Richmond, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Richmond, VA Metro in February 2026 was $2,501.919. The month over month percentage change (MoM) was -0.30%, and the year over year percentage change (YoY) was -5.46%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Richmond, VA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Richmond, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Richmond, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Richmond, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Richmond, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1019.3203851260754 | -1.77 | -5.12 |
| Feb 2015 | 1025.2148089076034 | 0.58 | -3.49 |
| Mar 2015 | 1032.861608606285 | 0.75 | -3.39 |
| Apr 2015 | 1024.4879250606625 | -0.81 | -4.35 |
| May 2015 | 1046.213065948391 | 2.12 | -1.26 |
| Jun 2015 | 1066.1324309444722 | 1.90 | 0.67 |
| Jul 2015 | 1078.358695035298 | 1.15 | 1.97 |
| Aug 2015 | 1068.6752463996222 | -0.90 | 1.10 |
| Sep 2015 | 1072.7839203423484 | 0.38 | 0.85 |
| Oct 2015 | 1068.3901614852707 | -0.41 | 1.59 |
| Nov 2015 | 1089.8180872197927 | 2.01 | 3.85 |
| Dec 2015 | 1097.7615153459042 | 0.73 | 5.79 |
| Jan 2016 | 1093.1432377163142 | -0.42 | 7.24 |
| Feb 2016 | 1074.8578075211783 | -1.67 | 4.84 |
| Mar 2016 | 1082.621964880439 | 0.72 | 4.82 |
| Apr 2016 | 1075.5284008818535 | -0.65 | 4.98 |
| May 2016 | 1078.0377442227057 | 0.23 | 3.04 |
| Jun 2016 | 1079.0241292702879 | 0.09 | 1.21 |
| Jul 2016 | 1069.10825173997 | -0.92 | -0.86 |
| Aug 2016 | 1072.80960101774 | 0.35 | 0.39 |
| Sep 2016 | 1080.0107920284295 | 0.67 | 0.67 |
| Oct 2016 | 1086.525938796875 | 0.60 | 1.70 |
| Nov 2016 | 1127.4206659522013 | 3.76 | 3.45 |
| Dec 2016 | 1184.9302446024346 | 5.10 | 7.94 |
| Jan 2017 | 1185.407003768892 | 0.04 | 8.44 |
| Feb 2017 | 1193.562939572251 | 0.69 | 11.04 |
| Mar 2017 | 1202.7429409586048 | 0.77 | 11.10 |
| Apr 2017 | 1190.1079099688714 | -1.05 | 10.65 |
| May 2017 | 1190.6720990996773 | 0.05 | 10.45 |
| Jun 2017 | 1182.0557645413835 | -0.72 | 9.55 |
| Jul 2017 | 1193.3694142771546 | 0.96 | 11.62 |
| Aug 2017 | 1186.4068707028705 | -0.58 | 10.59 |
| Sep 2017 | 1181.3459535695986 | -0.43 | 9.38 |
| Oct 2017 | 1197.682907579485 | 1.38 | 10.23 |
| Nov 2017 | 1206.9131731526868 | 0.77 | 7.05 |
| Dec 2017 | 1216.830098204477 | 0.82 | 2.69 |
| Jan 2018 | 1233.0288114217974 | 1.33 | 4.02 |
| Feb 2018 | 1277.2538727625051 | 3.59 | 7.01 |
| Mar 2018 | 1298.5500224013176 | 1.67 | 7.97 |
| Apr 2018 | 1307.2667797737545 | 0.67 | 9.84 |
| May 2018 | 1327.8621007054546 | 1.58 | 11.52 |
| Jun 2018 | 1328.9814406461612 | 0.08 | 12.43 |
| Jul 2018 | 1328.426969627359 | -0.04 | 11.32 |
| Aug 2018 | 1336.4404993658052 | 0.60 | 12.65 |
| Sep 2018 | 1353.344432264431 | 1.26 | 14.56 |
| Oct 2018 | 1385.4086795828011 | 2.37 | 15.67 |
| Nov 2018 | 1394.7971247145506 | 0.68 | 15.57 |
| Dec 2018 | 1366.577733361764 | -2.02 | 12.31 |
| Jan 2019 | 1347.7893268353134 | -1.37 | 9.31 |
| Feb 2019 | 1341.9624260896287 | -0.43 | 5.07 |
| Mar 2019 | 1336.0322692415527 | -0.44 | 2.89 |
| Apr 2019 | 1327.4365977937082 | -0.64 | 1.54 |
| May 2019 | 1323.2572622994885 | -0.31 | -0.35 |
| Jun 2019 | 1291.171015902305 | -2.42 | -2.84 |
| Jul 2019 | 1289.0613718604254 | -0.16 | -2.96 |
| Aug 2019 | 1273.0266758369612 | -1.24 | -4.74 |
| Sep 2019 | 1275.8622181333112 | 0.22 | -5.72 |
| Oct 2019 | 1292.0159544124895 | 1.27 | -6.74 |
| Nov 2019 | 1299.061747313622 | 0.55 | -6.86 |
| Dec 2019 | 1308.9993950923867 | 0.77 | -4.21 |
| Jan 2020 | 1303.096890796861 | -0.45 | -3.32 |
| Feb 2020 | 1288.429700294446 | -1.13 | -3.99 |
| Mar 2020 | 1292.9503222647393 | 0.35 | -3.22 |
| Apr 2020 | 1278.7996528933106 | -1.09 | -3.66 |
| May 2020 | 1272.0800753992532 | -0.52 | -3.87 |
| Jun 2020 | 1265.3967577227243 | -0.52 | -2.00 |
| Jul 2020 | 1250.690644645888 | -1.16 | -2.98 |
| Aug 2020 | 1248.93295281938 | -0.14 | -1.89 |
| Sep 2020 | 1256.467128247305 | 0.60 | -1.52 |
| Oct 2020 | 1265.6912302271896 | 0.73 | -2.04 |
| Nov 2020 | 1274.7736181305204 | 0.72 | -1.87 |
| Dec 2020 | 1282.1318729443092 | 0.58 | -2.05 |
| Jan 2021 | 1306.9325965576586 | 1.93 | 0.29 |
| Feb 2021 | 1335.1408278864833 | 2.16 | 3.63 |
| Mar 2021 | 1393.189918589391 | 4.35 | 7.75 |
| Apr 2021 | 1408.6840472710962 | 1.11 | 10.16 |
| May 2021 | 1413.3947088991727 | 0.33 | 11.11 |
| Jun 2021 | 1434.4646105963543 | 1.49 | 13.36 |
| Jul 2021 | 1432.9553995132226 | -0.10 | 14.57 |
| Aug 2021 | 1437.7801365777211 | 0.34 | 15.12 |
| Sep 2021 | 1449.227652368294 | 0.80 | 15.34 |
| Oct 2021 | 1478.221890503863 | 2.00 | 16.79 |
| Nov 2021 | 1484.4746769139151 | 0.42 | 16.45 |
| Dec 2021 | 1499.9905136597702 | 1.05 | 16.99 |
| Jan 2022 | 1575.3362320020894 | 5.02 | 20.54 |
| Feb 2022 | 1652.8585078194728 | 4.92 | 23.80 |
| Mar 2022 | 1752.4342661937267 | 6.02 | 25.79 |
| Apr 2022 | 1930.15327789277 | 10.14 | 37.02 |
| May 2022 | 2006.9709430960786 | 3.98 | 42.00 |
| Jun 2022 | 2095.0656555300257 | 4.39 | 46.05 |
| Jul 2022 | 2095.8193025114188 | 0.04 | 46.26 |
| Aug 2022 | 2067.4732419062084 | -1.35 | 43.80 |
| Sep 2022 | 2250.4175000322007 | 8.85 | 55.28 |
| Oct 2022 | 2416.759569493202 | 7.39 | 63.49 |
| Nov 2022 | 2399.0206895798256 | -0.73 | 61.61 |
| Dec 2022 | 2309.035383171555 | -3.75 | 53.94 |
| Jan 2023 | 2293.590501588438 | -0.67 | 45.59 |
| Feb 2023 | 2292.2863258450357 | -0.06 | 38.69 |
| Mar 2023 | 2358.8815683549624 | 2.91 | 34.61 |
| Apr 2023 | 2326.1301127800593 | -1.39 | 20.52 |
| May 2023 | 2362.8286308820393 | 1.58 | 17.73 |
| Jun 2023 | 2446.9988122142886 | 3.56 | 16.80 |
| Jul 2023 | 2493.0993780206077 | 1.88 | 18.96 |
| Aug 2023 | 2556.6068069131657 | 2.55 | 23.66 |
| Sep 2023 | 2593.7203301283157 | 1.45 | 15.26 |
| Oct 2023 | 2696.098600328292 | 3.95 | 11.56 |
| Nov 2023 | 2659.214866339655 | -1.37 | 10.85 |
| Dec 2023 | 2519.790231158102 | -5.24 | 9.13 |
| Jan 2024 | 2485.941411508004 | -1.34 | 8.39 |
| Feb 2024 | 2525.2032893841274 | 1.58 | 10.16 |
| Mar 2024 | 2550.5695929533376 | 1.00 | 8.13 |
| Apr 2024 | 2609.979402687628 | 2.33 | 12.20 |
| May 2024 | 2643.1871783258975 | 1.27 | 11.87 |
| Jun 2024 | 2618.8007832072 | -0.92 | 7.02 |
| Jul 2024 | 2607.443214316557 | -0.43 | 4.59 |
| Aug 2024 | 2531.827036787404 | -2.90 | -0.97 |
| Sep 2024 | 2463.9415912814457 | -2.68 | -5.00 |
| Oct 2024 | 2528.4156677314827 | 2.62 | -6.22 |
| Nov 2024 | 2622.027487913094 | 3.70 | -1.40 |
| Dec 2024 | 2606.4135901470618 | -0.59 | 3.44 |
| Jan 2025 | 2669.727086902205 | 2.43 | 7.39 |
| Feb 2025 | 2646.5464228350597 | -0.87 | 4.81 |
| Mar 2025 | 2600.975759503219 | -1.72 | 1.98 |
| Apr 2025 | 2617.118791265013 | 0.62 | 0.27 |
| May 2025 | 2636.163184065387 | 0.73 | -0.27 |
| Jun 2025 | 2634.6731154367444 | -0.06 | 0.61 |
| Jul 2025 | 2612.3035513602067 | -0.85 | 0.19 |
| Aug 2025 | 2584.3911231558272 | -1.07 | 2.08 |
| Sep 2025 | 2536.1102955260267 | -1.87 | 2.93 |
| Oct 2025 | 2521.543505317369 | -0.57 | -0.27 |
| Nov 2025 | 2526.266290635712 | 0.19 | -3.65 |
| Dec 2025 | 2523.4251326938224 | -0.11 | -3.18 |
| Jan 2026 | 2509.344932183931 | -0.56 | -6.01 |
| Feb 2026 | 2501.91922720997 | -0.30 | -5.46 |
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