Springfield, MO (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Springfield, MO Metro in February 2026 was $1,724.135. The month over month percentage change (MoM) was -0.13%, and the year over year percentage change (YoY) was -5.50%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Springfield, MO metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Springfield, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 640.5315602637833 | -1.75 | -5.19 |
| Feb 2015 | 643.9001067557202 | 0.53 | -3.42 |
| Mar 2015 | 648.2670088565646 | 0.68 | -3.21 |
| Apr 2015 | 643.0411251245519 | -0.81 | -4.21 |
| May 2015 | 656.883897272157 | 2.15 | -1.06 |
| Jun 2015 | 670.0695422492281 | 2.01 | 0.77 |
| Jul 2015 | 678.9587496532373 | 1.33 | 2.00 |
| Aug 2015 | 673.495311567111 | -0.80 | 0.97 |
| Sep 2015 | 676.6228033906062 | 0.46 | 0.74 |
| Oct 2015 | 672.9248003497299 | -0.55 | 1.58 |
| Nov 2015 | 685.1690290969016 | 1.82 | 3.83 |
| Dec 2015 | 688.8763645069233 | 0.54 | 5.66 |
| Jan 2016 | 685.4207501725944 | -0.50 | 7.01 |
| Feb 2016 | 673.9287531660157 | -1.68 | 4.66 |
| Mar 2016 | 678.1871275063934 | 0.63 | 4.62 |
| Apr 2016 | 673.3885006771828 | -0.71 | 4.72 |
| May 2016 | 675.2971887928686 | 0.28 | 2.80 |
| Jun 2016 | 675.9342375245155 | 0.09 | 0.88 |
| Jul 2016 | 669.5938064643377 | -0.94 | -1.38 |
| Aug 2016 | 670.714027434583 | 0.17 | -0.41 |
| Sep 2016 | 674.716080978005 | 0.60 | -0.28 |
| Oct 2016 | 678.5565386945111 | 0.57 | 0.84 |
| Nov 2016 | 704.6331211974529 | 3.84 | 2.84 |
| Dec 2016 | 740.7268581235443 | 5.12 | 7.53 |
| Jan 2017 | 740.8960159469846 | 0.02 | 8.09 |
| Feb 2017 | 746.277527695969 | 0.73 | 10.74 |
| Mar 2017 | 752.7693926065238 | 0.87 | 11.00 |
| Apr 2017 | 745.789297054365 | -0.93 | 10.75 |
| May 2017 | 746.6122640027039 | 0.11 | 10.56 |
| Jun 2017 | 741.181937307289 | -0.73 | 9.65 |
| Jul 2017 | 747.9582093063924 | 0.91 | 11.70 |
| Aug 2017 | 742.7056312621467 | -0.70 | 10.73 |
| Sep 2017 | 739.2606810689724 | -0.46 | 9.57 |
| Oct 2017 | 749.5435402437677 | 1.39 | 10.46 |
| Nov 2017 | 756.3456525713856 | 0.91 | 7.34 |
| Dec 2017 | 763.433561247863 | 0.94 | 3.07 |
| Jan 2018 | 775.7110970647767 | 1.61 | 4.70 |
| Feb 2018 | 806.3353882856753 | 3.95 | 8.05 |
| Mar 2018 | 824.0752361648977 | 2.20 | 9.47 |
| Apr 2018 | 832.8318588074327 | 1.06 | 11.67 |
| May 2018 | 847.668244031821 | 1.78 | 13.54 |
| Jun 2018 | 848.5387183730875 | 0.10 | 14.49 |
| Jul 2018 | 847.1419537302801 | -0.16 | 13.26 |
| Aug 2018 | 851.6555805321358 | 0.53 | 14.67 |
| Sep 2018 | 862.3510354989776 | 1.26 | 16.65 |
| Oct 2018 | 883.2697617859485 | 2.43 | 17.84 |
| Nov 2018 | 890.8594480966806 | 0.86 | 17.79 |
| Dec 2018 | 874.1028567561483 | -1.88 | 14.50 |
| Jan 2019 | 863.9236808393139 | -1.16 | 11.37 |
| Feb 2019 | 861.0703677506971 | -0.33 | 6.79 |
| Mar 2019 | 858.8502062863886 | -0.26 | 4.22 |
| Apr 2019 | 854.47047116678 | -0.51 | 2.60 |
| May 2019 | 853.5591547377676 | -0.11 | 0.70 |
| Jun 2019 | 834.7896275797284 | -2.20 | -1.62 |
| Jul 2019 | 835.7655143461384 | 0.12 | -1.34 |
| Aug 2019 | 826.4768867791315 | -1.11 | -2.96 |
| Sep 2019 | 827.7788401491348 | 0.16 | -4.01 |
| Oct 2019 | 838.5787264443848 | 1.31 | -5.06 |
| Nov 2019 | 844.0296733904571 | 0.65 | -5.26 |
| Dec 2019 | 852.1848656360798 | 0.97 | -2.51 |
| Jan 2020 | 848.0233471794849 | -0.49 | -1.84 |
| Feb 2020 | 837.889401314706 | -1.19 | -2.69 |
| Mar 2020 | 840.6716522422266 | 0.33 | -2.12 |
| Apr 2020 | 832.3956588749398 | -0.98 | -2.58 |
| May 2020 | 829.3198953435027 | -0.37 | -2.84 |
| Jun 2020 | 825.7835340198819 | -0.43 | -1.08 |
| Jul 2020 | 817.3434108368872 | -1.02 | -2.20 |
| Aug 2020 | 817.1339502249984 | -0.03 | -1.13 |
| Sep 2020 | 823.5807428902481 | 0.79 | -0.51 |
| Oct 2020 | 831.1957422067459 | 0.93 | -0.88 |
| Nov 2020 | 839.5984318870318 | 1.01 | -0.52 |
| Dec 2020 | 845.139028163938 | 0.66 | -0.83 |
| Jan 2021 | 860.2697956966417 | 1.79 | 1.44 |
| Feb 2021 | 877.0189416172609 | 1.95 | 4.67 |
| Mar 2021 | 914.6042811090755 | 4.29 | 8.79 |
| Apr 2021 | 927.2340006976519 | 1.38 | 11.39 |
| May 2021 | 935.8688274841943 | 0.93 | 12.85 |
| Jun 2021 | 957.2502847529972 | 2.29 | 15.92 |
| Jul 2021 | 963.0235547537336 | 0.60 | 17.82 |
| Aug 2021 | 971.0771696906852 | 0.84 | 18.84 |
| Sep 2021 | 983.4543889689274 | 1.27 | 19.41 |
| Oct 2021 | 1009.8039786563163 | 2.68 | 21.49 |
| Nov 2021 | 1022.2432769397395 | 1.23 | 21.75 |
| Dec 2021 | 1041.0358678946461 | 1.84 | 23.18 |
| Jan 2022 | 1099.9986122564392 | 5.66 | 27.87 |
| Feb 2022 | 1160.456714297634 | 5.50 | 32.32 |
| Mar 2022 | 1238.316329223786 | 6.71 | 35.39 |
| Apr 2022 | 1372.1752619997746 | 10.81 | 47.99 |
| May 2022 | 1431.479939976151 | 4.32 | 52.96 |
| Jun 2022 | 1494.6627673720277 | 4.41 | 56.14 |
| Jul 2022 | 1493.2648134352926 | -0.09 | 55.06 |
| Aug 2022 | 1471.987647477305 | -1.42 | 51.58 |
| Sep 2022 | 1601.5425720627104 | 8.80 | 62.85 |
| Oct 2022 | 1719.1662918256773 | 7.34 | 70.25 |
| Nov 2022 | 1703.2722374836858 | -0.92 | 66.62 |
| Dec 2022 | 1635.7445407019534 | -3.96 | 57.13 |
| Jan 2023 | 1619.475972348952 | -0.99 | 47.23 |
| Feb 2023 | 1615.6970269862938 | -0.23 | 39.23 |
| Mar 2023 | 1659.4985068321455 | 2.71 | 34.01 |
| Apr 2023 | 1633.9465439672065 | -1.54 | 19.08 |
| May 2023 | 1653.5310783142813 | 1.20 | 15.51 |
| Jun 2023 | 1706.3018021791117 | 3.19 | 14.16 |
| Jul 2023 | 1734.4841784080525 | 1.65 | 16.15 |
| Aug 2023 | 1781.4834716973528 | 2.71 | 21.03 |
| Sep 2023 | 1810.9079441028584 | 1.65 | 13.07 |
| Oct 2023 | 1886.2415310911028 | 4.16 | 9.72 |
| Nov 2023 | 1858.9221305310166 | -1.45 | 9.14 |
| Dec 2023 | 1757.7257422500031 | -5.44 | 7.46 |
| Jan 2024 | 1730.3970218231143 | -1.55 | 6.85 |
| Feb 2024 | 1754.2672643838641 | 1.38 | 8.58 |
| Mar 2024 | 1766.6332556960633 | 0.71 | 6.46 |
| Apr 2024 | 1801.2439666919297 | 1.96 | 10.24 |
| May 2024 | 1818.325360066699 | 0.95 | 9.97 |
| Jun 2024 | 1799.4265161040892 | -1.04 | 5.46 |
| Jul 2024 | 1792.5350053022535 | -0.38 | 3.35 |
| Aug 2024 | 1741.4725560701224 | -2.85 | -2.25 |
| Sep 2024 | 1695.685708000131 | -2.63 | -6.36 |
| Oct 2024 | 1738.1499299766692 | 2.50 | -7.85 |
| Nov 2024 | 1802.5078308518584 | 3.70 | -3.03 |
| Dec 2024 | 1793.4797628043016 | -0.50 | 2.03 |
| Jan 2025 | 1839.560468172181 | 2.57 | 6.31 |
| Feb 2025 | 1824.537855354689 | -0.82 | 4.01 |
| Mar 2025 | 1791.617063263083 | -1.80 | 1.41 |
| Apr 2025 | 1800.988188074653 | 0.52 | -0.01 |
| May 2025 | 1812.241314470541 | 0.63 | -0.33 |
| Jun 2025 | 1810.39411693123 | -0.10 | 0.61 |
| Jul 2025 | 1794.4004118172882 | -0.88 | 0.10 |
| Aug 2025 | 1774.4950469489459 | -1.11 | 1.90 |
| Sep 2025 | 1740.4226659810795 | -1.92 | 2.64 |
| Oct 2025 | 1728.1485970557605 | -0.70 | -0.57 |
| Nov 2025 | 1731.6940484593597 | 0.21 | -3.93 |
| Dec 2025 | 1732.1108526118253 | 0.02 | -3.42 |
| Jan 2026 | 1726.3173329737326 | -0.33 | -6.16 |
| Feb 2026 | 1724.135241396872 | -0.13 | -5.50 |