Waterloo, IA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Waterloo, IA Metro in February 2026 was $1,261.621. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -4.36%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 641.7745675309761 | -1.82 | -5.66 |
| Feb 2015 | 645.9645251828371 | 0.65 | -3.77 |
| Mar 2015 | 651.7587779883296 | 0.90 | -3.44 |
| Apr 2015 | 648.6334195388392 | -0.48 | -4.33 |
| May 2015 | 662.7525180747328 | 2.18 | -1.27 |
| Jun 2015 | 673.6954970754257 | 1.65 | 0.29 |
| Jul 2015 | 678.5662447506943 | 0.72 | 0.98 |
| Aug 2015 | 670.4204837861528 | -1.20 | -0.48 |
| Sep 2015 | 670.8986793249946 | 0.07 | -0.97 |
| Oct 2015 | 666.1252645709669 | -0.71 | -0.07 |
| Nov 2015 | 676.7368533889183 | 1.59 | 2.21 |
| Dec 2015 | 679.8708362645443 | 0.46 | 4.01 |
| Jan 2016 | 674.714166948653 | -0.76 | 5.13 |
| Feb 2016 | 661.7730461642259 | -1.92 | 2.45 |
| Mar 2016 | 663.678117721368 | 0.29 | 1.83 |
| Apr 2016 | 656.7878057746293 | -1.04 | 1.26 |
| May 2016 | 654.4247442511263 | -0.36 | -1.26 |
| Jun 2016 | 651.0736256811412 | -0.51 | -3.36 |
| Jul 2016 | 641.2013675432014 | -1.52 | -5.51 |
| Aug 2016 | 640.8032776495415 | -0.06 | -4.42 |
| Sep 2016 | 643.1107313865592 | 0.36 | -4.14 |
| Oct 2016 | 644.3630053915956 | 0.20 | -3.27 |
| Nov 2016 | 664.7460643171308 | 3.16 | -1.77 |
| Dec 2016 | 694.2427217473277 | 4.44 | 2.11 |
| Jan 2017 | 689.8356224477822 | -0.63 | 2.24 |
| Feb 2017 | 689.7909799316046 | -0.01 | 4.23 |
| Mar 2017 | 690.4891504586116 | 0.10 | 4.04 |
| Apr 2017 | 680.3228873172022 | -1.47 | 3.58 |
| May 2017 | 678.9661334050419 | -0.20 | 3.75 |
| Jun 2017 | 672.6897321586974 | -0.92 | 3.32 |
| Jul 2017 | 677.4351728483875 | 0.71 | 5.65 |
| Aug 2017 | 672.0796272796076 | -0.79 | 4.88 |
| Sep 2017 | 667.7521658124466 | -0.64 | 3.83 |
| Oct 2017 | 675.4445875535697 | 1.15 | 4.82 |
| Nov 2017 | 679.0728921342779 | 0.54 | 2.15 |
| Dec 2017 | 682.8429927611558 | 0.56 | -1.64 |
| Jan 2018 | 689.9998345423844 | 1.05 | 0.02 |
| Feb 2018 | 712.5685263833537 | 3.27 | 3.30 |
| Mar 2018 | 722.8159285079664 | 1.44 | 4.68 |
| Apr 2018 | 726.9505959636675 | 0.57 | 6.85 |
| May 2018 | 738.0570385325633 | 1.53 | 8.70 |
| Jun 2018 | 738.5038881405438 | 0.06 | 9.78 |
| Jul 2018 | 737.7268861259562 | -0.10 | 8.90 |
| Aug 2018 | 740.8620362552181 | 0.43 | 10.23 |
| Sep 2018 | 748.3810280234947 | 1.01 | 12.08 |
| Oct 2018 | 764.7546793701586 | 2.19 | 13.22 |
| Nov 2018 | 770.2517543843128 | 0.72 | 13.43 |
| Dec 2018 | 755.5588316871159 | -1.91 | 10.65 |
| Jan 2019 | 745.2022874459013 | -1.37 | 8.00 |
| Feb 2019 | 741.972215246121 | -0.43 | 4.13 |
| Mar 2019 | 738.3061945432121 | -0.49 | 2.14 |
| Apr 2019 | 733.2143975642147 | -0.69 | 0.86 |
| May 2019 | 730.8786131288467 | -0.32 | -0.97 |
| Jun 2019 | 714.3814144154464 | -2.26 | -3.27 |
| Jul 2019 | 714.731151236819 | 0.05 | -3.12 |
| Aug 2019 | 706.4122677475816 | -1.16 | -4.65 |
| Sep 2019 | 707.4125867090615 | 0.14 | -5.47 |
| Oct 2019 | 716.227848662452 | 1.25 | -6.34 |
| Nov 2019 | 719.9911644732953 | 0.53 | -6.52 |
| Dec 2019 | 724.7403130825157 | 0.66 | -4.08 |
| Jan 2020 | 718.9955903107874 | -0.79 | -3.52 |
| Feb 2020 | 707.1470649497373 | -1.65 | -4.69 |
| Mar 2020 | 705.7768604712085 | -0.19 | -4.41 |
| Apr 2020 | 695.8689015660821 | -1.40 | -5.09 |
| May 2020 | 691.6901701221439 | -0.60 | -5.36 |
| Jun 2020 | 687.8236128490098 | -0.56 | -3.72 |
| Jul 2020 | 678.7023339339884 | -1.33 | -5.04 |
| Aug 2020 | 675.7239748329746 | -0.44 | -4.34 |
| Sep 2020 | 678.308752785244 | 0.38 | -4.11 |
| Oct 2020 | 679.3907409668585 | 0.16 | -5.14 |
| Nov 2020 | 678.5455500499023 | -0.12 | -5.76 |
| Dec 2020 | 674.0540678780973 | -0.66 | -6.99 |
| Jan 2021 | 678.6391149254935 | 0.68 | -5.61 |
| Feb 2021 | 685.4580657764961 | 1.00 | -3.07 |
| Mar 2021 | 707.7093123171746 | 3.25 | 0.27 |
| Apr 2021 | 709.3748947164491 | 0.24 | 1.94 |
| May 2021 | 706.6252113357704 | -0.39 | 2.16 |
| Jun 2021 | 714.5212757355458 | 1.12 | 3.88 |
| Jul 2021 | 713.9381238797359 | -0.08 | 5.19 |
| Aug 2021 | 717.610690853374 | 0.51 | 6.20 |
| Sep 2021 | 725.1060806130022 | 1.04 | 6.90 |
| Oct 2021 | 740.5075433702194 | 2.12 | 9.00 |
| Nov 2021 | 743.3461549144573 | 0.38 | 9.55 |
| Dec 2021 | 748.6418658682793 | 0.71 | 11.07 |
| Jan 2022 | 782.1761108947068 | 4.48 | 15.26 |
| Feb 2022 | 816.8116425608886 | 4.43 | 19.16 |
| Mar 2022 | 863.1894356774663 | 5.68 | 21.97 |
| Apr 2022 | 948.228723508925 | 9.85 | 33.67 |
| May 2022 | 983.8886759950092 | 3.76 | 39.24 |
| Jun 2022 | 1024.5943295801817 | 4.14 | 43.40 |
| Jul 2022 | 1022.428548113347 | -0.21 | 43.21 |
| Aug 2022 | 1006.9823144748594 | -1.51 | 40.32 |
| Sep 2022 | 1096.4193848923992 | 8.88 | 51.21 |
| Oct 2022 | 1180.0154272372347 | 7.62 | 59.35 |
| Nov 2022 | 1172.9756384017578 | -0.60 | 57.80 |
| Dec 2022 | 1129.692546927586 | -3.69 | 50.90 |
| Jan 2023 | 1121.2071834357898 | -0.75 | 43.35 |
| Feb 2023 | 1121.0506598829056 | -0.01 | 37.25 |
| Mar 2023 | 1153.637375663984 | 2.91 | 33.65 |
| Apr 2023 | 1138.533093756797 | -1.31 | 20.07 |
| May 2023 | 1157.097811772028 | 1.63 | 17.61 |
| Jun 2023 | 1201.485971734599 | 3.84 | 17.27 |
| Jul 2023 | 1227.1037421320548 | 2.13 | 20.02 |
| Aug 2023 | 1260.5078000944811 | 2.72 | 25.18 |
| Sep 2023 | 1277.8459821122158 | 1.38 | 16.55 |
| Oct 2023 | 1327.7792129354377 | 3.91 | 12.52 |
| Nov 2023 | 1308.7613916651649 | -1.43 | 11.58 |
| Dec 2023 | 1238.570166985576 | -5.36 | 9.64 |
| Jan 2024 | 1219.9262618209345 | -1.50 | 8.81 |
| Feb 2024 | 1237.8682613240167 | 1.47 | 10.42 |
| Mar 2024 | 1250.8216801419908 | 1.05 | 8.42 |
| Apr 2024 | 1280.871429391685 | 2.40 | 12.50 |
| May 2024 | 1297.6239309699147 | 1.31 | 12.15 |
| Jun 2024 | 1285.3939557838853 | -0.94 | 6.98 |
| Jul 2024 | 1278.3313429501195 | -0.55 | 4.18 |
| Aug 2024 | 1238.9467120441893 | -3.08 | -1.71 |
| Sep 2024 | 1203.764492220504 | -2.84 | -5.80 |
| Oct 2024 | 1234.8847129128321 | 2.59 | -7.00 |
| Nov 2024 | 1284.8939942340655 | 4.05 | -1.82 |
| Dec 2024 | 1284.9744664311731 | 0.01 | 3.75 |
| Jan 2025 | 1324.7517492062102 | 3.10 | 8.59 |
| Feb 2025 | 1319.150262796671 | -0.42 | 6.57 |
| Mar 2025 | 1299.6671764367366 | -1.48 | 3.91 |
| Apr 2025 | 1310.2821131723872 | 0.82 | 2.30 |
| May 2025 | 1321.4849513384556 | 0.86 | 1.84 |
| Jun 2025 | 1322.4703177651572 | 0.08 | 2.88 |
| Jul 2025 | 1314.5121718508813 | -0.60 | 2.83 |
| Aug 2025 | 1303.2987541329353 | -0.85 | 5.19 |
| Sep 2025 | 1279.913168957001 | -1.79 | 6.33 |
| Oct 2025 | 1271.1800755603676 | -0.68 | 2.94 |
| Nov 2025 | 1272.5962704476033 | 0.11 | -0.96 |
| Dec 2025 | 1272.2221442546559 | -0.03 | -0.99 |
| Jan 2026 | 1265.8153465051469 | -0.50 | -4.45 |
| Feb 2026 | 1261.6207749275745 | -0.33 | -4.36 |