Portland, OR (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Portland, OR Metro in February 2026 was $3,531.511. The month over month percentage change (MoM) was -0.52%, and the year over year percentage change (YoY) was -8.29%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Portland, OR metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Portland, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Portland, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Portland, OR (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Portland, OR (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1467.2625291835705 | -1.08 | 0.06 |
| Feb 2015 | 1488.3166703900013 | 1.44 | 2.06 |
| Mar 2015 | 1511.1620916072548 | 1.54 | 2.46 |
| Apr 2015 | 1507.7831442118559 | -0.22 | 1.58 |
| May 2015 | 1546.2217583922447 | 2.55 | 4.98 |
| Jun 2015 | 1581.973023933129 | 2.31 | 7.19 |
| Jul 2015 | 1607.5321883485196 | 1.62 | 8.75 |
| Aug 2015 | 1601.0492459709762 | -0.40 | 8.01 |
| Sep 2015 | 1617.5780977062382 | 1.03 | 7.94 |
| Oct 2015 | 1622.578004719011 | 0.31 | 9.06 |
| Nov 2015 | 1668.6997417139542 | 2.84 | 11.85 |
| Dec 2015 | 1695.657803057631 | 1.62 | 14.32 |
| Jan 2016 | 1702.7579962819568 | 0.42 | 16.05 |
| Feb 2016 | 1687.3061475437491 | -0.91 | 13.37 |
| Mar 2016 | 1712.3996457875942 | 1.49 | 13.32 |
| Apr 2016 | 1715.9222812782762 | 0.21 | 13.80 |
| May 2016 | 1734.7697727492955 | 1.10 | 12.19 |
| Jun 2016 | 1747.703914280732 | 0.75 | 10.48 |
| Jul 2016 | 1739.9339515716458 | -0.44 | 8.24 |
| Aug 2016 | 1751.1684150350757 | 0.65 | 9.38 |
| Sep 2016 | 1765.651063534638 | 0.83 | 9.15 |
| Oct 2016 | 1778.3345246217132 | 0.72 | 9.60 |
| Nov 2016 | 1848.3650386209056 | 3.94 | 10.77 |
| Dec 2016 | 1949.222000648322 | 5.46 | 14.95 |
| Jan 2017 | 1957.0172935081598 | 0.40 | 14.93 |
| Feb 2017 | 1978.4308707120697 | 1.09 | 17.25 |
| Mar 2017 | 2000.9593883438106 | 1.14 | 16.85 |
| Apr 2017 | 1986.1222122526717 | -0.74 | 15.75 |
| May 2017 | 1991.3366055675792 | 0.26 | 14.79 |
| Jun 2017 | 1979.8609719568992 | -0.58 | 13.28 |
| Jul 2017 | 2000.1329645413039 | 1.02 | 14.96 |
| Aug 2017 | 1988.4245667093764 | -0.58 | 13.55 |
| Sep 2017 | 1978.1079371081116 | -0.52 | 12.03 |
| Oct 2017 | 2001.283422699846 | 1.17 | 12.54 |
| Nov 2017 | 2012.6900859697253 | 0.57 | 8.89 |
| Dec 2017 | 2027.112529240001 | 0.72 | 4.00 |
| Jan 2018 | 2057.070688294895 | 1.48 | 5.11 |
| Feb 2018 | 2135.7198498095504 | 3.82 | 7.95 |
| Mar 2018 | 2176.9317257218695 | 1.93 | 8.79 |
| Apr 2018 | 2194.969014074037 | 0.83 | 10.52 |
| May 2018 | 2231.706750203376 | 1.67 | 12.07 |
| Jun 2018 | 2232.1047341823373 | 0.02 | 12.74 |
| Jul 2018 | 2227.43541373728 | -0.21 | 11.36 |
| Aug 2018 | 2234.9179055787927 | 0.34 | 12.40 |
| Sep 2018 | 2255.140311812367 | 0.91 | 14.01 |
| Oct 2018 | 2300.843618733543 | 2.03 | 14.97 |
| Nov 2018 | 2309.2439014415777 | 0.37 | 14.73 |
| Dec 2018 | 2260.260939498074 | -2.12 | 11.50 |
| Jan 2019 | 2227.7239023235434 | -1.44 | 8.30 |
| Feb 2019 | 2216.5364994090273 | -0.50 | 3.78 |
| Mar 2019 | 2203.138680879487 | -0.60 | 1.20 |
| Apr 2019 | 2183.3126611558614 | -0.90 | -0.53 |
| May 2019 | 2170.159013284398 | -0.60 | -2.76 |
| Jun 2019 | 2110.807311837144 | -2.73 | -5.43 |
| Jul 2019 | 2101.0119040640316 | -0.46 | -5.68 |
| Aug 2019 | 2068.4273358680944 | -1.55 | -7.45 |
| Sep 2019 | 2067.2614710428397 | -0.06 | -8.33 |
| Oct 2019 | 2089.9103938091 | 1.10 | -9.17 |
| Nov 2019 | 2100.459093166438 | 0.51 | -9.04 |
| Dec 2019 | 2117.832172590883 | 0.83 | -6.30 |
| Jan 2020 | 2112.757783452087 | -0.24 | -5.16 |
| Feb 2020 | 2093.942653139414 | -0.89 | -5.53 |
| Mar 2020 | 2107.351673998963 | 0.64 | -4.35 |
| Apr 2020 | 2087.746118159853 | -0.93 | -4.38 |
| May 2020 | 2075.801898145549 | -0.57 | -4.35 |
| Jun 2020 | 2059.0557926916827 | -0.81 | -2.45 |
| Jul 2020 | 2026.5194982162902 | -1.58 | -3.55 |
| Aug 2020 | 2018.3886496207965 | -0.40 | -2.42 |
| Sep 2020 | 2029.6804445375542 | 0.56 | -1.82 |
| Oct 2020 | 2046.3652397655646 | 0.82 | -2.08 |
| Nov 2020 | 2064.38008767452 | 0.88 | -1.72 |
| Dec 2020 | 2078.9213444569245 | 0.70 | -1.84 |
| Jan 2021 | 2121.7829169090633 | 2.06 | 0.43 |
| Feb 2021 | 2172.728514304892 | 2.40 | 3.76 |
| Mar 2021 | 2275.832013038163 | 4.75 | 8.00 |
| Apr 2021 | 2311.104171333161 | 1.55 | 10.70 |
| May 2021 | 2326.4309571685108 | 0.66 | 12.07 |
| Jun 2021 | 2364.0118388028923 | 1.62 | 14.81 |
| Jul 2021 | 2366.4066244143078 | 0.10 | 16.77 |
| Aug 2021 | 2380.9900943294665 | 0.62 | 17.97 |
| Sep 2021 | 2411.1277868814886 | 1.27 | 18.79 |
| Oct 2021 | 2468.8443225901115 | 2.39 | 20.65 |
| Nov 2021 | 2486.017921193501 | 0.70 | 20.42 |
| Dec 2021 | 2515.354270710419 | 1.18 | 20.99 |
| Jan 2022 | 2640.1119935233796 | 4.96 | 24.43 |
| Feb 2022 | 2770.999253135278 | 4.96 | 27.54 |
| Mar 2022 | 2943.8005112914384 | 6.24 | 29.35 |
| Apr 2022 | 3251.23978088984 | 10.44 | 40.68 |
| May 2022 | 3379.276325841021 | 3.94 | 45.26 |
| Jun 2022 | 3504.2366104755647 | 3.70 | 48.23 |
| Jul 2022 | 3461.118762848057 | -1.23 | 46.26 |
| Aug 2022 | 3364.1683013241154 | -2.80 | 41.29 |
| Sep 2022 | 3612.684108091068 | 7.39 | 49.83 |
| Oct 2022 | 3844.029917825443 | 6.40 | 55.70 |
| Nov 2022 | 3783.5950910966567 | -1.57 | 52.20 |
| Dec 2022 | 3611.593916015946 | -4.55 | 43.58 |
| Jan 2023 | 3553.8423430086896 | -1.60 | 34.61 |
| Feb 2023 | 3526.8649324518337 | -0.76 | 27.28 |
| Mar 2023 | 3609.305113958163 | 2.34 | 22.61 |
| Apr 2023 | 3544.7404466436296 | -1.79 | 9.03 |
| May 2023 | 3583.9072642544934 | 1.11 | 6.06 |
| Jun 2023 | 3697.5388589712384 | 3.17 | 5.52 |
| Jul 2023 | 3757.4087308270937 | 1.62 | 8.56 |
| Aug 2023 | 3850.4790638981563 | 2.48 | 14.46 |
| Sep 2023 | 3902.8303056114464 | 1.36 | 8.03 |
| Oct 2023 | 4053.6814964906416 | 3.87 | 5.45 |
| Nov 2023 | 3990.2090389950063 | -1.57 | 5.46 |
| Dec 2023 | 3771.6424177753397 | -5.48 | 4.43 |
| Jan 2024 | 3712.5239017839576 | -1.57 | 4.47 |
| Feb 2024 | 3760.725664980251 | 1.30 | 6.63 |
| Mar 2024 | 3783.820409655899 | 0.61 | 4.84 |
| Apr 2024 | 3851.268130572529 | 1.78 | 8.65 |
| May 2024 | 3879.725761992297 | 0.74 | 8.25 |
| Jun 2024 | 3828.16153950883 | -1.33 | 3.53 |
| Jul 2024 | 3802.234366155648 | -0.68 | 1.19 |
| Aug 2024 | 3684.0674671611146 | -3.11 | -4.32 |
| Sep 2024 | 3582.193028677731 | -2.76 | -8.22 |
| Oct 2024 | 3674.0798183154075 | 2.57 | -9.36 |
| Nov 2024 | 3815.222393202256 | 3.84 | -4.38 |
| Dec 2024 | 3797.1285874758946 | -0.47 | 0.68 |
| Jan 2025 | 3890.4914110150207 | 2.46 | 4.79 |
| Feb 2025 | 3850.733106058262 | -1.02 | 2.39 |
| Mar 2025 | 3772.5117832597934 | -2.03 | -0.30 |
| Apr 2025 | 3782.4569461237143 | 0.26 | -1.79 |
| May 2025 | 3795.483120058761 | 0.34 | -2.17 |
| Jun 2025 | 3781.3903064529477 | -0.37 | -1.22 |
| Jul 2025 | 3737.54384177227 | -1.16 | -1.70 |
| Aug 2025 | 3685.9868783602647 | -1.38 | 0.05 |
| Sep 2025 | 3606.0259926771005 | -2.17 | 0.67 |
| Oct 2025 | 3577.558783598649 | -0.79 | -2.63 |
| Nov 2025 | 3580.721918196747 | 0.09 | -6.15 |
| Dec 2025 | 3573.9045160039254 | -0.19 | -5.88 |
| Jan 2026 | 3549.9731318107342 | -0.67 | -8.75 |
| Feb 2026 | 3531.5114427082 | -0.52 | -8.29 |
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