Pensacola, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Pensacola, FL Metro in February 2026 was $1,980.979. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -7.75%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 741.1809597849501 | -1.45 | -3.33 |
| Feb 2015 | 747.2968371467666 | 0.83 | -1.77 |
| Mar 2015 | 754.3402902129061 | 0.94 | -1.70 |
| Apr 2015 | 749.8597234646188 | -0.59 | -2.67 |
| May 2015 | 767.3097266035784 | 2.33 | 0.62 |
| Jun 2015 | 783.1166526579866 | 2.06 | 2.61 |
| Jul 2015 | 793.0381424949167 | 1.27 | 3.92 |
| Aug 2015 | 785.5494757230236 | -0.94 | 2.84 |
| Sep 2015 | 787.4076598927046 | 0.24 | 2.36 |
| Oct 2015 | 781.9992298966083 | -0.69 | 2.89 |
| Nov 2015 | 795.5160313911849 | 1.73 | 4.81 |
| Dec 2015 | 799.0070294998012 | 0.44 | 6.24 |
| Jan 2016 | 794.0325963390931 | -0.62 | 7.13 |
| Feb 2016 | 780.5548397047054 | -1.70 | 4.45 |
| Mar 2016 | 787.147700732672 | 0.85 | 4.35 |
| Apr 2016 | 784.4438177782529 | -0.34 | 4.61 |
| May 2016 | 787.8991419820159 | 0.44 | 2.68 |
| Jun 2016 | 789.3212700961418 | 0.18 | 0.79 |
| Jul 2016 | 781.5276160817083 | -0.99 | -1.45 |
| Aug 2016 | 784.8394407393032 | 0.42 | -0.09 |
| Sep 2016 | 791.556789726193 | 0.86 | 0.53 |
| Oct 2016 | 797.4265132384193 | 0.74 | 1.97 |
| Nov 2016 | 826.7446303257984 | 3.68 | 3.93 |
| Dec 2016 | 867.3084344041281 | 4.91 | 8.55 |
| Jan 2017 | 866.6872408842779 | -0.07 | 9.15 |
| Feb 2017 | 872.3004256038448 | 0.65 | 11.75 |
| Mar 2017 | 879.9376713128511 | 0.88 | 11.79 |
| Apr 2017 | 872.4661303227823 | -0.85 | 11.22 |
| May 2017 | 874.887974805258 | 0.28 | 11.04 |
| Jun 2017 | 871.2731645785428 | -0.41 | 10.38 |
| Jul 2017 | 882.632364294718 | 1.30 | 12.94 |
| Aug 2017 | 880.9282149501536 | -0.19 | 12.24 |
| Sep 2017 | 880.2116125111802 | -0.08 | 11.20 |
| Oct 2017 | 894.351164548126 | 1.61 | 12.16 |
| Nov 2017 | 903.0488075598519 | 0.97 | 9.23 |
| Dec 2017 | 911.5067254158018 | 0.94 | 5.10 |
| Jan 2018 | 924.9393552658744 | 1.47 | 6.72 |
| Feb 2018 | 959.9873043213904 | 3.79 | 10.05 |
| Mar 2018 | 978.6761475721551 | 1.95 | 11.22 |
| Apr 2018 | 987.924865912923 | 0.95 | 13.23 |
| May 2018 | 1005.1110440335673 | 1.74 | 14.89 |
| Jun 2018 | 1007.8358438328702 | 0.27 | 15.67 |
| Jul 2018 | 1009.7768342871576 | 0.19 | 14.41 |
| Aug 2018 | 1017.7281291154775 | 0.79 | 15.53 |
| Sep 2018 | 1031.1042815307767 | 1.31 | 17.14 |
| Oct 2018 | 1056.3339817301523 | 2.45 | 18.11 |
| Nov 2018 | 1065.7391721462939 | 0.89 | 18.02 |
| Dec 2018 | 1048.2166311751162 | -1.64 | 15.00 |
| Jan 2019 | 1035.6164533656674 | -1.20 | 11.97 |
| Feb 2019 | 1031.1791912947315 | -0.43 | 7.42 |
| Mar 2019 | 1025.4922942724234 | -0.55 | 4.78 |
| Apr 2019 | 1019.1820410324631 | -0.61 | 3.16 |
| May 2019 | 1018.7797386301993 | -0.04 | 1.36 |
| Jun 2019 | 997.6287430198302 | -2.08 | -1.01 |
| Jul 2019 | 999.8658575310692 | 0.22 | -0.98 |
| Aug 2019 | 990.2711086388016 | -0.96 | -2.70 |
| Sep 2019 | 995.0014443470416 | 0.48 | -3.50 |
| Oct 2019 | 1011.2575764268332 | 1.63 | -4.27 |
| Nov 2019 | 1020.426698709289 | 0.91 | -4.25 |
| Dec 2019 | 1031.6815249908632 | 1.10 | -1.58 |
| Jan 2020 | 1030.1038061746249 | -0.15 | -0.53 |
| Feb 2020 | 1021.3749819029342 | -0.85 | -0.95 |
| Mar 2020 | 1027.8743630212782 | 0.64 | 0.23 |
| Apr 2020 | 1019.184462753294 | -0.84 | 0.00 |
| May 2020 | 1016.7465943232986 | -0.24 | -0.20 |
| Jun 2020 | 1015.6074108812726 | -0.11 | 1.80 |
| Jul 2020 | 1007.6718278504793 | -0.78 | 0.78 |
| Aug 2020 | 1010.1328925440109 | 0.24 | 2.01 |
| Sep 2020 | 1019.399390625013 | 0.92 | 2.45 |
| Oct 2020 | 1028.528126574594 | 0.90 | 1.71 |
| Nov 2020 | 1037.2998950175238 | 0.85 | 1.65 |
| Dec 2020 | 1043.6838718532742 | 0.62 | 1.16 |
| Jan 2021 | 1065.9950707230903 | 2.14 | 3.48 |
| Feb 2021 | 1090.3114933609054 | 2.28 | 6.75 |
| Mar 2021 | 1138.193726775897 | 4.39 | 10.73 |
| Apr 2021 | 1151.2472029439934 | 1.15 | 12.96 |
| May 2021 | 1158.162814849084 | 0.60 | 13.91 |
| Jun 2021 | 1183.690708924088 | 2.20 | 16.55 |
| Jul 2021 | 1194.1419675975435 | 0.88 | 18.51 |
| Aug 2021 | 1210.7742702675614 | 1.39 | 19.86 |
| Sep 2021 | 1231.952053728075 | 1.75 | 20.85 |
| Oct 2021 | 1266.5275298819674 | 2.81 | 23.14 |
| Nov 2021 | 1280.522540624503 | 1.11 | 23.45 |
| Dec 2021 | 1300.8362375970196 | 1.59 | 24.64 |
| Jan 2022 | 1370.9694381512145 | 5.39 | 28.61 |
| Feb 2022 | 1442.7154505434348 | 5.23 | 32.32 |
| Mar 2022 | 1536.023579301008 | 6.47 | 34.95 |
| Apr 2022 | 1701.6288294821663 | 10.78 | 47.81 |
| May 2022 | 1778.1083601449766 | 4.49 | 53.53 |
| Jun 2022 | 1860.3952806142597 | 4.63 | 57.17 |
| Jul 2022 | 1860.094394569078 | -0.02 | 55.77 |
| Aug 2022 | 1833.4691715184927 | -1.43 | 51.43 |
| Sep 2022 | 1994.3263386732579 | 8.77 | 61.88 |
| Oct 2022 | 2140.3378825173454 | 7.32 | 68.99 |
| Nov 2022 | 2118.635733830118 | -1.01 | 65.45 |
| Dec 2022 | 2031.4290934412352 | -4.12 | 56.16 |
| Jan 2023 | 2009.720366872471 | -1.07 | 46.59 |
| Feb 2023 | 2006.8453659201004 | -0.14 | 39.10 |
| Mar 2023 | 2065.712011537984 | 2.93 | 34.48 |
| Apr 2023 | 2035.6779112833424 | -1.45 | 19.63 |
| May 2023 | 2057.877664166388 | 1.09 | 15.73 |
| Jun 2023 | 2117.911760967098 | 2.92 | 13.84 |
| Jul 2023 | 2146.0680045681365 | 1.33 | 15.37 |
| Aug 2023 | 2197.4409415363098 | 2.39 | 19.85 |
| Sep 2023 | 2227.717989232791 | 1.38 | 11.70 |
| Oct 2023 | 2315.606429170348 | 3.95 | 8.19 |
| Nov 2023 | 2282.1251884007365 | -1.45 | 7.72 |
| Dec 2023 | 2159.60352891908 | -5.37 | 6.31 |
| Jan 2024 | 2127.3120097341025 | -1.49 | 5.85 |
| Feb 2024 | 2154.6022256246015 | 1.28 | 7.36 |
| Mar 2024 | 2166.033204432497 | 0.53 | 4.86 |
| Apr 2024 | 2204.3580334111584 | 1.77 | 8.29 |
| May 2024 | 2222.187070460337 | 0.81 | 7.98 |
| Jun 2024 | 2195.8717279683883 | -1.18 | 3.68 |
| Jul 2024 | 2182.1194406980567 | -0.63 | 1.68 |
| Aug 2024 | 2111.303437765911 | -3.24 | -3.92 |
| Sep 2024 | 2044.4241271116189 | -3.17 | -8.23 |
| Oct 2024 | 2084.8012914938067 | 1.98 | -9.97 |
| Nov 2024 | 2150.0663244890748 | 3.13 | -5.79 |
| Dec 2024 | 2127.731086146625 | -1.04 | -1.48 |
| Jan 2025 | 2172.360774744679 | 2.10 | 2.12 |
| Feb 2025 | 2147.458497637587 | -1.15 | -0.33 |
| Mar 2025 | 2105.054545164945 | -1.97 | -2.81 |
| Apr 2025 | 2113.0618200008976 | 0.38 | -4.14 |
| May 2025 | 2123.9672193080455 | 0.52 | -4.42 |
| Jun 2025 | 2118.4021586641456 | -0.26 | -3.53 |
| Jul 2025 | 2094.915480388244 | -1.11 | -4.00 |
| Aug 2025 | 2066.354029304566 | -1.36 | -2.13 |
| Sep 2025 | 2021.09345449038 | -2.19 | -1.14 |
| Oct 2025 | 2002.3840428621593 | -0.93 | -3.95 |
| Nov 2025 | 2000.909612573798 | -0.07 | -6.94 |
| Dec 2025 | 1995.669523732964 | -0.26 | -6.21 |
| Jan 2026 | 1984.7605222130885 | -0.55 | -8.64 |
| Feb 2026 | 1980.9788764583316 | -0.19 | -7.75 |