Waterloo, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Waterloo, IA Metro in February 2026 was $1,261.621. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -4.36%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Waterloo, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waterloo, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 641.7745675309761 -1.82 -5.66
Feb 2015 645.9645251828371 0.65 -3.77
Mar 2015 651.7587779883296 0.90 -3.44
Apr 2015 648.6334195388392 -0.48 -4.33
May 2015 662.7525180747328 2.18 -1.27
Jun 2015 673.6954970754257 1.65 0.29
Jul 2015 678.5662447506943 0.72 0.98
Aug 2015 670.4204837861528 -1.20 -0.48
Sep 2015 670.8986793249946 0.07 -0.97
Oct 2015 666.1252645709669 -0.71 -0.07
Nov 2015 676.7368533889183 1.59 2.21
Dec 2015 679.8708362645443 0.46 4.01
Jan 2016 674.714166948653 -0.76 5.13
Feb 2016 661.7730461642259 -1.92 2.45
Mar 2016 663.678117721368 0.29 1.83
Apr 2016 656.7878057746293 -1.04 1.26
May 2016 654.4247442511263 -0.36 -1.26
Jun 2016 651.0736256811412 -0.51 -3.36
Jul 2016 641.2013675432014 -1.52 -5.51
Aug 2016 640.8032776495415 -0.06 -4.42
Sep 2016 643.1107313865592 0.36 -4.14
Oct 2016 644.3630053915956 0.20 -3.27
Nov 2016 664.7460643171308 3.16 -1.77
Dec 2016 694.2427217473277 4.44 2.11
Jan 2017 689.8356224477822 -0.63 2.24
Feb 2017 689.7909799316046 -0.01 4.23
Mar 2017 690.4891504586116 0.10 4.04
Apr 2017 680.3228873172022 -1.47 3.58
May 2017 678.9661334050419 -0.20 3.75
Jun 2017 672.6897321586974 -0.92 3.32
Jul 2017 677.4351728483875 0.71 5.65
Aug 2017 672.0796272796076 -0.79 4.88
Sep 2017 667.7521658124466 -0.64 3.83
Oct 2017 675.4445875535697 1.15 4.82
Nov 2017 679.0728921342779 0.54 2.15
Dec 2017 682.8429927611558 0.56 -1.64
Jan 2018 689.9998345423844 1.05 0.02
Feb 2018 712.5685263833537 3.27 3.30
Mar 2018 722.8159285079664 1.44 4.68
Apr 2018 726.9505959636675 0.57 6.85
May 2018 738.0570385325633 1.53 8.70
Jun 2018 738.5038881405438 0.06 9.78
Jul 2018 737.7268861259562 -0.10 8.90
Aug 2018 740.8620362552181 0.43 10.23
Sep 2018 748.3810280234947 1.01 12.08
Oct 2018 764.7546793701586 2.19 13.22
Nov 2018 770.2517543843128 0.72 13.43
Dec 2018 755.5588316871159 -1.91 10.65
Jan 2019 745.2022874459013 -1.37 8.00
Feb 2019 741.972215246121 -0.43 4.13
Mar 2019 738.3061945432121 -0.49 2.14
Apr 2019 733.2143975642147 -0.69 0.86
May 2019 730.8786131288467 -0.32 -0.97
Jun 2019 714.3814144154464 -2.26 -3.27
Jul 2019 714.731151236819 0.05 -3.12
Aug 2019 706.4122677475816 -1.16 -4.65
Sep 2019 707.4125867090615 0.14 -5.47
Oct 2019 716.227848662452 1.25 -6.34
Nov 2019 719.9911644732953 0.53 -6.52
Dec 2019 724.7403130825157 0.66 -4.08
Jan 2020 718.9955903107874 -0.79 -3.52
Feb 2020 707.1470649497373 -1.65 -4.69
Mar 2020 705.7768604712085 -0.19 -4.41
Apr 2020 695.8689015660821 -1.40 -5.09
May 2020 691.6901701221439 -0.60 -5.36
Jun 2020 687.8236128490098 -0.56 -3.72
Jul 2020 678.7023339339884 -1.33 -5.04
Aug 2020 675.7239748329746 -0.44 -4.34
Sep 2020 678.308752785244 0.38 -4.11
Oct 2020 679.3907409668585 0.16 -5.14
Nov 2020 678.5455500499023 -0.12 -5.76
Dec 2020 674.0540678780973 -0.66 -6.99
Jan 2021 678.6391149254935 0.68 -5.61
Feb 2021 685.4580657764961 1.00 -3.07
Mar 2021 707.7093123171746 3.25 0.27
Apr 2021 709.3748947164491 0.24 1.94
May 2021 706.6252113357704 -0.39 2.16
Jun 2021 714.5212757355458 1.12 3.88
Jul 2021 713.9381238797359 -0.08 5.19
Aug 2021 717.610690853374 0.51 6.20
Sep 2021 725.1060806130022 1.04 6.90
Oct 2021 740.5075433702194 2.12 9.00
Nov 2021 743.3461549144573 0.38 9.55
Dec 2021 748.6418658682793 0.71 11.07
Jan 2022 782.1761108947068 4.48 15.26
Feb 2022 816.8116425608886 4.43 19.16
Mar 2022 863.1894356774663 5.68 21.97
Apr 2022 948.228723508925 9.85 33.67
May 2022 983.8886759950092 3.76 39.24
Jun 2022 1024.5943295801817 4.14 43.40
Jul 2022 1022.428548113347 -0.21 43.21
Aug 2022 1006.9823144748594 -1.51 40.32
Sep 2022 1096.4193848923992 8.88 51.21
Oct 2022 1180.0154272372347 7.62 59.35
Nov 2022 1172.9756384017578 -0.60 57.80
Dec 2022 1129.692546927586 -3.69 50.90
Jan 2023 1121.2071834357898 -0.75 43.35
Feb 2023 1121.0506598829056 -0.01 37.25
Mar 2023 1153.637375663984 2.91 33.65
Apr 2023 1138.533093756797 -1.31 20.07
May 2023 1157.097811772028 1.63 17.61
Jun 2023 1201.485971734599 3.84 17.27
Jul 2023 1227.1037421320548 2.13 20.02
Aug 2023 1260.5078000944811 2.72 25.18
Sep 2023 1277.8459821122158 1.38 16.55
Oct 2023 1327.7792129354377 3.91 12.52
Nov 2023 1308.7613916651649 -1.43 11.58
Dec 2023 1238.570166985576 -5.36 9.64
Jan 2024 1219.9262618209345 -1.50 8.81
Feb 2024 1237.8682613240167 1.47 10.42
Mar 2024 1250.8216801419908 1.05 8.42
Apr 2024 1280.871429391685 2.40 12.50
May 2024 1297.6239309699147 1.31 12.15
Jun 2024 1285.3939557838853 -0.94 6.98
Jul 2024 1278.3313429501195 -0.55 4.18
Aug 2024 1238.9467120441893 -3.08 -1.71
Sep 2024 1203.764492220504 -2.84 -5.80
Oct 2024 1234.8847129128321 2.59 -7.00
Nov 2024 1284.8939942340655 4.05 -1.82
Dec 2024 1284.9744664311731 0.01 3.75
Jan 2025 1324.7517492062102 3.10 8.59
Feb 2025 1319.150262796671 -0.42 6.57
Mar 2025 1299.6671764367366 -1.48 3.91
Apr 2025 1310.2821131723872 0.82 2.30
May 2025 1321.4849513384556 0.86 1.84
Jun 2025 1322.4703177651572 0.08 2.88
Jul 2025 1314.5121718508813 -0.60 2.83
Aug 2025 1303.2987541329353 -0.85 5.19
Sep 2025 1279.913168957001 -1.79 6.33
Oct 2025 1271.1800755603676 -0.68 2.94
Nov 2025 1272.5962704476033 0.11 -0.96
Dec 2025 1272.2221442546559 -0.03 -0.99
Jan 2026 1265.8153465051469 -0.50 -4.45
Feb 2026 1261.6207749275745 -0.33 -4.36