Traverse City, MI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Traverse City, MI Metro in February 2026 was $2,604.386. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -5.55%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Traverse City, MI metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Traverse City, MI metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Traverse City, MI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Traverse City, MI (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 965.2155274098382 -1.15 -0.52
Feb 2015 976.0319474658961 1.12 1.50
Mar 2015 985.7851496335907 1.00 1.93
Apr 2015 978.6973135379195 -0.72 1.00
May 2015 996.6200745759182 1.83 4.32
Jun 2015 1011.3517283198596 1.48 5.87
Jul 2015 1017.4521312129295 0.60 6.28
Aug 2015 1005.5508115983159 -1.17 4.22
Sep 2015 1009.9597575027399 0.44 3.00
Oct 2015 1007.1552289837409 -0.28 3.15
Nov 2015 1029.8494378787952 2.25 4.97
Dec 2015 1038.9117952287806 0.88 6.40
Jan 2016 1038.10785249597 -0.08 7.55
Feb 2016 1022.7586586537418 -1.48 4.79
Mar 2016 1029.8806789830185 0.70 4.47
Apr 2016 1021.5109839354142 -0.81 4.38
May 2016 1022.8085608519066 0.13 2.63
Jun 2016 1021.7102017594262 -0.11 1.02
Jul 2016 1008.131036574056 -1.33 -0.92
Aug 2016 1006.6128460664686 -0.15 0.11
Sep 2016 1010.5324167273609 0.39 0.06
Oct 2016 1014.4723361555494 0.39 0.73
Nov 2016 1050.9602391102203 3.60 2.05
Dec 2016 1105.740058031687 5.21 6.43
Jan 2017 1109.9361568371817 0.38 6.92
Feb 2017 1122.7737628162029 1.16 9.78
Mar 2017 1135.118600448788 1.10 10.22
Apr 2017 1126.2819305455184 -0.78 10.26
May 2017 1128.3127116578612 0.18 10.32
Jun 2017 1121.449550072789 -0.61 9.76
Jul 2017 1133.5064860648422 1.08 12.44
Aug 2017 1128.5782385878292 -0.43 12.12
Sep 2017 1124.8364577490693 -0.33 11.31
Oct 2017 1139.687370819199 1.32 12.34
Nov 2017 1147.893789180232 0.72 9.22
Dec 2017 1157.8313157308462 0.87 4.71
Jan 2018 1176.2826239424492 1.59 5.98
Feb 2018 1219.8030440712876 3.70 8.64
Mar 2018 1240.6349668463627 1.71 9.30
Apr 2018 1248.7704505833688 0.66 10.88
May 2018 1270.4617583839317 1.74 12.60
Jun 2018 1273.447296383052 0.24 13.55
Jul 2018 1276.325333758665 0.23 12.60
Aug 2018 1285.7475523403436 0.74 13.93
Sep 2018 1302.9604277832445 1.34 15.84
Oct 2018 1332.2617288216636 2.25 16.90
Nov 2018 1341.1869871641525 0.67 16.84
Dec 2018 1315.9448260091929 -1.88 13.66
Jan 2019 1298.6820095063624 -1.31 10.41
Feb 2019 1292.3814127115602 -0.48 5.95
Mar 2019 1282.5742306506138 -0.76 3.38
Apr 2019 1269.9188466930088 -0.99 1.69
May 2019 1262.2214906885897 -0.61 -0.65
Jun 2019 1231.0474921507998 -2.47 -3.33
Jul 2019 1229.804072395063 -0.10 -3.64
Aug 2019 1214.7388378285623 -1.23 -5.52
Sep 2019 1216.2492346253302 0.12 -6.65
Oct 2019 1231.7209788489317 1.27 -7.55
Nov 2019 1239.3458688879603 0.62 -7.59
Dec 2019 1249.7162186199755 0.84 -5.03
Jan 2020 1247.2281424564853 -0.20 -3.96
Feb 2020 1237.8023455074253 -0.76 -4.22
Mar 2020 1247.5995899739983 0.79 -2.73
Apr 2020 1234.4755497268154 -1.05 -2.79
May 2020 1221.7097634468125 -1.03 -3.21
Jun 2020 1205.4360886291342 -1.33 -2.08
Jul 2020 1184.0847735602533 -1.77 -3.72
Aug 2020 1181.010728906392 -0.26 -2.78
Sep 2020 1192.9282802410933 1.01 -1.92
Oct 2020 1207.2881114602296 1.20 -1.98
Nov 2020 1222.9948934694762 1.30 -1.32
Dec 2020 1236.5266186088031 1.11 -1.05
Jan 2021 1268.3166818340924 2.57 1.69
Feb 2021 1305.5489241466432 2.94 5.47
Mar 2021 1372.1325825489187 5.10 9.98
Apr 2021 1399.1878564295212 1.97 13.34
May 2021 1417.7941502209692 1.33 16.05
Jun 2021 1456.5266659247472 2.73 20.83
Jul 2021 1469.4053454464818 0.88 24.10
Aug 2021 1484.5124154427594 1.03 25.70
Sep 2021 1500.2517411141473 1.06 25.76
Oct 2021 1532.186898768396 2.13 26.91
Nov 2021 1539.3973113057036 0.47 25.87
Dec 2021 1553.6617170963927 0.93 25.65
Jan 2022 1629.3403864693828 4.87 28.47
Feb 2022 1709.2893306204583 4.91 30.93
Mar 2022 1817.929920599861 6.36 32.49
Apr 2022 2011.7057497754454 10.66 43.78
May 2022 2096.9205767070416 4.24 47.90
Jun 2022 2189.927970875537 4.43 50.35
Jul 2022 2182.4761985957302 -0.34 48.53
Aug 2022 2144.1690215145018 -1.75 44.44
Sep 2022 2324.6867831678974 8.42 54.95
Oct 2022 2494.548059842782 7.31 62.81
Nov 2022 2472.7790916489425 -0.87 60.63
Dec 2022 2373.5946388721723 -4.01 52.77
Jan 2023 2352.684808871217 -0.88 44.40
Feb 2023 2346.4445483352497 -0.26 37.28
Mar 2023 2416.975202219545 3.01 32.95
Apr 2023 2389.7648694628524 -1.13 18.79
May 2023 2441.4567342528917 2.16 16.43
Jun 2023 2540.1460312681365 4.04 15.99
Jul 2023 2594.3681690889102 2.13 18.87
Aug 2023 2666.3415188290614 2.77 24.35
Sep 2023 2709.8105323762356 1.63 16.57
Oct 2023 2818.631671157792 4.02 12.99
Nov 2023 2776.4544370533154 -1.50 12.28
Dec 2023 2622.8772181293693 -5.53 10.50
Jan 2024 2581.4237240950433 -1.58 9.72
Feb 2024 2618.9046088400005 1.45 11.61
Mar 2024 2645.689360099481 1.02 9.46
Apr 2024 2707.0562837737934 2.32 13.28
May 2024 2737.419826194809 1.12 12.12
Jun 2024 2710.302866605723 -0.99 6.70
Jul 2024 2699.7437663053524 -0.39 4.06
Aug 2024 2624.5248578696005 -2.79 -1.57
Sep 2024 2560.6525268987975 -2.43 -5.50
Oct 2024 2635.0724819917828 2.91 -6.51
Nov 2024 2739.364456157144 3.96 -1.34
Dec 2024 2722.400880271694 -0.62 3.79
Jan 2025 2785.281350646485 2.31 7.90
Feb 2025 2757.5647747130124 -0.99 5.30
Mar 2025 2710.5431898131806 -1.70 2.45
Apr 2025 2729.937562830802 0.72 0.85
May 2025 2753.8193658169876 0.88 0.60
Jun 2025 2753.237729622839 -0.02 1.58
Jul 2025 2726.443710665674 -0.97 0.99
Aug 2025 2689.446021504742 -1.36 2.47
Sep 2025 2631.0938580150087 -2.17 2.75
Oct 2025 2609.0309257071162 -0.84 -0.99
Nov 2025 2612.8268018978583 0.14 -4.62
Dec 2025 2613.7954857581267 0.04 -3.99
Jan 2026 2605.5468484719822 -0.32 -6.45
Feb 2026 2604.385552061385 -0.04 -5.55