253551 | -0.95 | 0.53 |
| Sep 2015 | 753.0516480476756 | 0.31 | 0.44 |
| Oct 2015 | 749.592750282702 | -0.46 | 1.55 |
| Nov 2015 | 763.0449477304684 | 1.80 | 4.17 |
| Dec 2015 | 767.2697195694241 | 0.55 | 6.45 |
| Jan 2016 | 762.4518941321084 | -0.63 | 7.96 |
| Feb 2016 | 748.7664772208709 | -1.79 | 5.37 |
| Mar 2016 | 753.3184198143454 | 0.61 | 5.03 |
| Apr 2016 | 749.0723973689793 | -0.56 | 5.00 |
| May 2016 | 751.8346494351476 | 0.37 | 2.78 |
| Jun 2016 | 753.4284353987152 | 0.21 | 0.71 |
| Jul 2016 | 745.9463654117255 | -0.99 | -1.58 |
| Aug 2016 | 749.1317425951427 | 0.43 | -0.21 |
| Sep 2016 | 755.9109583785511 | 0.91 | 0.38 |
| Oct 2016 | 762.8985345379049 | 0.92 | 1.78 |
| Nov 2016 | 791.9676430795886 | 3.81 | 3.79 |
| Dec 2016 | 830.9803344928655 | 4.93 | 8.30 |
| Jan 2017 | 829.6065236504703 | -0.16 | 8.81 |
| Feb 2017 | 834.4378153538828 | 0.58 | 11.44 |
| Mar 2017 | 841.2258240126846 | 0.81 | 11.67 |
| Apr 2017 | 832.8496417061026 | -1.00 | 11.18 |
| May 2017 | 833.9084125276145 | 0.13 | 10.92 |
| Jun 2017 | 828.882798727459 | -0.60 | 10.02 |
| Jul 2017 | 838.2661655473753 | 1.13 | 12.38 |
| Aug 2017 | 834.4961575094701 | -0.45 | 11.40 |
| Sep 2017 | 832.4110328817967 | -0.25 | 10.12 |
| Oct 2017 | 845.4720191977524 | 1.57 | 10.82 |
| Nov 2017 | 852.8097811685388 | 0.87 | 7.68 |
| Dec 2017 | 858.6320830657936 | 0.68 | 3.33 |
| Jan 2018 | 869.3560558587006 | 1.25 | 4.79 |
| Feb 2018 | 901.0567283585126 | 3.65 | 7.98 |
| Mar 2018 | 917.3848689400835 | 1.81 | 9.05 |
| Apr 2018 | 924.5280216410018 | 0.78 | 11.01 |
| May 2018 | 940.9884494693772 | 1.78 | 12.84 |
| Jun 2018 | 944.7929933335679 | 0.40 | 13.98 |
| Jul 2018 | 947.7602783541736 | 0.31 | 13.06 |
| Aug 2018 | 954.073764302391 | 0.67 | 14.33 |
| Sep 2018 | 964.1198711782829 | 1.05 | 15.82 |
| Oct 2018 | 983.1587251610101 | 1.98 | 16.29 |
| Nov 2018 | 987.6427613458292 | 0.46 | 15.81 |
| Dec 2018 | 967.407128737031 | -2.05 | 12.67 |
| Jan 2019 | 955.2089111267591 | -1.26 | 9.88 |
| Feb 2019 | 953.0619942493556 | -0.22 | 5.77 |
| Mar 2019 | 951.7979256387073 | -0.13 | 3.75 |
| Apr 2019 | 948.6415889533775 | -0.33 | 2.61 |
| May 2019 | 948.4692499551822 | -0.02 | 0.80 |
| Jun 2019 | 927.1735562880045 | -2.24 | -1.86 |
| Jul 2019 | 926.2021050936105 | -0.10 | -2.27 |
| Aug 2019 | 913.3480973152211 | -1.39 | -4.27 |
| Sep 2019 | 913.6142337101733 | 0.03 | -5.24 |
| Oct 2019 | 924.1077304489802 | 1.15 | -6.01 |
| Nov 2019 | 928.5866136115872 | 0.49 | -5.98 |
| Dec 2019 | 934.7710980792288 | 0.67 | -3.37 |
| Jan 2020 | 930.5540357742769 | -0.45 | -2.58 |
| Feb 2020 | 920.3960608138483 | -1.09 | -3.43 |
| Mar 2020 | 925.325351272153 | 0.54 | -2.78 |
| Apr 2020 | 917.1962775755238 | -0.88 | -3.31 |
| May 2020 | 915.0346063523789 | -0.24 | -3.52 |
| Jun 2020 | 911.9224104274397 | -0.34 | -1.64 |
| Jul 2020 | 901.7463851671544 | -1.12 | -2.64 |
| Aug 2020 | 900.8654009912087 | -0.10 | -1.37 |
| Sep 2020 | 908.1432419584036 | 0.81 | -0.60 |
| Oct 2020 | 917.1376004067399 | 0.99 | -0.75 |
| Nov 2020 | 923.3651083016199 | 0.68 | -0.56 |
| Dec 2020 | 926.0095373495639 | 0.29 | -0.94 |
| Jan 2021 | 939.1114516404236 | 1.42 | 0.92 |
| Feb 2021 | 955.2286298409965 | 1.72 | 3.79 |
| Mar 2021 | 992.2915791792057 | 3.88 | 7.24 |
| Apr 2021 | 1001.2298245034428 | 0.90 | 9.16 |
| May 2021 | 1006.4160172316772 | 0.52 | 9.99 |
| Jun 2021 | 1026.597077448101 | 2.01 | 12.58 |
| Jul 2021 | 1030.356575238212 | 0.37 | 14.26 |
| Aug 2021 | 1034.3528293974557 | 0.39 | 14.82 |
| Sep 2021 | 1039.7717576258422 | 0.52 | 14.49 |
| Oct 2021 | 1056.0971508140108 | 1.57 | 15.15 |
| Nov 2021 | 1057.6549402054268 | 0.15 | 14.54 |
| Dec 2021 | 1066.044814473126 | 0.79 | 15.12 |
| Jan 2022 | 1115.775973742495 | 4.67 | 18.81 |
| Feb 2022 | 1166.7461448162496 | 4.57 | 22.14 |
| Mar 2022 | 1235.0314609535956 | 5.85 | 24.46 |
| Apr 2022 | 1361.5252136759584 | 10.24 | 35.99 |
| May 2022 | 1415.7386803735235 | 3.98 | 40.67 |
| Jun 2022 | 1474.215142971704 | 4.13 | 43.60 |
| Jul 2022 | 1467.0632554647568 | -0.48 | 42.38 |
| Aug 2022 | 1439.7578592904183 | -1.86 | 39.19 |
| Sep 2022 | 1562.0292142800827 | 8.49 | 50.23 |
| Oct 2022 | 1674.5199426787103 | 7.20 | 58.56 |
| Nov 2022 | 1660.4258748978843 | -0.84 | 56.99 |
| Dec 2022 | 1597.294669083653 | -3.80 | 49.83 |
| Jan 2023 | 1592.2606671313983 | -0.31 | 42.70 |
| Feb 2023 | 1599.677090653614 | 0.47 | 37.11 |
| Mar 2023 | 1654.8593126891808 | 3.45 | 33.99 |
| Apr 2023 | 1635.3291510220567 | -1.18 | 20.11 |
| May 2023 | 1660.4287901298142 | 1.54 | 17.28 |
| Jun 2023 | 1717.149701614685 | 3.42 | 16.48 |
| Jul 2023 | 1746.430558909895 | 1.71 | 19.04 |
| Aug 2023 | 1792.6156029455526 | 2.65 | 24.51 |
| Sep 2023 | 1820.3471961564355 | 1.55 | 16.54 |
| Oct 2023 | 1893.2874035390519 | 4.01 | 13.06 |
| Nov 2023 | 1865.2606893158004 | -1.48 | 12.34 |
| Dec 2023 | 1762.6055712727002 | -5.50 | 10.35 |
| Jan 2024 | 1735.6415027525104 | -1.53 | 9.01 |
| Feb 2024 | 1763.3866565798542 | 1.60 | 10.23 |
| Mar 2024 | 1786.364664152418 | 1.30 | 7.95 |
| Apr 2024 | 1834.68982112376 | 2.71 | 12.19 |
| May 2024 | 1862.4326074127719 | 1.51 | 12.17 |
| Jun 2024 | 1848.270349170904 | -0.76 | 7.64 |
| Jul 2024 | 1842.4015689075322 | -0.32 | 5.50 |
| Aug 2024 | 1789.6617898842162 | -2.86 | -0.16 |
| Sep 2024 | 1743.1364324856736 | -2.60 | -4.24 |
| Oct 2024 | 1792.8257676520607 | 2.85 | -5.31 |
| Nov 2024 | 1867.494266122615 | 4.17 | 0.12 |
| Dec 2024 | 1866.224090017669 | -0.07 | 5.88 |
| Jan 2025 | 1920.9729376041164 | 2.93 | 10.68 |
| Feb 2025 | 1912.6563807186644 | -0.43 | 8.47 |
| Mar 2025 | 1888.3261452491943 | -1.27 | 5.71 |
| Apr 2025 | 1908.6832996579915 | 1.08 | 4.03 |
| May 2025 | 1931.6509267223773 | 1.20 | 3.72 |
| Jun 2025 | 1939.0411271311784 | 0.38 | 4.91 |
| Jul 2025 | 1929.5137462747168 | -0.49 | 4.73 |
| Aug 2025 | 1915.9229396363119 | -0.70 | 7.06 |
| Sep 2025 | 1885.0984009065999 | -1.61 | 8.14 |
| Oct 2025 | 1878.3198472040476 | -0.36 | 4.77 |
| Nov 2025 | 1883.9685061502641 | 0.30 | 0.88 |
| Dec 2025 | 1885.447259804134 | 0.08 | 1.03 |
| Jan 2026 | 1879.0318117716577 | -0.34 | -2.18 |
| Feb 2026 | 1878.570399536351 | -0.02 | -1.78 |