Valdosta, GA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Valdosta, GA Metro in February 2026 was $1,426.515. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -4.83%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Valdosta, GA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Valdosta, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 624.378974526932 | -2.06 | -9.31 |
| Feb 2015 | 625.9455904247266 | 0.25 | -7.99 |
| Mar 2015 | 629.3141055188954 | 0.54 | -7.77 |
| Apr 2015 | 622.6641854316285 | -1.06 | -8.51 |
| May 2015 | 634.6128986256763 | 1.92 | -5.11 |
| Jun 2015 | 645.9039209172965 | 1.78 | -3.04 |
| Jul 2015 | 653.238877783137 | 1.14 | -1.53 |
| Aug 2015 | 646.5354135604063 | -1.03 | -2.36 |
| Sep 2015 | 647.40181153895 | 0.13 | -2.51 |
| Oct 2015 | 642.7012198374424 | -0.73 | -1.51 |
| Nov 2015 | 654.2602481827194 | 1.80 | 0.99 |
| Dec 2015 | 656.6857870099402 | 0.37 | 3.01 |
| Jan 2016 | 650.7636230977865 | -0.90 | 4.23 |
| Feb 2016 | 634.8389391316599 | -2.45 | 1.42 |
| Mar 2016 | 634.9842708561011 | 0.02 | 0.90 |
| Apr 2016 | 627.8469973030082 | -1.12 | 0.83 |
| May 2016 | 627.5149722493472 | -0.05 | -1.12 |
| Jun 2016 | 625.8090577149397 | -0.27 | -3.11 |
| Jul 2016 | 616.5774626291549 | -1.47 | -5.61 |
| Aug 2016 | 614.1346225851639 | -0.40 | -5.01 |
| Sep 2016 | 613.4086488598593 | -0.12 | -5.25 |
| Oct 2016 | 612.0465687789186 | -0.22 | -4.77 |
| Nov 2016 | 630.4713069643665 | 3.01 | -3.64 |
| Dec 2016 | 657.9314871187144 | 4.36 | 0.19 |
| Jan 2017 | 653.1644028631588 | -0.72 | 0.37 |
| Feb 2017 | 652.5284677658536 | -0.10 | 2.79 |
| Mar 2017 | 653.1001487098 | 0.09 | 2.85 |
| Apr 2017 | 643.4795531574772 | -1.47 | 2.49 |
| May 2017 | 642.2663113992805 | -0.19 | 2.35 |
| Jun 2017 | 637.6390954840946 | -0.72 | 1.89 |
| Jul 2017 | 644.5366108878169 | 1.08 | 4.54 |
| Aug 2017 | 640.5136287578849 | -0.62 | 4.30 |
| Sep 2017 | 636.185626446433 | -0.68 | 3.71 |
| Oct 2017 | 642.8070617449655 | 1.04 | 5.03 |
| Nov 2017 | 646.8345150981601 | 0.63 | 2.60 |
| Dec 2017 | 651.5519833543054 | 0.73 | -0.97 |
| Jan 2018 | 660.5421425326123 | 1.38 | 1.13 |
| Feb 2018 | 683.182513337196 | 3.43 | 4.70 |
| Mar 2018 | 695.2939264786733 | 1.77 | 6.46 |
| Apr 2018 | 701.1976044386722 | 0.85 | 8.97 |
| May 2018 | 713.5758644989003 | 1.77 | 11.10 |
| Jun 2018 | 713.6014883458251 | 0.00 | 11.91 |
| Jul 2018 | 711.199671175232 | -0.34 | 10.34 |
| Aug 2018 | 714.3531224208327 | 0.44 | 11.53 |
| Sep 2018 | 722.8065527935164 | 1.18 | 13.62 |
| Oct 2018 | 739.296776183912 | 2.28 | 15.01 |
| Nov 2018 | 745.0155770131846 | 0.77 | 15.18 |
| Dec 2018 | 731.7681387982005 | -1.78 | 12.31 |
| Jan 2019 | 723.9117574828028 | -1.07 | 9.59 |
| Feb 2019 | 722.1607262312365 | -0.24 | 5.71 |
| Mar 2019 | 720.1418490838779 | -0.28 | 3.57 |
| Apr 2019 | 716.7285274814661 | -0.47 | 2.22 |
| May 2019 | 715.4356123889264 | -0.18 | 0.26 |
| Jun 2019 | 698.6336175025272 | -2.35 | -2.10 |
| Jul 2019 | 697.5279211236708 | -0.16 | -1.92 |
| Aug 2019 | 688.9577660577702 | -1.23 | -3.55 |
| Sep 2019 | 689.7545547660418 | 0.12 | -4.57 |
| Oct 2019 | 698.4185034752268 | 1.26 | -5.53 |
| Nov 2019 | 701.3635847261703 | 0.42 | -5.86 |
| Dec 2019 | 706.1407515948947 | 0.68 | -3.50 |
| Jan 2020 | 701.88204361599 | -0.60 | -3.04 |
| Feb 2020 | 694.1667312067536 | -1.10 | -3.88 |
| Mar 2020 | 698.2596338648868 | 0.59 | -3.04 |
| Apr 2020 | 692.7545619581867 | -0.79 | -3.34 |
| May 2020 | 691.2549498281231 | -0.22 | -3.38 |
| Jun 2020 | 688.7674979575793 | -0.36 | -1.41 |
| Jul 2020 | 681.1563365098561 | -1.10 | -2.35 |
| Aug 2020 | 679.2640856956422 | -0.28 | -1.41 |
| Sep 2020 | 682.612502472151 | 0.49 | -1.03 |
| Oct 2020 | 685.9952129241452 | 0.50 | -1.78 |
| Nov 2020 | 689.2858202325554 | 0.48 | -1.72 |
| Dec 2020 | 690.6015898441634 | 0.19 | -2.20 |
| Jan 2021 | 702.2306206762023 | 1.68 | 0.05 |
| Feb 2021 | 715.4674443545164 | 1.89 | 3.07 |
| Mar 2021 | 744.3342262928437 | 4.04 | 6.60 |
| Apr 2021 | 750.1917183541913 | 0.79 | 8.29 |
| May 2021 | 752.8697719509485 | 0.36 | 8.91 |
| Jun 2021 | 767.3151340386099 | 1.92 | 11.40 |
| Jul 2021 | 772.5110422174292 | 0.68 | 13.41 |
| Aug 2021 | 781.728568694006 | 1.19 | 15.09 |
| Sep 2021 | 794.9905737922977 | 1.70 | 16.46 |
| Oct 2021 | 818.2940766593774 | 2.93 | 19.29 |
| Nov 2021 | 828.9140318498061 | 1.30 | 20.26 |
| Dec 2021 | 842.7696617451813 | 1.67 | 22.03 |
| Jan 2022 | 887.0674233473853 | 5.26 | 26.32 |
| Feb 2022 | 930.7535094510863 | 4.93 | 30.09 |
| Mar 2022 | 983.0566569856703 | 5.62 | 32.07 |
| Apr 2022 | 1078.9587057504855 | 9.76 | 43.82 |
| May 2022 | 1116.830874377315 | 3.51 | 48.34 |
| Jun 2022 | 1165.0080037209646 | 4.31 | 51.83 |
| Jul 2022 | 1165.3048919132543 | 0.03 | 50.85 |
| Aug 2022 | 1151.9676304594386 | -1.14 | 47.36 |
| Sep 2022 | 1257.6646899962993 | 9.18 | 58.20 |
| Oct 2022 | 1355.9253542856732 | 7.81 | 65.70 |
| Nov 2022 | 1347.5850864913998 | -0.61 | 62.57 |
| Dec 2022 | 1295.1055228706964 | -3.89 | 53.67 |
| Jan 2023 | 1282.7278325054767 | -0.96 | 44.60 |
| Feb 2023 | 1282.7480572148586 | 0.00 | 37.82 |
| Mar 2023 | 1326.4395360069009 | 3.41 | 34.93 |
| Apr 2023 | 1315.4813253557145 | -0.83 | 21.92 |
| May 2023 | 1339.3996378203806 | 1.82 | 19.93 |
| Jun 2023 | 1385.2365634178054 | 3.42 | 18.90 |
| Jul 2023 | 1406.9237882248428 | 1.57 | 20.73 |
| Aug 2023 | 1437.659765477238 | 2.19 | 24.80 |
| Sep 2023 | 1453.7139510537295 | 1.12 | 15.59 |
| Oct 2023 | 1508.8841730639026 | 3.80 | 11.28 |
| Nov 2023 | 1489.4756838726798 | -1.29 | 10.53 |
| Dec 2023 | 1412.7579137726984 | -5.15 | 9.08 |
| Jan 2024 | 1395.2170416053248 | -1.24 | 8.77 |
| Feb 2024 | 1418.1072836894316 | 1.64 | 10.55 |
| Mar 2024 | 1433.7369888434346 | 1.10 | 8.09 |
| Apr 2024 | 1467.4898540526003 | 2.35 | 11.56 |
| May 2024 | 1487.6182953497396 | 1.37 | 11.07 |
| Jun 2024 | 1476.7047253658843 | -0.73 | 6.60 |
| Jul 2024 | 1472.721188644291 | -0.27 | 4.68 |
| Aug 2024 | 1430.9991433788202 | -2.83 | -0.46 |
| Sep 2024 | 1391.3486193221133 | -2.77 | -4.29 |
| Oct 2024 | 1426.007355139031 | 2.49 | -5.49 |
| Nov 2024 | 1478.4018814333986 | 3.67 | -0.74 |
| Dec 2024 | 1470.9463246947303 | -0.50 | 4.12 |
| Jan 2025 | 1510.0404656134274 | 2.66 | 8.23 |
| Feb 2025 | 1498.8519148421497 | -0.74 | 5.69 |
| Mar 2025 | 1474.2159093771606 | -1.64 | 2.82 |
| Apr 2025 | 1482.8374603874984 | 0.59 | 1.05 |
| May 2025 | 1494.5717538218598 | 0.79 | 0.47 |
| Jun 2025 | 1495.002724228615 | 0.03 | 1.24 |
| Jul 2025 | 1483.9332452490298 | -0.74 | 0.76 |
| Aug 2025 | 1466.951088778726 | -1.14 | 2.51 |
| Sep 2025 | 1437.6991181624528 | -1.99 | 3.33 |
| Oct 2025 | 1428.0239687570304 | -0.67 | 0.14 |
| Nov 2025 | 1431.4683869941455 | 0.24 | -3.17 |
| Dec 2025 | 1432.0433369918608 | 0.04 | -2.64 |
| Jan 2026 | 1427.014305095192 | -0.35 | -5.50 |
| Feb 2026 | 1426.5145661088645 | -0.04 | -4.83 |