Watertown, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Watertown, NY Metro in February 2026 was $1,395.369. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -6.24%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Watertown, NY metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Watertown, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Watertown, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Watertown, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Watertown, NY (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 718.6442931723969 | -1.92 | -9.00 |
| Feb 2015 | 723.1579558486334 | 0.63 | -7.61 |
| Mar 2015 | 728.0760793306689 | 0.68 | -7.70 |
| Apr 2015 | 721.4429050665824 | -0.91 | -8.69 |
| May 2015 | 735.7642163866649 | 1.99 | -5.69 |
| Jun 2015 | 749.7839322915565 | 1.91 | -3.84 |
| Jul 2015 | 758.2741706351426 | 1.13 | -2.53 |
| Aug 2015 | 750.6950635492152 | -1.00 | -3.00 |
| Sep 2015 | 750.0268930175996 | -0.09 | -2.87 |
| Oct 2015 | 740.9175960380737 | -1.22 | -1.81 |
| Nov 2015 | 747.163076289884 | 0.84 | 0.22 |
| Dec 2015 | 746.0266442850772 | -0.15 | 1.82 |
| Jan 2016 | 738.3473024589862 | -1.03 | 2.74 |
| Feb 2016 | 724.2024773518353 | -1.92 | 0.14 |
| Mar 2016 | 726.3854529045451 | 0.30 | -0.23 |
| Apr 2016 | 717.8831704565247 | -1.17 | -0.49 |
| May 2016 | 715.5467487646021 | -0.32 | -2.75 |
| Jun 2016 | 713.2100871731408 | -0.33 | -4.88 |
| Jul 2016 | 703.3603248786678 | -1.38 | -7.24 |
| Aug 2016 | 701.6491694105117 | -0.24 | -6.53 |
| Sep 2016 | 701.1717411139791 | -0.07 | -6.51 |
| Oct 2016 | 700.4430792252223 | -0.10 | -5.46 |
| Nov 2016 | 722.3164751157096 | 3.12 | -3.32 |
| Dec 2016 | 756.2797783637764 | 4.70 | 1.37 |
| Jan 2017 | 753.2478427668166 | -0.40 | 2.02 |
| Feb 2017 | 753.0430819010097 | -0.03 | 3.98 |
| Mar 2017 | 752.2295625890652 | -0.11 | 3.56 |
| Apr 2017 | 738.9209128745865 | -1.77 | 2.93 |
| May 2017 | 735.4900792445854 | -0.46 | 2.79 |
| Jun 2017 | 725.9803702843433 | -1.29 | 1.79 |
| Jul 2017 | 731.2033143972901 | 0.72 | 3.96 |
| Aug 2017 | 726.7809279109033 | -0.60 | 3.58 |
| Sep 2017 | 724.7336626261484 | -0.28 | 3.36 |
| Oct 2017 | 733.9197473851182 | 1.27 | 4.78 |
| Nov 2017 | 738.6527926499805 | 0.65 | 2.26 |
| Dec 2017 | 743.2635359110344 | 0.62 | -1.72 |
| Jan 2018 | 751.22160770088 | 1.07 | -0.27 |
| Feb 2018 | 773.4881413838639 | 2.96 | 2.72 |
| Mar 2018 | 782.4940050364103 | 1.16 | 4.02 |
| Apr 2018 | 785.9646774179142 | 0.44 | 6.37 |
| May 2018 | 800.1034675147205 | 1.80 | 8.79 |
| Jun 2018 | 803.8639682145783 | 0.47 | 10.73 |
| Jul 2018 | 806.3439043077974 | 0.31 | 10.28 |
| Aug 2018 | 812.544408332947 | 0.77 | 11.80 |
| Sep 2018 | 822.0650681220618 | 1.17 | 13.43 |
| Oct 2018 | 837.4345197533316 | 1.87 | 14.10 |
| Nov 2018 | 838.4625831754533 | 0.12 | 13.51 |
| Dec 2018 | 817.0428312318791 | -2.56 | 9.93 |
| Jan 2019 | 802.9144573184205 | -1.73 | 6.88 |
| Feb 2019 | 796.7497277358071 | -0.77 | 3.01 |
| Mar 2019 | 791.6997634289078 | -0.63 | 1.18 |
| Apr 2019 | 784.6422991768497 | -0.89 | -0.17 |
| May 2019 | 780.9740303894741 | -0.47 | -2.39 |
| Jun 2019 | 761.1621481599344 | -2.54 | -5.31 |
| Jul 2019 | 760.9835570353337 | -0.02 | -5.62 |
| Aug 2019 | 752.7339630134347 | -1.08 | -7.36 |
| Sep 2019 | 755.4299733501966 | 0.36 | -8.11 |
| Oct 2019 | 765.3461558728102 | 1.31 | -8.61 |
| Nov 2019 | 768.8068397933608 | 0.45 | -8.31 |
| Dec 2019 | 773.520970844906 | 0.61 | -5.33 |
| Jan 2020 | 767.6053565733582 | -0.76 | -4.40 |
| Feb 2020 | 757.2631053625696 | -1.35 | -4.96 |
| Mar 2020 | 758.0624160682663 | 0.11 | -4.25 |
| Apr 2020 | 749.1298650774258 | -1.18 | -4.53 |
| May 2020 | 744.6383328615353 | -0.60 | -4.65 |
| Jun 2020 | 739.8392054961301 | -0.64 | -2.80 |
| Jul 2020 | 728.6428060948349 | -1.51 | -4.25 |
| Aug 2020 | 723.6168222267319 | -0.69 | -3.87 |
| Sep 2020 | 725.568807388275 | 0.27 | -3.95 |
| Oct 2020 | 730.9702598512631 | 0.74 | -4.49 |
| Nov 2020 | 738.363771024793 | 1.01 | -3.96 |
| Dec 2020 | 742.9534489139695 | 0.62 | -3.95 |
| Jan 2021 | 755.3333827453066 | 1.67 | -1.60 |
| Feb 2021 | 767.785998300832 | 1.65 | 1.39 |
| Mar 2021 | 796.940639050189 | 3.80 | 5.13 |
| Apr 2021 | 801.289629050744 | 0.55 | 6.96 |
| May 2021 | 801.6490253080076 | 0.05 | 7.66 |
| Jun 2021 | 811.8403709634932 | 1.27 | 9.73 |
| Jul 2021 | 810.1862040870362 | -0.20 | 11.19 |
| Aug 2021 | 810.373814750962 | 0.02 | 11.99 |
| Sep 2021 | 813.6744071762024 | 0.41 | 12.14 |
| Oct 2021 | 827.3618937562871 | 1.68 | 13.19 |
| Nov 2021 | 828.622965710265 | 0.15 | 12.22 |
| Dec 2021 | 835.247744829672 | 0.80 | 12.42 |
| Jan 2022 | 875.4507189893503 | 4.81 | 15.90 |
| Feb 2022 | 916.5519316972379 | 4.70 | 19.38 |
| Mar 2022 | 970.7651112156059 | 5.92 | 21.81 |
| Apr 2022 | 1069.1592710976392 | 10.14 | 33.43 |
| May 2022 | 1112.4464157080706 | 4.05 | 38.77 |
| Jun 2022 | 1165.2105357656271 | 4.74 | 43.53 |
| Jul 2022 | 1167.448082567072 | 0.19 | 44.10 |
| Aug 2022 | 1153.4564167216577 | -1.20 | 42.34 |
| Sep 2022 | 1253.8611688698397 | 8.71 | 54.10 |
| Oct 2022 | 1346.5582541348133 | 7.39 | 62.75 |
| Nov 2022 | 1334.3129365336056 | -0.91 | 61.03 |
| Dec 2022 | 1282.941188775019 | -3.85 | 53.60 |
| Jan 2023 | 1268.4412868728377 | -1.13 | 44.89 |
| Feb 2023 | 1262.5173633689112 | -0.47 | 37.75 |
| Mar 2023 | 1291.3310416708987 | 2.28 | 33.02 |
| Apr 2023 | 1268.102469238803 | -1.80 | 18.61 |
| May 2023 | 1282.1158271890986 | 1.11 | 15.25 |
| Jun 2023 | 1326.6074945440296 | 3.47 | 13.85 |
| Jul 2023 | 1354.175225193476 | 2.08 | 15.99 |
| Aug 2023 | 1396.1576866587166 | 3.10 | 21.04 |
| Sep 2023 | 1423.4310272010462 | 1.95 | 13.52 |
| Oct 2023 | 1488.1902423764927 | 4.55 | 10.52 |
| Nov 2023 | 1477.2241299648342 | -0.74 | 10.71 |
| Dec 2023 | 1403.0397347434925 | -5.02 | 9.36 |
| Jan 2024 | 1380.414580068769 | -1.61 | 8.83 |
| Feb 2024 | 1394.8150067140477 | 1.04 | 10.48 |
| Mar 2024 | 1404.368535344035 | 0.69 | 8.75 |
| Apr 2024 | 1438.0499661340236 | 2.40 | 13.40 |
| May 2024 | 1462.5849658513941 | 1.71 | 14.08 |
| Jun 2024 | 1461.4036531454137 | -0.08 | 10.16 |
| Jul 2024 | 1465.2235886261371 | 0.26 | 8.20 |
| Aug 2024 | 1428.978369293252 | -2.47 | 2.35 |
| Sep 2024 | 1391.2894186463982 | -2.64 | -2.26 |
| Oct 2024 | 1428.198139444251 | 2.65 | -4.03 |
| Nov 2024 | 1481.5086862116345 | 3.73 | 0.29 |
| Dec 2024 | 1473.6616356788973 | -0.53 | 5.03 |
| Jan 2025 | 1505.4931053996315 | 2.16 | 9.06 |
| Feb 2025 | 1488.2591049345594 | -1.14 | 6.70 |
| Mar 2025 | 1456.2199236979393 | -2.15 | 3.69 |
| Apr 2025 | 1463.3307802890822 | 0.49 | 1.76 |
| May 2025 | 1473.2864359890164 | 0.68 | 0.73 |
| Jun 2025 | 1475.1380759240308 | 0.13 | 0.94 |
| Jul 2025 | 1466.121062050664 | -0.61 | 0.06 |
| Aug 2025 | 1450.9081635509044 | -1.04 | 1.54 |
| Sep 2025 | 1421.6639776580362 | -2.02 | 2.18 |
| Oct 2025 | 1409.9407425678678 | -0.82 | -1.28 |
| Nov 2025 | 1409.071324861583 | -0.06 | -4.89 |
| Dec 2025 | 1404.7193593307231 | -0.31 | -4.68 |
| Jan 2026 | 1396.2010691323078 | -0.61 | -7.26 |
| Feb 2026 | 1395.369002158515 | -0.06 | -6.24 |
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