Phoenix, AZ (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Phoenix, AZ Metro in February 2026 was $2,907.95. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -9.33%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1065.7929681039222 | -1.67 | -3.66 |
| Feb 2015 | 1074.381467287756 | 0.81 | -2.50 |
| Mar 2015 | 1086.8185254773591 | 1.16 | -2.68 |
| Apr 2015 | 1082.3337321690612 | -0.41 | -3.58 |
| May 2015 | 1109.461820030622 | 2.51 | -0.04 |
| Jun 2015 | 1134.3012894485717 | 2.24 | 2.33 |
| Jul 2015 | 1150.849033244623 | 1.46 | 4.07 |
| Aug 2015 | 1143.6514753924184 | -0.62 | 3.46 |
| Sep 2015 | 1152.4933244546635 | 0.77 | 3.59 |
| Oct 2015 | 1152.3543794355837 | -0.01 | 4.83 |
| Nov 2015 | 1181.2272058047902 | 2.51 | 7.69 |
| Dec 2015 | 1194.3385895084875 | 1.11 | 10.19 |
| Jan 2016 | 1195.2343799726693 | 0.08 | 12.15 |
| Feb 2016 | 1179.9018758358116 | -1.28 | 9.82 |
| Mar 2016 | 1192.1257092167677 | 1.04 | 9.69 |
| Apr 2016 | 1185.8989830858043 | -0.52 | 9.57 |
| May 2016 | 1189.7162177996217 | 0.32 | 7.23 |
| Jun 2016 | 1190.9226611398146 | 0.10 | 4.99 |
| Jul 2016 | 1180.2334351321329 | -0.90 | 2.55 |
| Aug 2016 | 1184.1615729765356 | 0.33 | 3.54 |
| Sep 2016 | 1193.3139886766944 | 0.77 | 3.54 |
| Oct 2016 | 1200.5710369042888 | 0.61 | 4.18 |
| Nov 2016 | 1244.8619495079843 | 3.69 | 5.39 |
| Dec 2016 | 1306.831149720069 | 4.98 | 9.42 |
| Jan 2017 | 1306.3249790295827 | -0.04 | 9.29 |
| Feb 2017 | 1315.5691318151587 | 0.71 | 11.50 |
| Mar 2017 | 1327.2861926979297 | 0.89 | 11.34 |
| Apr 2017 | 1315.2030565171835 | -0.91 | 10.90 |
| May 2017 | 1318.471400069242 | 0.25 | 10.82 |
| Jun 2017 | 1311.9610761631475 | -0.49 | 10.16 |
| Jul 2017 | 1328.1636721059888 | 1.24 | 12.53 |
| Aug 2017 | 1323.910989239484 | -0.32 | 11.80 |
| Sep 2017 | 1321.3732192078355 | -0.19 | 10.73 |
| Oct 2017 | 1341.7933038620945 | 1.55 | 11.76 |
| Nov 2017 | 1352.2576898407422 | 0.78 | 8.63 |
| Dec 2017 | 1362.8848011161638 | 0.79 | 4.29 |
| Jan 2018 | 1382.9634103699332 | 1.47 | 5.87 |
| Feb 2018 | 1436.1323358961504 | 3.85 | 9.16 |
| Mar 2018 | 1463.62338361106 | 1.91 | 10.27 |
| Apr 2018 | 1476.002164969704 | 0.85 | 12.23 |
| May 2018 | 1503.6055111723792 | 1.87 | 14.04 |
| Jun 2018 | 1511.2553659553191 | 0.51 | 15.19 |
| Jul 2018 | 1516.9189959147818 | 0.38 | 14.21 |
| Aug 2018 | 1531.3053079600472 | 0.95 | 15.67 |
| Sep 2018 | 1553.7453626647045 | 1.47 | 17.59 |
| Oct 2018 | 1593.9762022114892 | 2.59 | 18.79 |
| Nov 2018 | 1607.4044307821493 | 0.84 | 18.87 |
| Dec 2018 | 1577.7680536151097 | -1.84 | 15.77 |
| Jan 2019 | 1558.0510749864122 | -1.25 | 12.66 |
| Feb 2019 | 1552.0669328113659 | -0.38 | 8.07 |
| Mar 2019 | 1543.707993559484 | -0.54 | 5.47 |
| Apr 2019 | 1530.9511102677661 | -0.83 | 3.72 |
| May 2019 | 1524.501410598773 | -0.42 | 1.39 |
| Jun 2019 | 1487.4257947866774 | -2.43 | -1.58 |
| Jul 2019 | 1486.0647495341823 | -0.09 | -2.03 |
| Aug 2019 | 1469.0572615886595 | -1.14 | -4.07 |
| Sep 2019 | 1474.83844346375 | 0.39 | -5.08 |
| Oct 2019 | 1497.0906071471363 | 1.51 | -6.08 |
| Nov 2019 | 1509.3062509346985 | 0.82 | -6.10 |
| Dec 2019 | 1524.7360267952895 | 1.02 | -3.36 |
| Jan 2020 | 1524.042062447855 | -0.05 | -2.18 |
| Feb 2020 | 1515.2036045846862 | -0.58 | -2.37 |
| Mar 2020 | 1531.7258849473797 | 1.09 | -0.78 |
| Apr 2020 | 1525.293917409695 | -0.42 | -0.37 |
| May 2020 | 1524.8229546783443 | -0.03 | 0.02 |
| Jun 2020 | 1520.9103538216252 | -0.26 | 2.25 |
| Jul 2020 | 1505.245571470085 | -1.03 | 1.29 |
| Aug 2020 | 1505.7879277868674 | 0.04 | 2.50 |
| Sep 2020 | 1520.0870223657384 | 0.95 | 3.07 |
| Oct 2020 | 1536.605271090273 | 1.09 | 2.64 |
| Nov 2020 | 1553.1510635901182 | 1.08 | 2.91 |
| Dec 2020 | 1566.5623568397787 | 0.86 | 2.74 |
| Jan 2021 | 1602.0803188123073 | 2.27 | 5.12 |
| Feb 2021 | 1643.7918584275417 | 2.60 | 8.49 |
| Mar 2021 | 1727.7965889627246 | 5.11 | 12.80 |
| Apr 2021 | 1764.917328458348 | 2.15 | 15.71 |
| May 2021 | 1795.5936825816675 | 1.74 | 17.76 |
| Jun 2021 | 1851.6577175641482 | 3.12 | 21.75 |
| Jul 2021 | 1883.2818540842936 | 1.71 | 25.12 |
| Aug 2021 | 1924.4801333157118 | 2.19 | 27.81 |
| Sep 2021 | 1975.5152672530235 | 2.65 | 29.96 |
| Oct 2021 | 2046.8002482607394 | 3.61 | 33.20 |
| Nov 2021 | 2080.5284546939793 | 1.65 | 33.96 |
| Dec 2021 | 2118.7380550755606 | 1.84 | 35.25 |
| Jan 2022 | 2232.501589646428 | 5.37 | 39.35 |
| Feb 2022 | 2348.7052640513534 | 5.21 | 42.88 |
| Mar 2022 | 2502.7276756492242 | 6.56 | 44.85 |
| Apr 2022 | 2778.3240495785226 | 11.01 | 57.42 |
| May 2022 | 2910.6560638355186 | 4.76 | 62.10 |
| Jun 2022 | 3048.3042354148643 | 4.73 | 64.63 |
| Jul 2022 | 3042.466278012147 | -0.19 | 61.55 |
| Aug 2022 | 2978.6122152512553 | -2.10 | 54.78 |
| Sep 2022 | 3201.7167300353763 | 7.49 | 62.07 |
| Oct 2022 | 3386.724582557459 | 5.78 | 65.46 |
| Nov 2022 | 3298.5880298739603 | -2.60 | 58.55 |
| Dec 2022 | 3112.30677946254 | -5.65 | 46.89 |
| Jan 2023 | 3032.222281247342 | -2.57 | 35.82 |
| Feb 2023 | 2986.2994767945047 | -1.51 | 27.15 |
| Mar 2023 | 3041.6138073905963 | 1.85 | 21.53 |
| Apr 2023 | 2976.4708474167483 | -2.14 | 7.13 |
| May 2023 | 3002.164310015378 | 0.86 | 3.14 |
| Jun 2023 | 3094.5105872130866 | 3.08 | 1.52 |
| Jul 2023 | 3148.0755439254726 | 1.73 | 3.47 |
| Aug 2023 | 3235.0279866327924 | 2.76 | 8.61 |
| Sep 2023 | 3289.771453710159 | 1.69 | 2.75 |
| Oct 2023 | 3429.177709853083 | 4.24 | 1.25 |
| Nov 2023 | 3388.3929378290773 | -1.19 | 2.72 |
| Dec 2023 | 3210.0073095169837 | -5.26 | 3.14 |
| Jan 2024 | 3162.6139321259684 | -1.48 | 4.30 |
| Feb 2024 | 3205.3685296507074 | 1.35 | 7.34 |
| Mar 2024 | 3228.425452582878 | 0.72 | 6.14 |
| Apr 2024 | 3291.0730465564984 | 1.94 | 10.57 |
| May 2024 | 3320.2113007626135 | 0.89 | 10.59 |
| Jun 2024 | 3278.5628141555744 | -1.25 | 5.95 |
| Jul 2024 | 3253.076355309014 | -0.78 | 3.34 |
| Aug 2024 | 3143.590921360652 | -3.37 | -2.83 |
| Sep 2024 | 3045.2827417342037 | -3.13 | -7.43 |
| Oct 2024 | 3111.255504370241 | 2.17 | -9.27 |
| Nov 2024 | 3216.0756187430497 | 3.37 | -5.09 |
| Dec 2024 | 3186.3425186116515 | -0.92 | -0.74 |
| Jan 2025 | 3251.0075532044048 | 2.03 | 2.80 |
| Feb 2025 | 3207.270812199507 | -1.34 | 0.06 |
| Mar 2025 | 3137.026899538148 | -2.19 | -2.83 |
| Apr 2025 | 3144.5921215484605 | 0.24 | -4.45 |
| May 2025 | 3156.6611544960842 | 0.38 | -4.93 |
| Jun 2025 | 3144.129814734663 | -0.40 | -4.10 |
| Jul 2025 | 3102.8982327009217 | -1.31 | -4.62 |
| Aug 2025 | 3054.3764914572034 | -1.56 | -2.84 |
| Sep 2025 | 2981.7403495999984 | -2.38 | -2.09 |
| Oct 2025 | 2951.177340974464 | -1.02 | -5.14 |
| Nov 2025 | 2947.5003205962603 | -0.12 | -8.35 |
| Dec 2025 | 2938.7322775123844 | -0.30 | -7.77 |
| Jan 2026 | 2919.4874567270017 | -0.65 | -10.20 |
| Feb 2026 | 2907.950296046391 | -0.39 | -9.33 |