Utica, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Utica, NY Metro in February 2026 was $1,400.725. The month over month percentage change (MoM) was -0.09%, and the year over year percentage change (YoY) was -0.71%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Utica, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Utica, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Utica, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Utica, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Utica, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 524.6137406111073 | -1.60 | -7.42 |
| Feb 2015 | 529.3014190494353 | 0.89 | -5.37 |
| Mar 2015 | 535.0962968658516 | 1.10 | -4.67 |
| Apr 2015 | 532.8764396329668 | -0.41 | -5.19 |
| May 2015 | 544.4026792124962 | 2.16 | -2.02 |
| Jun 2015 | 553.938024149962 | 1.75 | -0.39 |
| Jul 2015 | 558.5875016708725 | 0.84 | 0.69 |
| Aug 2015 | 552.1598177477431 | -1.15 | 0.00 |
| Sep 2015 | 552.6065667690872 | 0.08 | 0.08 |
| Oct 2015 | 549.585608596883 | -0.55 | 1.39 |
| Nov 2015 | 559.7859977989866 | 1.86 | 3.81 |
| Dec 2015 | 563.1968364697501 | 0.61 | 5.64 |
| Jan 2016 | 559.094944486765 | -0.73 | 6.57 |
| Feb 2016 | 547.4317578753747 | -2.09 | 3.43 |
| Mar 2016 | 548.6666246750465 | 0.23 | 2.54 |
| Apr 2016 | 542.6940995971478 | -1.09 | 1.84 |
| May 2016 | 542.3735283862568 | -0.06 | -0.37 |
| Jun 2016 | 542.1250244363221 | -0.05 | -2.13 |
| Jul 2016 | 536.8561703740525 | -0.97 | -3.89 |
| Aug 2016 | 539.1387381803034 | 0.43 | -2.36 |
| Sep 2016 | 543.3308929149407 | 0.78 | -1.68 |
| Oct 2016 | 546.9628956487654 | 0.67 | -0.48 |
| Nov 2016 | 567.3107956887923 | 3.72 | 1.34 |
| Dec 2016 | 595.75154396905 | 5.01 | 5.78 |
| Jan 2017 | 594.89996708877 | -0.14 | 6.40 |
| Feb 2017 | 597.3137087622558 | 0.41 | 9.11 |
| Mar 2017 | 599.3752814760242 | 0.35 | 9.24 |
| Apr 2017 | 591.1811498786717 | -1.37 | 8.94 |
| May 2017 | 590.1046365839178 | -0.18 | 8.80 |
| Jun 2017 | 584.8974453078583 | -0.88 | 7.89 |
| Jul 2017 | 591.1875740068148 | 1.08 | 10.12 |
| Aug 2017 | 589.967537951037 | -0.21 | 9.43 |
| Sep 2017 | 590.0897901715953 | 0.02 | 8.61 |
| Oct 2017 | 599.6427989934953 | 1.62 | 9.63 |
| Nov 2017 | 605.4878489901793 | 0.98 | 6.73 |
| Dec 2017 | 611.5211065978989 | 1.00 | 2.65 |
| Jan 2018 | 621.3556806778612 | 1.61 | 4.45 |
| Feb 2018 | 642.9863519054712 | 3.48 | 7.65 |
| Mar 2018 | 654.0609914039765 | 1.72 | 9.12 |
| Apr 2018 | 658.8312290506608 | 0.73 | 11.44 |
| May 2018 | 671.3318569364384 | 1.90 | 13.77 |
| Jun 2018 | 675.1304382349208 | 0.57 | 15.43 |
| Jul 2018 | 678.5491577052147 | 0.51 | 14.78 |
| Aug 2018 | 685.8213708029286 | 1.07 | 16.25 |
| Sep 2018 | 695.2694693473744 | 1.38 | 17.82 |
| Oct 2018 | 709.7769672983474 | 2.09 | 18.37 |
| Nov 2018 | 712.3167548663658 | 0.36 | 17.64 |
| Dec 2018 | 695.6884519274315 | -2.33 | 13.76 |
| Jan 2019 | 684.6702912471472 | -1.58 | 10.19 |
| Feb 2019 | 679.7235990268825 | -0.72 | 5.71 |
| Mar 2019 | 675.3624441312701 | -0.64 | 3.26 |
| Apr 2019 | 669.6488651607318 | -0.85 | 1.64 |
| May 2019 | 667.5766320242857 | -0.31 | -0.56 |
| Jun 2019 | 652.4676564864799 | -2.26 | -3.36 |
| Jul 2019 | 653.6047175606506 | 0.17 | -3.68 |
| Aug 2019 | 646.6789499835713 | -1.06 | -5.71 |
| Sep 2019 | 648.548023707945 | 0.29 | -6.72 |
| Oct 2019 | 657.2670138561215 | 1.34 | -7.40 |
| Nov 2019 | 661.9671525462552 | 0.72 | -7.07 |
| Dec 2019 | 667.541219958256 | 0.84 | -4.05 |
| Jan 2020 | 664.6445204554083 | -0.43 | -2.92 |
| Feb 2020 | 657.3235840914379 | -1.10 | -3.29 |
| Mar 2020 | 660.0463110267085 | 0.41 | -2.27 |
| Apr 2020 | 653.6249577216364 | -0.97 | -2.39 |
| May 2020 | 651.3924472700726 | -0.34 | -2.42 |
| Jun 2020 | 649.9960582489852 | -0.21 | -0.38 |
| Jul 2020 | 643.8265101609937 | -0.95 | -1.50 |
| Aug 2020 | 643.4526225867088 | -0.06 | -0.50 |
| Sep 2020 | 647.8209211933996 | 0.68 | -0.11 |
| Oct 2020 | 654.3391585348149 | 1.01 | -0.44 |
| Nov 2020 | 663.105544850933 | 1.34 | 0.17 |
| Dec 2020 | 670.5224138923409 | 1.12 | 0.45 |
| Jan 2021 | 684.5470419396677 | 2.09 | 2.99 |
| Feb 2021 | 699.3115413596793 | 2.16 | 6.39 |
| Mar 2021 | 729.0307095596631 | 4.25 | 10.45 |
| Apr 2021 | 737.0985273098769 | 1.11 | 12.77 |
| May 2021 | 739.8227673478258 | 0.37 | 13.58 |
| Jun 2021 | 751.9591314443082 | 1.64 | 15.69 |
| Jul 2021 | 751.7201827129056 | -0.03 | 16.76 |
| Aug 2021 | 752.5734013698957 | 0.11 | 16.96 |
| Sep 2021 | 754.8788622795241 | 0.31 | 16.53 |
| Oct 2021 | 767.0039350023059 | 1.61 | 17.22 |
| Nov 2021 | 767.5619845456621 | 0.07 | 15.75 |
| Dec 2021 | 772.2271368977778 | 0.61 | 15.17 |
| Jan 2022 | 810.1269280228117 | 4.91 | 18.35 |
| Feb 2022 | 851.8639303427578 | 5.15 | 21.82 |
| Mar 2022 | 907.9112057540073 | 6.58 | 24.54 |
| Apr 2022 | 1001.8575373615265 | 10.35 | 35.92 |
| May 2022 | 1040.4882615416761 | 3.86 | 40.64 |
| Jun 2022 | 1085.5612452152675 | 4.33 | 44.36 |
| Jul 2022 | 1085.4817365046842 | -0.01 | 44.40 |
| Aug 2022 | 1071.1763358520661 | -1.32 | 42.34 |
| Sep 2022 | 1165.5020860744557 | 8.81 | 54.40 |
| Oct 2022 | 1251.2441250482852 | 7.36 | 63.13 |
| Nov 2022 | 1238.818582821795 | -0.99 | 61.40 |
| Dec 2022 | 1186.5754910649225 | -4.22 | 53.66 |
| Jan 2023 | 1171.844014655223 | -1.24 | 44.65 |
| Feb 2023 | 1166.0413412900152 | -0.49 | 36.88 |
| Mar 2023 | 1195.7842448599522 | 2.55 | 31.71 |
| Apr 2023 | 1179.1032698755039 | -1.39 | 17.69 |
| May 2023 | 1198.5894180450646 | 1.65 | 15.20 |
| Jun 2023 | 1244.590566349589 | 3.84 | 14.65 |
| Jul 2023 | 1269.7030314466745 | 2.02 | 16.97 |
| Aug 2023 | 1305.396289690859 | 2.81 | 21.87 |
| Sep 2023 | 1328.3856497031377 | 1.76 | 13.98 |
| Oct 2023 | 1386.3615385883763 | 4.36 | 10.80 |
| Nov 2023 | 1372.764035350778 | -0.98 | 10.81 |
| Dec 2023 | 1302.7559666492898 | -5.10 | 9.79 |
| Jan 2024 | 1284.9862951114735 | -1.36 | 9.65 |
| Feb 2024 | 1304.2511693893553 | 1.50 | 11.85 |
| Mar 2024 | 1317.958971544184 | 1.05 | 10.22 |
| Apr 2024 | 1351.7591918341625 | 2.57 | 14.64 |
| May 2024 | 1373.3487732956173 | 1.60 | 14.58 |
| Jun 2024 | 1368.6474814477133 | -0.34 | 9.97 |
| Jul 2024 | 1368.4550196228213 | -0.01 | 7.78 |
| Aug 2024 | 1332.4643062243103 | -2.63 | 2.07 |
| Sep 2024 | 1298.6918746863962 | -2.53 | -2.23 |
| Oct 2024 | 1335.7895717450097 | 2.86 | -3.65 |
| Nov 2024 | 1389.4174522769736 | 4.01 | 1.21 |
| Dec 2024 | 1386.4722076087191 | -0.21 | 6.43 |
| Jan 2025 | 1421.8463635307542 | 2.55 | 10.65 |
| Feb 2025 | 1410.8065945052008 | -0.78 | 8.17 |
| Mar 2025 | 1385.7005650351664 | -1.78 | 5.14 |
| Apr 2025 | 1398.0094582753627 | 0.89 | 3.42 |
| May 2025 | 1416.7282106088867 | 1.34 | 3.16 |
| Jun 2025 | 1428.313923100072 | 0.82 | 4.36 |
| Jul 2025 | 1430.8001077762392 | 0.17 | 4.56 |
| Aug 2025 | 1426.5109318749871 | -0.30 | 7.06 |
| Sep 2025 | 1407.1712405756814 | -1.36 | 8.35 |
| Oct 2025 | 1402.288384671268 | -0.35 | 4.98 |
| Nov 2025 | 1407.0997465858138 | 0.34 | 1.27 |
| Dec 2025 | 1407.7410767224753 | 0.05 | 1.53 |
| Jan 2026 | 1401.9755722722157 | -0.41 | -1.40 |
| Feb 2026 | 1400.7248361073184 | -0.09 | -0.71 |
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