Oxnard, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Oxnard, CA Metro in February 2026 was $5,669.341. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -8.11%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Oxnard, CA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Oxnard, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Oxnard, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Oxnard, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Oxnard, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 2571.37571669522 | -1.53 | -1.59 |
| Feb 2015 | 2597.359724302707 | 1.01 | -0.11 |
| Mar 2015 | 2630.2461265066117 | 1.27 | -0.15 |
| Apr 2015 | 2615.5530218587314 | -0.56 | -1.42 |
| May 2015 | 2674.4906028745604 | 2.25 | 1.48 |
| Jun 2015 | 2725.3636918307125 | 1.90 | 3.12 |
| Jul 2015 | 2754.1092684777 | 1.06 | 4.22 |
| Aug 2015 | 2723.4776703687667 | -1.11 | 3.13 |
| Sep 2015 | 2731.163926349208 | 0.28 | 2.73 |
| Oct 2015 | 2721.7246144094433 | -0.35 | 3.27 |
| Nov 2015 | 2781.9020783917053 | 2.21 | 5.50 |
| Dec 2015 | 2806.6348835720555 | 0.89 | 7.48 |
| Jan 2016 | 2801.3497187512407 | -0.19 | 8.94 |
| Feb 2016 | 2762.3300316268355 | -1.39 | 6.35 |
| Mar 2016 | 2791.8679586626417 | 1.07 | 6.15 |
| Apr 2016 | 2779.0007496138032 | -0.46 | 6.25 |
| May 2016 | 2784.7459835749887 | 0.21 | 4.12 |
| Jun 2016 | 2782.8020501739475 | -0.07 | 2.11 |
| Jul 2016 | 2751.127346930572 | -1.14 | -0.11 |
| Aug 2016 | 2755.5396911682665 | 0.16 | 1.18 |
| Sep 2016 | 2765.516756335068 | 0.36 | 1.26 |
| Oct 2016 | 2778.504634344076 | 0.47 | 2.09 |
| Nov 2016 | 2881.694628426233 | 3.71 | 3.59 |
| Dec 2016 | 3033.9994683569985 | 5.29 | 8.10 |
| Jan 2017 | 3042.7618723283317 | 0.29 | 8.62 |
| Feb 2017 | 3072.3077795710724 | 0.97 | 11.22 |
| Mar 2017 | 3100.668549185615 | 0.92 | 11.06 |
| Apr 2017 | 3066.0237382023092 | -1.12 | 10.33 |
| May 2017 | 3063.1663768694466 | -0.09 | 10.00 |
| Jun 2017 | 3039.7333666585628 | -0.76 | 9.23 |
| Jul 2017 | 3068.8049294566445 | 0.96 | 11.55 |
| Aug 2017 | 3051.3049103814683 | -0.57 | 10.73 |
| Sep 2017 | 3038.5271580322074 | -0.42 | 9.87 |
| Oct 2017 | 3083.260575975219 | 1.47 | 10.97 |
| Nov 2017 | 3110.0135509423944 | 0.87 | 7.92 |
| Dec 2017 | 3144.5459802726405 | 1.11 | 3.64 |
| Jan 2018 | 3196.6796187684495 | 1.66 | 5.06 |
| Feb 2018 | 3317.7542191541734 | 3.79 | 7.99 |
| Mar 2018 | 3369.3194586937834 | 1.55 | 8.66 |
| Apr 2018 | 3384.819431291447 | 0.46 | 10.40 |
| May 2018 | 3435.034141062541 | 1.48 | 12.14 |
| Jun 2018 | 3437.983200769361 | 0.09 | 13.10 |
| Jul 2018 | 3425.660856183695 | -0.36 | 11.63 |
| Aug 2018 | 3434.1770065320175 | 0.25 | 12.55 |
| Sep 2018 | 3459.579503568752 | 0.74 | 13.86 |
| Oct 2018 | 3539.165717347108 | 2.30 | 14.79 |
| Nov 2018 | 3558.2712856713615 | 0.54 | 14.41 |
| Dec 2018 | 3482.7789417992267 | -2.12 | 10.76 |
| Jan 2019 | 3425.9640862218666 | -1.63 | 7.17 |
| Feb 2019 | 3398.25445450814 | -0.81 | 2.43 |
| Mar 2019 | 3371.364098442818 | -0.79 | 0.06 |
| Apr 2019 | 3334.5489782222057 | -1.09 | -1.48 |
| May 2019 | 3312.663003533945 | -0.66 | -3.56 |
| Jun 2019 | 3219.097791622705 | -2.82 | -6.37 |
| Jul 2019 | 3203.7273838835495 | -0.48 | -6.48 |
| Aug 2019 | 3151.1587628659627 | -1.64 | -8.24 |
| Sep 2019 | 3146.87429205833 | -0.14 | -9.04 |
| Oct 2019 | 3177.7949260539735 | 0.98 | -10.21 |
| Nov 2019 | 3187.9395710929666 | 0.32 | -10.41 |
| Dec 2019 | 3206.1150868981113 | 0.57 | -7.94 |
| Jan 2020 | 3186.2845689724254 | -0.62 | -7.00 |
| Feb 2020 | 3150.8540043239145 | -1.11 | -7.28 |
| Mar 2020 | 3170.1799318907383 | 0.61 | -5.97 |
| Apr 2020 | 3139.9321617338646 | -0.95 | -5.84 |
| May 2020 | 3121.346987512202 | -0.59 | -5.77 |
| Jun 2020 | 3092.0350027287805 | -0.94 | -3.95 |
| Jul 2020 | 3043.4933591848826 | -1.57 | -5.00 |
| Aug 2020 | 3030.928483409193 | -0.41 | -3.81 |
| Sep 2020 | 3049.421826829657 | 0.61 | -3.10 |
| Oct 2020 | 3075.0467319229047 | 0.84 | -3.23 |
| Nov 2020 | 3104.922120957404 | 0.97 | -2.60 |
| Dec 2020 | 3129.4502799194534 | 0.79 | -2.39 |
| Jan 2021 | 3195.153272478145 | 2.10 | 0.28 |
| Feb 2021 | 3266.7429820272855 | 2.24 | 3.68 |
| Mar 2021 | 3406.9549993991195 | 4.29 | 7.47 |
| Apr 2021 | 3447.591039528278 | 1.19 | 9.80 |
| May 2021 | 3466.8106947085857 | 0.56 | 11.07 |
| Jun 2021 | 3530.794912084669 | 1.85 | 14.19 |
| Jul 2021 | 3540.733837795119 | 0.28 | 16.34 |
| Aug 2021 | 3558.421076795996 | 0.50 | 17.40 |
| Sep 2021 | 3593.069854315467 | 0.97 | 17.83 |
| Oct 2021 | 3668.0543208127883 | 2.09 | 19.29 |
| Nov 2021 | 3688.1551729782445 | 0.55 | 18.78 |
| Dec 2021 | 3727.1023569134745 | 1.06 | 19.10 |
| Jan 2022 | 3916.120221929852 | 5.07 | 22.56 |
| Feb 2022 | 4128.5937222176 | 5.43 | 26.38 |
| Mar 2022 | 4416.45735806237 | 6.97 | 29.63 |
| Apr 2022 | 4901.6205274072245 | 10.99 | 42.18 |
| May 2022 | 5103.386327804991 | 4.12 | 47.21 |
| Jun 2022 | 5291.304407433689 | 3.68 | 49.86 |
| Jul 2022 | 5232.351068767361 | -1.11 | 47.78 |
| Aug 2022 | 5099.323573537869 | -2.54 | 43.30 |
| Sep 2022 | 5495.120570481599 | 7.76 | 52.94 |
| Oct 2022 | 5852.978119113948 | 6.51 | 59.57 |
| Nov 2022 | 5755.064095504721 | -1.67 | 56.04 |
| Dec 2022 | 5480.923295866745 | -4.76 | 47.06 |
| Jan 2023 | 5381.8251349574175 | -1.81 | 37.43 |
| Feb 2023 | 5334.972639897651 | -0.87 | 29.22 |
| Mar 2023 | 5466.322143292304 | 2.46 | 23.77 |
| Apr 2023 | 5386.361846806396 | -1.46 | 9.89 |
| May 2023 | 5464.450146042739 | 1.45 | 7.08 |
| Jun 2023 | 5656.002486832768 | 3.51 | 6.89 |
| Jul 2023 | 5773.521719682291 | 2.08 | 10.34 |
| Aug 2023 | 5953.472351842367 | 3.12 | 16.75 |
| Sep 2023 | 6075.85387737188 | 2.06 | 10.57 |
| Oct 2023 | 6345.422516687358 | 4.44 | 8.41 |
| Nov 2023 | 6272.68425399039 | -1.15 | 8.99 |
| Dec 2023 | 5945.337495323188 | -5.22 | 8.47 |
| Jan 2024 | 5861.539785996936 | -1.41 | 8.91 |
| Feb 2024 | 5947.557926591957 | 1.47 | 11.48 |
| Mar 2024 | 6000.297571035197 | 0.89 | 9.77 |
| Apr 2024 | 6143.041659184356 | 2.38 | 14.05 |
| May 2024 | 6229.333007379492 | 1.41 | 14.00 |
| Jun 2024 | 6182.405052369609 | -0.75 | 9.31 |
| Jul 2024 | 6160.7579523757495 | -0.35 | 6.71 |
| Aug 2024 | 5978.152483925716 | -2.96 | 0.42 |
| Sep 2024 | 5812.153785259619 | -2.78 | -4.34 |
| Oct 2024 | 5945.562454144852 | 2.30 | -6.30 |
| Nov 2024 | 6150.792246959405 | 3.45 | -1.94 |
| Dec 2024 | 6098.372715621311 | -0.85 | 2.57 |
| Jan 2025 | 6235.101398511734 | 2.24 | 6.37 |
| Feb 2025 | 6169.709477107738 | -1.05 | 3.74 |
| Mar 2025 | 6053.721276325831 | -1.88 | 0.89 |
| Apr 2025 | 6086.5985797512185 | 0.54 | -0.92 |
| May 2025 | 6121.203766096024 | 0.57 | -1.74 |
| Jun 2025 | 6102.044673433717 | -0.31 | -1.30 |
| Jul 2025 | 6026.356733975401 | -1.24 | -2.18 |
| Aug 2025 | 5934.068793330211 | -1.53 | -0.74 |
| Sep 2025 | 5795.615185952352 | -2.33 | -0.28 |
| Oct 2025 | 5745.560340602156 | -0.86 | -3.36 |
| Nov 2025 | 5748.322091866951 | 0.05 | -6.54 |
| Dec 2025 | 5739.181262524278 | -0.16 | -5.89 |
| Jan 2026 | 5698.249062338759 | -0.71 | -8.61 |
| Feb 2026 | 5669.3412327724445 | -0.51 | -8.11 |
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