Waco, TX (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Waco, TX Metro in February 2026 was $1,622.826. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -8.16%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Waco, TX metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 582.0517267842574 | -1.47 | -2.20 |
| Feb 2015 | 588.859912948146 | 1.17 | -0.41 |
| Mar 2015 | 596.692478999563 | 1.33 | -0.18 |
| Apr 2015 | 594.5222879381772 | -0.36 | -1.17 |
| May 2015 | 608.3694726672225 | 2.33 | 2.05 |
| Jun 2015 | 621.0073156738532 | 2.08 | 3.87 |
| Jul 2015 | 629.0728470269951 | 1.30 | 5.03 |
| Aug 2015 | 623.837485282464 | -0.83 | 3.84 |
| Sep 2015 | 627.2437297169118 | 0.55 | 3.67 |
| Oct 2015 | 625.85245199137 | -0.22 | 4.66 |
| Nov 2015 | 638.4026286494752 | 2.01 | 7.02 |
| Dec 2015 | 642.33346221244 | 0.62 | 8.73 |
| Jan 2016 | 638.4608500852522 | -0.60 | 9.69 |
| Feb 2016 | 627.5518360067397 | -1.71 | 6.57 |
| Mar 2016 | 631.0181535439332 | 0.55 | 5.75 |
| Apr 2016 | 626.5336489963428 | -0.71 | 5.38 |
| May 2016 | 628.6085922772884 | 0.33 | 3.33 |
| Jun 2016 | 630.885702380309 | 0.36 | 1.59 |
| Jul 2016 | 626.5571343315274 | -0.69 | -0.40 |
| Aug 2016 | 630.1233212268675 | 0.57 | 1.01 |
| Sep 2016 | 636.3944553795078 | 1.00 | 1.46 |
| Oct 2016 | 642.9927144263697 | 1.04 | 2.74 |
| Nov 2016 | 670.4785140812312 | 4.28 | 5.02 |
| Dec 2016 | 708.5573800449469 | 5.68 | 10.31 |
| Jan 2017 | 711.6074153025735 | 0.43 | 11.46 |
| Feb 2017 | 718.2666443128335 | 0.94 | 14.46 |
| Mar 2017 | 724.1082745682102 | 0.81 | 14.75 |
| Apr 2017 | 717.13565114425 | -0.96 | 14.46 |
| May 2017 | 718.8448848044084 | 0.24 | 14.36 |
| Jun 2017 | 715.9854509343756 | -0.40 | 13.49 |
| Jul 2017 | 725.6957367574528 | 1.36 | 15.82 |
| Aug 2017 | 725.3923859603024 | -0.04 | 15.12 |
| Sep 2017 | 727.1879214883925 | 0.25 | 14.27 |
| Oct 2017 | 741.8877593815957 | 2.02 | 15.38 |
| Nov 2017 | 751.0148865687158 | 1.23 | 12.01 |
| Dec 2017 | 759.2536206585468 | 1.10 | 7.16 |
| Jan 2018 | 772.0231353046869 | 1.68 | 8.49 |
| Feb 2018 | 801.373354338646 | 3.80 | 11.57 |
| Mar 2018 | 817.3131211579167 | 1.99 | 12.87 |
| Apr 2018 | 824.5646737924553 | 0.89 | 14.98 |
| May 2018 | 840.9664313548697 | 1.99 | 16.99 |
| Jun 2018 | 844.828761831834 | 0.46 | 18.00 |
| Jul 2018 | 847.4046577393491 | 0.31 | 16.77 |
| Aug 2018 | 854.2808701533909 | 0.81 | 17.77 |
| Sep 2018 | 866.2744018536829 | 1.40 | 19.13 |
| Oct 2018 | 888.1795384624106 | 2.53 | 19.72 |
| Nov 2018 | 896.3144690842472 | 0.92 | 19.35 |
| Dec 2018 | 879.8548724840238 | -1.84 | 15.88 |
| Jan 2019 | 869.3321030640941 | -1.20 | 12.60 |
| Feb 2019 | 866.0855989102326 | -0.37 | 8.07 |
| Mar 2019 | 862.5260212935784 | -0.41 | 5.53 |
| Apr 2019 | 857.1993451935655 | -0.62 | 3.96 |
| May 2019 | 856.2997168517006 | -0.10 | 1.82 |
| Jun 2019 | 837.9504037765488 | -2.14 | -0.81 |
| Jul 2019 | 838.8538001977778 | 0.11 | -1.01 |
| Aug 2019 | 828.6454137798518 | -1.22 | -3.00 |
| Sep 2019 | 829.8385903761357 | 0.14 | -4.21 |
| Oct 2019 | 840.433737608867 | 1.28 | -5.38 |
| Nov 2019 | 845.1440873097613 | 0.56 | -5.71 |
| Dec 2019 | 852.0193110894446 | 0.81 | -3.16 |
| Jan 2020 | 848.7759778412013 | -0.38 | -2.37 |
| Feb 2020 | 841.0416794478753 | -0.91 | -2.89 |
| Mar 2020 | 846.6853660212911 | 0.67 | -1.84 |
| Apr 2020 | 839.2372657621988 | -0.88 | -2.10 |
| May 2020 | 836.3452310278191 | -0.34 | -2.33 |
| Jun 2020 | 833.2210129120376 | -0.37 | -0.56 |
| Jul 2020 | 825.8052307458079 | -0.89 | -1.56 |
| Aug 2020 | 827.1991390143015 | 0.17 | -0.17 |
| Sep 2020 | 834.7579114267543 | 0.91 | 0.59 |
| Oct 2020 | 843.16494251231 | 1.01 | 0.33 |
| Nov 2020 | 851.3198366272843 | 0.97 | 0.73 |
| Dec 2020 | 856.6170810744782 | 0.62 | 0.54 |
| Jan 2021 | 872.2020489911977 | 1.82 | 2.76 |
| Feb 2021 | 890.5968065855287 | 2.11 | 5.89 |
| Mar 2021 | 930.2432567822774 | 4.45 | 9.87 |
| Apr 2021 | 943.8392567266887 | 1.46 | 12.46 |
| May 2021 | 951.6241611081651 | 0.83 | 13.78 |
| Jun 2021 | 974.3797793481532 | 2.39 | 16.94 |
| Jul 2021 | 983.9329312088425 | 0.98 | 19.15 |
| Aug 2021 | 997.4871780138876 | 1.38 | 20.59 |
| Sep 2021 | 1014.2431458839656 | 1.68 | 21.50 |
| Oct 2021 | 1041.5563878782025 | 2.69 | 23.53 |
| Nov 2021 | 1052.696083552262 | 1.07 | 23.66 |
| Dec 2021 | 1068.1279749464072 | 1.47 | 24.69 |
| Jan 2022 | 1127.8041482804424 | 5.59 | 29.31 |
| Feb 2022 | 1190.9463676031453 | 5.60 | 33.73 |
| Mar 2022 | 1275.4889597777508 | 7.10 | 37.11 |
| Apr 2022 | 1417.2207755055515 | 11.11 | 50.16 |
| May 2022 | 1483.0786409272687 | 4.65 | 55.85 |
| Jun 2022 | 1551.0517247002692 | 4.58 | 59.18 |
| Jul 2022 | 1550.5782510401164 | -0.03 | 57.59 |
| Aug 2022 | 1527.046455976104 | -1.52 | 53.09 |
| Sep 2022 | 1660.1277119182173 | 8.72 | 63.68 |
| Oct 2022 | 1780.9758892508771 | 7.28 | 70.99 |
| Nov 2022 | 1763.2610405825114 | -0.99 | 67.50 |
| Dec 2022 | 1689.7407698222266 | -4.17 | 58.20 |
| Jan 2023 | 1669.0997157383442 | -1.22 | 48.00 |
| Feb 2023 | 1661.1103418439807 | -0.48 | 39.48 |
| Mar 2023 | 1703.0029453623463 | 2.52 | 33.52 |
| Apr 2023 | 1675.2925466268116 | -1.63 | 18.21 |
| May 2023 | 1694.9601573237874 | 1.17 | 14.29 |
| Jun 2023 | 1750.1241425451558 | 3.26 | 12.84 |
| Jul 2023 | 1775.9792321480006 | 1.48 | 14.54 |
| Aug 2023 | 1816.0845796931324 | 2.26 | 18.93 |
| Sep 2023 | 1832.1194949348865 | 0.88 | 10.36 |
| Oct 2023 | 1893.424553673403 | 3.35 | 6.31 |
| Nov 2023 | 1855.7491826837597 | -1.99 | 5.25 |
| Dec 2023 | 1750.112645970853 | -5.69 | 3.57 |
| Jan 2024 | 1723.3054555125682 | -1.53 | 3.25 |
| Feb 2024 | 1749.907758168505 | 1.54 | 5.35 |
| Mar 2024 | 1765.8383994898372 | 0.91 | 3.69 |
| Apr 2024 | 1803.1865824027066 | 2.12 | 7.63 |
| May 2024 | 1819.3974271560298 | 0.90 | 7.34 |
| Jun 2024 | 1797.1606832537384 | -1.22 | 2.69 |
| Jul 2024 | 1781.5061816951043 | -0.87 | 0.31 |
| Aug 2024 | 1721.6073238824586 | -3.36 | -5.20 |
| Sep 2024 | 1666.684170067293 | -3.19 | -9.03 |
| Oct 2024 | 1701.2009911846858 | 2.07 | -10.15 |
| Nov 2024 | 1756.944995771192 | 3.28 | -5.32 |
| Dec 2024 | 1743.091230284129 | -0.79 | -0.40 |
| Jan 2025 | 1783.6119913273142 | 2.33 | 3.50 |
| Feb 2025 | 1767.0164385783532 | -0.93 | 0.98 |
| Mar 2025 | 1734.1378737974228 | -1.86 | -1.79 |
| Apr 2025 | 1743.1524269345439 | 0.52 | -3.33 |
| May 2025 | 1753.2774420966575 | 0.58 | -3.63 |
| Jun 2025 | 1748.8728962075893 | -0.25 | -2.69 |
| Jul 2025 | 1727.8980017363197 | -1.20 | -3.01 |
| Aug 2025 | 1701.1373261244182 | -1.55 | -1.19 |
| Sep 2025 | 1660.8846247476702 | -2.37 | -0.35 |
| Oct 2025 | 1643.2125200792032 | -1.06 | -3.41 |
| Nov 2025 | 1641.8518628495283 | -0.08 | -6.55 |
| Dec 2025 | 1637.4668478306137 | -0.27 | -6.06 |
| Jan 2026 | 1627.5835787845708 | -0.60 | -8.75 |
| Feb 2026 | 1622.825516726551 | -0.29 | -8.16 |