Wilmington, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Wilmington, NC Metro in February 2026 was $2,830.454. The month over month percentage change (MoM) was -0.52%, and the year over year percentage change (YoY) was -8.09%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1073.7853578588085 | -1.63 | -4.28 |
| Feb 2015 | 1083.2391721912345 | 0.88 | -2.65 |
| Mar 2015 | 1093.1932354886712 | 0.92 | -2.52 |
| Apr 2015 | 1086.0681457581147 | -0.65 | -3.36 |
| May 2015 | 1109.1032029916773 | 2.12 | -0.02 |
| Jun 2015 | 1129.4409578350926 | 1.83 | 1.98 |
| Jul 2015 | 1141.5197342543838 | 1.07 | 3.15 |
| Aug 2015 | 1130.3846603302406 | -0.97 | 2.08 |
| Sep 2015 | 1136.1902007445533 | 0.51 | 1.75 |
| Oct 2015 | 1133.3678194366162 | -0.25 | 2.59 |
| Nov 2015 | 1158.0651944908323 | 2.18 | 4.98 |
| Dec 2015 | 1168.0851954651978 | 0.87 | 7.00 |
| Jan 2016 | 1164.8903546792012 | -0.27 | 8.48 |
| Feb 2016 | 1146.705746406972 | -1.56 | 5.86 |
| Mar 2016 | 1154.2578368634295 | 0.66 | 5.59 |
| Apr 2016 | 1145.7409278724213 | -0.74 | 5.49 |
| May 2016 | 1146.3995770063261 | 0.06 | 3.36 |
| Jun 2016 | 1145.0714671399662 | -0.12 | 1.38 |
| Jul 2016 | 1130.906177985208 | -1.24 | -0.93 |
| Aug 2016 | 1131.7462365909564 | 0.07 | 0.12 |
| Sep 2016 | 1138.0297827124705 | 0.56 | 0.16 |
| Oct 2016 | 1144.6621979870358 | 0.58 | 1.00 |
| Nov 2016 | 1187.742447693869 | 3.76 | 2.56 |
| Dec 2016 | 1247.732364697882 | 5.05 | 6.82 |
| Jan 2017 | 1247.0354319617975 | -0.06 | 7.05 |
| Feb 2017 | 1255.037035451694 | 0.64 | 9.45 |
| Mar 2017 | 1265.3325412260328 | 0.82 | 9.62 |
| Apr 2017 | 1255.1198357297271 | -0.81 | 9.55 |
| May 2017 | 1259.1927145740308 | 0.33 | 9.84 |
| Jun 2017 | 1253.5275087503596 | -0.45 | 9.47 |
| Jul 2017 | 1267.240686868526 | 1.09 | 12.06 |
| Aug 2017 | 1260.8481017487968 | -0.50 | 11.41 |
| Sep 2017 | 1255.6257793402192 | -0.41 | 10.33 |
| Oct 2017 | 1271.8899423118924 | 1.30 | 11.12 |
| Nov 2017 | 1281.0461807743527 | 0.72 | 7.86 |
| Dec 2017 | 1291.524028914851 | 0.82 | 3.51 |
| Jan 2018 | 1310.145037487315 | 1.44 | 5.06 |
| Feb 2018 | 1357.9354743906536 | 3.65 | 8.20 |
| Mar 2018 | 1380.7137287158753 | 1.68 | 9.12 |
| Apr 2018 | 1390.3693755527179 | 0.70 | 10.78 |
| May 2018 | 1412.7396329775115 | 1.61 | 12.19 |
| Jun 2018 | 1414.9440890964581 | 0.16 | 12.88 |
| Jul 2018 | 1413.7028586117106 | -0.09 | 11.56 |
| Aug 2018 | 1422.0638025902444 | 0.59 | 12.79 |
| Sep 2018 | 1438.728157067801 | 1.17 | 14.58 |
| Oct 2018 | 1473.621457756431 | 2.42 | 15.86 |
| Nov 2018 | 1483.470628837047 | 0.67 | 15.80 |
| Dec 2018 | 1454.84388253714 | -1.93 | 12.65 |
| Jan 2019 | 1434.4774229285495 | -1.40 | 9.49 |
| Feb 2019 | 1427.8394963066332 | -0.46 | 5.15 |
| Mar 2019 | 1421.4275132053642 | -0.45 | 2.95 |
| Apr 2019 | 1413.6085637200536 | -0.55 | 1.67 |
| May 2019 | 1411.5896905364239 | -0.14 | -0.08 |
| Jun 2019 | 1378.595265655635 | -2.34 | -2.57 |
| Jul 2019 | 1377.657949066315 | -0.07 | -2.55 |
| Aug 2019 | 1361.1169455346294 | -1.20 | -4.29 |
| Sep 2019 | 1363.6287058862297 | 0.19 | -5.22 |
| Oct 2019 | 1380.7583657308942 | 1.26 | -6.30 |
| Nov 2019 | 1388.440835104084 | 0.56 | -6.41 |
| Dec 2019 | 1400.0657557215775 | 0.84 | -3.76 |
| Jan 2020 | 1393.9280834174986 | -0.44 | -2.83 |
| Feb 2020 | 1379.3235371146357 | -1.05 | -3.40 |
| Mar 2020 | 1387.1406320715678 | 0.57 | -2.41 |
| Apr 2020 | 1375.42644265224 | -0.84 | -2.70 |
| May 2020 | 1369.9388235750164 | -0.40 | -2.95 |
| Jun 2020 | 1362.3542188951353 | -0.55 | -1.18 |
| Jul 2020 | 1344.9881416066628 | -1.27 | -2.37 |
| Aug 2020 | 1341.9066185782947 | -0.23 | -1.41 |
| Sep 2020 | 1349.4735187502026 | 0.56 | -1.04 |
| Oct 2020 | 1358.8093526104037 | 0.69 | -1.59 |
| Nov 2020 | 1367.537187822792 | 0.64 | -1.51 |
| Dec 2020 | 1374.1476259209926 | 0.48 | -1.85 |
| Jan 2021 | 1399.9149160227435 | 1.88 | 0.43 |
| Feb 2021 | 1431.035428843044 | 2.22 | 3.75 |
| Mar 2021 | 1494.738319846617 | 4.45 | 7.76 |
| Apr 2021 | 1514.6974280078184 | 1.34 | 10.13 |
| May 2021 | 1526.3121198843032 | 0.77 | 11.42 |
| Jun 2021 | 1557.9176206414215 | 2.07 | 14.36 |
| Jul 2021 | 1568.7769275314085 | 0.70 | 16.64 |
| Aug 2021 | 1587.7205764049982 | 1.21 | 18.32 |
| Sep 2021 | 1616.7347956569315 | 1.83 | 19.81 |
| Oct 2021 | 1663.8233552560127 | 2.91 | 22.45 |
| Nov 2021 | 1682.2605371067114 | 1.11 | 23.01 |
| Dec 2021 | 1706.593750414356 | 1.45 | 24.19 |
| Jan 2022 | 1794.794815435413 | 5.17 | 28.21 |
| Feb 2022 | 1886.1799715764694 | 5.09 | 31.81 |
| Mar 2022 | 2008.285251801136 | 6.47 | 34.36 |
| Apr 2022 | 2227.2553700580406 | 10.90 | 47.04 |
| May 2022 | 2329.2628903797968 | 4.58 | 52.61 |
| Jun 2022 | 2438.3505868638285 | 4.68 | 56.51 |
| Jul 2022 | 2438.788032148762 | 0.02 | 55.46 |
| Aug 2022 | 2408.2314330528066 | -1.25 | 51.68 |
| Sep 2022 | 2629.515265652636 | 9.19 | 62.64 |
| Oct 2022 | 2838.8089632859887 | 7.96 | 70.62 |
| Nov 2022 | 2824.925981700296 | -0.49 | 67.92 |
| Dec 2022 | 2718.350933056437 | -3.77 | 59.29 |
| Jan 2023 | 2693.353240472068 | -0.92 | 50.07 |
| Feb 2023 | 2690.6100577571997 | -0.10 | 42.65 |
| Mar 2023 | 2771.6024887370995 | 3.01 | 38.01 |
| Apr 2023 | 2737.9327138297094 | -1.22 | 22.93 |
| May 2023 | 2781.305639139273 | 1.58 | 19.41 |
| Jun 2023 | 2880.4704104437737 | 3.57 | 18.13 |
| Jul 2023 | 2935.1406685235693 | 1.90 | 20.35 |
| Aug 2023 | 3015.300811031623 | 2.73 | 25.21 |
| Sep 2023 | 3063.655402617682 | 1.60 | 16.51 |
| Oct 2023 | 3190.808871391892 | 4.15 | 12.40 |
| Nov 2023 | 3152.553030622205 | -1.20 | 11.60 |
| Dec 2023 | 2989.8976142365123 | -5.16 | 9.99 |
| Jan 2024 | 2952.3942122571184 | -1.25 | 9.62 |
| Feb 2024 | 2999.509353854619 | 1.60 | 11.48 |
| Mar 2024 | 3025.9192966070614 | 0.88 | 9.18 |
| Apr 2024 | 3088.3173537182015 | 2.06 | 12.80 |
| May 2024 | 3117.741858508325 | 0.95 | 12.10 |
| Jun 2024 | 3080.6979055847783 | -1.19 | 6.95 |
| Jul 2024 | 3059.8004241784556 | -0.68 | 4.25 |
| Aug 2024 | 2963.083752427565 | -3.16 | -1.73 |
| Sep 2024 | 2878.958109892884 | -2.84 | -6.03 |
| Oct 2024 | 2949.610292269838 | 2.45 | -7.56 |
| Nov 2024 | 3056.2727838189385 | 3.62 | -3.05 |
| Dec 2024 | 3034.337662779866 | -0.72 | 1.49 |
| Jan 2025 | 3106.5567242968855 | 2.38 | 5.22 |
| Feb 2025 | 3079.5901763409033 | -0.87 | 2.67 |
| Mar 2025 | 3027.4827018683263 | -1.69 | 0.05 |
| Apr 2025 | 3044.6296899202757 | 0.57 | -1.41 |
| May 2025 | 3063.867265979073 | 0.63 | -1.73 |
| Jun 2025 | 3057.335481694258 | -0.21 | -0.76 |
| Jul 2025 | 3022.7640204745694 | -1.13 | -1.21 |
| Aug 2025 | 2978.972263573877 | -1.45 | 0.54 |
| Sep 2025 | 2911.4953243059235 | -2.26 | 1.13 |
| Oct 2025 | 2885.4131282408894 | -0.90 | -2.18 |
| Nov 2025 | 2881.081760359495 | -0.15 | -5.73 |
| Dec 2025 | 2868.889240405978 | -0.42 | -5.45 |
| Jan 2026 | 2845.178973821598 | -0.83 | -8.41 |
| Feb 2026 | 2830.454152068449 | -0.52 | -8.09 |