Philadelphia, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Philadelphia, PA Metro in February 2026 was $2,450.595. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -4.61%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Philadelphia, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Philadelphia, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1051.2537264620807 -1.82 -6.22
Feb 2015 1057.9853662844102 0.64 -4.56
Mar 2015 1067.2851487762389 0.88 -4.26
Apr 2015 1059.021359704856 -0.77 -5.07
May 2015 1080.7777473187152 2.05 -1.97
Jun 2015 1099.4614440817588 1.73 -0.19
Jul 2015 1110.6979014166277 1.02 0.96
Aug 2015 1099.38839293194 -1.02 0.03
Sep 2015 1102.837621757935 0.31 -0.17
Oct 2015 1096.0251474202319 -0.62 0.60
Nov 2015 1115.0615206267414 1.74 2.79
Dec 2015 1120.2496557015918 0.47 4.62
Jan 2016 1113.591265860478 -0.59 5.93
Feb 2016 1093.3153559731577 -1.82 3.34
Mar 2016 1099.2210080470093 0.54 2.99
Apr 2016 1090.66328810855 -0.78 2.99
May 2016 1092.338262019515 0.15 1.07
Jun 2016 1092.343328093116 0.00 -0.65
Jul 2016 1081.1978406752082 -1.02 -2.66
Aug 2016 1084.4049914638695 0.30 -1.36
Sep 2016 1090.9680074148873 0.61 -1.08
Oct 2016 1096.7551494511983 0.53 0.07
Nov 2016 1135.9842113094307 3.58 1.88
Dec 2016 1192.2946237108858 4.96 6.43
Jan 2017 1190.2298203706348 -0.17 6.88
Feb 2017 1195.612630868229 0.45 9.36
Mar 2017 1202.1052828898232 0.54 9.36
Apr 2017 1188.446587138706 -1.14 8.97
May 2017 1189.469098055179 0.09 8.89
Jun 2017 1181.699708750365 -0.65 8.18
Jul 2017 1192.9265651585881 0.95 10.33
Aug 2017 1184.9821739280044 -0.67 9.28
Sep 2017 1178.9897280475757 -0.51 8.07
Oct 2017 1194.3997376220957 1.31 8.90
Nov 2017 1203.5080276019646 0.76 5.94
Dec 2017 1212.947404000385 0.78 1.73
Jan 2018 1229.0571675289245 1.33 3.26
Feb 2018 1272.3527563468465 3.52 6.42
Mar 2018 1293.683325358561 1.68 7.62
Apr 2018 1302.0573265124278 0.65 9.56
May 2018 1321.441779117639 1.49 11.10
Jun 2018 1320.006702187322 -0.11 11.70
Jul 2018 1315.755678368522 -0.32 10.30
Aug 2018 1320.9966930153541 0.40 11.48
Sep 2018 1335.043237755713 1.06 13.24
Oct 2018 1365.9462093817012 2.32 14.36
Nov 2018 1375.1283688717222 0.67 14.26
Dec 2018 1348.4579844711916 -1.94 11.17
Jan 2019 1330.39529205535 -1.34 8.24
Feb 2019 1323.9625471798765 -0.48 4.06
Mar 2019 1316.5042414039021 -0.56 1.76
Apr 2019 1305.5878353330063 -0.83 0.27
May 2019 1299.7007195956614 -0.45 -1.64
Jun 2019 1267.4647794452721 -2.48 -3.98
Jul 2019 1265.7465824542262 -0.14 -3.80
Aug 2019 1249.449943905051 -1.29 -5.42
Sep 2019 1250.4740999033468 0.08 -6.33
Oct 2019 1264.6818461129417 1.14 -7.41
Nov 2019 1271.2531586660552 0.52 -7.55
Dec 2019 1280.9566360228764 0.76 -5.01
Jan 2020 1276.3996831082943 -0.36 -4.06
Feb 2020 1264.3019528583657 -0.95 -4.51
Mar 2020 1273.1212061771205 0.70 -3.29
Apr 2020 1264.0289000409507 -0.71 -3.18
May 2020 1260.2384954771985 -0.30 -3.04
Jun 2020 1253.175972046055 -0.56 -1.13
Jul 2020 1235.378532885195 -1.42 -2.40
Aug 2020 1229.7731400245198 -0.45 -1.57
Sep 2020 1234.7255475345507 0.40 -1.26
Oct 2020 1242.4902721385647 0.63 -1.75
Nov 2020 1252.4372320346747 0.80 -1.48
Dec 2020 1261.2656821177986 0.71 -1.54
Jan 2021 1286.713956725073 2.02 0.81
Feb 2021 1315.107059872101 2.21 4.02
Mar 2021 1372.2524544787732 4.35 7.79
Apr 2021 1387.024963146395 1.08 9.73
May 2021 1390.3980672670054 0.24 10.33
Jun 2021 1409.6578679051258 1.39 12.49
Jul 2021 1406.3344076599099 -0.24 13.84
Aug 2021 1408.3163409687227 0.14 14.52
Sep 2021 1415.1649495557056 0.49 14.61
Oct 2021 1439.3433251603349 1.71 15.84
Nov 2021 1441.4300132940161 0.14 15.09
Dec 2021 1453.8007445505755 0.86 15.27
Jan 2022 1523.8754773931496 4.82 18.43
Feb 2022 1597.6560546402634 4.84 21.49
Mar 2022 1695.102462645478 6.10 23.53
Apr 2022 1869.3815207007374 10.28 34.78
May 2022 1943.4622889406871 3.96 39.78
Jun 2022 2022.2623735127788 4.06 43.46
Jul 2022 2011.1337185491122 -0.55 43.01
Aug 2022 1973.6555868398218 -1.86 40.14
Sep 2022 2141.863502170292 8.52 51.35
Oct 2022 2299.9937623323312 7.38 59.80
Nov 2022 2281.4996137222684 -0.80 58.28
Dec 2022 2193.256687955138 -3.87 50.86
Jan 2023 2174.7969304306116 -0.84 42.72
Feb 2023 2172.688833212066 -0.10 35.99
Mar 2023 2237.544510170405 2.99 32.00
Apr 2023 2209.2390185569625 -1.26 18.18
May 2023 2245.2712120389197 1.63 15.53
Jun 2023 2326.041866585712 3.60 15.02
Jul 2023 2372.9968728591957 2.02 17.99
Aug 2023 2441.9678342350135 2.91 23.73
Sep 2023 2486.386603267029 1.82 16.09
Oct 2023 2592.5399430390758 4.27 12.72
Nov 2023 2562.577024450181 -1.16 12.32
Dec 2023 2431.453402519689 -5.12 10.86
Jan 2024 2401.848726889797 -1.22 10.44
Feb 2024 2441.927248935226 1.67 12.39
Mar 2024 2467.8235903341943 1.06 10.29
Apr 2024 2525.775735450694 2.35 14.33
May 2024 2555.6444686472046 1.18 13.82
Jun 2024 2529.6211475583464 -1.02 8.75
Jul 2024 2516.355041074906 -0.52 6.04
Aug 2024 2442.7731193690393 -2.92 0.03
Sep 2024 2379.077014576761 -2.61 -4.32
Oct 2024 2443.387764697033 2.70 -5.75
Nov 2024 2536.774175660852 3.82 -1.01
Dec 2024 2524.4517611797537 -0.49 3.83
Jan 2025 2588.356335751866 2.53 7.77
Feb 2025 2569.0759891290654 -0.74 5.21
Mar 2025 2529.2586001568543 -1.55 2.49
Apr 2025 2552.4788747681323 0.92 1.06
May 2025 2580.0541997027744 1.08 0.96
Jun 2025 2586.6485112537357 0.26 2.25
Jul 2025 2570.8911889362466 -0.61 2.17
Aug 2025 2545.111200578965 -1.00 4.19
Sep 2025 2496.008673249121 -1.93 4.92
Oct 2025 2476.6771287048814 -0.77 1.36
Nov 2025 2477.2197322726997 0.02 -2.35
Dec 2025 2471.973873660748 -0.21 -2.08
Jan 2026 2457.7767295355125 -0.57 -5.04
Feb 2026 2450.595023076321 -0.29 -4.61