Sioux Falls, SD (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Sioux Falls, SD Metro in February 2026 was $2,166.799. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was -5.80%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Sioux Falls, SD metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Sioux Falls, SD metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Sioux Falls, SD (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sioux Falls, SD (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 888.7268325183661 -1.58 -4.71
Feb 2015 897.0997103665649 0.94 -2.58
Mar 2015 907.8063515069739 1.19 -1.92
Apr 2015 903.508259407125 -0.47 -2.50
May 2015 925.1752515198559 2.40 0.98
Jun 2015 945.1860210546268 2.16 3.12
Jul 2015 957.5973856473595 1.31 4.37
Aug 2015 950.1795093274467 -0.77 3.33
Sep 2015 954.9327081421206 0.50 3.01
Oct 2015 951.6871354435891 -0.34 3.87
Nov 2015 970.2552277940944 1.95 6.19
Dec 2015 975.6463912370908 0.56 8.05
Jan 2016 970.1449982629078 -0.56 9.16
Feb 2016 952.3588631309474 -1.83 6.16
Mar 2016 958.3834031510842 0.63 5.57
Apr 2016 951.6018006858512 -0.71 5.32
May 2016 954.0051849905365 0.25 3.12
Jun 2016 953.9559138242751 0.00 0.93
Jul 2016 943.6049092910165 -1.08 -1.46
Aug 2016 945.3407032478738 0.18 -0.51
Sep 2016 951.2013766839424 0.62 -0.39
Oct 2016 955.6493025803538 0.47 0.42
Nov 2016 989.3212928295643 3.52 1.97
Dec 2016 1036.3575486522443 4.75 6.22
Jan 2017 1033.9797655890009 -0.23 6.58
Feb 2017 1039.1958324427865 0.50 9.12
Mar 2017 1047.1680140532487 0.77 9.26
Apr 2017 1037.5567515662935 -0.92 9.03
May 2017 1040.6996018274547 0.30 9.09
Jun 2017 1035.3607889935417 -0.51 8.53
Jul 2017 1046.1436680170739 1.04 10.87
Aug 2017 1040.004204928364 -0.59 10.01
Sep 2017 1035.4929104772668 -0.43 8.86
Oct 2017 1050.1767004720866 1.42 9.89
Nov 2017 1059.5169385288382 0.89 7.10
Dec 2017 1069.2411974115216 0.92 3.17
Jan 2018 1083.5906676104996 1.34 4.80
Feb 2018 1120.1051514422973 3.37 7.79
Mar 2018 1135.6689693763142 1.39 8.45
Apr 2018 1142.4778804965467 0.60 10.11
May 2018 1162.4569601300618 1.75 11.70
Jun 2018 1166.4713617234763 0.35 12.66
Jul 2018 1168.5805324710807 0.18 11.70
Aug 2018 1177.3705335755942 0.75 13.21
Sep 2018 1192.5484651678312 1.29 15.17
Oct 2018 1220.331725504503 2.33 16.20
Nov 2018 1228.584033915059 0.68 15.96
Dec 2018 1205.559447208241 -1.87 12.75
Jan 2019 1189.9221084242145 -1.30 9.81
Feb 2019 1184.79375991715 -0.43 5.78
Mar 2019 1179.2701173302635 -0.47 3.84
Apr 2019 1172.7654072087814 -0.55 2.65
May 2019 1172.1487386737876 -0.05 0.83
Jun 2019 1146.9827365114957 -2.15 -1.67
Jul 2019 1148.1250873921388 0.10 -1.75
Aug 2019 1134.737899451295 -1.17 -3.62
Sep 2019 1136.794982174866 0.18 -4.67
Oct 2019 1151.1363430053868 1.26 -5.67
Nov 2019 1157.6005286044985 0.56 -5.78
Dec 2019 1167.026920137953 0.81 -3.20
Jan 2020 1160.0394960640317 -0.60 -2.51
Feb 2020 1143.365639345163 -1.44 -3.50
Mar 2020 1144.8835143569145 0.13 -2.92
Apr 2020 1131.9766356922696 -1.13 -3.48
May 2020 1127.4361407957 -0.40 -3.81
Jun 2020 1122.3351571808423 -0.45 -2.15
Jul 2020 1109.7204101729903 -1.12 -3.34
Aug 2020 1108.1788546642265 -0.14 -2.34
Sep 2020 1114.5482500913402 0.57 -1.96
Oct 2020 1119.9286033391766 0.48 -2.71
Nov 2020 1123.7266118879513 0.34 -2.93
Dec 2020 1124.0779459868832 0.03 -3.68
Jan 2021 1139.6908895642841 1.39 -1.75
Feb 2021 1160.442796179515 1.82 1.49
Mar 2021 1208.810321257697 4.17 5.58
Apr 2021 1222.5101601277931 1.13 8.00
May 2021 1229.202346320733 0.55 9.03
Jun 2021 1251.578748416363 1.82 11.52
Jul 2021 1258.6841311521644 0.57 13.42
Aug 2021 1270.9578905283872 0.98 14.69
Sep 2021 1289.5161197611965 1.46 15.70
Oct 2021 1321.0663641317656 2.45 17.96
Nov 2021 1331.9154504788517 0.82 18.53
Dec 2021 1351.1557526087163 1.45 20.20
Jan 2022 1421.6555002981258 5.22 24.74
Feb 2022 1493.2955281566633 5.04 28.68
Mar 2022 1586.296975207184 6.23 31.23
Apr 2022 1751.5442669196998 10.42 43.27
May 2022 1822.953749154132 4.08 48.30
Jun 2022 1897.0981115855107 4.07 51.58
Jul 2022 1889.4337189968426 -0.40 50.11
Aug 2022 1856.5972780330526 -1.74 46.08
Sep 2022 2016.0816161399418 8.59 56.34
Oct 2022 2164.463200875245 7.36 63.84
Nov 2022 2145.3877611287003 -0.88 61.08
Dec 2022 2060.6729739604707 -3.95 52.51
Jan 2023 2039.0169780154856 -1.05 43.43
Feb 2023 2033.849790541657 -0.25 36.20
Mar 2023 2092.778647705069 2.90 31.93
Apr 2023 2065.335220079338 -1.31 17.92
May 2023 2093.261310021454 1.35 14.83
Jun 2023 2162.1820717299797 3.29 13.97
Jul 2023 2194.8220334012854 1.51 16.16
Aug 2023 2245.3973538350433 2.30 20.94
Sep 2023 2269.9089637574357 1.09 12.59
Oct 2023 2355.0371836132754 3.75 8.81
Nov 2023 2322.5297762686114 -1.38 8.26
Dec 2023 2199.5037198089162 -5.30 6.74
Jan 2024 2171.2388618230625 -1.28 6.49
Feb 2024 2206.6762427180875 1.63 8.50
Mar 2024 2230.9582414982706 1.10 6.60
Apr 2024 2279.938889855961 2.19 10.39
May 2024 2302.580858930168 0.99 10.00
Jun 2024 2272.931633406414 -1.29 5.12
Jul 2024 2256.3512562508067 -0.73 2.80
Aug 2024 2185.529404851923 -3.14 -2.67
Sep 2024 2126.700121409971 -2.69 -6.31
Oct 2024 2183.5656483539847 2.67 -7.28
Nov 2024 2268.1905579201625 3.88 -2.34
Dec 2024 2258.960272918914 -0.41 2.70
Jan 2025 2317.3337182156342 2.58 6.73
Feb 2025 2300.130354280088 -0.74 4.24
Mar 2025 2262.5249545154084 -1.63 1.42
Apr 2025 2279.5960910185527 0.76 -0.01
May 2025 2297.048536225997 0.77 -0.24
Jun 2025 2295.8232122432064 -0.05 1.01
Jul 2025 2272.9670552268713 -1.00 0.74
Aug 2025 2247.331451935745 -1.13 2.83
Sep 2025 2203.5583873818155 -1.95 3.61
Oct 2025 2187.5895614081624 -0.72 0.18
Nov 2025 2186.8946808484407 -0.03 -3.58
Dec 2025 2180.5103128853243 -0.29 -3.47
Jan 2026 2169.7725054470498 -0.49 -6.37
Feb 2026 2166.7991539815453 -0.14 -5.80