Raleigh, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Raleigh, NC Metro in February 2026 was $2,813.523. The month over month percentage change (MoM) was -0.57%, and the year over year percentage change (YoY) was -9.48%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Raleigh, NC metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Raleigh, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Raleigh, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Raleigh, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Raleigh, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1128.3512907041686 | -1.47 | -3.09 |
| Feb 2015 | 1139.4693484513762 | 0.99 | -1.26 |
| Mar 2015 | 1153.2844875238306 | 1.21 | -1.00 |
| Apr 2015 | 1147.1141180977386 | -0.53 | -1.96 |
| May 2015 | 1172.311276357129 | 2.20 | 1.21 |
| Jun 2015 | 1194.6828359013016 | 1.91 | 3.08 |
| Jul 2015 | 1208.6547021505153 | 1.17 | 4.24 |
| Aug 2015 | 1198.059654808474 | -0.88 | 3.20 |
| Sep 2015 | 1204.1909076967797 | 0.51 | 2.92 |
| Oct 2015 | 1201.1413816593943 | -0.25 | 3.79 |
| Nov 2015 | 1228.5498409437353 | 2.28 | 6.21 |
| Dec 2015 | 1240.0222292546116 | 0.93 | 8.28 |
| Jan 2016 | 1237.1663596637572 | -0.23 | 9.64 |
| Feb 2016 | 1217.7080107766164 | -1.57 | 6.87 |
| Mar 2016 | 1228.410058425593 | 0.88 | 6.51 |
| Apr 2016 | 1222.8785900174773 | -0.45 | 6.61 |
| May 2016 | 1228.3283929559402 | 0.45 | 4.78 |
| Jun 2016 | 1230.533878944591 | 0.18 | 3.00 |
| Jul 2016 | 1220.0922043563176 | -0.85 | 0.95 |
| Aug 2016 | 1225.0004394184316 | 0.40 | 2.25 |
| Sep 2016 | 1234.0874026529377 | 0.74 | 2.48 |
| Oct 2016 | 1241.4605272330336 | 0.60 | 3.36 |
| Nov 2016 | 1288.3040611527929 | 3.77 | 4.86 |
| Dec 2016 | 1354.413191898706 | 5.13 | 9.23 |
| Jan 2017 | 1356.029282478709 | 0.12 | 9.61 |
| Feb 2017 | 1366.5674112758047 | 0.78 | 12.23 |
| Mar 2017 | 1377.931716339386 | 0.83 | 12.17 |
| Apr 2017 | 1364.3828103556725 | -0.98 | 11.57 |
| May 2017 | 1365.531498286766 | 0.08 | 11.17 |
| Jun 2017 | 1356.6305156765516 | -0.65 | 10.25 |
| Jul 2017 | 1370.8132434102436 | 1.05 | 12.35 |
| Aug 2017 | 1363.977351184944 | -0.50 | 11.35 |
| Sep 2017 | 1358.1593359835183 | -0.43 | 10.05 |
| Oct 2017 | 1375.611236789874 | 1.29 | 10.81 |
| Nov 2017 | 1384.6355184547097 | 0.66 | 7.48 |
| Dec 2017 | 1395.5002252808702 | 0.79 | 3.03 |
| Jan 2018 | 1414.992929482109 | 1.40 | 4.35 |
| Feb 2018 | 1466.5957150878762 | 3.65 | 7.32 |
| Mar 2018 | 1491.790051007387 | 1.72 | 8.26 |
| Apr 2018 | 1501.6415453672087 | 0.66 | 10.06 |
| May 2018 | 1525.6970042504945 | 1.60 | 11.73 |
| Jun 2018 | 1527.875070805978 | 0.14 | 12.62 |
| Jul 2018 | 1527.661752250282 | -0.01 | 11.44 |
| Aug 2018 | 1537.293799092381 | 0.63 | 12.71 |
| Sep 2018 | 1556.1916470379804 | 1.23 | 14.58 |
| Oct 2018 | 1594.6276647344855 | 2.47 | 15.92 |
| Nov 2018 | 1607.3977208754175 | 0.80 | 16.09 |
| Dec 2018 | 1577.9576524541042 | -1.83 | 13.08 |
| Jan 2019 | 1557.6770498534074 | -1.28 | 10.08 |
| Feb 2019 | 1549.9988949489782 | -0.49 | 5.69 |
| Mar 2019 | 1541.352739440058 | -0.56 | 3.32 |
| Apr 2019 | 1528.7734064802146 | -0.82 | 1.81 |
| May 2019 | 1522.9332293828566 | -0.38 | -0.18 |
| Jun 2019 | 1483.9436264897472 | -2.56 | -2.87 |
| Jul 2019 | 1480.7182899732413 | -0.22 | -3.07 |
| Aug 2019 | 1460.9586341248812 | -1.33 | -4.97 |
| Sep 2019 | 1463.3318347363863 | 0.16 | -5.97 |
| Oct 2019 | 1481.4026806839734 | 1.24 | -7.10 |
| Nov 2019 | 1488.9324981572252 | 0.51 | -7.37 |
| Dec 2019 | 1500.0739820986892 | 0.75 | -4.94 |
| Jan 2020 | 1492.6604688934901 | -0.49 | -4.17 |
| Feb 2020 | 1474.9112249028567 | -1.19 | -4.84 |
| Mar 2020 | 1479.282243466793 | 0.30 | -4.03 |
| Apr 2020 | 1462.7577248060338 | -1.12 | -4.32 |
| May 2020 | 1455.0729522892702 | -0.52 | -4.46 |
| Jun 2020 | 1446.9947298135355 | -0.56 | -2.49 |
| Jul 2020 | 1428.564142812375 | -1.27 | -3.52 |
| Aug 2020 | 1424.68358881063 | -0.27 | -2.48 |
| Sep 2020 | 1431.5913939006402 | 0.49 | -2.17 |
| Oct 2020 | 1439.1342835432679 | 0.53 | -2.85 |
| Nov 2020 | 1445.7794848200233 | 0.46 | -2.90 |
| Dec 2020 | 1450.251107538872 | 0.31 | -3.32 |
| Jan 2021 | 1476.0406819368648 | 1.78 | -1.11 |
| Feb 2021 | 1507.3621222621089 | 2.12 | 2.20 |
| Mar 2021 | 1573.0301043251554 | 4.36 | 6.34 |
| Apr 2021 | 1592.6368062933616 | 1.25 | 8.88 |
| May 2021 | 1604.4294899057365 | 0.74 | 10.27 |
| Jun 2021 | 1642.0017729849965 | 2.34 | 13.48 |
| Jul 2021 | 1662.4655470324224 | 1.25 | 16.37 |
| Aug 2021 | 1696.9325324744048 | 2.07 | 19.11 |
| Sep 2021 | 1743.6857035366693 | 2.76 | 21.80 |
| Oct 2021 | 1810.8376332620533 | 3.85 | 25.83 |
| Nov 2021 | 1845.5949158753606 | 1.92 | 27.65 |
| Dec 2021 | 1884.795535765864 | 2.12 | 29.96 |
| Jan 2022 | 1993.078939209268 | 5.75 | 35.03 |
| Feb 2022 | 2104.3268041374217 | 5.58 | 39.60 |
| Mar 2022 | 2251.6768142332644 | 7.00 | 43.14 |
| Apr 2022 | 2507.5459083229725 | 11.36 | 57.45 |
| May 2022 | 2634.6604225985297 | 5.07 | 64.21 |
| Jun 2022 | 2763.5681947251696 | 4.89 | 68.31 |
| Jul 2022 | 2762.5755628287416 | -0.04 | 66.17 |
| Aug 2022 | 2712.967285003807 | -1.80 | 59.88 |
| Sep 2022 | 2932.8535759320584 | 8.11 | 68.20 |
| Oct 2022 | 3126.974461559885 | 6.62 | 72.68 |
| Nov 2022 | 3074.8473099558137 | -1.67 | 66.61 |
| Dec 2022 | 2931.327734136195 | -4.67 | 55.53 |
| Jan 2023 | 2884.241313817965 | -1.61 | 44.71 |
| Feb 2023 | 2862.0727049053894 | -0.77 | 36.01 |
| Mar 2023 | 2928.701087466184 | 2.33 | 30.07 |
| Apr 2023 | 2875.667058527492 | -1.81 | 14.68 |
| May 2023 | 2907.0086308798277 | 1.09 | 10.34 |
| Jun 2023 | 3000.715000986094 | 3.22 | 8.58 |
| Jul 2023 | 3049.7511416668576 | 1.63 | 10.40 |
| Aug 2023 | 3126.2600961717594 | 2.51 | 15.23 |
| Sep 2023 | 3169.126158885451 | 1.37 | 8.06 |
| Oct 2023 | 3293.16858559236 | 3.91 | 5.32 |
| Nov 2023 | 3244.8410932174615 | -1.47 | 5.53 |
| Dec 2023 | 3068.385677195667 | -5.44 | 4.68 |
| Jan 2024 | 3021.272424696521 | -1.53 | 4.75 |
| Feb 2024 | 3063.8077282681306 | 1.41 | 7.05 |
| Mar 2024 | 3090.5534241200908 | 0.87 | 5.53 |
| Apr 2024 | 3153.958774474902 | 2.05 | 9.68 |
| May 2024 | 3183.7913447872534 | 0.95 | 9.52 |
| Jun 2024 | 3144.688209025765 | -1.23 | 4.80 |
| Jul 2024 | 3123.027460255621 | -0.69 | 2.40 |
| Aug 2024 | 3022.9118417428504 | -3.21 | -3.31 |
| Sep 2024 | 2933.5291889112877 | -2.96 | -7.43 |
| Oct 2024 | 3000.833684790276 | 2.29 | -8.88 |
| Nov 2024 | 3104.713755211411 | 3.46 | -4.32 |
| Dec 2024 | 3078.372653787875 | -0.85 | 0.33 |
| Jan 2025 | 3144.876751153382 | 2.16 | 4.09 |
| Feb 2025 | 3108.0890714866346 | -1.17 | 1.45 |
| Mar 2025 | 3045.856527003241 | -2.00 | -1.45 |
| Apr 2025 | 3058.1845415076036 | 0.41 | -3.04 |
| May 2025 | 3073.716548635877 | 0.51 | -3.46 |
| Jun 2025 | 3063.9190169644085 | -0.32 | -2.57 |
| Jul 2025 | 3025.9023913403116 | -1.24 | -3.11 |
| Aug 2025 | 2980.2100282238407 | -1.51 | -1.41 |
| Sep 2025 | 2910.976025297283 | -2.32 | -0.77 |
| Oct 2025 | 2880.3241156152208 | -1.05 | -4.02 |
| Nov 2025 | 2872.596770655351 | -0.27 | -7.48 |
| Dec 2025 | 2855.9760536599388 | -0.58 | -7.22 |
| Jan 2026 | 2829.7889357888876 | -0.92 | -10.02 |
| Feb 2026 | 2813.5231061659406 | -0.57 | -9.48 |
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