Spokane, WA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Spokane, WA Metro in February 2026 was $2,678.996. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -6.62%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Spokane, WA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Spokane, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Spokane, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Spokane, WA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Spokane, WA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 866.261335810059 | -1.51 | -4.90 |
| Feb 2015 | 873.9074128811438 | 0.88 | -3.20 |
| Mar 2015 | 881.2452359116829 | 0.84 | -2.90 |
| Apr 2015 | 875.9681127355 | -0.60 | -3.68 |
| May 2015 | 895.5587506395128 | 2.24 | -0.29 |
| Jun 2015 | 914.1206954822519 | 2.07 | 1.94 |
| Jul 2015 | 926.3751975934061 | 1.34 | 3.50 |
| Aug 2015 | 919.8287994582115 | -0.71 | 2.80 |
| Sep 2015 | 925.9048117109918 | 0.66 | 2.83 |
| Oct 2015 | 924.5035100031271 | -0.15 | 3.97 |
| Nov 2015 | 946.3070921317546 | 2.36 | 6.65 |
| Dec 2015 | 957.2886942536509 | 1.16 | 8.84 |
| Jan 2016 | 957.0658764247355 | -0.02 | 10.48 |
| Feb 2016 | 944.565408642227 | -1.31 | 8.09 |
| Mar 2016 | 953.2737457257904 | 0.92 | 8.17 |
| Apr 2016 | 948.9220729751598 | -0.46 | 8.33 |
| May 2016 | 952.0146351708642 | 0.33 | 6.30 |
| Jun 2016 | 953.3257850679464 | 0.14 | 4.29 |
| Jul 2016 | 944.8498141360876 | -0.89 | 1.99 |
| Aug 2016 | 949.2497760993675 | 0.47 | 3.20 |
| Sep 2016 | 957.1522043013595 | 0.83 | 3.38 |
| Oct 2016 | 965.3282602739253 | 0.85 | 4.42 |
| Nov 2016 | 1004.8454984689146 | 4.09 | 6.19 |
| Dec 2016 | 1060.8282456583845 | 5.57 | 10.82 |
| Jan 2017 | 1066.8857860249693 | 0.57 | 11.48 |
| Feb 2017 | 1081.1906735845143 | 1.34 | 14.46 |
| Mar 2017 | 1096.6840230700855 | 1.43 | 15.04 |
| Apr 2017 | 1090.3518405834598 | -0.58 | 14.90 |
| May 2017 | 1094.5711246834687 | 0.39 | 14.97 |
| Jun 2017 | 1090.2299838602612 | -0.40 | 14.36 |
| Jul 2017 | 1105.0946159503019 | 1.36 | 16.96 |
| Aug 2017 | 1102.4296234747242 | -0.24 | 16.14 |
| Sep 2017 | 1100.8791194333244 | -0.14 | 15.02 |
| Oct 2017 | 1116.950094780187 | 1.46 | 15.71 |
| Nov 2017 | 1126.442603219935 | 0.85 | 12.10 |
| Dec 2017 | 1137.5753133059977 | 0.99 | 7.24 |
| Jan 2018 | 1157.7589403471407 | 1.77 | 8.52 |
| Feb 2018 | 1206.6292631893234 | 4.22 | 11.60 |
| Mar 2018 | 1235.7225723086226 | 2.41 | 12.68 |
| Apr 2018 | 1254.339839096662 | 1.51 | 15.04 |
| May 2018 | 1283.9560724864355 | 2.36 | 17.30 |
| Jun 2018 | 1294.4544554199406 | 0.82 | 18.73 |
| Jul 2018 | 1303.3561624135903 | 0.69 | 17.94 |
| Aug 2018 | 1320.1380017180254 | 1.29 | 19.75 |
| Sep 2018 | 1342.9741101490242 | 1.73 | 21.99 |
| Oct 2018 | 1378.5200107524074 | 2.65 | 23.42 |
| Nov 2018 | 1391.0005172568212 | 0.91 | 23.49 |
| Dec 2018 | 1367.5919755233497 | -1.68 | 20.22 |
| Jan 2019 | 1352.4441819609065 | -1.11 | 16.82 |
| Feb 2019 | 1350.1543032218958 | -0.17 | 11.90 |
| Mar 2019 | 1351.0457867021662 | 0.07 | 9.33 |
| Apr 2019 | 1353.252364436878 | 0.16 | 7.89 |
| May 2019 | 1362.4419396415249 | 0.68 | 6.11 |
| Jun 2019 | 1340.9982601760707 | -1.57 | 3.60 |
| Jul 2019 | 1347.5899122012734 | 0.49 | 3.39 |
| Aug 2019 | 1336.3124943150308 | -0.84 | 1.23 |
| Sep 2019 | 1341.2304923281433 | 0.37 | -0.13 |
| Oct 2019 | 1360.17005079607 | 1.41 | -1.33 |
| Nov 2019 | 1370.1208674841707 | 0.73 | -1.50 |
| Dec 2019 | 1383.8446447271147 | 1.00 | 1.19 |
| Jan 2020 | 1387.6249215355458 | 0.27 | 2.60 |
| Feb 2020 | 1385.0009345192216 | -0.19 | 2.58 |
| Mar 2020 | 1406.0496421862622 | 1.52 | 4.07 |
| Apr 2020 | 1402.1806315890171 | -0.28 | 3.62 |
| May 2020 | 1403.6031915349042 | 0.10 | 3.02 |
| Jun 2020 | 1401.5545458263014 | -0.15 | 4.52 |
| Jul 2020 | 1387.5881188794085 | -1.00 | 2.97 |
| Aug 2020 | 1387.7525322220647 | 0.01 | 3.85 |
| Sep 2020 | 1399.8538040596463 | 0.87 | 4.37 |
| Oct 2020 | 1414.9656899844576 | 1.08 | 4.03 |
| Nov 2020 | 1429.8902877924588 | 1.06 | 4.36 |
| Dec 2020 | 1442.7009296508909 | 0.90 | 4.25 |
| Jan 2021 | 1474.3763130995121 | 2.20 | 6.25 |
| Feb 2021 | 1516.069366508707 | 2.83 | 9.46 |
| Mar 2021 | 1596.7275946800896 | 5.32 | 13.56 |
| Apr 2021 | 1636.3034156671492 | 2.48 | 16.70 |
| May 2021 | 1663.1672900264496 | 1.64 | 18.49 |
| Jun 2021 | 1708.7999759868997 | 2.74 | 21.92 |
| Jul 2021 | 1726.105480240116 | 1.01 | 24.40 |
| Aug 2021 | 1746.7615518078255 | 1.20 | 25.87 |
| Sep 2021 | 1771.1607779839621 | 1.40 | 26.53 |
| Oct 2021 | 1811.6638326915354 | 2.29 | 28.04 |
| Nov 2021 | 1821.334857723577 | 0.53 | 27.38 |
| Dec 2021 | 1841.2380270317972 | 1.09 | 27.62 |
| Jan 2022 | 1933.3432568214253 | 5.00 | 31.13 |
| Feb 2022 | 2032.1128298663295 | 5.11 | 34.04 |
| Mar 2022 | 2165.010712982021 | 6.54 | 35.59 |
| Apr 2022 | 2400.803848650144 | 10.89 | 46.72 |
| May 2022 | 2506.884848276059 | 4.42 | 50.73 |
| Jun 2022 | 2612.7887952072865 | 4.22 | 52.90 |
| Jul 2022 | 2592.8703760733138 | -0.76 | 50.22 |
| Aug 2022 | 2530.0975630870553 | -2.42 | 44.85 |
| Sep 2022 | 2722.281875669589 | 7.60 | 53.70 |
| Oct 2022 | 2897.070992590147 | 6.42 | 59.91 |
| Nov 2022 | 2849.356750852735 | -1.65 | 56.44 |
| Dec 2022 | 2718.7210988652187 | -4.58 | 47.66 |
| Jan 2023 | 2673.096556134506 | -1.68 | 38.26 |
| Feb 2023 | 2651.044588610523 | -0.82 | 30.46 |
| Mar 2023 | 2710.7649931157666 | 2.25 | 25.21 |
| Apr 2023 | 2660.746876247941 | -1.84 | 10.83 |
| May 2023 | 2687.1562128098244 | 0.99 | 7.19 |
| Jun 2023 | 2768.033732118546 | 3.01 | 5.94 |
| Jul 2023 | 2808.149556816346 | 1.45 | 8.30 |
| Aug 2023 | 2874.792088385066 | 2.37 | 13.62 |
| Sep 2023 | 2912.480751086814 | 1.31 | 6.99 |
| Oct 2023 | 3023.564320016616 | 3.81 | 4.37 |
| Nov 2023 | 2975.423806340131 | -1.59 | 4.42 |
| Dec 2023 | 2810.2303714560476 | -5.55 | 3.37 |
| Jan 2024 | 2761.70997899854 | -1.73 | 3.32 |
| Feb 2024 | 2793.522741329318 | 1.15 | 5.37 |
| Mar 2024 | 2809.882316970007 | 0.59 | 3.66 |
| Apr 2024 | 2865.6213536119717 | 1.98 | 7.70 |
| May 2024 | 2895.0369988444163 | 1.03 | 7.74 |
| Jun 2024 | 2861.5543625601968 | -1.16 | 3.38 |
| Jul 2024 | 2842.6167911725042 | -0.66 | 1.23 |
| Aug 2024 | 2751.6125143823187 | -3.20 | -4.28 |
| Sep 2024 | 2674.367172493357 | -2.81 | -8.18 |
| Oct 2024 | 2742.263124688537 | 2.54 | -9.30 |
| Nov 2024 | 2844.955339707989 | 3.75 | -4.38 |
| Dec 2024 | 2829.796132092417 | -0.53 | 0.70 |
| Jan 2025 | 2897.948907373938 | 2.41 | 4.93 |
| Feb 2025 | 2869.000507686905 | -1.00 | 2.70 |
| Mar 2025 | 2812.387117977113 | -1.97 | 0.09 |
| Apr 2025 | 2824.2998501468383 | 0.42 | -1.44 |
| May 2025 | 2840.4508412697983 | 0.57 | -1.89 |
| Jun 2025 | 2834.5998458552367 | -0.21 | -0.94 |
| Jul 2025 | 2806.4390348610978 | -0.99 | -1.27 |
| Aug 2025 | 2771.7267583619673 | -1.24 | 0.73 |
| Sep 2025 | 2717.0736943339466 | -1.97 | 1.60 |
| Oct 2025 | 2699.1926677343326 | -0.66 | -1.57 |
| Nov 2025 | 2705.330201086902 | 0.23 | -4.91 |
| Dec 2025 | 2704.674748950023 | -0.02 | -4.42 |
| Jan 2026 | 2690.4643336063946 | -0.52 | -7.16 |
| Feb 2026 | 2678.99591876118 | -0.43 | -6.62 |
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