Sacramento, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Sacramento, CA Metro in February 2026 was $3,733.086. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -9.04%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Sacramento, CA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Sacramento, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Sacramento, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Sacramento, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sacramento, CA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1616.260582990132 | -1.24 | -0.95 |
| Feb 2015 | 1635.122729812468 | 1.17 | 0.83 |
| Mar 2015 | 1657.9535198638503 | 1.40 | 0.94 |
| Apr 2015 | 1653.261036238408 | -0.28 | -0.20 |
| May 2015 | 1694.6394518833768 | 2.50 | 2.82 |
| Jun 2015 | 1730.262605049819 | 2.10 | 4.63 |
| Jul 2015 | 1747.7612868058432 | 1.01 | 5.83 |
| Aug 2015 | 1727.4158965842942 | -1.16 | 4.88 |
| Sep 2015 | 1733.104894556434 | 0.33 | 4.59 |
| Oct 2015 | 1729.7314047696998 | -0.19 | 5.30 |
| Nov 2015 | 1772.7900922380898 | 2.49 | 7.58 |
| Dec 2015 | 1792.1220299984193 | 1.09 | 9.51 |
| Jan 2016 | 1792.8958026856253 | 0.04 | 10.93 |
| Feb 2016 | 1769.995649467989 | -1.28 | 8.25 |
| Mar 2016 | 1790.9648604552508 | 1.19 | 8.02 |
| Apr 2016 | 1786.085630057185 | -0.27 | 8.03 |
| May 2016 | 1795.6608836168195 | 0.54 | 5.96 |
| Jun 2016 | 1799.2445178682087 | 0.20 | 3.99 |
| Jul 2016 | 1781.7354829994385 | -0.97 | 1.94 |
| Aug 2016 | 1785.88963256714 | 0.23 | 3.39 |
| Sep 2016 | 1798.1009247809786 | 0.68 | 3.75 |
| Oct 2016 | 1810.9404060013142 | 0.71 | 4.70 |
| Nov 2016 | 1883.4492606677481 | 4.00 | 6.24 |
| Dec 2016 | 1985.1419343952002 | 5.40 | 10.77 |
| Jan 2017 | 1993.7460995153665 | 0.43 | 11.20 |
| Feb 2017 | 2015.765755747414 | 1.10 | 13.89 |
| Mar 2017 | 2038.818779011926 | 1.14 | 13.84 |
| Apr 2017 | 2022.9952096181262 | -0.78 | 13.26 |
| May 2017 | 2028.3150745007551 | 0.26 | 12.96 |
| Jun 2017 | 2017.4025900532624 | -0.54 | 12.13 |
| Jul 2017 | 2039.7825736376967 | 1.11 | 14.48 |
| Aug 2017 | 2031.4443542193567 | -0.41 | 13.75 |
| Sep 2017 | 2027.3241684185734 | -0.20 | 12.75 |
| Oct 2017 | 2061.901923932468 | 1.71 | 13.86 |
| Nov 2017 | 2083.775490047267 | 1.06 | 10.64 |
| Dec 2017 | 2107.6642331954145 | 1.15 | 6.17 |
| Jan 2018 | 2144.5588491802914 | 1.75 | 7.56 |
| Feb 2018 | 2229.878567662944 | 3.98 | 10.62 |
| Mar 2018 | 2272.781992116782 | 1.92 | 11.48 |
| Apr 2018 | 2291.4042055039854 | 0.82 | 13.27 |
| May 2018 | 2332.526474263153 | 1.80 | 15.00 |
| Jun 2018 | 2339.755730034376 | 0.31 | 15.98 |
| Jul 2018 | 2336.8468704139386 | -0.12 | 14.56 |
| Aug 2018 | 2344.994691113753 | 0.35 | 15.44 |
| Sep 2018 | 2365.2467133582227 | 0.86 | 16.67 |
| Oct 2018 | 2416.6975827885462 | 2.17 | 17.21 |
| Nov 2018 | 2427.8748762461773 | 0.46 | 16.51 |
| Dec 2018 | 2375.499429028089 | -2.16 | 12.71 |
| Jan 2019 | 2339.1415659225786 | -1.53 | 9.07 |
| Feb 2019 | 2325.4377265562016 | -0.59 | 4.29 |
| Mar 2019 | 2312.357080596193 | -0.56 | 1.74 |
| Apr 2019 | 2293.407207766837 | -0.82 | 0.09 |
| May 2019 | 2283.676342489902 | -0.42 | -2.09 |
| Jun 2019 | 2224.7223436561435 | -2.58 | -4.92 |
| Jul 2019 | 2218.375791701292 | -0.28 | -5.07 |
| Aug 2019 | 2186.383798906405 | -1.44 | -6.76 |
| Sep 2019 | 2187.5434247385815 | 0.05 | -7.51 |
| Oct 2019 | 2212.9644134651808 | 1.16 | -8.43 |
| Nov 2019 | 2224.94397697381 | 0.54 | -8.36 |
| Dec 2019 | 2241.4835368519757 | 0.74 | -5.64 |
| Jan 2020 | 2231.3554013867783 | -0.45 | -4.61 |
| Feb 2020 | 2206.6838281778987 | -1.11 | -5.11 |
| Mar 2020 | 2217.650236067515 | 0.50 | -4.10 |
| Apr 2020 | 2196.1951669338378 | -0.97 | -4.24 |
| May 2020 | 2182.9318063707833 | -0.60 | -4.41 |
| Jun 2020 | 2164.9750744221865 | -0.82 | -2.69 |
| Jul 2020 | 2130.7535057470627 | -1.58 | -3.95 |
| Aug 2020 | 2121.5460094569125 | -0.43 | -2.97 |
| Sep 2020 | 2132.7545078902076 | 0.53 | -2.50 |
| Oct 2020 | 2150.3008463691976 | 0.82 | -2.83 |
| Nov 2020 | 2171.7179352900985 | 1.00 | -2.39 |
| Dec 2020 | 2192.2855184455875 | 0.95 | -2.19 |
| Jan 2021 | 2243.648806895534 | 2.34 | 0.55 |
| Feb 2021 | 2302.374849995641 | 2.62 | 4.34 |
| Mar 2021 | 2414.0052475939233 | 4.85 | 8.85 |
| Apr 2021 | 2457.0397386156747 | 1.78 | 11.88 |
| May 2021 | 2484.0260529195134 | 1.10 | 13.79 |
| Jun 2021 | 2538.871606398183 | 2.21 | 17.27 |
| Jul 2021 | 2554.0318229372733 | 0.60 | 19.86 |
| Aug 2021 | 2575.713337423652 | 0.85 | 21.41 |
| Sep 2021 | 2609.558644384134 | 1.31 | 22.36 |
| Oct 2021 | 2670.1133515568326 | 2.32 | 24.17 |
| Nov 2021 | 2689.629814852813 | 0.73 | 23.85 |
| Dec 2021 | 2723.733443890206 | 1.27 | 24.24 |
| Jan 2022 | 2866.4171617918546 | 5.24 | 27.76 |
| Feb 2022 | 3015.5393147875066 | 5.20 | 30.98 |
| Mar 2022 | 3211.257129086777 | 6.49 | 33.03 |
| Apr 2022 | 3546.163391632135 | 10.43 | 44.33 |
| May 2022 | 3682.0076515992564 | 3.83 | 48.23 |
| Jun 2022 | 3812.642530012153 | 3.55 | 50.17 |
| Jul 2022 | 3767.472743334097 | -1.18 | 47.51 |
| Aug 2022 | 3663.7104684286282 | -2.75 | 42.24 |
| Sep 2022 | 3930.410137083608 | 7.28 | 50.62 |
| Oct 2022 | 4165.312177665322 | 5.98 | 56.00 |
| Nov 2022 | 4078.016728849753 | -2.10 | 51.62 |
| Dec 2022 | 3869.372247743356 | -5.12 | 42.06 |
| Jan 2023 | 3784.8338871008655 | -2.18 | 32.04 |
| Feb 2023 | 3737.618197021738 | -1.25 | 23.95 |
| Mar 2023 | 3812.744740764177 | 2.01 | 18.73 |
| Apr 2023 | 3738.1157057798832 | -1.96 | 5.41 |
| May 2023 | 3772.3549095817266 | 0.92 | 2.45 |
| Jun 2023 | 3889.2092118675323 | 3.10 | 2.01 |
| Jul 2023 | 3957.089864054669 | 1.75 | 5.03 |
| Aug 2023 | 4067.322791880221 | 2.79 | 11.02 |
| Sep 2023 | 4132.512398675664 | 1.60 | 5.14 |
| Oct 2023 | 4299.061423901744 | 4.03 | 3.21 |
| Nov 2023 | 4237.434160370698 | -1.43 | 3.91 |
| Dec 2023 | 4009.4316802683634 | -5.38 | 3.62 |
| Jan 2024 | 3947.6629153414397 | -1.54 | 4.30 |
| Feb 2024 | 4001.2474616565405 | 1.36 | 7.05 |
| Mar 2024 | 4033.9178656293334 | 0.82 | 5.80 |
| Apr 2024 | 4119.706657682846 | 2.13 | 10.21 |
| May 2024 | 4164.180402008269 | 1.08 | 10.39 |
| Jun 2024 | 4117.080228203924 | -1.13 | 5.86 |
| Jul 2024 | 4093.055903300619 | -0.58 | 3.44 |
| Aug 2024 | 3963.4976659175245 | -3.16 | -2.55 |
| Sep 2024 | 3849.157517040923 | -2.88 | -6.86 |
| Oct 2024 | 3939.7983304362233 | 2.36 | -8.36 |
| Nov 2024 | 4083.832050602985 | 3.66 | -3.62 |
| Dec 2024 | 4057.4449202255687 | -0.65 | 1.20 |
| Jan 2025 | 4150.801023674898 | 2.30 | 5.15 |
| Feb 2025 | 4104.326963552372 | -1.12 | 2.58 |
| Mar 2025 | 4021.9404784894978 | -2.01 | -0.30 |
| Apr 2025 | 4035.9107708218835 | 0.35 | -2.03 |
| May 2025 | 4051.0640110485565 | 0.38 | -2.72 |
| Jun 2025 | 4031.8484538568855 | -0.47 | -2.07 |
| Jul 2025 | 3977.8576821713636 | -1.34 | -2.81 |
| Aug 2025 | 3915.0325788596283 | -1.58 | -1.22 |
| Sep 2025 | 3823.9912018289015 | -2.33 | -0.65 |
| Oct 2025 | 3787.7136400998675 | -0.95 | -3.86 |
| Nov 2025 | 3787.0382007701182 | -0.02 | -7.27 |
| Dec 2025 | 3778.4042161283987 | -0.23 | -6.88 |
| Jan 2026 | 3752.0594006575466 | -0.70 | -9.61 |
| Feb 2026 | 3733.085542957337 | -0.51 | -9.04 |
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