Racine, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Racine, WI Metro in February 2026 was $1,944.738. The month over month percentage change (MoM) was 0.12%, and the year over year percentage change (YoY) was -3.06%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Racine, WI metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Racine, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Racine, WI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Racine, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Racine, WI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 732.2335234223339 | -2.04 | -5.02 |
| Feb 2015 | 734.984287439829 | 0.38 | -3.61 |
| Mar 2015 | 741.601515446407 | 0.90 | -3.60 |
| Apr 2015 | 737.5940557296017 | -0.54 | -4.69 |
| May 2015 | 754.4340593566881 | 2.28 | -1.74 |
| Jun 2015 | 767.4853963277795 | 1.73 | -0.08 |
| Jul 2015 | 774.4554553614114 | 0.91 | 0.90 |
| Aug 2015 | 766.1473230098371 | -1.07 | -0.15 |
| Sep 2015 | 769.5817323695738 | 0.45 | -0.25 |
| Oct 2015 | 767.0465798731689 | -0.33 | 0.79 |
| Nov 2015 | 783.2411432440153 | 2.11 | 3.34 |
| Dec 2015 | 788.4417689589309 | 0.66 | 5.48 |
| Jan 2016 | 783.6371868990637 | -0.61 | 7.02 |
| Feb 2016 | 767.5558184268284 | -2.05 | 4.43 |
| Mar 2016 | 771.36175054593 | 0.50 | 4.01 |
| Apr 2016 | 767.0520274729902 | -0.56 | 3.99 |
| May 2016 | 770.3286933426696 | 0.43 | 2.11 |
| Jun 2016 | 771.5500725257501 | 0.16 | 0.53 |
| Jul 2016 | 762.9998951714704 | -1.11 | -1.48 |
| Aug 2016 | 765.222990196637 | 0.29 | -0.12 |
| Sep 2016 | 770.5311979414556 | 0.69 | 0.12 |
| Oct 2016 | 776.5599393629973 | 0.78 | 1.24 |
| Nov 2016 | 806.5765929028238 | 3.87 | 2.98 |
| Dec 2016 | 848.7270357790798 | 5.23 | 7.65 |
| Jan 2017 | 848.8168972878271 | 0.01 | 8.32 |
| Feb 2017 | 853.5330296092127 | 0.56 | 11.20 |
| Mar 2017 | 859.4600780791861 | 0.69 | 11.42 |
| Apr 2017 | 851.4062621662889 | -0.94 | 11.00 |
| May 2017 | 854.4416402705142 | 0.36 | 10.92 |
| Jun 2017 | 850.8576596509463 | -0.42 | 10.28 |
| Jul 2017 | 861.3259725362437 | 1.23 | 12.89 |
| Aug 2017 | 858.4247655415506 | -0.34 | 12.18 |
| Sep 2017 | 857.3002176989172 | -0.13 | 11.26 |
| Oct 2017 | 871.4911915509633 | 1.66 | 12.23 |
| Nov 2017 | 880.6709278344078 | 1.05 | 9.19 |
| Dec 2017 | 889.6783144293564 | 1.02 | 4.83 |
| Jan 2018 | 903.0661399243431 | 1.51 | 6.39 |
| Feb 2018 | 937.0531381788676 | 3.76 | 9.79 |
| Mar 2018 | 954.8288842091133 | 1.90 | 11.10 |
| Apr 2018 | 964.8738853356645 | 1.05 | 13.33 |
| May 2018 | 984.5279443966303 | 2.04 | 15.23 |
| Jun 2018 | 990.5351384286495 | 0.61 | 16.42 |
| Jul 2018 | 994.8578558188148 | 0.44 | 15.50 |
| Aug 2018 | 1004.7355024026742 | 0.99 | 17.04 |
| Sep 2018 | 1020.3238718166649 | 1.55 | 19.02 |
| Oct 2018 | 1046.7385778532775 | 2.59 | 20.11 |
| Nov 2018 | 1056.8215376188875 | 0.96 | 20.00 |
| Dec 2018 | 1040.2085982614512 | -1.57 | 16.92 |
| Jan 2019 | 1028.494999605749 | -1.13 | 13.89 |
| Feb 2019 | 1025.5265144510192 | -0.29 | 9.44 |
| Mar 2019 | 1020.0292429454144 | -0.54 | 6.83 |
| Apr 2019 | 1013.4445926657629 | -0.65 | 5.03 |
| May 2019 | 1011.31364732776 | -0.21 | 2.72 |
| Jun 2019 | 986.8859150625029 | -2.41 | -0.37 |
| Jul 2019 | 985.1452205616449 | -0.18 | -0.98 |
| Aug 2019 | 971.6916691200857 | -1.37 | -3.29 |
| Sep 2019 | 973.0610763465443 | 0.14 | -4.63 |
| Oct 2019 | 984.6780859068062 | 1.19 | -5.93 |
| Nov 2019 | 989.2582863159813 | 0.47 | -6.39 |
| Dec 2019 | 996.525587196389 | 0.74 | -4.20 |
| Jan 2020 | 991.4395297354998 | -0.51 | -3.60 |
| Feb 2020 | 980.1481975932726 | -1.14 | -4.42 |
| Mar 2020 | 985.7188780164449 | 0.57 | -3.36 |
| Apr 2020 | 978.9907189814365 | -0.68 | -3.40 |
| May 2020 | 976.1406057895567 | -0.29 | -3.48 |
| Jun 2020 | 968.7300000399608 | -0.76 | -1.84 |
| Jul 2020 | 953.1544781985247 | -1.61 | -3.25 |
| Aug 2020 | 947.8860000563113 | -0.55 | -2.45 |
| Sep 2020 | 952.2974380057922 | 0.47 | -2.13 |
| Oct 2020 | 959.3175856389012 | 0.74 | -2.58 |
| Nov 2020 | 967.0077380814996 | 0.80 | -2.25 |
| Dec 2020 | 972.9536849160954 | 0.62 | -2.37 |
| Jan 2021 | 990.2716779591171 | 1.78 | -0.12 |
| Feb 2021 | 1010.4687788543758 | 2.04 | 3.09 |
| Mar 2021 | 1053.6348735134181 | 4.27 | 6.89 |
| Apr 2021 | 1066.8065967024472 | 1.25 | 8.97 |
| May 2021 | 1072.540309015087 | 0.54 | 9.88 |
| Jun 2021 | 1090.184542656011 | 1.65 | 12.54 |
| Jul 2021 | 1090.8873762511337 | 0.06 | 14.45 |
| Aug 2021 | 1096.2659941945103 | 0.49 | 15.65 |
| Sep 2021 | 1107.73265516937 | 1.05 | 16.32 |
| Oct 2021 | 1131.0415769029023 | 2.10 | 17.90 |
| Nov 2021 | 1134.4702668473233 | 0.30 | 17.32 |
| Dec 2021 | 1140.911643014661 | 0.57 | 17.26 |
| Jan 2022 | 1189.288447050632 | 4.24 | 20.10 |
| Feb 2022 | 1238.5186019245484 | 4.14 | 22.57 |
| Mar 2022 | 1306.816790321308 | 5.52 | 24.03 |
| Apr 2022 | 1437.5937638439568 | 10.01 | 34.76 |
| May 2022 | 1493.8651231658555 | 3.91 | 39.28 |
| Jun 2022 | 1556.8517825962863 | 4.22 | 42.81 |
| Jul 2022 | 1550.5069765381163 | -0.41 | 42.13 |
| Aug 2022 | 1521.9238825239477 | -1.84 | 38.83 |
| Sep 2022 | 1648.0930366242287 | 8.29 | 48.78 |
| Oct 2022 | 1761.9973147884227 | 6.91 | 55.79 |
| Nov 2022 | 1742.3094263906441 | -1.12 | 53.58 |
| Dec 2022 | 1674.188904583942 | -3.91 | 46.74 |
| Jan 2023 | 1667.5683843771726 | -0.39 | 40.22 |
| Feb 2023 | 1675.6619450821681 | 0.49 | 35.30 |
| Mar 2023 | 1736.1586963740767 | 3.61 | 32.85 |
| Apr 2023 | 1720.7414656625715 | -0.89 | 19.70 |
| May 2023 | 1752.876749909266 | 1.87 | 17.34 |
| Jun 2023 | 1814.0079587222742 | 3.49 | 16.52 |
| Jul 2023 | 1842.9352324242382 | 1.60 | 18.86 |
| Aug 2023 | 1887.3785652025142 | 2.41 | 24.01 |
| Sep 2023 | 1915.7348292577083 | 1.50 | 16.24 |
| Oct 2023 | 1994.8248038360416 | 4.13 | 13.21 |
| Nov 2023 | 1968.8330317253349 | -1.30 | 13.00 |
| Dec 2023 | 1861.4870943222197 | -5.45 | 11.19 |
| Jan 2024 | 1835.7732043658436 | -1.38 | 10.09 |
| Feb 2024 | 1866.9852259535742 | 1.70 | 11.42 |
| Mar 2024 | 1892.0877957147584 | 1.35 | 8.98 |
| Apr 2024 | 1940.932247711215 | 2.58 | 12.80 |
| May 2024 | 1965.3354980612603 | 1.26 | 12.12 |
| Jun 2024 | 1949.4294522145178 | -0.81 | 7.47 |
| Jul 2024 | 1943.9226505797153 | -0.28 | 5.48 |
| Aug 2024 | 1892.1616436996646 | -2.66 | 0.25 |
| Sep 2024 | 1844.573908281902 | -2.51 | -3.71 |
| Oct 2024 | 1895.3086881401214 | 2.75 | -4.99 |
| Nov 2024 | 1969.4320308575504 | 3.91 | 0.03 |
| Dec 2024 | 1961.0113690698442 | -0.43 | 5.35 |
| Jan 2025 | 2014.9961810664227 | 2.75 | 9.76 |
| Feb 2025 | 2006.173438771168 | -0.44 | 7.46 |
| Mar 2025 | 1983.0115202294737 | -1.15 | 4.81 |
| Apr 2025 | 2005.4894071338833 | 1.13 | 3.33 |
| May 2025 | 2027.9875304878851 | 1.12 | 3.19 |
| Jun 2025 | 2031.5132573958067 | 0.17 | 4.21 |
| Jul 2025 | 2015.2260728738786 | -0.80 | 3.67 |
| Aug 2025 | 1993.1424262477403 | -1.10 | 5.34 |
| Sep 2025 | 1955.5283074889833 | -1.89 | 6.02 |
| Oct 2025 | 1943.4871531503263 | -0.62 | 2.54 |
| Nov 2025 | 1948.603367922712 | 0.26 | -1.06 |
| Dec 2025 | 1948.3445111052 | -0.01 | -0.65 |
| Jan 2026 | 1942.4160190993641 | -0.30 | -3.60 |
| Feb 2026 | 1944.7381261970845 | 0.12 | -3.06 |
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