Philadelphia, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Philadelphia, PA Metro in February 2026 was $2,450.595. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -4.61%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1051.2537264620807 | -1.82 | -6.22 |
| Feb 2015 | 1057.9853662844102 | 0.64 | -4.56 |
| Mar 2015 | 1067.2851487762389 | 0.88 | -4.26 |
| Apr 2015 | 1059.021359704856 | -0.77 | -5.07 |
| May 2015 | 1080.7777473187152 | 2.05 | -1.97 |
| Jun 2015 | 1099.4614440817588 | 1.73 | -0.19 |
| Jul 2015 | 1110.6979014166277 | 1.02 | 0.96 |
| Aug 2015 | 1099.38839293194 | -1.02 | 0.03 |
| Sep 2015 | 1102.837621757935 | 0.31 | -0.17 |
| Oct 2015 | 1096.0251474202319 | -0.62 | 0.60 |
| Nov 2015 | 1115.0615206267414 | 1.74 | 2.79 |
| Dec 2015 | 1120.2496557015918 | 0.47 | 4.62 |
| Jan 2016 | 1113.591265860478 | -0.59 | 5.93 |
| Feb 2016 | 1093.3153559731577 | -1.82 | 3.34 |
| Mar 2016 | 1099.2210080470093 | 0.54 | 2.99 |
| Apr 2016 | 1090.66328810855 | -0.78 | 2.99 |
| May 2016 | 1092.338262019515 | 0.15 | 1.07 |
| Jun 2016 | 1092.343328093116 | 0.00 | -0.65 |
| Jul 2016 | 1081.1978406752082 | -1.02 | -2.66 |
| Aug 2016 | 1084.4049914638695 | 0.30 | -1.36 |
| Sep 2016 | 1090.9680074148873 | 0.61 | -1.08 |
| Oct 2016 | 1096.7551494511983 | 0.53 | 0.07 |
| Nov 2016 | 1135.9842113094307 | 3.58 | 1.88 |
| Dec 2016 | 1192.2946237108858 | 4.96 | 6.43 |
| Jan 2017 | 1190.2298203706348 | -0.17 | 6.88 |
| Feb 2017 | 1195.612630868229 | 0.45 | 9.36 |
| Mar 2017 | 1202.1052828898232 | 0.54 | 9.36 |
| Apr 2017 | 1188.446587138706 | -1.14 | 8.97 |
| May 2017 | 1189.469098055179 | 0.09 | 8.89 |
| Jun 2017 | 1181.699708750365 | -0.65 | 8.18 |
| Jul 2017 | 1192.9265651585881 | 0.95 | 10.33 |
| Aug 2017 | 1184.9821739280044 | -0.67 | 9.28 |
| Sep 2017 | 1178.9897280475757 | -0.51 | 8.07 |
| Oct 2017 | 1194.3997376220957 | 1.31 | 8.90 |
| Nov 2017 | 1203.5080276019646 | 0.76 | 5.94 |
| Dec 2017 | 1212.947404000385 | 0.78 | 1.73 |
| Jan 2018 | 1229.0571675289245 | 1.33 | 3.26 |
| Feb 2018 | 1272.3527563468465 | 3.52 | 6.42 |
| Mar 2018 | 1293.683325358561 | 1.68 | 7.62 |
| Apr 2018 | 1302.0573265124278 | 0.65 | 9.56 |
| May 2018 | 1321.441779117639 | 1.49 | 11.10 |
| Jun 2018 | 1320.006702187322 | -0.11 | 11.70 |
| Jul 2018 | 1315.755678368522 | -0.32 | 10.30 |
| Aug 2018 | 1320.9966930153541 | 0.40 | 11.48 |
| Sep 2018 | 1335.043237755713 | 1.06 | 13.24 |
| Oct 2018 | 1365.9462093817012 | 2.32 | 14.36 |
| Nov 2018 | 1375.1283688717222 | 0.67 | 14.26 |
| Dec 2018 | 1348.4579844711916 | -1.94 | 11.17 |
| Jan 2019 | 1330.39529205535 | -1.34 | 8.24 |
| Feb 2019 | 1323.9625471798765 | -0.48 | 4.06 |
| Mar 2019 | 1316.5042414039021 | -0.56 | 1.76 |
| Apr 2019 | 1305.5878353330063 | -0.83 | 0.27 |
| May 2019 | 1299.7007195956614 | -0.45 | -1.64 |
| Jun 2019 | 1267.4647794452721 | -2.48 | -3.98 |
| Jul 2019 | 1265.7465824542262 | -0.14 | -3.80 |
| Aug 2019 | 1249.449943905051 | -1.29 | -5.42 |
| Sep 2019 | 1250.4740999033468 | 0.08 | -6.33 |
| Oct 2019 | 1264.6818461129417 | 1.14 | -7.41 |
| Nov 2019 | 1271.2531586660552 | 0.52 | -7.55 |
| Dec 2019 | 1280.9566360228764 | 0.76 | -5.01 |
| Jan 2020 | 1276.3996831082943 | -0.36 | -4.06 |
| Feb 2020 | 1264.3019528583657 | -0.95 | -4.51 |
| Mar 2020 | 1273.1212061771205 | 0.70 | -3.29 |
| Apr 2020 | 1264.0289000409507 | -0.71 | -3.18 |
| May 2020 | 1260.2384954771985 | -0.30 | -3.04 |
| Jun 2020 | 1253.175972046055 | -0.56 | -1.13 |
| Jul 2020 | 1235.378532885195 | -1.42 | -2.40 |
| Aug 2020 | 1229.7731400245198 | -0.45 | -1.57 |
| Sep 2020 | 1234.7255475345507 | 0.40 | -1.26 |
| Oct 2020 | 1242.4902721385647 | 0.63 | -1.75 |
| Nov 2020 | 1252.4372320346747 | 0.80 | -1.48 |
| Dec 2020 | 1261.2656821177986 | 0.71 | -1.54 |
| Jan 2021 | 1286.713956725073 | 2.02 | 0.81 |
| Feb 2021 | 1315.107059872101 | 2.21 | 4.02 |
| Mar 2021 | 1372.2524544787732 | 4.35 | 7.79 |
| Apr 2021 | 1387.024963146395 | 1.08 | 9.73 |
| May 2021 | 1390.3980672670054 | 0.24 | 10.33 |
| Jun 2021 | 1409.6578679051258 | 1.39 | 12.49 |
| Jul 2021 | 1406.3344076599099 | -0.24 | 13.84 |
| Aug 2021 | 1408.3163409687227 | 0.14 | 14.52 |
| Sep 2021 | 1415.1649495557056 | 0.49 | 14.61 |
| Oct 2021 | 1439.3433251603349 | 1.71 | 15.84 |
| Nov 2021 | 1441.4300132940161 | 0.14 | 15.09 |
| Dec 2021 | 1453.8007445505755 | 0.86 | 15.27 |
| Jan 2022 | 1523.8754773931496 | 4.82 | 18.43 |
| Feb 2022 | 1597.6560546402634 | 4.84 | 21.49 |
| Mar 2022 | 1695.102462645478 | 6.10 | 23.53 |
| Apr 2022 | 1869.3815207007374 | 10.28 | 34.78 |
| May 2022 | 1943.4622889406871 | 3.96 | 39.78 |
| Jun 2022 | 2022.2623735127788 | 4.06 | 43.46 |
| Jul 2022 | 2011.1337185491122 | -0.55 | 43.01 |
| Aug 2022 | 1973.6555868398218 | -1.86 | 40.14 |
| Sep 2022 | 2141.863502170292 | 8.52 | 51.35 |
| Oct 2022 | 2299.9937623323312 | 7.38 | 59.80 |
| Nov 2022 | 2281.4996137222684 | -0.80 | 58.28 |
| Dec 2022 | 2193.256687955138 | -3.87 | 50.86 |
| Jan 2023 | 2174.7969304306116 | -0.84 | 42.72 |
| Feb 2023 | 2172.688833212066 | -0.10 | 35.99 |
| Mar 2023 | 2237.544510170405 | 2.99 | 32.00 |
| Apr 2023 | 2209.2390185569625 | -1.26 | 18.18 |
| May 2023 | 2245.2712120389197 | 1.63 | 15.53 |
| Jun 2023 | 2326.041866585712 | 3.60 | 15.02 |
| Jul 2023 | 2372.9968728591957 | 2.02 | 17.99 |
| Aug 2023 | 2441.9678342350135 | 2.91 | 23.73 |
| Sep 2023 | 2486.386603267029 | 1.82 | 16.09 |
| Oct 2023 | 2592.5399430390758 | 4.27 | 12.72 |
| Nov 2023 | 2562.577024450181 | -1.16 | 12.32 |
| Dec 2023 | 2431.453402519689 | -5.12 | 10.86 |
| Jan 2024 | 2401.848726889797 | -1.22 | 10.44 |
| Feb 2024 | 2441.927248935226 | 1.67 | 12.39 |
| Mar 2024 | 2467.8235903341943 | 1.06 | 10.29 |
| Apr 2024 | 2525.775735450694 | 2.35 | 14.33 |
| May 2024 | 2555.6444686472046 | 1.18 | 13.82 |
| Jun 2024 | 2529.6211475583464 | -1.02 | 8.75 |
| Jul 2024 | 2516.355041074906 | -0.52 | 6.04 |
| Aug 2024 | 2442.7731193690393 | -2.92 | 0.03 |
| Sep 2024 | 2379.077014576761 | -2.61 | -4.32 |
| Oct 2024 | 2443.387764697033 | 2.70 | -5.75 |
| Nov 2024 | 2536.774175660852 | 3.82 | -1.01 |
| Dec 2024 | 2524.4517611797537 | -0.49 | 3.83 |
| Jan 2025 | 2588.356335751866 | 2.53 | 7.77 |
| Feb 2025 | 2569.0759891290654 | -0.74 | 5.21 |
| Mar 2025 | 2529.2586001568543 | -1.55 | 2.49 |
| Apr 2025 | 2552.4788747681323 | 0.92 | 1.06 |
| May 2025 | 2580.0541997027744 | 1.08 | 0.96 |
| Jun 2025 | 2586.6485112537357 | 0.26 | 2.25 |
| Jul 2025 | 2570.8911889362466 | -0.61 | 2.17 |
| Aug 2025 | 2545.111200578965 | -1.00 | 4.19 |
| Sep 2025 | 2496.008673249121 | -1.93 | 4.92 |
| Oct 2025 | 2476.6771287048814 | -0.77 | 1.36 |
| Nov 2025 | 2477.2197322726997 | 0.02 | -2.35 |
| Dec 2025 | 2471.973873660748 | -0.21 | -2.08 |
| Jan 2026 | 2457.7767295355125 | -0.57 | -5.04 |
| Feb 2026 | 2450.595023076321 | -0.29 | -4.61 |