Owensboro, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Owensboro, KY Metro in February 2026 was $1,338.364. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -5.94%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Owensboro, KY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Owensboro, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Owensboro, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Owensboro, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Owensboro, KY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 534.4800154857671 | -1.96 | -4.01 |
| Feb 2015 | 537.7123093741154 | 0.61 | -2.48 |
| Mar 2015 | 542.4495249340745 | 0.88 | -2.25 |
| Apr 2015 | 539.0072710610822 | -0.63 | -3.11 |
| May 2015 | 549.7019978924102 | 1.98 | -0.01 |
| Jun 2015 | 558.9992765326657 | 1.69 | 1.51 |
| Jul 2015 | 564.8780597900729 | 1.05 | 2.34 |
| Aug 2015 | 560.3733300630903 | -0.80 | 1.16 |
| Sep 2015 | 563.8507160500761 | 0.62 | 0.78 |
| Oct 2015 | 562.1377813030729 | -0.30 | 1.52 |
| Nov 2015 | 573.1358724816732 | 1.96 | 3.76 |
| Dec 2015 | 577.0203109394001 | 0.68 | 5.85 |
| Jan 2016 | 572.7422508297877 | -0.74 | 7.16 |
| Feb 2016 | 561.7731799532833 | -1.91 | 4.47 |
| Mar 2016 | 563.1823441599859 | 0.25 | 3.82 |
| Apr 2016 | 558.7554761270789 | -0.79 | 3.66 |
| May 2016 | 559.5822701157444 | 0.15 | 1.80 |
| Jun 2016 | 560.8645481419718 | 0.23 | 0.33 |
| Jul 2016 | 555.8685837478758 | -0.89 | -1.59 |
| Aug 2016 | 555.6817206042736 | -0.03 | -0.84 |
| Sep 2016 | 555.0874946782266 | -0.11 | -1.55 |
| Oct 2016 | 553.2098119427903 | -0.34 | -1.59 |
| Nov 2016 | 569.1021270473708 | 2.87 | -0.70 |
| Dec 2016 | 593.7818731731958 | 4.34 | 2.91 |
| Jan 2017 | 590.7889858032967 | -0.50 | 3.15 |
| Feb 2017 | 593.6320008033695 | 0.48 | 5.67 |
| Mar 2017 | 599.5399434619015 | 1.00 | 6.46 |
| Apr 2017 | 596.2270462093726 | -0.55 | 6.71 |
| May 2017 | 599.9702936918375 | 0.63 | 7.22 |
| Jun 2017 | 598.7687519305647 | -0.20 | 6.76 |
| Jul 2017 | 607.3767885829371 | 1.44 | 9.27 |
| Aug 2017 | 607.066260503412 | -0.05 | 9.25 |
| Sep 2017 | 608.6643137142061 | 0.26 | 9.65 |
| Oct 2017 | 621.1456764901734 | 2.05 | 12.28 |
| Nov 2017 | 630.0835657239488 | 1.44 | 10.72 |
| Dec 2017 | 638.3118893742133 | 1.31 | 7.50 |
| Jan 2018 | 650.2903800691819 | 1.88 | 10.07 |
| Feb 2018 | 678.2052420290413 | 4.29 | 14.25 |
| Mar 2018 | 694.4065795396102 | 2.39 | 15.82 |
| Apr 2018 | 702.1102784676409 | 1.11 | 17.76 |
| May 2018 | 713.1713158578688 | 1.58 | 18.87 |
| Jun 2018 | 713.1177458168213 | -0.01 | 19.10 |
| Jul 2018 | 713.2438670068282 | 0.02 | 17.43 |
| Aug 2018 | 718.5486377830035 | 0.74 | 18.36 |
| Sep 2018 | 728.9457614568313 | 1.45 | 19.76 |
| Oct 2018 | 747.0549633161708 | 2.48 | 20.27 |
| Nov 2018 | 754.3671279035218 | 0.98 | 19.73 |
| Dec 2018 | 741.3860946668311 | -1.72 | 16.15 |
| Jan 2019 | 732.3503796053444 | -1.22 | 12.62 |
| Feb 2019 | 729.5652933906946 | -0.38 | 7.57 |
| Mar 2019 | 725.5316996438956 | -0.55 | 4.48 |
| Apr 2019 | 720.0095086063834 | -0.76 | 2.55 |
| May 2019 | 716.6244294853516 | -0.47 | 0.48 |
| Jun 2019 | 698.5250930922643 | -2.53 | -2.05 |
| Jul 2019 | 697.7600245018773 | -0.11 | -2.17 |
| Aug 2019 | 688.9488088641945 | -1.26 | -4.12 |
| Sep 2019 | 689.4948621937313 | 0.08 | -5.41 |
| Oct 2019 | 697.2987109955488 | 1.13 | -6.66 |
| Nov 2019 | 701.2856431229874 | 0.57 | -7.04 |
| Dec 2019 | 707.9848939160037 | 0.96 | -4.50 |
| Jan 2020 | 704.8540508556702 | -0.44 | -3.75 |
| Feb 2020 | 695.9713422808414 | -1.26 | -4.61 |
| Mar 2020 | 697.6412661189801 | 0.24 | -3.84 |
| Apr 2020 | 690.5552658253038 | -1.02 | -4.09 |
| May 2020 | 688.8366065570344 | -0.25 | -3.88 |
| Jun 2020 | 686.4019731149297 | -0.35 | -1.74 |
| Jul 2020 | 679.8269304133643 | -0.96 | -2.57 |
| Aug 2020 | 680.2470874528498 | 0.06 | -1.26 |
| Sep 2020 | 687.3744929182942 | 1.05 | -0.31 |
| Oct 2020 | 694.384070576466 | 1.02 | -0.42 |
| Nov 2020 | 699.0573082259602 | 0.67 | -0.32 |
| Dec 2020 | 699.9848056897979 | 0.13 | -1.13 |
| Jan 2021 | 710.304487923194 | 1.47 | 0.77 |
| Feb 2021 | 722.8968444243033 | 1.77 | 3.87 |
| Mar 2021 | 751.0563977706875 | 3.90 | 7.66 |
| Apr 2021 | 755.1918338659545 | 0.55 | 9.36 |
| May 2021 | 753.1454228626097 | -0.27 | 9.34 |
| Jun 2021 | 761.5714626613138 | 1.12 | 10.95 |
| Jul 2021 | 758.5606672257021 | -0.39 | 11.58 |
| Aug 2021 | 760.7511274813533 | 0.29 | 11.84 |
| Sep 2021 | 767.4508313410244 | 0.88 | 11.65 |
| Oct 2021 | 786.1748148475492 | 2.44 | 13.22 |
| Nov 2021 | 792.7830420172284 | 0.84 | 13.41 |
| Dec 2021 | 803.5324218999764 | 1.36 | 14.79 |
| Jan 2022 | 842.7467297038319 | 4.88 | 18.65 |
| Feb 2022 | 882.3564268114654 | 4.70 | 22.06 |
| Mar 2022 | 933.3365903439076 | 5.78 | 24.27 |
| Apr 2022 | 1026.8481741806947 | 10.02 | 35.97 |
| May 2022 | 1064.2704487652763 | 3.64 | 41.31 |
| Jun 2022 | 1107.8983659897697 | 4.10 | 45.48 |
| Jul 2022 | 1107.83156213266 | -0.01 | 46.04 |
| Aug 2022 | 1096.501383714244 | -1.02 | 44.13 |
| Sep 2022 | 1197.3750196547362 | 9.20 | 56.02 |
| Oct 2022 | 1290.150243044484 | 7.75 | 64.11 |
| Nov 2022 | 1282.1795058636312 | -0.62 | 61.73 |
| Dec 2022 | 1234.1376831825255 | -3.75 | 53.59 |
| Jan 2023 | 1221.270437170371 | -1.04 | 44.92 |
| Feb 2023 | 1216.2576256927537 | -0.41 | 37.84 |
| Mar 2023 | 1250.3436116321354 | 2.80 | 33.97 |
| Apr 2023 | 1236.051294467815 | -1.14 | 20.37 |
| May 2023 | 1258.4317945054959 | 1.81 | 18.24 |
| Jun 2023 | 1301.5696929510257 | 3.43 | 17.48 |
| Jul 2023 | 1320.6883823687494 | 1.47 | 19.21 |
| Aug 2023 | 1349.4433067517512 | 2.18 | 23.07 |
| Sep 2023 | 1367.301409439816 | 1.32 | 14.19 |
| Oct 2023 | 1423.763397890076 | 4.13 | 10.36 |
| Nov 2023 | 1406.0161247571903 | -1.25 | 9.66 |
| Dec 2023 | 1333.258330159648 | -5.17 | 8.03 |
| Jan 2024 | 1315.4484992740681 | -1.34 | 7.71 |
| Feb 2024 | 1337.7200896331474 | 1.69 | 9.99 |
| Mar 2024 | 1351.3994728062335 | 1.02 | 8.08 |
| Apr 2024 | 1383.1190770527278 | 2.35 | 11.90 |
| May 2024 | 1399.6306788720808 | 1.19 | 11.22 |
| Jun 2024 | 1385.954214842326 | -0.98 | 6.48 |
| Jul 2024 | 1378.3147019308076 | -0.55 | 4.36 |
| Aug 2024 | 1336.6278146915417 | -3.02 | -0.95 |
| Sep 2024 | 1299.7745787877127 | -2.76 | -4.94 |
| Oct 2024 | 1333.643805941399 | 2.61 | -6.33 |
| Nov 2024 | 1384.9241009946143 | 3.85 | -1.50 |
| Dec 2024 | 1382.3663588835004 | -0.18 | 3.68 |
| Jan 2025 | 1425.217363968745 | 3.10 | 8.35 |
| Feb 2025 | 1422.8528022065043 | -0.17 | 6.36 |
| Mar 2025 | 1408.6037646277034 | -1.00 | 4.23 |
| Apr 2025 | 1425.313690369487 | 1.19 | 3.05 |
| May 2025 | 1442.0395593023195 | 1.17 | 3.03 |
| Jun 2025 | 1443.0455023720133 | 0.07 | 4.12 |
| Jul 2025 | 1423.9694794505951 | -1.32 | 3.31 |
| Aug 2025 | 1397.3621612585894 | -1.87 | 4.54 |
| Sep 2025 | 1359.2777036866307 | -2.72 | 4.58 |
| Oct 2025 | 1345.0721778312206 | -1.04 | 0.86 |
| Nov 2025 | 1345.5214114823245 | 0.03 | -2.84 |
| Dec 2025 | 1344.585588707105 | -0.07 | -2.73 |
| Jan 2026 | 1339.676439878211 | -0.36 | -6.00 |
| Feb 2026 | 1338.3639358794098 | -0.10 | -5.94 |
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