Rochester, MN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Rochester, MN Metro in February 2026 was $2,151.97. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -3.76%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Rochester, MN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Rochester, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rochester, MN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, MN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, MN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 875.7648376844916 | -1.90 | -5.40 |
| Feb 2015 | 880.6759888568743 | 0.56 | -3.58 |
| Mar 2015 | 887.4066817942636 | 0.76 | -3.21 |
| Apr 2015 | 881.0363247856699 | -0.72 | -4.02 |
| May 2015 | 901.2319452867519 | 2.29 | -0.76 |
| Jun 2015 | 920.752097692435 | 2.17 | 1.25 |
| Jul 2015 | 932.859677455562 | 1.32 | 2.44 |
| Aug 2015 | 925.6547318644753 | -0.77 | 1.46 |
| Sep 2015 | 931.094275029516 | 0.59 | 1.25 |
| Oct 2015 | 929.1620354692365 | -0.21 | 2.26 |
| Nov 2015 | 949.277991061849 | 2.17 | 4.86 |
| Dec 2015 | 956.6976293739062 | 0.78 | 7.16 |
| Jan 2016 | 952.4426756332182 | -0.44 | 8.76 |
| Feb 2016 | 936.6852247351912 | -1.65 | 6.36 |
| Mar 2016 | 943.5558387844178 | 0.73 | 6.33 |
| Apr 2016 | 940.4577153080769 | -0.33 | 6.74 |
| May 2016 | 946.3182386120275 | 0.62 | 5.00 |
| Jun 2016 | 951.699504358805 | 0.57 | 3.36 |
| Jul 2016 | 945.7293450579717 | -0.63 | 1.38 |
| Aug 2016 | 951.542014246912 | 0.62 | 2.80 |
| Sep 2016 | 960.8507310378344 | 0.98 | 3.20 |
| Oct 2016 | 969.0030871162667 | 0.85 | 4.29 |
| Nov 2016 | 1006.3329032266006 | 3.85 | 6.01 |
| Dec 2016 | 1057.4172270551246 | 5.08 | 10.53 |
| Jan 2017 | 1057.9974774799525 | 0.06 | 11.08 |
| Feb 2017 | 1066.416104932804 | 0.80 | 13.85 |
| Mar 2017 | 1076.2444770281802 | 0.92 | 14.06 |
| Apr 2017 | 1068.5996542737894 | -0.71 | 13.63 |
| May 2017 | 1074.6504296417806 | 0.57 | 13.56 |
| Jun 2017 | 1073.111173197922 | -0.14 | 12.76 |
| Jul 2017 | 1087.5030159540138 | 1.34 | 14.99 |
| Aug 2017 | 1082.9902245855733 | -0.41 | 13.81 |
| Sep 2017 | 1079.5467092503532 | -0.32 | 12.35 |
| Oct 2017 | 1095.5590541672761 | 1.48 | 13.06 |
| Nov 2017 | 1105.7170283977318 | 0.93 | 9.88 |
| Dec 2017 | 1116.1401700694992 | 0.94 | 5.55 |
| Jan 2018 | 1132.812722428374 | 1.49 | 7.07 |
| Feb 2018 | 1174.656860703655 | 3.69 | 10.15 |
| Mar 2018 | 1194.6291743489778 | 1.70 | 11.00 |
| Apr 2018 | 1202.6715363295316 | 0.67 | 12.55 |
| May 2018 | 1222.066742108433 | 1.61 | 13.72 |
| Jun 2018 | 1224.7146737267942 | 0.22 | 14.13 |
| Jul 2018 | 1225.4563035215822 | 0.06 | 12.69 |
| Aug 2018 | 1233.9732448536306 | 0.70 | 13.94 |
| Sep 2018 | 1250.365922915136 | 1.33 | 15.82 |
| Oct 2018 | 1280.9680059388677 | 2.45 | 16.92 |
| Nov 2018 | 1290.443219626055 | 0.74 | 16.71 |
| Dec 2018 | 1265.0392574157286 | -1.97 | 13.34 |
| Jan 2019 | 1247.7118763150797 | -1.37 | 10.14 |
| Feb 2019 | 1241.3964962561622 | -0.51 | 5.68 |
| Mar 2019 | 1235.2186183859947 | -0.50 | 3.40 |
| Apr 2019 | 1226.2530452962787 | -0.73 | 1.96 |
| May 2019 | 1222.5425459479734 | -0.30 | 0.04 |
| Jun 2019 | 1193.2886832692861 | -2.39 | -2.57 |
| Jul 2019 | 1192.020561682552 | -0.11 | -2.73 |
| Aug 2019 | 1176.7817515949364 | -1.28 | -4.63 |
| Sep 2019 | 1177.3294431061609 | 0.05 | -5.84 |
| Oct 2019 | 1191.094337113038 | 1.17 | -7.02 |
| Nov 2019 | 1197.1075974570495 | 0.51 | -7.23 |
| Dec 2019 | 1206.2541135936533 | 0.76 | -4.65 |
| Jan 2020 | 1199.9007980089773 | -0.53 | -3.83 |
| Feb 2020 | 1185.7059620383513 | -1.18 | -4.49 |
| Mar 2020 | 1190.2487050266852 | 0.38 | -3.64 |
| Apr 2020 | 1178.5774265169612 | -0.98 | -3.89 |
| May 2020 | 1173.1313222859674 | -0.46 | -4.04 |
| Jun 2020 | 1166.571406154183 | -0.56 | -2.24 |
| Jul 2020 | 1150.7020370879766 | -1.36 | -3.47 |
| Aug 2020 | 1146.9446000647258 | -0.33 | -2.53 |
| Sep 2020 | 1152.4225510629367 | 0.48 | -2.12 |
| Oct 2020 | 1160.2640901768382 | 0.68 | -2.59 |
| Nov 2020 | 1167.624252325934 | 0.63 | -2.46 |
| Dec 2020 | 1172.4358742714069 | 0.41 | -2.80 |
| Jan 2021 | 1191.8115455295629 | 1.65 | -0.67 |
| Feb 2021 | 1213.7426235660823 | 1.84 | 2.37 |
| Mar 2021 | 1262.2286904521982 | 4.00 | 6.05 |
| Apr 2021 | 1273.4570105783025 | 0.89 | 8.05 |
| May 2021 | 1277.5073202329847 | 0.32 | 8.90 |
| Jun 2021 | 1298.9709425670874 | 1.68 | 11.35 |
| Jul 2021 | 1302.3098055830633 | 0.26 | 13.18 |
| Aug 2021 | 1309.6300101324455 | 0.56 | 14.18 |
| Sep 2021 | 1321.4395896219335 | 0.90 | 14.67 |
| Oct 2021 | 1346.266058542421 | 1.88 | 16.03 |
| Nov 2021 | 1350.7219287972662 | 0.33 | 15.68 |
| Dec 2021 | 1362.7095046356358 | 0.89 | 16.23 |
| Jan 2022 | 1428.9224955640989 | 4.86 | 19.90 |
| Feb 2022 | 1498.216166384678 | 4.85 | 23.44 |
| Mar 2022 | 1590.9327613007738 | 6.19 | 26.04 |
| Apr 2022 | 1754.952427549808 | 10.31 | 37.81 |
| May 2022 | 1823.5039291463063 | 3.91 | 42.74 |
| Jun 2022 | 1893.7257265477888 | 3.85 | 45.79 |
| Jul 2022 | 1878.5884620168886 | -0.80 | 44.25 |
| Aug 2022 | 1836.185655971461 | -2.26 | 40.21 |
| Sep 2022 | 1983.7099528731615 | 8.03 | 50.12 |
| Oct 2022 | 2120.6635145820565 | 6.90 | 57.52 |
| Nov 2022 | 2096.998132112595 | -1.12 | 55.25 |
| Dec 2022 | 2010.1845045162095 | -4.14 | 47.51 |
| Jan 2023 | 1989.2312091287397 | -1.04 | 39.21 |
| Feb 2023 | 1983.8600349534372 | -0.27 | 32.42 |
| Mar 2023 | 2040.0749161474976 | 2.83 | 28.23 |
| Apr 2023 | 2011.1591370753422 | -1.42 | 14.60 |
| May 2023 | 2038.919681479463 | 1.38 | 11.81 |
| Jun 2023 | 2106.6320645892533 | 3.32 | 11.24 |
| Jul 2023 | 2140.4569965964415 | 1.61 | 13.94 |
| Aug 2023 | 2192.2363792234673 | 2.42 | 19.39 |
| Sep 2023 | 2221.7020316735257 | 1.34 | 12.00 |
| Oct 2023 | 2305.70948767406 | 3.78 | 8.73 |
| Nov 2023 | 2269.9826552622417 | -1.55 | 8.25 |
| Dec 2023 | 2145.6563335404126 | -5.48 | 6.74 |
| Jan 2024 | 2113.513993582914 | -1.50 | 6.25 |
| Feb 2024 | 2142.9030737011785 | 1.39 | 8.02 |
| Mar 2024 | 2161.1290667479793 | 0.85 | 5.93 |
| Apr 2024 | 2206.9017499035863 | 2.12 | 9.73 |
| May 2024 | 2229.7645005924996 | 1.04 | 9.36 |
| Jun 2024 | 2203.676016401584 | -1.17 | 4.61 |
| Jul 2024 | 2189.0365108066044 | -0.66 | 2.27 |
| Aug 2024 | 2122.0147054729027 | -3.06 | -3.20 |
| Sep 2024 | 2063.4408923773703 | -2.76 | -7.12 |
| Oct 2024 | 2119.0170338976764 | 2.69 | -8.10 |
| Nov 2024 | 2201.261845439834 | 3.88 | -3.03 |
| Dec 2024 | 2194.9731345117157 | -0.29 | 2.30 |
| Jan 2025 | 2253.134911745375 | 2.65 | 6.61 |
| Feb 2025 | 2235.9663574448937 | -0.76 | 4.34 |
| Mar 2025 | 2195.438020263031 | -1.81 | 1.59 |
| Apr 2025 | 2208.3139955715933 | 0.59 | 0.06 |
| May 2025 | 2225.9047816999014 | 0.80 | -0.17 |
| Jun 2025 | 2229.5318047263063 | 0.16 | 1.17 |
| Jul 2025 | 2215.9510200386353 | -0.61 | 1.23 |
| Aug 2025 | 2197.151137912181 | -0.85 | 3.54 |
| Sep 2025 | 2159.8599827792464 | -1.70 | 4.67 |
| Oct 2025 | 2151.0162840776807 | -0.41 | 1.51 |
| Nov 2025 | 2158.8833443021645 | 0.37 | -1.92 |
| Dec 2025 | 2161.3848962049897 | 0.12 | -1.53 |
| Jan 2026 | 2153.3075320422595 | -0.37 | -4.43 |
| Feb 2026 | 2151.969540062794 | -0.06 | -3.76 |
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