Wilmington, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Wilmington, NC Metro in February 2026 was $2,830.454. The month over month percentage change (MoM) was -0.52%, and the year over year percentage change (YoY) was -8.09%.

The chart below shows the trend of the mortgage payments with 5% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Wilmington, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Wilmington, NC (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1073.7853578588085 -1.63 -4.28
Feb 2015 1083.2391721912345 0.88 -2.65
Mar 2015 1093.1932354886712 0.92 -2.52
Apr 2015 1086.0681457581147 -0.65 -3.36
May 2015 1109.1032029916773 2.12 -0.02
Jun 2015 1129.4409578350926 1.83 1.98
Jul 2015 1141.5197342543838 1.07 3.15
Aug 2015 1130.3846603302406 -0.97 2.08
Sep 2015 1136.1902007445533 0.51 1.75
Oct 2015 1133.3678194366162 -0.25 2.59
Nov 2015 1158.0651944908323 2.18 4.98
Dec 2015 1168.0851954651978 0.87 7.00
Jan 2016 1164.8903546792012 -0.27 8.48
Feb 2016 1146.705746406972 -1.56 5.86
Mar 2016 1154.2578368634295 0.66 5.59
Apr 2016 1145.7409278724213 -0.74 5.49
May 2016 1146.3995770063261 0.06 3.36
Jun 2016 1145.0714671399662 -0.12 1.38
Jul 2016 1130.906177985208 -1.24 -0.93
Aug 2016 1131.7462365909564 0.07 0.12
Sep 2016 1138.0297827124705 0.56 0.16
Oct 2016 1144.6621979870358 0.58 1.00
Nov 2016 1187.742447693869 3.76 2.56
Dec 2016 1247.732364697882 5.05 6.82
Jan 2017 1247.0354319617975 -0.06 7.05
Feb 2017 1255.037035451694 0.64 9.45
Mar 2017 1265.3325412260328 0.82 9.62
Apr 2017 1255.1198357297271 -0.81 9.55
May 2017 1259.1927145740308 0.33 9.84
Jun 2017 1253.5275087503596 -0.45 9.47
Jul 2017 1267.240686868526 1.09 12.06
Aug 2017 1260.8481017487968 -0.50 11.41
Sep 2017 1255.6257793402192 -0.41 10.33
Oct 2017 1271.8899423118924 1.30 11.12
Nov 2017 1281.0461807743527 0.72 7.86
Dec 2017 1291.524028914851 0.82 3.51
Jan 2018 1310.145037487315 1.44 5.06
Feb 2018 1357.9354743906536 3.65 8.20
Mar 2018 1380.7137287158753 1.68 9.12
Apr 2018 1390.3693755527179 0.70 10.78
May 2018 1412.7396329775115 1.61 12.19
Jun 2018 1414.9440890964581 0.16 12.88
Jul 2018 1413.7028586117106 -0.09 11.56
Aug 2018 1422.0638025902444 0.59 12.79
Sep 2018 1438.728157067801 1.17 14.58
Oct 2018 1473.621457756431 2.42 15.86
Nov 2018 1483.470628837047 0.67 15.80
Dec 2018 1454.84388253714 -1.93 12.65
Jan 2019 1434.4774229285495 -1.40 9.49
Feb 2019 1427.8394963066332 -0.46 5.15
Mar 2019 1421.4275132053642 -0.45 2.95
Apr 2019 1413.6085637200536 -0.55 1.67
May 2019 1411.5896905364239 -0.14 -0.08
Jun 2019 1378.595265655635 -2.34 -2.57
Jul 2019 1377.657949066315 -0.07 -2.55
Aug 2019 1361.1169455346294 -1.20 -4.29
Sep 2019 1363.6287058862297 0.19 -5.22
Oct 2019 1380.7583657308942 1.26 -6.30
Nov 2019 1388.440835104084 0.56 -6.41
Dec 2019 1400.0657557215775 0.84 -3.76
Jan 2020 1393.9280834174986 -0.44 -2.83
Feb 2020 1379.3235371146357 -1.05 -3.40
Mar 2020 1387.1406320715678 0.57 -2.41
Apr 2020 1375.42644265224 -0.84 -2.70
May 2020 1369.9388235750164 -0.40 -2.95
Jun 2020 1362.3542188951353 -0.55 -1.18
Jul 2020 1344.9881416066628 -1.27 -2.37
Aug 2020 1341.9066185782947 -0.23 -1.41
Sep 2020 1349.4735187502026 0.56 -1.04
Oct 2020 1358.8093526104037 0.69 -1.59
Nov 2020 1367.537187822792 0.64 -1.51
Dec 2020 1374.1476259209926 0.48 -1.85
Jan 2021 1399.9149160227435 1.88 0.43
Feb 2021 1431.035428843044 2.22 3.75
Mar 2021 1494.738319846617 4.45 7.76
Apr 2021 1514.6974280078184 1.34 10.13
May 2021 1526.3121198843032 0.77 11.42
Jun 2021 1557.9176206414215 2.07 14.36
Jul 2021 1568.7769275314085 0.70 16.64
Aug 2021 1587.7205764049982 1.21 18.32
Sep 2021 1616.7347956569315 1.83 19.81
Oct 2021 1663.8233552560127 2.91 22.45
Nov 2021 1682.2605371067114 1.11 23.01
Dec 2021 1706.593750414356 1.45 24.19
Jan 2022 1794.794815435413 5.17 28.21
Feb 2022 1886.1799715764694 5.09 31.81
Mar 2022 2008.285251801136 6.47 34.36
Apr 2022 2227.2553700580406 10.90 47.04
May 2022 2329.2628903797968 4.58 52.61
Jun 2022 2438.3505868638285 4.68 56.51
Jul 2022 2438.788032148762 0.02 55.46
Aug 2022 2408.2314330528066 -1.25 51.68
Sep 2022 2629.515265652636 9.19 62.64
Oct 2022 2838.8089632859887 7.96 70.62
Nov 2022 2824.925981700296 -0.49 67.92
Dec 2022 2718.350933056437 -3.77 59.29
Jan 2023 2693.353240472068 -0.92 50.07
Feb 2023 2690.6100577571997 -0.10 42.65
Mar 2023 2771.6024887370995 3.01 38.01
Apr 2023 2737.9327138297094 -1.22 22.93
May 2023 2781.305639139273 1.58 19.41
Jun 2023 2880.4704104437737 3.57 18.13
Jul 2023 2935.1406685235693 1.90 20.35
Aug 2023 3015.300811031623 2.73 25.21
Sep 2023 3063.655402617682 1.60 16.51
Oct 2023 3190.808871391892 4.15 12.40
Nov 2023 3152.553030622205 -1.20 11.60
Dec 2023 2989.8976142365123 -5.16 9.99
Jan 2024 2952.3942122571184 -1.25 9.62
Feb 2024 2999.509353854619 1.60 11.48
Mar 2024 3025.9192966070614 0.88 9.18
Apr 2024 3088.3173537182015 2.06 12.80
May 2024 3117.741858508325 0.95 12.10
Jun 2024 3080.6979055847783 -1.19 6.95
Jul 2024 3059.8004241784556 -0.68 4.25
Aug 2024 2963.083752427565 -3.16 -1.73
Sep 2024 2878.958109892884 -2.84 -6.03
Oct 2024 2949.610292269838 2.45 -7.56
Nov 2024 3056.2727838189385 3.62 -3.05
Dec 2024 3034.337662779866 -0.72 1.49
Jan 2025 3106.5567242968855 2.38 5.22
Feb 2025 3079.5901763409033 -0.87 2.67
Mar 2025 3027.4827018683263 -1.69 0.05
Apr 2025 3044.6296899202757 0.57 -1.41
May 2025 3063.867265979073 0.63 -1.73
Jun 2025 3057.335481694258 -0.21 -0.76
Jul 2025 3022.7640204745694 -1.13 -1.21
Aug 2025 2978.972263573877 -1.45 0.54
Sep 2025 2911.4953243059235 -2.26 1.13
Oct 2025 2885.4131282408894 -0.90 -2.18
Nov 2025 2881.081760359495 -0.15 -5.73
Dec 2025 2868.889240405978 -0.42 -5.45
Jan 2026 2845.178973821598 -0.83 -8.41
Feb 2026 2830.454152068449 -0.52 -8.09