Springfield, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Springfield, IL Metro in February 2026 was $1,238.132. The month over month percentage change (MoM) was 0.26%, and the year over year percentage change (YoY) was 0.81%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Springfield, IL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Springfield, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, IL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 668.2498780080555 -2.52 -5.35
Feb 2015 667.8431007827039 -0.06 -4.27
Mar 2015 670.7483340517102 0.44 -4.39
Apr 2015 663.6960732882557 -1.05 -5.57
May 2015 675.9262501831221 1.84 -2.35
Jun 2015 685.9441004877841 1.48 -0.86
Jul 2015 691.8341929567612 0.86 -0.31
Aug 2015 683.633771456432 -1.18 -2.30
Sep 2015 683.8178096695785 0.03 -3.40
Oct 2015 679.6106595144125 -0.61 -2.98
Nov 2015 691.2522183318075 1.71 -0.78
Dec 2015 694.3108045717202 0.44 1.29
Jan 2016 688.3421598349305 -0.86 3.01
Feb 2016 673.9499124805984 -2.09 0.91
Mar 2016 675.5920838528473 0.24 0.72
Apr 2016 669.3745439034583 -0.92 0.86
May 2016 669.9280315799335 0.08 -0.89
Jun 2016 670.2465364319382 0.05 -2.29
Jul 2016 661.4322543870198 -1.31 -4.39
Aug 2016 660.4752234923259 -0.14 -3.39
Sep 2016 660.3885884551648 -0.01 -3.43
Oct 2016 661.5399490337663 0.17 -2.66
Nov 2016 684.2403213156693 3.43 -1.01
Dec 2016 718.1444712263681 4.96 3.43
Jan 2017 717.1925993786597 -0.13 4.19
Feb 2017 719.5837339403049 0.33 6.77
Mar 2017 722.054317757729 0.34 6.88
Apr 2017 711.7050896809128 -1.43 6.32
May 2017 710.0475147912647 -0.23 5.99
Jun 2017 701.8868537344226 -1.15 4.72
Jul 2017 704.987448733276 0.44 6.59
Aug 2017 696.632946275291 -1.18 5.48
Sep 2017 691.4797163606726 -0.74 4.71
Oct 2017 697.9728311365129 0.94 5.51
Nov 2017 701.0088590860531 0.44 2.45
Dec 2017 703.4613343812877 0.35 -2.04
Jan 2018 710.5794110635135 1.01 -0.92
Feb 2018 731.8804036921528 3.00 1.71
Mar 2018 740.5093886497298 1.18 2.56
Apr 2018 742.5720850618511 0.28 4.34
May 2018 752.5293621745894 1.34 5.98
Jun 2018 749.827164570298 -0.36 6.83
Jul 2018 746.6371066299159 -0.42 5.91
Aug 2018 746.9932069127912 0.05 7.23
Sep 2018 753.5461359810379 0.88 8.98
Oct 2018 766.9982198315166 1.79 9.89
Nov 2018 769.4894484806415 0.33 9.77
Dec 2018 751.5399280357241 -2.33 6.84
Jan 2019 740.7122124582496 -1.44 4.24
Feb 2019 738.6082112119087 -0.28 0.92
Mar 2019 737.2949338762711 -0.18 -0.43
Apr 2019 733.8774378921478 -0.46 -1.17
May 2019 732.811685800647 -0.14 -2.62
Jun 2019 714.3398298849276 -2.52 -4.73
Jul 2019 711.4778381163957 -0.40 -4.71
Aug 2019 699.9376523613539 -1.62 -6.30
Sep 2019 698.9639382384427 -0.14 -7.24
Oct 2019 706.846158685848 1.13 -7.84
Nov 2019 711.1176153429973 0.60 -7.59
Dec 2019 718.5043461448868 1.04 -4.40
Jan 2020 715.2765683121964 -0.45 -3.43
Feb 2020 706.6387551015728 -1.21 -4.33
Mar 2020 708.4171257576373 0.25 -3.92
Apr 2020 700.5760528299645 -1.11 -4.54
May 2020 696.1548358237515 -0.63 -5.00
Jun 2020 689.6097051411093 -0.94 -3.46
Jul 2020 678.5094352887371 -1.61 -4.63
Aug 2020 674.7244751952916 -0.56 -3.60
Sep 2020 678.7495391760866 0.60 -2.89
Oct 2020 679.6538826135331 0.13 -3.85
Nov 2020 676.7960901796548 -0.42 -4.83
Dec 2020 668.3994929801511 -1.24 -6.97
Jan 2021 670.7083160143836 0.35 -6.23
Feb 2021 676.7996232360302 0.91 -4.22
Mar 2021 697.8746345884024 3.11 -1.49
Apr 2021 697.1731584899691 -0.10 -0.49
May 2021 692.7948009391506 -0.63 -0.48
Jun 2021 700.6562780752226 1.14 1.60
Jul 2021 700.104248828661 -0.08 3.18
Aug 2021 701.6143929670309 0.22 3.99
Sep 2021 704.6034172635506 0.43 3.81
Oct 2021 716.5352245176804 1.69 5.43
Nov 2021 718.0853381634726 0.22 6.10
Dec 2021 724.8719953655333 0.95 8.45
Jan 2022 759.166839318508 4.73 13.19
Feb 2022 793.0471499133969 4.46 17.18
Mar 2022 834.4099568219565 5.22 19.56
Apr 2022 913.0328639435505 9.42 30.96
May 2022 939.320844029727 2.88 35.58
Jun 2022 969.8095507652929 3.25 38.41
Jul 2022 956.8994471979423 -1.33 36.68
Aug 2022 936.6784620587792 -2.11 33.50
Sep 2022 1016.3564012930266 8.51 44.25
Oct 2022 1095.3819221594629 7.78 52.87
Nov 2022 1091.4778173277884 -0.36 52.00
Dec 2022 1056.1825403519479 -3.23 45.71
Jan 2023 1052.0516686704586 -0.39 38.58
Feb 2023 1051.3016427115606 -0.07 32.57
Mar 2023 1080.5564691771892 2.78 29.50
Apr 2023 1066.3079633962368 -1.32 16.79
May 2023 1086.0183013834585 1.85 15.62
Jun 2023 1126.9082740309289 3.77 16.20
Jul 2023 1148.948044748388 1.96 20.07
Aug 2023 1181.6037753393275 2.84 26.15
Sep 2023 1200.109448662358 1.57 18.08
Oct 2023 1250.4285496700786 4.19 14.16
Nov 2023 1234.938471075919 -1.24 13.14
Dec 2023 1170.0884578344599 -5.25 10.79
Jan 2024 1149.6655442497386 -1.74 9.28
Feb 2024 1164.7143168709222 1.31 10.79
Mar 2024 1177.497401030781 1.10 8.97
Apr 2024 1208.3959050795331 2.62 13.33
May 2024 1223.0711482763002 1.21 12.62
Jun 2024 1209.7594252990366 -1.09 7.35
Jul 2024 1200.2615881006102 -0.78 4.47
Aug 2024 1162.6511856585657 -3.13 -1.60
Sep 2024 1128.5615315897055 -2.93 -5.96
Oct 2024 1159.998943714418 2.79 -7.23
Nov 2024 1208.2054806619713 4.16 -2.16
Dec 2024 1206.6083489284815 -0.13 3.12
Jan 2025 1238.6045500719413 2.65 7.74
Feb 2025 1228.1613431219516 -0.84 5.45
Mar 2025 1208.568732911282 -1.59 2.64
Apr 2025 1217.642316040628 0.75 0.77
May 2025 1231.0142691280091 1.10 0.65
Jun 2025 1237.3439046658664 0.51 2.28
Jul 2025 1235.9010022893349 -0.12 2.97
Aug 2025 1233.1081869201403 -0.23 6.06
Sep 2025 1217.385509196381 -1.27 7.87
Oct 2025 1218.146821459198 0.06 5.01
Nov 2025 1228.182253113476 0.82 1.65
Dec 2025 1235.187981282451 0.57 2.37
Jan 2026 1234.975350561779 -0.02 -0.29
Feb 2026 1238.131712111382 0.26 0.81