Saginaw, MI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Saginaw, MI Metro in February 2026 was $1,058.849. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -0.65%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Saginaw, MI metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Saginaw, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 361.5218957792093 | -1.61 | -4.84 |
| Feb 2015 | 363.6975223722637 | 0.60 | -3.11 |
| Mar 2015 | 367.8629705353716 | 1.15 | -2.35 |
| Apr 2015 | 365.7015103137305 | -0.59 | -2.92 |
| May 2015 | 373.27446259815804 | 2.07 | 0.44 |
| Jun 2015 | 379.42624194800754 | 1.65 | 2.11 |
| Jul 2015 | 383.8054963050306 | 1.15 | 2.91 |
| Aug 2015 | 380.6118374945214 | -0.83 | 1.73 |
| Sep 2015 | 382.0214693249929 | 0.37 | 1.32 |
| Oct 2015 | 378.5092890085924 | -0.92 | 1.77 |
| Nov 2015 | 383.2301699106516 | 1.25 | 3.10 |
| Dec 2015 | 382.31456944961707 | -0.24 | 4.04 |
| Jan 2016 | 377.3522021874168 | -1.30 | 4.38 |
| Feb 2016 | 368.75945207503844 | -2.28 | 1.39 |
| Mar 2016 | 369.16305877067845 | 0.11 | 0.35 |
| Apr 2016 | 365.04797522062177 | -1.11 | -0.18 |
| May 2016 | 363.8679826974795 | -0.32 | -2.52 |
| Jun 2016 | 363.1849108867402 | -0.19 | -4.28 |
| Jul 2016 | 358.3733801142937 | -1.32 | -6.63 |
| Aug 2016 | 359.29257829399404 | 0.26 | -5.60 |
| Sep 2016 | 361.3260292506026 | 0.57 | -5.42 |
| Oct 2016 | 364.183785832489 | 0.79 | -3.78 |
| Nov 2016 | 379.12639121051416 | 4.10 | -1.07 |
| Dec 2016 | 399.9850123882744 | 5.50 | 4.62 |
| Jan 2017 | 400.6692358528321 | 0.17 | 6.18 |
| Feb 2017 | 403.0934616868946 | 0.61 | 9.31 |
| Mar 2017 | 407.1205263006735 | 1.00 | 10.28 |
| Apr 2017 | 404.89527068728546 | -0.55 | 10.92 |
| May 2017 | 408.74085438698563 | 0.95 | 12.33 |
| Jun 2017 | 408.46767539448643 | -0.07 | 12.47 |
| Jul 2017 | 414.71811211288275 | 1.53 | 15.72 |
| Aug 2017 | 414.1077748041098 | -0.15 | 15.26 |
| Sep 2017 | 413.5283833927001 | -0.14 | 14.45 |
| Oct 2017 | 419.92299892016956 | 1.55 | 15.31 |
| Nov 2017 | 423.2231419706042 | 0.79 | 11.63 |
| Dec 2017 | 427.54271117788505 | 1.02 | 6.89 |
| Jan 2018 | 434.6213654774779 | 1.66 | 8.47 |
| Feb 2018 | 450.44353595208923 | 3.64 | 11.75 |
| Mar 2018 | 459.4252965499746 | 1.99 | 12.85 |
| Apr 2018 | 463.85692197442984 | 0.97 | 14.56 |
| May 2018 | 472.99293062211325 | 1.97 | 15.72 |
| Jun 2018 | 473.842342767183 | 0.18 | 16.01 |
| Jul 2018 | 473.95015196872214 | 0.02 | 14.28 |
| Aug 2018 | 476.89456760585915 | 0.62 | 15.16 |
| Sep 2018 | 481.5663237254949 | 0.98 | 16.45 |
| Oct 2018 | 490.0635303930763 | 1.76 | 16.70 |
| Nov 2018 | 491.7412314136428 | 0.34 | 16.19 |
| Dec 2018 | 482.064250626839 | -1.97 | 12.75 |
| Jan 2019 | 478.49630573990964 | -0.74 | 10.10 |
| Feb 2019 | 480.61048671137326 | 0.44 | 6.70 |
| Mar 2019 | 483.9201280446191 | 0.69 | 5.33 |
| Apr 2019 | 485.3536201853077 | 0.30 | 4.63 |
| May 2019 | 486.90810322182995 | 0.32 | 2.94 |
| Jun 2019 | 477.1843145064198 | -2.00 | 0.71 |
| Jul 2019 | 476.9231798612186 | -0.05 | 0.63 |
| Aug 2019 | 471.14318065382804 | -1.21 | -1.21 |
| Sep 2019 | 471.0271517252197 | -0.02 | -2.19 |
| Oct 2019 | 478.82020908285205 | 1.65 | -2.29 |
| Nov 2019 | 484.18804313951074 | 1.12 | -1.54 |
| Dec 2019 | 490.49036175947913 | 1.30 | 1.75 |
| Jan 2020 | 488.2492753797743 | -0.46 | 2.04 |
| Feb 2020 | 483.19782647227 | -1.03 | 0.54 |
| Mar 2020 | 486.70482067295666 | 0.73 | 0.57 |
| Apr 2020 | 484.74218803180145 | -0.40 | -0.13 |
| May 2020 | 483.86916035468596 | -0.18 | -0.62 |
| Jun 2020 | 481.02823470101146 | -0.59 | 0.81 |
| Jul 2020 | 474.5323195170785 | -1.35 | -0.50 |
| Aug 2020 | 474.0522067756714 | -0.10 | 0.62 |
| Sep 2020 | 479.41310615177713 | 1.13 | 1.78 |
| Oct 2020 | 485.84136082324954 | 1.34 | 1.47 |
| Nov 2020 | 492.0829237349202 | 1.29 | 1.63 |
| Dec 2020 | 496.24106280931056 | 0.85 | 1.17 |
| Jan 2021 | 507.3184568212109 | 2.23 | 3.91 |
| Feb 2021 | 520.5784755708498 | 2.61 | 7.74 |
| Mar 2021 | 545.7279045124127 | 4.83 | 12.13 |
| Apr 2021 | 551.999219486663 | 1.15 | 13.88 |
| May 2021 | 554.6237408366975 | 0.48 | 14.62 |
| Jun 2021 | 564.4202824744901 | 1.77 | 17.34 |
| Jul 2021 | 564.30458883362 | -0.02 | 18.92 |
| Aug 2021 | 562.3590372961278 | -0.34 | 18.63 |
| Sep 2021 | 561.0071436916173 | -0.24 | 17.02 |
| Oct 2021 | 568.9676223023622 | 1.42 | 17.11 |
| Nov 2021 | 570.5431583732659 | 0.28 | 15.95 |
| Dec 2021 | 574.4526588727258 | 0.69 | 15.76 |
| Jan 2022 | 601.731071275138 | 4.75 | 18.61 |
| Feb 2022 | 632.9721163120886 | 5.19 | 21.59 |
| Mar 2022 | 675.854347832121 | 6.78 | 23.85 |
| Apr 2022 | 747.9016270208065 | 10.66 | 35.49 |
| May 2022 | 776.3789579193657 | 3.81 | 39.98 |
| Jun 2022 | 809.0177805184037 | 4.20 | 43.34 |
| Jul 2022 | 807.9421207487076 | -0.13 | 43.18 |
| Aug 2022 | 797.0327914119162 | -1.35 | 41.73 |
| Sep 2022 | 866.9488375849683 | 8.77 | 54.53 |
| Oct 2022 | 931.7526458725654 | 7.48 | 63.76 |
| Nov 2022 | 925.7389649291512 | -0.64 | 62.26 |
| Dec 2022 | 891.5928814233457 | -3.69 | 55.21 |
| Jan 2023 | 887.7542788594434 | -0.43 | 47.53 |
| Feb 2023 | 894.026291163585 | 0.71 | 41.24 |
| Mar 2023 | 927.8976203143062 | 3.79 | 37.29 |
| Apr 2023 | 919.1237372826567 | -0.95 | 22.89 |
| May 2023 | 930.8698855829516 | 1.28 | 19.90 |
| Jun 2023 | 960.2931953605473 | 3.16 | 18.70 |
| Jul 2023 | 975.1968117831151 | 1.55 | 20.70 |
| Aug 2023 | 998.8858128754475 | 2.43 | 25.33 |
| Sep 2023 | 1011.2013140605695 | 1.23 | 16.64 |
| Oct 2023 | 1049.92412934246 | 3.83 | 12.68 |
| Nov 2023 | 1036.7252511436704 | -1.26 | 11.99 |
| Dec 2023 | 986.622093918624 | -4.83 | 10.66 |
| Jan 2024 | 978.648715841693 | -0.81 | 10.24 |
| Feb 2024 | 1000.5165270987982 | 2.23 | 11.91 |
| Mar 2024 | 1014.9374646937093 | 1.44 | 9.38 |
| Apr 2024 | 1042.3722927260585 | 2.70 | 13.41 |
| May 2024 | 1055.2384512984538 | 1.23 | 13.36 |
| Jun 2024 | 1044.326879728665 | -1.03 | 8.75 |
| Jul 2024 | 1036.5258129125818 | -0.75 | 6.29 |
| Aug 2024 | 1002.0157776778699 | -3.33 | 0.31 |
| Sep 2024 | 971.1410949842007 | -3.08 | -3.96 |
| Oct 2024 | 994.1547215968401 | 2.37 | -5.31 |
| Nov 2024 | 1034.7186872474326 | 4.08 | -0.19 |
| Dec 2024 | 1036.7531734550382 | 0.20 | 5.08 |
| Jan 2025 | 1070.1049922237778 | 3.22 | 9.35 |
| Feb 2025 | 1065.7900331308997 | -0.40 | 6.52 |
| Mar 2025 | 1049.6831306191445 | -1.51 | 3.42 |
| Apr 2025 | 1058.2497352366581 | 0.82 | 1.52 |
| May 2025 | 1068.4624917462513 | 0.97 | 1.25 |
| Jun 2025 | 1073.6532817577813 | 0.49 | 2.81 |
| Jul 2025 | 1076.537962529973 | 0.27 | 3.86 |
| Aug 2025 | 1076.8796667053925 | 0.03 | 7.47 |
| Sep 2025 | 1064.041633460169 | -1.19 | 9.57 |
| Oct 2025 | 1060.1981094073635 | -0.36 | 6.64 |
| Nov 2025 | 1063.85490681851 | 0.35 | 2.82 |
| Dec 2025 | 1065.6450176028743 | 0.17 | 2.79 |
| Jan 2026 | 1061.4897105336088 | -0.39 | -0.80 |
| Feb 2026 | 1058.8488201064845 | -0.25 | -0.65 |