Waco, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Waco, TX Metro in February 2026 was $1,622.826. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -8.16%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Waco, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Waco, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waco, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 582.0517267842574 -1.47 -2.20
Feb 2015 588.859912948146 1.17 -0.41
Mar 2015 596.692478999563 1.33 -0.18
Apr 2015 594.5222879381772 -0.36 -1.17
May 2015 608.3694726672225 2.33 2.05
Jun 2015 621.0073156738532 2.08 3.87
Jul 2015 629.0728470269951 1.30 5.03
Aug 2015 623.837485282464 -0.83 3.84
Sep 2015 627.2437297169118 0.55 3.67
Oct 2015 625.85245199137 -0.22 4.66
Nov 2015 638.4026286494752 2.01 7.02
Dec 2015 642.33346221244 0.62 8.73
Jan 2016 638.4608500852522 -0.60 9.69
Feb 2016 627.5518360067397 -1.71 6.57
Mar 2016 631.0181535439332 0.55 5.75
Apr 2016 626.5336489963428 -0.71 5.38
May 2016 628.6085922772884 0.33 3.33
Jun 2016 630.885702380309 0.36 1.59
Jul 2016 626.5571343315274 -0.69 -0.40
Aug 2016 630.1233212268675 0.57 1.01
Sep 2016 636.3944553795078 1.00 1.46
Oct 2016 642.9927144263697 1.04 2.74
Nov 2016 670.4785140812312 4.28 5.02
Dec 2016 708.5573800449469 5.68 10.31
Jan 2017 711.6074153025735 0.43 11.46
Feb 2017 718.2666443128335 0.94 14.46
Mar 2017 724.1082745682102 0.81 14.75
Apr 2017 717.13565114425 -0.96 14.46
May 2017 718.8448848044084 0.24 14.36
Jun 2017 715.9854509343756 -0.40 13.49
Jul 2017 725.6957367574528 1.36 15.82
Aug 2017 725.3923859603024 -0.04 15.12
Sep 2017 727.1879214883925 0.25 14.27
Oct 2017 741.8877593815957 2.02 15.38
Nov 2017 751.0148865687158 1.23 12.01
Dec 2017 759.2536206585468 1.10 7.16
Jan 2018 772.0231353046869 1.68 8.49
Feb 2018 801.373354338646 3.80 11.57
Mar 2018 817.3131211579167 1.99 12.87
Apr 2018 824.5646737924553 0.89 14.98
May 2018 840.9664313548697 1.99 16.99
Jun 2018 844.828761831834 0.46 18.00
Jul 2018 847.4046577393491 0.31 16.77
Aug 2018 854.2808701533909 0.81 17.77
Sep 2018 866.2744018536829 1.40 19.13
Oct 2018 888.1795384624106 2.53 19.72
Nov 2018 896.3144690842472 0.92 19.35
Dec 2018 879.8548724840238 -1.84 15.88
Jan 2019 869.3321030640941 -1.20 12.60
Feb 2019 866.0855989102326 -0.37 8.07
Mar 2019 862.5260212935784 -0.41 5.53
Apr 2019 857.1993451935655 -0.62 3.96
May 2019 856.2997168517006 -0.10 1.82
Jun 2019 837.9504037765488 -2.14 -0.81
Jul 2019 838.8538001977778 0.11 -1.01
Aug 2019 828.6454137798518 -1.22 -3.00
Sep 2019 829.8385903761357 0.14 -4.21
Oct 2019 840.433737608867 1.28 -5.38
Nov 2019 845.1440873097613 0.56 -5.71
Dec 2019 852.0193110894446 0.81 -3.16
Jan 2020 848.7759778412013 -0.38 -2.37
Feb 2020 841.0416794478753 -0.91 -2.89
Mar 2020 846.6853660212911 0.67 -1.84
Apr 2020 839.2372657621988 -0.88 -2.10
May 2020 836.3452310278191 -0.34 -2.33
Jun 2020 833.2210129120376 -0.37 -0.56
Jul 2020 825.8052307458079 -0.89 -1.56
Aug 2020 827.1991390143015 0.17 -0.17
Sep 2020 834.7579114267543 0.91 0.59
Oct 2020 843.16494251231 1.01 0.33
Nov 2020 851.3198366272843 0.97 0.73
Dec 2020 856.6170810744782 0.62 0.54
Jan 2021 872.2020489911977 1.82 2.76
Feb 2021 890.5968065855287 2.11 5.89
Mar 2021 930.2432567822774 4.45 9.87
Apr 2021 943.8392567266887 1.46 12.46
May 2021 951.6241611081651 0.83 13.78
Jun 2021 974.3797793481532 2.39 16.94
Jul 2021 983.9329312088425 0.98 19.15
Aug 2021 997.4871780138876 1.38 20.59
Sep 2021 1014.2431458839656 1.68 21.50
Oct 2021 1041.5563878782025 2.69 23.53
Nov 2021 1052.696083552262 1.07 23.66
Dec 2021 1068.1279749464072 1.47 24.69
Jan 2022 1127.8041482804424 5.59 29.31
Feb 2022 1190.9463676031453 5.60 33.73
Mar 2022 1275.4889597777508 7.10 37.11
Apr 2022 1417.2207755055515 11.11 50.16
May 2022 1483.0786409272687 4.65 55.85
Jun 2022 1551.0517247002692 4.58 59.18
Jul 2022 1550.5782510401164 -0.03 57.59
Aug 2022 1527.046455976104 -1.52 53.09
Sep 2022 1660.1277119182173 8.72 63.68
Oct 2022 1780.9758892508771 7.28 70.99
Nov 2022 1763.2610405825114 -0.99 67.50
Dec 2022 1689.7407698222266 -4.17 58.20
Jan 2023 1669.0997157383442 -1.22 48.00
Feb 2023 1661.1103418439807 -0.48 39.48
Mar 2023 1703.0029453623463 2.52 33.52
Apr 2023 1675.2925466268116 -1.63 18.21
May 2023 1694.9601573237874 1.17 14.29
Jun 2023 1750.1241425451558 3.26 12.84
Jul 2023 1775.9792321480006 1.48 14.54
Aug 2023 1816.0845796931324 2.26 18.93
Sep 2023 1832.1194949348865 0.88 10.36
Oct 2023 1893.424553673403 3.35 6.31
Nov 2023 1855.7491826837597 -1.99 5.25
Dec 2023 1750.112645970853 -5.69 3.57
Jan 2024 1723.3054555125682 -1.53 3.25
Feb 2024 1749.907758168505 1.54 5.35
Mar 2024 1765.8383994898372 0.91 3.69
Apr 2024 1803.1865824027066 2.12 7.63
May 2024 1819.3974271560298 0.90 7.34
Jun 2024 1797.1606832537384 -1.22 2.69
Jul 2024 1781.5061816951043 -0.87 0.31
Aug 2024 1721.6073238824586 -3.36 -5.20
Sep 2024 1666.684170067293 -3.19 -9.03
Oct 2024 1701.2009911846858 2.07 -10.15
Nov 2024 1756.944995771192 3.28 -5.32
Dec 2024 1743.091230284129 -0.79 -0.40
Jan 2025 1783.6119913273142 2.33 3.50
Feb 2025 1767.0164385783532 -0.93 0.98
Mar 2025 1734.1378737974228 -1.86 -1.79
Apr 2025 1743.1524269345439 0.52 -3.33
May 2025 1753.2774420966575 0.58 -3.63
Jun 2025 1748.8728962075893 -0.25 -2.69
Jul 2025 1727.8980017363197 -1.20 -3.01
Aug 2025 1701.1373261244182 -1.55 -1.19
Sep 2025 1660.8846247476702 -2.37 -0.35
Oct 2025 1643.2125200792032 -1.06 -3.41
Nov 2025 1641.8518628495283 -0.08 -6.55
Dec 2025 1637.4668478306137 -0.27 -6.06
Jan 2026 1627.5835787845708 -0.60 -8.75
Feb 2026 1622.825516726551 -0.29 -8.16