Rockford, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Rockford, IL Metro in February 2026 was $1,363.268. The month over month percentage change (MoM) was 0.39%, and the year over year percentage change (YoY) was 0.71%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Rockford, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Rockford, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rockford, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rockford, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rockford, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 447.141567116778 | -2.54 | -4.97 |
| Feb 2015 | 445.31431315554585 | -0.41 | -3.02 |
| Mar 2015 | 445.7328729549166 | 0.09 | -2.39 |
| Apr 2015 | 441.17943443429283 | -1.02 | -3.08 |
| May 2015 | 451.566469009215 | 2.35 | 0.19 |
| Jun 2015 | 463.0105307572664 | 2.53 | 2.12 |
| Jul 2015 | 471.9408016325481 | 1.93 | 3.11 |
| Aug 2015 | 470.23856904042265 | -0.36 | 1.66 |
| Sep 2015 | 473.20655891149676 | 0.63 | 0.61 |
| Oct 2015 | 471.3955910112936 | -0.38 | 0.94 |
| Nov 2015 | 479.93478286229254 | 1.81 | 2.90 |
| Dec 2015 | 482.7184657325234 | 0.58 | 5.21 |
| Jan 2016 | 481.51813753338746 | -0.25 | 7.69 |
| Feb 2016 | 476.03141826204666 | -1.14 | 6.90 |
| Mar 2016 | 481.5844710372145 | 1.17 | 8.04 |
| Apr 2016 | 479.77365126680706 | -0.38 | 8.75 |
| May 2016 | 481.602900394832 | 0.38 | 6.65 |
| Jun 2016 | 483.1793686713086 | 0.33 | 4.36 |
| Jul 2016 | 479.871712015738 | -0.68 | 1.68 |
| Aug 2016 | 483.11402264584774 | 0.68 | 2.74 |
| Sep 2016 | 488.52806984060715 | 1.12 | 3.24 |
| Oct 2016 | 493.277531158431 | 0.97 | 4.64 |
| Nov 2016 | 513.7371314484022 | 4.15 | 7.04 |
| Dec 2016 | 540.9175457823459 | 5.29 | 12.06 |
| Jan 2017 | 542.795462718814 | 0.35 | 12.73 |
| Feb 2017 | 548.0142918986513 | 0.96 | 15.12 |
| Mar 2017 | 554.2352746866641 | 1.14 | 15.09 |
| Apr 2017 | 549.0454049750443 | -0.94 | 14.44 |
| May 2017 | 549.1299760924339 | 0.02 | 14.02 |
| Jun 2017 | 544.2370338574076 | -0.89 | 12.64 |
| Jul 2017 | 548.0893182109043 | 0.71 | 14.22 |
| Aug 2017 | 543.733279870376 | -0.79 | 12.55 |
| Sep 2017 | 540.4811865196882 | -0.60 | 10.64 |
| Oct 2017 | 548.3511579790479 | 1.46 | 11.17 |
| Nov 2017 | 555.0906756872632 | 1.23 | 8.05 |
| Dec 2017 | 563.5936954528232 | 1.53 | 4.19 |
| Jan 2018 | 576.5783700215075 | 2.30 | 6.22 |
| Feb 2018 | 600.7664793593502 | 4.20 | 9.63 |
| Mar 2018 | 613.7022408387154 | 2.15 | 10.73 |
| Apr 2018 | 618.7567491187418 | 0.82 | 12.70 |
| May 2018 | 628.8856189010794 | 1.64 | 14.52 |
| Jun 2018 | 628.10927078094 | -0.12 | 15.41 |
| Jul 2018 | 626.1674866869281 | -0.31 | 14.25 |
| Aug 2018 | 627.5342082848068 | 0.22 | 15.41 |
| Sep 2018 | 633.4592139739552 | 0.94 | 17.20 |
| Oct 2018 | 646.5449921721565 | 2.07 | 17.91 |
| Nov 2018 | 650.6396891808811 | 0.63 | 17.21 |
| Dec 2018 | 638.554820201889 | -1.86 | 13.30 |
| Jan 2019 | 633.3918697903171 | -0.81 | 9.85 |
| Feb 2019 | 635.5877101452554 | 0.35 | 5.80 |
| Mar 2019 | 637.3360503000185 | 0.28 | 3.85 |
| Apr 2019 | 634.2382986064347 | -0.49 | 2.50 |
| May 2019 | 631.1178946346156 | -0.49 | 0.36 |
| Jun 2019 | 614.2951200926871 | -2.67 | -2.20 |
| Jul 2019 | 611.7804694737789 | -0.41 | -2.30 |
| Aug 2019 | 602.4299048958696 | -1.53 | -4.00 |
| Sep 2019 | 601.6957367043943 | -0.12 | -5.01 |
| Oct 2019 | 608.0472941846507 | 1.06 | -5.95 |
| Nov 2019 | 610.8127851263997 | 0.46 | -6.12 |
| Dec 2019 | 615.4077793137908 | 0.75 | -3.62 |
| Jan 2020 | 614.2798814236663 | -0.18 | -3.02 |
| Feb 2020 | 609.1939776914431 | -0.83 | -4.15 |
| Mar 2020 | 612.6823440863006 | 0.57 | -3.87 |
| Apr 2020 | 604.7585004628087 | -1.29 | -4.65 |
| May 2020 | 598.3677108759241 | -1.06 | -5.19 |
| Jun 2020 | 590.6445428847951 | -1.29 | -3.85 |
| Jul 2020 | 579.6938294685809 | -1.85 | -5.24 |
| Aug 2020 | 576.0886885440755 | -0.62 | -4.37 |
| Sep 2020 | 578.4089781228905 | 0.40 | -3.87 |
| Oct 2020 | 582.4400316140178 | 0.70 | -4.21 |
| Nov 2020 | 587.8025739797533 | 0.92 | -3.77 |
| Dec 2020 | 592.7759158472138 | 0.85 | -3.68 |
| Jan 2021 | 605.9790448895558 | 2.23 | -1.35 |
| Feb 2021 | 620.5378553557877 | 2.40 | 1.86 |
| Mar 2021 | 648.3088673867884 | 4.47 | 5.82 |
| Apr 2021 | 654.5144151398259 | 0.96 | 8.23 |
| May 2021 | 654.7937538947159 | 0.04 | 9.43 |
| Jun 2021 | 663.7697831465642 | 1.37 | 12.38 |
| Jul 2021 | 663.4536090402997 | -0.05 | 14.45 |
| Aug 2021 | 666.6696479317366 | 0.49 | 15.72 |
| Sep 2021 | 672.7460957101398 | 0.91 | 16.31 |
| Oct 2021 | 687.0704397189439 | 2.13 | 17.96 |
| Nov 2021 | 690.603418134339 | 0.51 | 17.49 |
| Dec 2021 | 697.9000718535981 | 1.06 | 17.73 |
| Jan 2022 | 734.345026496125 | 5.22 | 21.18 |
| Feb 2022 | 773.931682800837 | 5.39 | 24.72 |
| Mar 2022 | 824.6054226650839 | 6.55 | 27.19 |
| Apr 2022 | 910.5791122323385 | 10.43 | 39.12 |
| May 2022 | 943.7786102916201 | 3.65 | 44.13 |
| Jun 2022 | 979.0191586162836 | 3.73 | 47.49 |
| Jul 2022 | 970.9723862761937 | -0.82 | 46.35 |
| Aug 2022 | 950.4553603112967 | -2.11 | 42.57 |
| Sep 2022 | 1028.4554422189851 | 8.21 | 52.87 |
| Oct 2022 | 1101.7666679664237 | 7.13 | 60.36 |
| Nov 2022 | 1092.8850341217276 | -0.81 | 58.25 |
| Dec 2022 | 1052.8712332085013 | -3.66 | 50.86 |
| Jan 2023 | 1045.7314157143944 | -0.68 | 42.40 |
| Feb 2023 | 1048.4140737832624 | 0.26 | 35.47 |
| Mar 2023 | 1082.2846966220343 | 3.23 | 31.25 |
| Apr 2023 | 1072.5323804699776 | -0.90 | 17.79 |
| May 2023 | 1092.175955993931 | 1.83 | 15.72 |
| Jun 2023 | 1135.4274960415878 | 3.96 | 15.98 |
| Jul 2023 | 1162.844037265722 | 2.42 | 19.76 |
| Aug 2023 | 1201.5363608366758 | 3.33 | 26.42 |
| Sep 2023 | 1227.083967825888 | 2.13 | 19.31 |
| Oct 2023 | 1284.282818584636 | 4.66 | 16.57 |
| Nov 2023 | 1274.4453392525359 | -0.77 | 16.61 |
| Dec 2023 | 1213.7346180287668 | -4.76 | 15.28 |
| Jan 2024 | 1200.8964092013118 | -1.06 | 14.84 |
| Feb 2024 | 1223.4480102109787 | 1.88 | 16.70 |
| Mar 2024 | 1241.4953584568013 | 1.48 | 14.71 |
| Apr 2024 | 1278.1572476020283 | 2.95 | 19.17 |
| May 2024 | 1301.9042458656997 | 1.86 | 19.20 |
| Jun 2024 | 1296.6031115754465 | -0.41 | 14.20 |
| Jul 2024 | 1297.477270758015 | 0.07 | 11.58 |
| Aug 2024 | 1265.006639588832 | -2.50 | 5.28 |
| Sep 2024 | 1234.809384776171 | -2.39 | 0.63 |
| Oct 2024 | 1270.0327215656964 | 2.85 | -1.11 |
| Nov 2024 | 1321.189643231212 | 4.03 | 3.67 |
| Dec 2024 | 1320.0784097249802 | -0.08 | 8.76 |
| Jan 2025 | 1358.6674962753152 | 2.92 | 13.14 |
| Feb 2025 | 1353.6973669236318 | -0.37 | 10.65 |
| Mar 2025 | 1335.8867410604819 | -1.32 | 7.60 |
| Apr 2025 | 1350.7168067266741 | 1.11 | 5.68 |
| May 2025 | 1366.8848686077445 | 1.20 | 4.99 |
| Jun 2025 | 1372.8038001377897 | 0.43 | 5.88 |
| Jul 2025 | 1368.464754580328 | -0.32 | 5.47 |
| Aug 2025 | 1359.91476038448 | -0.62 | 7.50 |
| Sep 2025 | 1340.2439414890987 | -1.45 | 8.54 |
| Oct 2025 | 1338.3507996915223 | -0.14 | 5.38 |
| Nov 2025 | 1348.8780838757718 | 0.79 | 2.10 |
| Dec 2025 | 1356.5499886418472 | 0.57 | 2.76 |
| Jan 2026 | 1357.9251076008193 | 0.10 | -0.05 |
| Feb 2026 | 1363.2679745189093 | 0.39 | 0.71 |
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