Springfield, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Springfield, IL Metro in February 2026 was $1,238.132. The month over month percentage change (MoM) was 0.26%, and the year over year percentage change (YoY) was 0.81%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Springfield, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 668.2498780080555 | -2.52 | -5.35 |
| Feb 2015 | 667.8431007827039 | -0.06 | -4.27 |
| Mar 2015 | 670.7483340517102 | 0.44 | -4.39 |
| Apr 2015 | 663.6960732882557 | -1.05 | -5.57 |
| May 2015 | 675.9262501831221 | 1.84 | -2.35 |
| Jun 2015 | 685.9441004877841 | 1.48 | -0.86 |
| Jul 2015 | 691.8341929567612 | 0.86 | -0.31 |
| Aug 2015 | 683.633771456432 | -1.18 | -2.30 |
| Sep 2015 | 683.8178096695785 | 0.03 | -3.40 |
| Oct 2015 | 679.6106595144125 | -0.61 | -2.98 |
| Nov 2015 | 691.2522183318075 | 1.71 | -0.78 |
| Dec 2015 | 694.3108045717202 | 0.44 | 1.29 |
| Jan 2016 | 688.3421598349305 | -0.86 | 3.01 |
| Feb 2016 | 673.9499124805984 | -2.09 | 0.91 |
| Mar 2016 | 675.5920838528473 | 0.24 | 0.72 |
| Apr 2016 | 669.3745439034583 | -0.92 | 0.86 |
| May 2016 | 669.9280315799335 | 0.08 | -0.89 |
| Jun 2016 | 670.2465364319382 | 0.05 | -2.29 |
| Jul 2016 | 661.4322543870198 | -1.31 | -4.39 |
| Aug 2016 | 660.4752234923259 | -0.14 | -3.39 |
| Sep 2016 | 660.3885884551648 | -0.01 | -3.43 |
| Oct 2016 | 661.5399490337663 | 0.17 | -2.66 |
| Nov 2016 | 684.2403213156693 | 3.43 | -1.01 |
| Dec 2016 | 718.1444712263681 | 4.96 | 3.43 |
| Jan 2017 | 717.1925993786597 | -0.13 | 4.19 |
| Feb 2017 | 719.5837339403049 | 0.33 | 6.77 |
| Mar 2017 | 722.054317757729 | 0.34 | 6.88 |
| Apr 2017 | 711.7050896809128 | -1.43 | 6.32 |
| May 2017 | 710.0475147912647 | -0.23 | 5.99 |
| Jun 2017 | 701.8868537344226 | -1.15 | 4.72 |
| Jul 2017 | 704.987448733276 | 0.44 | 6.59 |
| Aug 2017 | 696.632946275291 | -1.18 | 5.48 |
| Sep 2017 | 691.4797163606726 | -0.74 | 4.71 |
| Oct 2017 | 697.9728311365129 | 0.94 | 5.51 |
| Nov 2017 | 701.0088590860531 | 0.44 | 2.45 |
| Dec 2017 | 703.4613343812877 | 0.35 | -2.04 |
| Jan 2018 | 710.5794110635135 | 1.01 | -0.92 |
| Feb 2018 | 731.8804036921528 | 3.00 | 1.71 |
| Mar 2018 | 740.5093886497298 | 1.18 | 2.56 |
| Apr 2018 | 742.5720850618511 | 0.28 | 4.34 |
| May 2018 | 752.5293621745894 | 1.34 | 5.98 |
| Jun 2018 | 749.827164570298 | -0.36 | 6.83 |
| Jul 2018 | 746.6371066299159 | -0.42 | 5.91 |
| Aug 2018 | 746.9932069127912 | 0.05 | 7.23 |
| Sep 2018 | 753.5461359810379 | 0.88 | 8.98 |
| Oct 2018 | 766.9982198315166 | 1.79 | 9.89 |
| Nov 2018 | 769.4894484806415 | 0.33 | 9.77 |
| Dec 2018 | 751.5399280357241 | -2.33 | 6.84 |
| Jan 2019 | 740.7122124582496 | -1.44 | 4.24 |
| Feb 2019 | 738.6082112119087 | -0.28 | 0.92 |
| Mar 2019 | 737.2949338762711 | -0.18 | -0.43 |
| Apr 2019 | 733.8774378921478 | -0.46 | -1.17 |
| May 2019 | 732.811685800647 | -0.14 | -2.62 |
| Jun 2019 | 714.3398298849276 | -2.52 | -4.73 |
| Jul 2019 | 711.4778381163957 | -0.40 | -4.71 |
| Aug 2019 | 699.9376523613539 | -1.62 | -6.30 |
| Sep 2019 | 698.9639382384427 | -0.14 | -7.24 |
| Oct 2019 | 706.846158685848 | 1.13 | -7.84 |
| Nov 2019 | 711.1176153429973 | 0.60 | -7.59 |
| Dec 2019 | 718.5043461448868 | 1.04 | -4.40 |
| Jan 2020 | 715.2765683121964 | -0.45 | -3.43 |
| Feb 2020 | 706.6387551015728 | -1.21 | -4.33 |
| Mar 2020 | 708.4171257576373 | 0.25 | -3.92 |
| Apr 2020 | 700.5760528299645 | -1.11 | -4.54 |
| May 2020 | 696.1548358237515 | -0.63 | -5.00 |
| Jun 2020 | 689.6097051411093 | -0.94 | -3.46 |
| Jul 2020 | 678.5094352887371 | -1.61 | -4.63 |
| Aug 2020 | 674.7244751952916 | -0.56 | -3.60 |
| Sep 2020 | 678.7495391760866 | 0.60 | -2.89 |
| Oct 2020 | 679.6538826135331 | 0.13 | -3.85 |
| Nov 2020 | 676.7960901796548 | -0.42 | -4.83 |
| Dec 2020 | 668.3994929801511 | -1.24 | -6.97 |
| Jan 2021 | 670.7083160143836 | 0.35 | -6.23 |
| Feb 2021 | 676.7996232360302 | 0.91 | -4.22 |
| Mar 2021 | 697.8746345884024 | 3.11 | -1.49 |
| Apr 2021 | 697.1731584899691 | -0.10 | -0.49 |
| May 2021 | 692.7948009391506 | -0.63 | -0.48 |
| Jun 2021 | 700.6562780752226 | 1.14 | 1.60 |
| Jul 2021 | 700.104248828661 | -0.08 | 3.18 |
| Aug 2021 | 701.6143929670309 | 0.22 | 3.99 |
| Sep 2021 | 704.6034172635506 | 0.43 | 3.81 |
| Oct 2021 | 716.5352245176804 | 1.69 | 5.43 |
| Nov 2021 | 718.0853381634726 | 0.22 | 6.10 |
| Dec 2021 | 724.8719953655333 | 0.95 | 8.45 |
| Jan 2022 | 759.166839318508 | 4.73 | 13.19 |
| Feb 2022 | 793.0471499133969 | 4.46 | 17.18 |
| Mar 2022 | 834.4099568219565 | 5.22 | 19.56 |
| Apr 2022 | 913.0328639435505 | 9.42 | 30.96 |
| May 2022 | 939.320844029727 | 2.88 | 35.58 |
| Jun 2022 | 969.8095507652929 | 3.25 | 38.41 |
| Jul 2022 | 956.8994471979423 | -1.33 | 36.68 |
| Aug 2022 | 936.6784620587792 | -2.11 | 33.50 |
| Sep 2022 | 1016.3564012930266 | 8.51 | 44.25 |
| Oct 2022 | 1095.3819221594629 | 7.78 | 52.87 |
| Nov 2022 | 1091.4778173277884 | -0.36 | 52.00 |
| Dec 2022 | 1056.1825403519479 | -3.23 | 45.71 |
| Jan 2023 | 1052.0516686704586 | -0.39 | 38.58 |
| Feb 2023 | 1051.3016427115606 | -0.07 | 32.57 |
| Mar 2023 | 1080.5564691771892 | 2.78 | 29.50 |
| Apr 2023 | 1066.3079633962368 | -1.32 | 16.79 |
| May 2023 | 1086.0183013834585 | 1.85 | 15.62 |
| Jun 2023 | 1126.9082740309289 | 3.77 | 16.20 |
| Jul 2023 | 1148.948044748388 | 1.96 | 20.07 |
| Aug 2023 | 1181.6037753393275 | 2.84 | 26.15 |
| Sep 2023 | 1200.109448662358 | 1.57 | 18.08 |
| Oct 2023 | 1250.4285496700786 | 4.19 | 14.16 |
| Nov 2023 | 1234.938471075919 | -1.24 | 13.14 |
| Dec 2023 | 1170.0884578344599 | -5.25 | 10.79 |
| Jan 2024 | 1149.6655442497386 | -1.74 | 9.28 |
| Feb 2024 | 1164.7143168709222 | 1.31 | 10.79 |
| Mar 2024 | 1177.497401030781 | 1.10 | 8.97 |
| Apr 2024 | 1208.3959050795331 | 2.62 | 13.33 |
| May 2024 | 1223.0711482763002 | 1.21 | 12.62 |
| Jun 2024 | 1209.7594252990366 | -1.09 | 7.35 |
| Jul 2024 | 1200.2615881006102 | -0.78 | 4.47 |
| Aug 2024 | 1162.6511856585657 | -3.13 | -1.60 |
| Sep 2024 | 1128.5615315897055 | -2.93 | -5.96 |
| Oct 2024 | 1159.998943714418 | 2.79 | -7.23 |
| Nov 2024 | 1208.2054806619713 | 4.16 | -2.16 |
| Dec 2024 | 1206.6083489284815 | -0.13 | 3.12 |
| Jan 2025 | 1238.6045500719413 | 2.65 | 7.74 |
| Feb 2025 | 1228.1613431219516 | -0.84 | 5.45 |
| Mar 2025 | 1208.568732911282 | -1.59 | 2.64 |
| Apr 2025 | 1217.642316040628 | 0.75 | 0.77 |
| May 2025 | 1231.0142691280091 | 1.10 | 0.65 |
| Jun 2025 | 1237.3439046658664 | 0.51 | 2.28 |
| Jul 2025 | 1235.9010022893349 | -0.12 | 2.97 |
| Aug 2025 | 1233.1081869201403 | -0.23 | 6.06 |
| Sep 2025 | 1217.385509196381 | -1.27 | 7.87 |
| Oct 2025 | 1218.146821459198 | 0.06 | 5.01 |
| Nov 2025 | 1228.182253113476 | 0.82 | 1.65 |
| Dec 2025 | 1235.187981282451 | 0.57 | 2.37 |
| Jan 2026 | 1234.975350561779 | -0.02 | -0.29 |
| Feb 2026 | 1238.131712111382 | 0.26 | 0.81 |