Rochester, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Rochester, NY Metro in February 2026 was $1,727.091. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.13%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Rochester, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Rochester, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rochester, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 664.949403805421 | -1.67 | -6.19 |
| Feb 2015 | 669.487937728542 | 0.68 | -4.58 |
| Mar 2015 | 674.130640098817 | 0.69 | -4.48 |
| Apr 2015 | 668.0967121964072 | -0.89 | -5.42 |
| May 2015 | 680.257859365121 | 1.82 | -2.35 |
| Jun 2015 | 691.4234541793721 | 1.64 | -0.43 |
| Jul 2015 | 697.7781729542116 | 0.92 | 0.86 |
| Aug 2015 | 691.6562936467739 | -0.88 | 0.09 |
| Sep 2015 | 694.5685880331855 | 0.42 | -0.08 |
| Oct 2015 | 691.768267935679 | -0.40 | 0.82 |
| Nov 2015 | 704.7435455664751 | 1.88 | 3.06 |
| Dec 2015 | 708.9834570463595 | 0.60 | 4.84 |
| Jan 2016 | 705.3132072138632 | -0.52 | 6.07 |
| Feb 2016 | 693.9923098373455 | -1.60 | 3.66 |
| Mar 2016 | 701.0348296703291 | 1.01 | 3.99 |
| Apr 2016 | 700.4314111270604 | -0.09 | 4.84 |
| May 2016 | 706.8939127858666 | 0.92 | 3.92 |
| Jun 2016 | 711.2904950153937 | 0.62 | 2.87 |
| Jul 2016 | 705.85295920935 | -0.76 | 1.16 |
| Aug 2016 | 708.206705318852 | 0.33 | 2.39 |
| Sep 2016 | 712.5511372867863 | 0.61 | 2.59 |
| Oct 2016 | 717.2818500213413 | 0.66 | 3.69 |
| Nov 2016 | 744.6800297343291 | 3.82 | 5.67 |
| Dec 2016 | 783.1729544659778 | 5.17 | 10.46 |
| Jan 2017 | 783.2893684766732 | 0.02 | 11.06 |
| Feb 2017 | 786.9403474535428 | 0.47 | 13.39 |
| Mar 2017 | 789.8234251100156 | 0.37 | 12.67 |
| Apr 2017 | 779.3787695332612 | -1.32 | 11.27 |
| May 2017 | 780.1054161888841 | 0.09 | 10.36 |
| Jun 2017 | 775.6233413973976 | -0.57 | 9.05 |
| Jul 2017 | 782.3713064844089 | 0.87 | 10.84 |
| Aug 2017 | 773.7508330912985 | -1.10 | 9.26 |
| Sep 2017 | 764.113111317073 | -1.25 | 7.24 |
| Oct 2017 | 767.9221756796412 | 0.50 | 7.06 |
| Nov 2017 | 767.258847462433 | -0.09 | 3.03 |
| Dec 2017 | 768.3728005565298 | 0.14 | -1.89 |
| Jan 2018 | 774.5556724820065 | 0.81 | -1.11 |
| Feb 2018 | 798.383287066286 | 3.08 | 1.45 |
| Mar 2018 | 808.4744995308811 | 1.26 | 2.36 |
| Apr 2018 | 810.8087052174415 | 0.29 | 4.03 |
| May 2018 | 821.5553972181348 | 1.33 | 5.31 |
| Jun 2018 | 821.9954469406016 | 0.05 | 5.98 |
| Jul 2018 | 823.1456900407393 | 0.14 | 5.21 |
| Aug 2018 | 831.1880071942373 | 0.98 | 7.42 |
| Sep 2018 | 843.4582914896321 | 1.48 | 10.38 |
| Oct 2018 | 863.8616097571042 | 2.42 | 12.49 |
| Nov 2018 | 869.0827794297347 | 0.60 | 13.27 |
| Dec 2018 | 850.7191510943131 | -2.11 | 10.72 |
| Jan 2019 | 838.9363415629796 | -1.38 | 8.31 |
| Feb 2019 | 834.834701670441 | -0.49 | 4.57 |
| Mar 2019 | 830.5214513694508 | -0.52 | 2.73 |
| Apr 2019 | 823.274370340366 | -0.87 | 1.54 |
| May 2019 | 819.9002110230161 | -0.41 | -0.20 |
| Jun 2019 | 800.6821567038124 | -2.34 | -2.59 |
| Jul 2019 | 801.2163342072524 | 0.07 | -2.66 |
| Aug 2019 | 792.5331002637272 | -1.08 | -4.65 |
| Sep 2019 | 795.0923148262535 | 0.32 | -5.73 |
| Oct 2019 | 806.0733348299028 | 1.38 | -6.69 |
| Nov 2019 | 811.2262970890497 | 0.64 | -6.66 |
| Dec 2019 | 817.3724110348664 | 0.76 | -3.92 |
| Jan 2020 | 813.0885740077111 | -0.52 | -3.08 |
| Feb 2020 | 803.1490503182896 | -1.22 | -3.79 |
| Mar 2020 | 805.1583395923063 | 0.25 | -3.05 |
| Apr 2020 | 796.3034942420062 | -1.10 | -3.28 |
| May 2020 | 793.8841302762979 | -0.30 | -3.17 |
| Jun 2020 | 792.6612481786603 | -0.15 | -1.00 |
| Jul 2020 | 786.582529077331 | -0.77 | -1.83 |
| Aug 2020 | 787.782972962144 | 0.15 | -0.60 |
| Sep 2020 | 795.4460104283551 | 0.97 | 0.04 |
| Oct 2020 | 804.6838671419965 | 1.16 | -0.17 |
| Nov 2020 | 813.2627826544486 | 1.07 | 0.25 |
| Dec 2020 | 817.8968569760564 | 0.57 | 0.06 |
| Jan 2021 | 830.8567525637798 | 1.59 | 2.19 |
| Feb 2021 | 845.0390708517241 | 1.71 | 5.22 |
| Mar 2021 | 878.8642939751871 | 4.00 | 9.15 |
| Apr 2021 | 887.7371491731483 | 1.01 | 11.48 |
| May 2021 | 893.614816825163 | 0.66 | 12.56 |
| Jun 2021 | 913.2174480606055 | 2.19 | 15.21 |
| Jul 2021 | 917.8232863530143 | 0.50 | 16.68 |
| Aug 2021 | 921.8324927133908 | 0.44 | 17.02 |
| Sep 2021 | 924.7897760073398 | 0.32 | 16.26 |
| Oct 2021 | 936.3376218537642 | 1.25 | 16.36 |
| Nov 2021 | 933.0260576713541 | -0.35 | 14.73 |
| Dec 2021 | 935.8644356413743 | 0.30 | 14.42 |
| Jan 2022 | 979.0657888430989 | 4.62 | 17.84 |
| Feb 2022 | 1026.7398888338212 | 4.87 | 21.50 |
| Mar 2022 | 1093.1847821936374 | 6.47 | 24.39 |
| Apr 2022 | 1210.6562352060803 | 10.75 | 36.38 |
| May 2022 | 1264.5498651536561 | 4.45 | 41.51 |
| Jun 2022 | 1323.917834646382 | 4.70 | 44.97 |
| Jul 2022 | 1325.6400099494565 | 0.13 | 44.43 |
| Aug 2022 | 1308.6394496712035 | -1.28 | 41.96 |
| Sep 2022 | 1423.227931646964 | 8.76 | 53.90 |
| Oct 2022 | 1525.9949981757454 | 7.22 | 62.98 |
| Nov 2022 | 1510.487464450714 | -1.02 | 61.89 |
| Dec 2022 | 1451.8891164784754 | -3.88 | 55.14 |
| Jan 2023 | 1439.7858251721027 | -0.83 | 47.06 |
| Feb 2023 | 1439.816201598525 | 0.00 | 40.23 |
| Mar 2023 | 1484.651385463269 | 3.11 | 35.81 |
| Apr 2023 | 1471.1669468501507 | -0.91 | 21.52 |
| May 2023 | 1501.6989710530863 | 2.08 | 18.75 |
| Jun 2023 | 1565.2063460224813 | 4.23 | 18.23 |
| Jul 2023 | 1607.3399617757034 | 2.69 | 21.25 |
| Aug 2023 | 1664.8992963946998 | 3.58 | 27.22 |
| Sep 2023 | 1700.8156425822895 | 2.16 | 19.50 |
| Oct 2023 | 1774.7871652039207 | 4.35 | 16.30 |
| Nov 2023 | 1751.4585740228604 | -1.31 | 15.95 |
| Dec 2023 | 1656.4412237258816 | -5.42 | 14.09 |
| Jan 2024 | 1630.3166370490615 | -1.58 | 13.23 |
| Feb 2024 | 1652.7448048611705 | 1.38 | 14.79 |
| Mar 2024 | 1669.8660169049463 | 1.04 | 12.48 |
| Apr 2024 | 1713.9816859852533 | 2.64 | 16.51 |
| May 2024 | 1745.9450855567504 | 1.87 | 16.27 |
| Jun 2024 | 1742.9769927062057 | -0.17 | 11.36 |
| Jul 2024 | 1746.85472496653 | 0.22 | 8.68 |
| Aug 2024 | 1704.1017883503107 | -2.45 | 2.36 |
| Sep 2024 | 1664.1202837918675 | -2.35 | -2.16 |
| Oct 2024 | 1711.9116146079878 | 2.87 | -3.54 |
| Nov 2024 | 1778.55727909175 | 3.89 | 1.55 |
| Dec 2024 | 1771.3500346728017 | -0.40 | 6.94 |
| Jan 2025 | 1815.7911708366798 | 2.51 | 11.38 |
| Feb 2025 | 1801.5253631704659 | -0.79 | 9.00 |
| Mar 2025 | 1769.5581936715766 | -1.77 | 5.97 |
| Apr 2025 | 1781.9817525445092 | 0.70 | 3.97 |
| May 2025 | 1799.3045231634374 | 0.97 | 3.06 |
| Jun 2025 | 1805.7737104667372 | 0.36 | 3.60 |
| Jul 2025 | 1797.9395893426286 | -0.43 | 2.92 |
| Aug 2025 | 1781.9819238148405 | -0.89 | 4.57 |
| Sep 2025 | 1748.7256255479876 | -1.87 | 5.08 |
| Oct 2025 | 1736.4249585952991 | -0.70 | 1.43 |
| Nov 2025 | 1738.9122268932113 | 0.14 | -2.23 |
| Dec 2025 | 1737.617890953958 | -0.07 | -1.90 |
| Jan 2026 | 1730.030613155624 | -0.44 | -4.72 |
| Feb 2026 | 1727.0906465591647 | -0.17 | -4.13 |
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