Pensacola, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Pensacola, FL Metro in February 2026 was $1,980.979. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -7.75%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Pensacola, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Pensacola, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 741.1809597849501 -1.45 -3.33
Feb 2015 747.2968371467666 0.83 -1.77
Mar 2015 754.3402902129061 0.94 -1.70
Apr 2015 749.8597234646188 -0.59 -2.67
May 2015 767.3097266035784 2.33 0.62
Jun 2015 783.1166526579866 2.06 2.61
Jul 2015 793.0381424949167 1.27 3.92
Aug 2015 785.5494757230236 -0.94 2.84
Sep 2015 787.4076598927046 0.24 2.36
Oct 2015 781.9992298966083 -0.69 2.89
Nov 2015 795.5160313911849 1.73 4.81
Dec 2015 799.0070294998012 0.44 6.24
Jan 2016 794.0325963390931 -0.62 7.13
Feb 2016 780.5548397047054 -1.70 4.45
Mar 2016 787.147700732672 0.85 4.35
Apr 2016 784.4438177782529 -0.34 4.61
May 2016 787.8991419820159 0.44 2.68
Jun 2016 789.3212700961418 0.18 0.79
Jul 2016 781.5276160817083 -0.99 -1.45
Aug 2016 784.8394407393032 0.42 -0.09
Sep 2016 791.556789726193 0.86 0.53
Oct 2016 797.4265132384193 0.74 1.97
Nov 2016 826.7446303257984 3.68 3.93
Dec 2016 867.3084344041281 4.91 8.55
Jan 2017 866.6872408842779 -0.07 9.15
Feb 2017 872.3004256038448 0.65 11.75
Mar 2017 879.9376713128511 0.88 11.79
Apr 2017 872.4661303227823 -0.85 11.22
May 2017 874.887974805258 0.28 11.04
Jun 2017 871.2731645785428 -0.41 10.38
Jul 2017 882.632364294718 1.30 12.94
Aug 2017 880.9282149501536 -0.19 12.24
Sep 2017 880.2116125111802 -0.08 11.20
Oct 2017 894.351164548126 1.61 12.16
Nov 2017 903.0488075598519 0.97 9.23
Dec 2017 911.5067254158018 0.94 5.10
Jan 2018 924.9393552658744 1.47 6.72
Feb 2018 959.9873043213904 3.79 10.05
Mar 2018 978.6761475721551 1.95 11.22
Apr 2018 987.924865912923 0.95 13.23
May 2018 1005.1110440335673 1.74 14.89
Jun 2018 1007.8358438328702 0.27 15.67
Jul 2018 1009.7768342871576 0.19 14.41
Aug 2018 1017.7281291154775 0.79 15.53
Sep 2018 1031.1042815307767 1.31 17.14
Oct 2018 1056.3339817301523 2.45 18.11
Nov 2018 1065.7391721462939 0.89 18.02
Dec 2018 1048.2166311751162 -1.64 15.00
Jan 2019 1035.6164533656674 -1.20 11.97
Feb 2019 1031.1791912947315 -0.43 7.42
Mar 2019 1025.4922942724234 -0.55 4.78
Apr 2019 1019.1820410324631 -0.61 3.16
May 2019 1018.7797386301993 -0.04 1.36
Jun 2019 997.6287430198302 -2.08 -1.01
Jul 2019 999.8658575310692 0.22 -0.98
Aug 2019 990.2711086388016 -0.96 -2.70
Sep 2019 995.0014443470416 0.48 -3.50
Oct 2019 1011.2575764268332 1.63 -4.27
Nov 2019 1020.426698709289 0.91 -4.25
Dec 2019 1031.6815249908632 1.10 -1.58
Jan 2020 1030.1038061746249 -0.15 -0.53
Feb 2020 1021.3749819029342 -0.85 -0.95
Mar 2020 1027.8743630212782 0.64 0.23
Apr 2020 1019.184462753294 -0.84 0.00
May 2020 1016.7465943232986 -0.24 -0.20
Jun 2020 1015.6074108812726 -0.11 1.80
Jul 2020 1007.6718278504793 -0.78 0.78
Aug 2020 1010.1328925440109 0.24 2.01
Sep 2020 1019.399390625013 0.92 2.45
Oct 2020 1028.528126574594 0.90 1.71
Nov 2020 1037.2998950175238 0.85 1.65
Dec 2020 1043.6838718532742 0.62 1.16
Jan 2021 1065.9950707230903 2.14 3.48
Feb 2021 1090.3114933609054 2.28 6.75
Mar 2021 1138.193726775897 4.39 10.73
Apr 2021 1151.2472029439934 1.15 12.96
May 2021 1158.162814849084 0.60 13.91
Jun 2021 1183.690708924088 2.20 16.55
Jul 2021 1194.1419675975435 0.88 18.51
Aug 2021 1210.7742702675614 1.39 19.86
Sep 2021 1231.952053728075 1.75 20.85
Oct 2021 1266.5275298819674 2.81 23.14
Nov 2021 1280.522540624503 1.11 23.45
Dec 2021 1300.8362375970196 1.59 24.64
Jan 2022 1370.9694381512145 5.39 28.61
Feb 2022 1442.7154505434348 5.23 32.32
Mar 2022 1536.023579301008 6.47 34.95
Apr 2022 1701.6288294821663 10.78 47.81
May 2022 1778.1083601449766 4.49 53.53
Jun 2022 1860.3952806142597 4.63 57.17
Jul 2022 1860.094394569078 -0.02 55.77
Aug 2022 1833.4691715184927 -1.43 51.43
Sep 2022 1994.3263386732579 8.77 61.88
Oct 2022 2140.3378825173454 7.32 68.99
Nov 2022 2118.635733830118 -1.01 65.45
Dec 2022 2031.4290934412352 -4.12 56.16
Jan 2023 2009.720366872471 -1.07 46.59
Feb 2023 2006.8453659201004 -0.14 39.10
Mar 2023 2065.712011537984 2.93 34.48
Apr 2023 2035.6779112833424 -1.45 19.63
May 2023 2057.877664166388 1.09 15.73
Jun 2023 2117.911760967098 2.92 13.84
Jul 2023 2146.0680045681365 1.33 15.37
Aug 2023 2197.4409415363098 2.39 19.85
Sep 2023 2227.717989232791 1.38 11.70
Oct 2023 2315.606429170348 3.95 8.19
Nov 2023 2282.1251884007365 -1.45 7.72
Dec 2023 2159.60352891908 -5.37 6.31
Jan 2024 2127.3120097341025 -1.49 5.85
Feb 2024 2154.6022256246015 1.28 7.36
Mar 2024 2166.033204432497 0.53 4.86
Apr 2024 2204.3580334111584 1.77 8.29
May 2024 2222.187070460337 0.81 7.98
Jun 2024 2195.8717279683883 -1.18 3.68
Jul 2024 2182.1194406980567 -0.63 1.68
Aug 2024 2111.303437765911 -3.24 -3.92
Sep 2024 2044.4241271116189 -3.17 -8.23
Oct 2024 2084.8012914938067 1.98 -9.97
Nov 2024 2150.0663244890748 3.13 -5.79
Dec 2024 2127.731086146625 -1.04 -1.48
Jan 2025 2172.360774744679 2.10 2.12
Feb 2025 2147.458497637587 -1.15 -0.33
Mar 2025 2105.054545164945 -1.97 -2.81
Apr 2025 2113.0618200008976 0.38 -4.14
May 2025 2123.9672193080455 0.52 -4.42
Jun 2025 2118.4021586641456 -0.26 -3.53
Jul 2025 2094.915480388244 -1.11 -4.00
Aug 2025 2066.354029304566 -1.36 -2.13
Sep 2025 2021.09345449038 -2.19 -1.14
Oct 2025 2002.3840428621593 -0.93 -3.95
Nov 2025 2000.909612573798 -0.07 -6.94
Dec 2025 1995.669523732964 -0.26 -6.21
Jan 2026 1984.7605222130885 -0.55 -8.64
Feb 2026 1980.9788764583316 -0.19 -7.75