Washington, DC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Washington, DC Metro in February 2026 was $3,730.077. The month over month percentage change (MoM) was -0.55%, and the year over year percentage change (YoY) was -7.34%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Washington, DC metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Washington, DC metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Washington, DC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Washington, DC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1913.366883343493 -1.85 -4.89
Feb 2015 1925.0326257784482 0.61 -3.45
Mar 2015 1941.6462744980915 0.86 -3.41
Apr 2015 1924.475790081728 -0.88 -4.67
May 2015 1959.2293839287186 1.81 -1.86
Jun 2015 1988.577783624519 1.50 -0.33
Jul 2015 2004.2032231930914 0.79 0.70
Aug 2015 1979.2580294847978 -1.25 -0.42
Sep 2015 1981.84207093014 0.13 -0.90
Oct 2015 1969.561991716692 -0.62 -0.40
Nov 2015 2006.919759878303 1.90 1.66
Dec 2015 2018.0841465940673 0.56 3.52
Jan 2016 2006.3521889172453 -0.58 4.86
Feb 2016 1968.2690854402376 -1.90 2.25
Mar 2016 1977.8532291034765 0.49 1.87
Apr 2016 1959.2869908576356 -0.94 1.81
May 2016 1957.6907615975408 -0.08 -0.08
Jun 2016 1952.2349489002615 -0.28 -1.83
Jul 2016 1927.1256416417655 -1.29 -3.85
Aug 2016 1926.5418386128404 -0.03 -2.66
Sep 2016 1932.982901697491 0.33 -2.46
Oct 2016 1940.326567988192 0.38 -1.48
Nov 2016 2010.9805468875525 3.64 0.20
Dec 2016 2112.8271610104703 5.07 4.70
Jan 2017 2112.7704028518397 0.00 5.30
Feb 2017 2126.899770504438 0.67 8.06
Mar 2017 2142.1970247512318 0.72 8.31
Apr 2017 2117.2179537986954 -1.17 8.06
May 2017 2113.5381805104744 -0.17 7.96
Jun 2017 2092.1253984558234 -1.01 7.17
Jul 2017 2105.717612399807 0.65 9.27
Aug 2017 2088.321973991123 -0.83 8.40
Sep 2017 2076.808008008336 -0.55 7.44
Oct 2017 2103.64289736328 1.29 8.42
Nov 2017 2117.746835228684 0.67 5.31
Dec 2017 2132.9311167402634 0.72 0.95
Jan 2018 2160.3271704472163 1.28 2.25
Feb 2018 2235.65279611947 3.49 5.11
Mar 2018 2270.4908106806574 1.56 5.99
Apr 2018 2282.5579143876894 0.53 7.81
May 2018 2316.7997106824914 1.50 9.62
Jun 2018 2316.2509312207244 -0.02 10.71
Jul 2018 2312.197098505771 -0.17 9.81
Aug 2018 2322.780080051803 0.46 11.23
Sep 2018 2347.725443793649 1.07 13.05
Oct 2018 2400.980455954848 2.27 14.13
Nov 2018 2415.0311983882148 0.59 14.04
Dec 2018 2365.8980219978707 -2.03 10.92
Jan 2019 2330.209512159623 -1.51 7.86
Feb 2019 2315.7392141779674 -0.62 3.58
Mar 2019 2301.573004954099 -0.61 1.37
Apr 2019 2284.1841685445843 -0.76 0.07
May 2019 2274.975650048955 -0.40 -1.80
Jun 2019 2216.53872004644 -2.57 -4.30
Jul 2019 2209.948867566081 -0.30 -4.42
Aug 2019 2179.0164648154196 -1.40 -6.19
Sep 2019 2179.654741692319 0.03 -7.16
Oct 2019 2203.716256873717 1.10 -8.22
Nov 2019 2212.8589069764494 0.42 -8.37
Dec 2019 2229.1360267386663 0.74 -5.78
Jan 2020 2219.912046460747 -0.41 -4.73
Feb 2020 2197.104542022478 -1.03 -5.12
Mar 2020 2207.7128585468226 0.48 -4.08
Apr 2020 2185.9861287228787 -0.98 -4.30
May 2020 2174.70971205709 -0.52 -4.41
Jun 2020 2159.799292816744 -0.69 -2.56
Jul 2020 2128.7289317051036 -1.44 -3.67
Aug 2020 2120.6458654258718 -0.38 -2.68
Sep 2020 2130.3707299493976 0.46 -2.26
Oct 2020 2143.0257753129827 0.59 -2.75
Nov 2020 2154.97805995046 0.56 -2.62
Dec 2020 2162.393956404634 0.34 -2.99
Jan 2021 2198.1108519699787 1.65 -0.98
Feb 2021 2240.5870748234033 1.93 1.98
Mar 2021 2335.0119720197836 4.21 5.77
Apr 2021 2360.921114603057 1.11 8.00
May 2021 2368.0907339298888 0.30 8.89
Jun 2021 2398.8958316114204 1.30 11.07
Jul 2021 2388.2595687060107 -0.44 12.19
Aug 2021 2387.545113952136 -0.03 12.59
Sep 2021 2399.6005550510913 0.51 12.64
Oct 2021 2442.318776102594 1.78 13.97
Nov 2021 2446.1883876774536 0.16 13.51
Dec 2021 2464.614605620175 0.75 13.98
Jan 2022 2576.610418142403 4.54 17.22
Feb 2022 2694.5885659866076 4.58 20.26
Mar 2022 2853.8426811008776 5.91 22.22
Apr 2022 3142.007286275882 10.10 33.08
May 2022 3258.497579103998 3.71 37.60
Jun 2022 3374.723100871853 3.57 40.68
Jul 2022 3338.987703077229 -1.06 39.81
Aug 2022 3258.6424826272287 -2.41 36.49
Sep 2022 3517.8834323005126 7.96 46.60
Oct 2022 3760.008528880047 6.88 53.95
Nov 2022 3716.0025382605922 -1.17 51.91
Dec 2022 3564.50397389132 -4.08 44.63
Jan 2023 3529.2347580862497 -0.99 36.97
Feb 2023 3522.552394212529 -0.19 30.73
Mar 2023 3617.92227961524 2.71 26.77
Apr 2023 3561.5968725560447 -1.56 13.35
May 2023 3606.172739294882 1.25 10.67
Jun 2023 3728.2257383406263 3.39 10.48
Jul 2023 3794.7172963599105 1.78 13.65
Aug 2023 3894.28975982907 2.62 19.51
Sep 2023 3951.562457562046 1.47 12.33
Oct 2023 4108.7342086135795 3.98 9.28
Nov 2023 4050.203258615101 -1.42 8.99
Dec 2023 3833.969377560291 -5.34 7.56
Jan 2024 3777.218402312669 -1.48 7.03
Feb 2024 3833.4596917244876 1.49 8.83
Mar 2024 3870.055307368648 0.96 6.97
Apr 2024 3960.4868275384547 2.34 11.20
May 2024 4009.1362078848756 1.23 11.17
Jun 2024 3970.1035130695836 -0.97 6.49
Jul 2024 3949.0641507945784 -0.53 4.07
Aug 2024 3829.4703141162504 -3.03 -1.66
Sep 2024 3727.0829525863405 -2.67 -5.68
Oct 2024 3827.9465078306694 2.71 -6.83
Nov 2024 3978.36661839358 3.93 -1.77
Dec 2024 3960.3771877933514 -0.45 3.30
Jan 2025 4059.583219097493 2.51 7.48
Feb 2025 4025.4553919532177 -0.84 5.01
Mar 2025 3956.0856831797905 -1.72 2.22
Apr 2025 3981.2678528101665 0.64 0.53
May 2025 4005.9421264228645 0.62 -0.08
Jun 2025 3997.4843391035747 -0.21 0.69
Jul 2025 3955.3206696487246 -1.05 0.16
Aug 2025 3904.0678177274403 -1.30 1.95
Sep 2025 3820.8968553222257 -2.13 2.52
Oct 2025 3790.1135339270986 -0.81 -0.99
Nov 2025 3790.6901280070024 0.02 -4.72
Dec 2025 3780.1326219704047 -0.28 -4.55
Jan 2026 3750.5503238011697 -0.78 -7.61
Feb 2026 3730.076992323584 -0.55 -7.34