Tampa, FL (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Tampa, FL Metro in February 2026 was $2,312.881. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -11.54%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Tampa, FL metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Tampa, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 803.5653652814254 | -1.29 | 0.00 |
| Feb 2015 | 812.0371411282629 | 1.05 | 1.48 |
| Mar 2015 | 821.6387455372658 | 1.18 | 1.47 |
| Apr 2015 | 818.5243608579539 | -0.38 | 0.43 |
| May 2015 | 838.565460157345 | 2.45 | 3.70 |
| Jun 2015 | 856.6170755839016 | 2.15 | 5.68 |
| Jul 2015 | 869.0308811385778 | 1.45 | 6.91 |
| Aug 2015 | 864.0220461163012 | -0.58 | 5.94 |
| Sep 2015 | 871.0919690123214 | 0.82 | 5.72 |
| Oct 2015 | 871.2942584017281 | 0.02 | 6.61 |
| Nov 2015 | 893.5923565212839 | 2.56 | 9.10 |
| Dec 2015 | 904.9091332051241 | 1.27 | 11.16 |
| Jan 2016 | 904.9491143171913 | 0.00 | 12.62 |
| Feb 2016 | 893.579875859307 | -1.26 | 10.04 |
| Mar 2016 | 903.7825420498484 | 1.14 | 10.00 |
| Apr 2016 | 902.8670395719106 | -0.10 | 10.30 |
| May 2016 | 908.7152143460721 | 0.65 | 8.37 |
| Jun 2016 | 912.1645795732854 | 0.38 | 6.49 |
| Jul 2016 | 905.7685045702129 | -0.70 | 4.23 |
| Aug 2016 | 911.8229794120753 | 0.67 | 5.53 |
| Sep 2016 | 922.3464307243332 | 1.15 | 5.88 |
| Oct 2016 | 932.2832351244664 | 1.08 | 7.00 |
| Nov 2016 | 971.3385607897103 | 4.19 | 8.70 |
| Dec 2016 | 1023.7309685307514 | 5.39 | 13.13 |
| Jan 2017 | 1026.322477684215 | 0.25 | 13.41 |
| Feb 2017 | 1035.521230244385 | 0.90 | 15.89 |
| Mar 2017 | 1046.1438519261842 | 1.03 | 15.75 |
| Apr 2017 | 1038.0760459097096 | -0.77 | 14.98 |
| May 2017 | 1041.283929643544 | 0.31 | 14.59 |
| Jun 2017 | 1037.2938418680974 | -0.38 | 13.72 |
| Jul 2017 | 1051.6783867907 | 1.39 | 16.11 |
| Aug 2017 | 1050.8231133799422 | -0.08 | 15.24 |
| Sep 2017 | 1050.8190227318396 | 0.00 | 13.93 |
| Oct 2017 | 1068.6664413947994 | 1.70 | 14.63 |
| Nov 2017 | 1080.178348950712 | 1.08 | 11.21 |
| Dec 2017 | 1092.4752912820409 | 1.14 | 6.72 |
| Jan 2018 | 1109.8023834910068 | 1.59 | 8.13 |
| Feb 2018 | 1150.8884473401072 | 3.70 | 11.14 |
| Mar 2018 | 1171.3355886356142 | 1.78 | 11.97 |
| Apr 2018 | 1181.7013415664599 | 0.89 | 13.84 |
| May 2018 | 1203.2330592493538 | 1.82 | 15.55 |
| Jun 2018 | 1207.12243684516 | 0.32 | 16.37 |
| Jul 2018 | 1208.9962207476513 | 0.16 | 14.96 |
| Aug 2018 | 1218.8872272840713 | 0.82 | 15.99 |
| Sep 2018 | 1235.602884337105 | 1.37 | 17.59 |
| Oct 2018 | 1266.4883496041143 | 2.50 | 18.51 |
| Nov 2018 | 1277.3112995216884 | 0.86 | 18.25 |
| Dec 2018 | 1255.4219563856284 | -1.71 | 14.92 |
| Jan 2019 | 1240.6511557947688 | -1.18 | 11.79 |
| Feb 2019 | 1235.0533543588383 | -0.45 | 7.31 |
| Mar 2019 | 1226.38053268609 | -0.70 | 4.70 |
| Apr 2019 | 1215.0803176373606 | -0.92 | 2.83 |
| May 2019 | 1209.2281429567813 | -0.48 | 0.50 |
| Jun 2019 | 1180.0184271428611 | -2.42 | -2.24 |
| Jul 2019 | 1179.5704943494245 | -0.04 | -2.43 |
| Aug 2019 | 1166.469617310404 | -1.11 | -4.30 |
| Sep 2019 | 1169.3055014866297 | 0.24 | -5.37 |
| Oct 2019 | 1184.4166683493497 | 1.29 | -6.48 |
| Nov 2019 | 1191.6774854800758 | 0.61 | -6.70 |
| Dec 2019 | 1202.9752650671658 | 0.95 | -4.18 |
| Jan 2020 | 1202.487039743322 | -0.04 | -3.08 |
| Feb 2020 | 1193.4236802570902 | -0.75 | -3.37 |
| Mar 2020 | 1201.2776016173023 | 0.66 | -2.05 |
| Apr 2020 | 1188.5201801580424 | -1.06 | -2.19 |
| May 2020 | 1181.7271356023614 | -0.57 | -2.27 |
| Jun 2020 | 1175.1346442226647 | -0.56 | -0.41 |
| Jul 2020 | 1161.3619615446933 | -1.17 | -1.54 |
| Aug 2020 | 1160.021809663153 | -0.11 | -0.55 |
| Sep 2020 | 1167.2978645739013 | 0.63 | -0.17 |
| Oct 2020 | 1175.0300000592001 | 0.66 | -0.79 |
| Nov 2020 | 1183.6161250204423 | 0.73 | -0.68 |
| Dec 2020 | 1190.5843272142986 | 0.59 | -1.03 |
| Jan 2021 | 1216.076292983703 | 2.14 | 1.13 |
| Feb 2021 | 1246.3311478893995 | 2.49 | 4.43 |
| Mar 2021 | 1306.4822417720502 | 4.83 | 8.76 |
| Apr 2021 | 1327.9936661674528 | 1.65 | 11.74 |
| May 2021 | 1341.3095368366291 | 1.00 | 13.50 |
| Jun 2021 | 1374.314654146554 | 2.46 | 16.95 |
| Jul 2021 | 1390.7006652884975 | 1.19 | 19.75 |
| Aug 2021 | 1415.2485735031087 | 1.77 | 22.00 |
| Sep 2021 | 1447.4384234177837 | 2.28 | 24.00 |
| Oct 2021 | 1495.7273971595478 | 3.34 | 27.29 |
| Nov 2021 | 1520.9439171024164 | 1.69 | 28.50 |
| Dec 2021 | 1553.0510284903212 | 2.11 | 30.44 |
| Jan 2022 | 1646.6548849713918 | 6.03 | 35.41 |
| Feb 2022 | 1744.5921765975681 | 5.95 | 39.98 |
| Mar 2022 | 1872.3450778398756 | 7.32 | 43.31 |
| Apr 2022 | 2092.3601907976426 | 11.75 | 57.56 |
| May 2022 | 2205.3689680844363 | 5.40 | 64.42 |
| Jun 2022 | 2325.3894955982983 | 5.44 | 69.20 |
| Jul 2022 | 2338.912161289176 | 0.58 | 68.18 |
| Aug 2022 | 2313.9083009892665 | -1.07 | 63.50 |
| Sep 2022 | 2518.516736058537 | 8.84 | 74.00 |
| Oct 2022 | 2696.797535496608 | 7.08 | 80.30 |
| Nov 2022 | 2657.719249223504 | -1.45 | 74.74 |
| Dec 2022 | 2534.756606522011 | -4.63 | 63.21 |
| Jan 2023 | 2494.747501572766 | -1.58 | 51.50 |
| Feb 2023 | 2477.0292243029726 | -0.71 | 41.98 |
| Mar 2023 | 2536.486648867973 | 2.40 | 35.47 |
| Apr 2023 | 2488.9809577388864 | -1.87 | 18.96 |
| May 2023 | 2512.7529858648845 | 0.96 | 13.94 |
| Jun 2023 | 2590.9478474735715 | 3.11 | 11.42 |
| Jul 2023 | 2633.190799413165 | 1.63 | 12.58 |
| Aug 2023 | 2701.5219275429854 | 2.60 | 16.75 |
| Sep 2023 | 2741.1062591819637 | 1.47 | 8.84 |
| Oct 2023 | 2852.666154970897 | 4.07 | 5.78 |
| Nov 2023 | 2814.759847995993 | -1.33 | 5.91 |
| Dec 2023 | 2667.5648842135097 | -5.23 | 5.24 |
| Jan 2024 | 2630.746742559629 | -1.38 | 5.45 |
| Feb 2024 | 2669.789678933785 | 1.48 | 7.78 |
| Mar 2024 | 2688.0257637240866 | 0.68 | 5.97 |
| Apr 2024 | 2735.5625985335773 | 1.77 | 9.91 |
| May 2024 | 2752.224581789016 | 0.61 | 9.53 |
| Jun 2024 | 2710.512462731762 | -1.52 | 4.62 |
| Jul 2024 | 2685.144211256699 | -0.94 | 1.97 |
| Aug 2024 | 2593.7285479363672 | -3.40 | -3.99 |
| Sep 2024 | 2510.66404125149 | -3.20 | -8.41 |
| Oct 2024 | 2560.2250493582796 | 1.97 | -10.25 |
| Nov 2024 | 2637.521942430427 | 3.02 | -6.30 |
| Dec 2024 | 2604.2063752288996 | -1.26 | -2.37 |
| Jan 2025 | 2651.8768174096 | 1.83 | 0.80 |
| Feb 2025 | 2614.6700981000386 | -1.40 | -2.06 |
| Mar 2025 | 2557.1194163016457 | -2.20 | -4.87 |
| Apr 2025 | 2558.750048982285 | 0.06 | -6.46 |
| May 2025 | 2562.9857212860506 | 0.17 | -6.88 |
| Jun 2025 | 2545.2558432479427 | -0.69 | -6.10 |
| Jul 2025 | 2503.8774982859472 | -1.63 | -6.75 |
| Aug 2025 | 2455.839488822119 | -1.92 | -5.32 |
| Sep 2025 | 2390.267644627168 | -2.67 | -4.79 |
| Oct 2025 | 2360.838747738942 | -1.23 | -7.79 |
| Nov 2025 | 2353.51191492468 | -0.31 | -10.77 |
| Dec 2025 | 2341.2858273426837 | -0.52 | -10.10 |
| Jan 2026 | 2322.5442915169283 | -0.80 | -12.42 |
| Feb 2026 | 2312.881242131219 | -0.42 | -11.54 |