St. Joseph, MO (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the St. Joseph, MO Metro in February 2026 was $1,344.848. The month over month percentage change (MoM) was 0.35%, and the year over year percentage change (YoY) was -0.84%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the St. Joseph, MO metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the St. Joseph, MO metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
St. Joseph, MO (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
St. Joseph, MO (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 583.9966054964824 -2.12 -8.88
Feb 2015 584.1936070619762 0.03 -7.60
Mar 2015 586.8392039878598 0.45 -7.56
Apr 2015 582.2726008335006 -0.78 -8.21
May 2015 595.3471438526859 2.25 -4.93
Jun 2015 606.8034583509392 1.92 -2.98
Jul 2015 613.9394232794472 1.18 -1.58
Aug 2015 606.850768953897 -1.15 -2.27
Sep 2015 606.9449418302012 0.02 -2.30
Oct 2015 601.3967286412138 -0.91 -1.35
Nov 2015 612.2807093921004 1.81 1.10
Dec 2015 616.6012359017283 0.71 3.35
Jan 2016 613.9144554658217 -0.44 5.12
Feb 2016 604.4292834988744 -1.54 3.46
Mar 2016 608.1278894109166 0.61 3.63
Apr 2016 603.1826037539576 -0.81 3.59
May 2016 602.1066358068438 -0.18 1.14
Jun 2016 600.397944366192 -0.28 -1.06
Jul 2016 591.8665643276317 -1.42 -3.59
Aug 2016 591.3452077264963 -0.09 -2.56
Sep 2016 593.6944502159807 0.40 -2.18
Oct 2016 596.7836579149703 0.52 -0.77
Nov 2016 618.8215744839815 3.69 1.07
Dec 2016 647.9261602742399 4.70 5.08
Jan 2017 645.0087964253079 -0.45 5.07
Feb 2017 646.0175054656719 0.16 6.88
Mar 2017 648.1287767512431 0.33 6.58
Apr 2017 638.9950501432543 -1.41 5.94
May 2017 638.1721810955588 -0.13 5.99
Jun 2017 634.181371718983 -0.62 5.63
Jul 2017 641.444790524147 1.15 8.38
Aug 2017 637.2411590671175 -0.65 7.76
Sep 2017 633.6987686472582 -0.56 6.74
Oct 2017 640.9069113181201 1.14 7.39
Nov 2017 644.3240337178374 0.53 4.12
Dec 2017 647.1787884430793 0.44 -0.11
Jan 2018 654.1904586234757 1.08 1.42
Feb 2018 676.830732954684 3.46 4.77
Mar 2018 688.519128856621 1.73 6.23
Apr 2018 693.1848519760397 0.68 8.48
May 2018 704.547222276133 1.64 10.40
Jun 2018 705.2794822072448 0.10 11.21
Jul 2018 703.9736529963186 -0.18 9.75
Aug 2018 706.6260629621146 0.38 10.89
Sep 2018 714.0009377615107 1.04 12.67
Oct 2018 730.2447134619472 2.28 13.94
Nov 2018 735.8786864490496 0.77 14.21
Dec 2018 721.5276901307758 -1.95 11.49
Jan 2019 712.3225968062426 -1.28 8.89
Feb 2019 709.4794256067985 -0.40 4.82
Mar 2019 707.4908928431191 -0.28 2.76
Apr 2019 703.481581506032 -0.57 1.49
May 2019 702.0244441697986 -0.21 -0.36
Jun 2019 686.2065173683067 -2.25 -2.70
Jul 2019 686.7740444409334 0.08 -2.44
Aug 2019 678.5110800798763 -1.20 -3.98
Sep 2019 677.5627392028176 -0.14 -5.10
Oct 2019 684.8582641863561 1.08 -6.21
Nov 2019 689.7812619000287 0.72 -6.26
Dec 2019 698.566061896801 1.27 -3.18
Jan 2020 696.9469040366407 -0.23 -2.16
Feb 2020 688.7631306236922 -1.17 -2.92
Mar 2020 690.7982046230361 0.30 -2.36
Apr 2020 684.3037932324687 -0.94 -2.73
May 2020 682.2374578867096 -0.30 -2.82
Jun 2020 678.743090083482 -0.51 -1.09
Jul 2020 671.0231119656555 -1.14 -2.29
Aug 2020 671.5010900920424 0.07 -1.03
Sep 2020 679.0964810162003 1.13 0.23
Oct 2020 686.2367183638075 1.05 0.20
Nov 2020 690.509923630724 0.62 0.11
Dec 2020 690.6607524726892 0.02 -1.13
Jan 2021 699.2628122713198 1.25 0.33
Feb 2021 710.9944249163689 1.68 3.23
Mar 2021 739.2133091906561 3.97 7.01
Apr 2021 745.2797802851809 0.82 8.91
May 2021 745.3199052539065 0.01 9.25
Jun 2021 755.1174770324958 1.32 11.25
Jul 2021 756.4771285255572 0.18 12.74
Aug 2021 762.5969792916025 0.81 13.57
Sep 2021 773.3797076935683 1.41 13.88
Oct 2021 792.7041818638237 2.50 15.52
Nov 2021 799.5783471351092 0.87 15.80
Dec 2021 808.4576809154814 1.11 17.06
Jan 2022 844.8816561004919 4.51 20.83
Feb 2022 877.9324694069717 3.91 23.48
Mar 2022 920.9107005606317 4.89 24.58
Apr 2022 1004.7989857959299 9.11 34.82
May 2022 1035.3859676918469 3.04 38.92
Jun 2022 1073.4036538646317 3.67 42.15
Jul 2022 1067.6270840675602 -0.54 41.13
Aug 2022 1050.27230825862 -1.63 37.72
Sep 2022 1141.4456928793118 8.68 47.59
Oct 2022 1226.5250148311466 7.45 54.73
Nov 2022 1216.5056819450795 -0.82 52.14
Dec 2022 1167.925920364734 -3.99 44.46
Jan 2023 1155.7620492350643 -1.04 36.80
Feb 2023 1151.8329114099065 -0.34 31.20
Mar 2023 1185.0235677573223 2.88 28.68
Apr 2023 1170.9783985575891 -1.18 16.54
May 2023 1190.8930206269813 1.70 15.02
Jun 2023 1232.6794656016186 3.51 14.84
Jul 2023 1250.0175943462796 1.41 17.08
Aug 2023 1275.0808818157427 2.01 21.41
Sep 2023 1287.6175554925192 0.98 12.81
Oct 2023 1332.5580418491036 3.49 8.65
Nov 2023 1311.0131806118254 -1.62 7.77
Dec 2023 1239.6177613670743 -5.45 6.14
Jan 2024 1223.9188846658035 -1.27 5.90
Feb 2024 1246.7352146714975 1.86 8.24
Mar 2024 1261.9945930911433 1.22 6.50
Apr 2024 1294.371679949114 2.57 10.54
May 2024 1312.469012290717 1.40 10.21
Jun 2024 1304.0411624119924 -0.64 5.79
Jul 2024 1302.6673161186934 -0.10 4.21
Aug 2024 1266.7457339230941 -2.76 -0.65
Sep 2024 1233.4727794987691 -2.63 -4.20
Oct 2024 1267.120591130379 2.73 -4.91
Nov 2024 1319.7603554508282 4.15 0.67
Dec 2024 1320.1508225018943 0.03 6.50
Jan 2025 1360.2190756933146 3.04 11.14
Feb 2025 1356.198185598894 -0.30 8.78
Mar 2025 1339.0369451559177 -1.26 6.11
Apr 2025 1351.6018160713056 0.94 4.42
May 2025 1365.7111275311631 1.04 4.06
Jun 2025 1369.2074924194521 0.26 5.00
Jul 2025 1364.3998759285098 -0.35 4.74
Aug 2025 1355.0588348317606 -0.68 6.97
Sep 2025 1334.9969096297805 -1.48 8.23
Oct 2025 1329.7453509430068 -0.39 4.94
Nov 2025 1336.0035143627395 0.47 1.23
Dec 2025 1339.9603895525013 0.30 1.50
Jan 2026 1340.1393817565495 0.01 -1.48
Feb 2026 1344.8477909624435 0.35 -0.84