Reading, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Reading, PA Metro in February 2026 was $1,956.895. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -5.25%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Reading, PA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Reading, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Reading, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Reading, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Reading, PA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 790.0802221807602 | -1.87 | -6.25 |
| Feb 2015 | 793.5755809216884 | 0.44 | -4.45 |
| Mar 2015 | 798.4867331150564 | 0.62 | -4.19 |
| Apr 2015 | 790.9671583168732 | -0.94 | -5.20 |
| May 2015 | 806.2103617244641 | 1.93 | -2.40 |
| Jun 2015 | 818.9785519740435 | 1.58 | -0.98 |
| Jul 2015 | 826.0106916097327 | 0.86 | -0.20 |
| Aug 2015 | 816.451337227607 | -1.16 | -1.40 |
| Sep 2015 | 818.5210740105681 | 0.25 | -1.70 |
| Oct 2015 | 813.4525856705111 | -0.62 | -0.82 |
| Nov 2015 | 827.0718696621915 | 1.67 | 1.34 |
| Dec 2015 | 830.5147151942042 | 0.42 | 3.16 |
| Jan 2016 | 824.2323046230154 | -0.76 | 4.32 |
| Feb 2016 | 809.0140768541442 | -1.85 | 1.95 |
| Mar 2016 | 813.5859594905328 | 0.56 | 1.89 |
| Apr 2016 | 807.2495416102677 | -0.78 | 2.06 |
| May 2016 | 807.9841468770799 | 0.09 | 0.22 |
| Jun 2016 | 807.3461641170265 | -0.08 | -1.42 |
| Jul 2016 | 798.6271666524669 | -1.08 | -3.31 |
| Aug 2016 | 800.5748124302684 | 0.24 | -1.94 |
| Sep 2016 | 805.522148578482 | 0.62 | -1.59 |
| Oct 2016 | 809.8937468698158 | 0.54 | -0.44 |
| Nov 2016 | 839.3819198801663 | 3.64 | 1.49 |
| Dec 2016 | 880.8903044179481 | 4.95 | 6.07 |
| Jan 2017 | 879.6088127598084 | -0.14 | 6.72 |
| Feb 2017 | 882.4752808046998 | 0.33 | 9.08 |
| Mar 2017 | 886.3853933358914 | 0.44 | 8.95 |
| Apr 2017 | 874.9712045816118 | -1.29 | 8.39 |
| May 2017 | 876.0058814994047 | 0.12 | 8.42 |
| Jun 2017 | 870.2599196905848 | -0.66 | 7.79 |
| Jul 2017 | 879.4319973172855 | 1.05 | 10.12 |
| Aug 2017 | 874.4378938223857 | -0.57 | 9.23 |
| Sep 2017 | 870.8457263922764 | -0.41 | 8.11 |
| Oct 2017 | 882.8338171637503 | 1.38 | 9.01 |
| Nov 2017 | 890.2787917308624 | 0.84 | 6.06 |
| Dec 2017 | 898.4619205068573 | 0.92 | 2.00 |
| Jan 2018 | 912.2148156039411 | 1.53 | 3.71 |
| Feb 2018 | 946.2787834452498 | 3.73 | 7.23 |
| Mar 2018 | 963.1629830285825 | 1.78 | 8.66 |
| Apr 2018 | 969.7049293074001 | 0.68 | 10.83 |
| May 2018 | 984.2340471370879 | 1.50 | 12.36 |
| Jun 2018 | 984.0086515274686 | -0.02 | 13.07 |
| Jul 2018 | 981.5511190291886 | -0.25 | 11.61 |
| Aug 2018 | 984.5786361732474 | 0.31 | 12.60 |
| Sep 2018 | 993.0130025030489 | 0.86 | 14.03 |
| Oct 2018 | 1013.864007633436 | 2.10 | 14.84 |
| Nov 2018 | 1019.7343474126196 | 0.58 | 14.54 |
| Dec 2018 | 999.6517604541344 | -1.97 | 11.26 |
| Jan 2019 | 985.6612956985409 | -1.40 | 8.05 |
| Feb 2019 | 980.3534610826384 | -0.54 | 3.60 |
| Mar 2019 | 975.322439860488 | -0.51 | 1.26 |
| Apr 2019 | 968.8292705629265 | -0.67 | -0.09 |
| May 2019 | 966.764451758899 | -0.21 | -1.77 |
| Jun 2019 | 945.2469902399824 | -2.23 | -3.94 |
| Jul 2019 | 945.8568368940585 | 0.07 | -3.64 |
| Aug 2019 | 935.5618321696961 | -1.09 | -4.98 |
| Sep 2019 | 938.3549148721946 | 0.30 | -5.50 |
| Oct 2019 | 950.9565336968618 | 1.34 | -6.20 |
| Nov 2019 | 956.5597903960231 | 0.59 | -6.19 |
| Dec 2019 | 963.0464720352186 | 0.68 | -3.66 |
| Jan 2020 | 958.2810608607151 | -0.49 | -2.78 |
| Feb 2020 | 948.1854220452094 | -1.05 | -3.28 |
| Mar 2020 | 955.4896041573159 | 0.77 | -2.03 |
| Apr 2020 | 951.9717954814754 | -0.37 | -1.74 |
| May 2020 | 952.9695110647262 | 0.11 | -1.43 |
| Jun 2020 | 950.0255070888627 | -0.31 | 0.51 |
| Jul 2020 | 936.8887325019984 | -1.38 | -0.95 |
| Aug 2020 | 933.0728915696476 | -0.41 | -0.27 |
| Sep 2020 | 937.6269034457522 | 0.49 | -0.08 |
| Oct 2020 | 943.9933815814625 | 0.68 | -0.73 |
| Nov 2020 | 951.5776182181161 | 0.80 | -0.52 |
| Dec 2020 | 957.4296972503846 | 0.62 | -0.58 |
| Jan 2021 | 975.824277543391 | 1.92 | 1.83 |
| Feb 2021 | 996.5645282252318 | 2.13 | 5.10 |
| Mar 2021 | 1040.7420410709244 | 4.43 | 8.92 |
| Apr 2021 | 1052.4428654568228 | 1.12 | 10.55 |
| May 2021 | 1056.0319242041367 | 0.34 | 10.82 |
| Jun 2021 | 1072.8136092046495 | 1.59 | 12.93 |
| Jul 2021 | 1071.3404536405624 | -0.14 | 14.35 |
| Aug 2021 | 1070.8194364803473 | -0.05 | 14.76 |
| Sep 2021 | 1070.8044151727572 | 0.00 | 14.20 |
| Oct 2021 | 1085.5587301345213 | 1.38 | 15.00 |
| Nov 2021 | 1086.243326470418 | 0.06 | 14.15 |
| Dec 2021 | 1096.095748352468 | 0.91 | 14.48 |
| Jan 2022 | 1153.2875218934241 | 5.22 | 18.19 |
| Feb 2022 | 1217.371796421624 | 5.56 | 22.16 |
| Mar 2022 | 1301.1733996294715 | 6.88 | 25.02 |
| Apr 2022 | 1441.2315253999063 | 10.76 | 36.94 |
| May 2022 | 1499.629360578823 | 4.05 | 42.01 |
| Jun 2022 | 1561.8483228959242 | 4.15 | 45.58 |
| Jul 2022 | 1555.652428981849 | -0.40 | 45.21 |
| Aug 2022 | 1531.5997756150534 | -1.55 | 43.03 |
| Sep 2022 | 1668.1762997467574 | 8.92 | 55.79 |
| Oct 2022 | 1798.6050020764567 | 7.82 | 65.69 |
| Nov 2022 | 1789.7537215348216 | -0.49 | 64.77 |
| Dec 2022 | 1723.8735669366204 | -3.68 | 57.27 |
| Jan 2023 | 1710.1815773022154 | -0.79 | 48.29 |
| Feb 2023 | 1707.5684854737615 | -0.15 | 40.27 |
| Mar 2023 | 1756.5101414104017 | 2.87 | 34.99 |
| Apr 2023 | 1732.6653354302534 | -1.36 | 20.22 |
| May 2023 | 1760.1075008016378 | 1.58 | 17.37 |
| Jun 2023 | 1824.2300959653087 | 3.64 | 16.80 |
| Jul 2023 | 1862.282562025363 | 2.09 | 19.71 |
| Aug 2023 | 1919.4495057278637 | 3.07 | 25.32 |
| Sep 2023 | 1957.2574368147905 | 1.97 | 17.33 |
| Oct 2023 | 2044.172439266062 | 4.44 | 13.65 |
| Nov 2023 | 2020.4241869401733 | -1.16 | 12.89 |
| Dec 2023 | 1917.1695918202768 | -5.11 | 11.21 |
| Jan 2024 | 1892.9725431404856 | -1.26 | 10.69 |
| Feb 2024 | 1923.8912079915542 | 1.63 | 12.67 |
| Mar 2024 | 1941.567259306485 | 0.92 | 10.54 |
| Apr 2024 | 1982.9547188479114 | 2.13 | 14.45 |
| May 2024 | 2005.5653162236729 | 1.14 | 13.95 |
| Jun 2024 | 1987.6555988489833 | -0.89 | 8.96 |
| Jul 2024 | 1981.7492315625545 | -0.30 | 6.42 |
| Aug 2024 | 1925.4426367485178 | -2.84 | 0.31 |
| Sep 2024 | 1877.3638960763958 | -2.50 | -4.08 |
| Oct 2024 | 1933.131521122663 | 2.97 | -5.43 |
| Nov 2024 | 2017.0758364563424 | 4.34 | -0.17 |
| Dec 2024 | 2017.7095847501605 | 0.03 | 5.24 |
| Jan 2025 | 2077.985436009942 | 2.99 | 9.77 |
| Feb 2025 | 2065.3962909273364 | -0.61 | 7.36 |
| Mar 2025 | 2031.3527008089268 | -1.65 | 4.62 |
| Apr 2025 | 2043.2076235007155 | 0.58 | 3.04 |
| May 2025 | 2061.150033071888 | 0.88 | 2.77 |
| Jun 2025 | 2063.033524596618 | 0.09 | 3.79 |
| Jul 2025 | 2052.6821186860257 | -0.50 | 3.58 |
| Aug 2025 | 2034.797647407409 | -0.87 | 5.68 |
| Sep 2025 | 1998.7418647529812 | -1.77 | 6.47 |
| Oct 2025 | 1982.2298675056356 | -0.83 | 2.54 |
| Nov 2025 | 1981.4052887959765 | -0.04 | -1.77 |
| Dec 2025 | 1976.588007636037 | -0.24 | -2.04 |
| Jan 2026 | 1965.0978829997186 | -0.58 | -5.43 |
| Feb 2026 | 1956.8946414779161 | -0.42 | -5.25 |
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