Winchester, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Winchester, VA Metro in February 2026 was $2,478.281. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -6.00%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Winchester, VA metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Winchester, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Winchester, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Winchester, VA (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1063.0597009605697 | -1.84 | -4.73 |
| Feb 2015 | 1069.8809670392147 | 0.64 | -2.93 |
| Mar 2015 | 1078.7598607202542 | 0.83 | -2.64 |
| Apr 2015 | 1071.8543702813238 | -0.64 | -3.41 |
| May 2015 | 1097.390715176896 | 2.38 | -0.15 |
| Jun 2015 | 1121.3040041409931 | 2.18 | 1.89 |
| Jul 2015 | 1136.5626648575656 | 1.36 | 3.20 |
| Aug 2015 | 1125.3962448913085 | -0.98 | 2.09 |
| Sep 2015 | 1128.6171323503936 | 0.29 | 1.55 |
| Oct 2015 | 1120.925085105415 | -0.68 | 1.97 |
| Nov 2015 | 1140.2141210953753 | 1.72 | 3.98 |
| Dec 2015 | 1145.1482672465252 | 0.43 | 5.74 |
| Jan 2016 | 1138.2224213672664 | -0.60 | 7.07 |
| Feb 2016 | 1118.5577743900574 | -1.73 | 4.55 |
| Mar 2016 | 1125.719603192335 | 0.64 | 4.35 |
| Apr 2016 | 1117.7428330110977 | -0.71 | 4.28 |
| May 2016 | 1119.514275211335 | 0.16 | 2.02 |
| Jun 2016 | 1118.6727214939992 | -0.07 | -0.23 |
| Jul 2016 | 1107.0863992557206 | -1.04 | -2.59 |
| Aug 2016 | 1108.7127931134 | 0.15 | -1.48 |
| Sep 2016 | 1115.8825262661062 | 0.65 | -1.13 |
| Oct 2016 | 1122.0128341935992 | 0.55 | 0.10 |
| Nov 2016 | 1163.2232249426802 | 3.67 | 2.02 |
| Dec 2016 | 1221.3139043893857 | 4.99 | 6.65 |
| Jan 2017 | 1220.0975978085291 | -0.10 | 7.19 |
| Feb 2017 | 1228.3139537387724 | 0.67 | 9.81 |
| Mar 2017 | 1236.8981406054204 | 0.70 | 9.88 |
| Apr 2017 | 1224.0784574015922 | -1.04 | 9.51 |
| May 2017 | 1226.1955663779372 | 0.17 | 9.53 |
| Jun 2017 | 1218.8957614211188 | -0.59 | 8.96 |
| Jul 2017 | 1231.485327076652 | 1.03 | 11.24 |
| Aug 2017 | 1223.3193453520316 | -0.66 | 10.34 |
| Sep 2017 | 1218.2906150397596 | -0.41 | 9.18 |
| Oct 2017 | 1235.8069003184958 | 1.44 | 10.14 |
| Nov 2017 | 1244.6734361167864 | 0.72 | 7.00 |
| Dec 2017 | 1252.9239868354075 | 0.66 | 2.59 |
| Jan 2018 | 1266.987109695833 | 1.12 | 3.84 |
| Feb 2018 | 1311.3175872321424 | 3.50 | 6.76 |
| Mar 2018 | 1332.8370950807946 | 1.64 | 7.76 |
| Apr 2018 | 1341.6348012943845 | 0.66 | 9.60 |
| May 2018 | 1363.3655530805322 | 1.62 | 11.19 |
| Jun 2018 | 1363.6376109852204 | 0.02 | 11.88 |
| Jul 2018 | 1360.768276166692 | -0.21 | 10.50 |
| Aug 2018 | 1364.97159413913 | 0.31 | 11.58 |
| Sep 2018 | 1378.4347415459833 | 0.99 | 13.15 |
| Oct 2018 | 1408.5568066946087 | 2.19 | 13.98 |
| Nov 2018 | 1414.8400116306711 | 0.45 | 13.67 |
| Dec 2018 | 1385.045244875914 | -2.11 | 10.55 |
| Jan 2019 | 1366.0954352306246 | -1.37 | 7.82 |
| Feb 2019 | 1363.4412039942135 | -0.19 | 3.98 |
| Mar 2019 | 1360.2829091240067 | -0.23 | 2.06 |
| Apr 2019 | 1352.6515804438286 | -0.56 | 0.82 |
| May 2019 | 1349.501788028334 | -0.23 | -1.02 |
| Jun 2019 | 1316.777093216816 | -2.42 | -3.44 |
| Jul 2019 | 1315.4332261388163 | -0.10 | -3.33 |
| Aug 2019 | 1297.7379089575152 | -1.34 | -4.93 |
| Sep 2019 | 1299.431283819082 | 0.13 | -5.73 |
| Oct 2019 | 1314.483206204407 | 1.16 | -6.68 |
| Nov 2019 | 1320.2289273842819 | 0.44 | -6.69 |
| Dec 2019 | 1328.4271216239524 | 0.62 | -4.09 |
| Jan 2020 | 1319.8862134374547 | -0.64 | -3.38 |
| Feb 2020 | 1304.123849292709 | -1.19 | -4.35 |
| Mar 2020 | 1309.6766200368231 | 0.43 | -3.72 |
| Apr 2020 | 1296.9424841681805 | -0.97 | -4.12 |
| May 2020 | 1289.5786981089177 | -0.57 | -4.44 |
| Jun 2020 | 1280.0836859624935 | -0.74 | -2.79 |
| Jul 2020 | 1262.2751712568627 | -1.39 | -4.04 |
| Aug 2020 | 1258.7949781152508 | -0.28 | -3.00 |
| Sep 2020 | 1266.1814158365064 | 0.59 | -2.56 |
| Oct 2020 | 1276.0962558003919 | 0.78 | -2.92 |
| Nov 2020 | 1287.2483025586087 | 0.87 | -2.50 |
| Dec 2020 | 1297.1863022311968 | 0.77 | -2.35 |
| Jan 2021 | 1323.7745869386067 | 2.05 | 0.30 |
| Feb 2021 | 1352.8416022991978 | 2.20 | 3.74 |
| Mar 2021 | 1411.0604001527183 | 4.30 | 7.74 |
| Apr 2021 | 1427.718797835964 | 1.18 | 10.08 |
| May 2021 | 1435.8014346114785 | 0.57 | 11.34 |
| Jun 2021 | 1462.9667166877011 | 1.89 | 14.29 |
| Jul 2021 | 1465.741553519299 | 0.19 | 16.12 |
| Aug 2021 | 1472.2520982941596 | 0.44 | 16.96 |
| Sep 2021 | 1484.135762831139 | 0.81 | 17.21 |
| Oct 2021 | 1515.2485776829974 | 2.10 | 18.74 |
| Nov 2021 | 1525.0711642598653 | 0.65 | 18.48 |
| Dec 2021 | 1544.0715145733661 | 1.25 | 19.03 |
| Jan 2022 | 1625.6102640816687 | 5.28 | 22.80 |
| Feb 2022 | 1708.3309805894753 | 5.09 | 26.28 |
| Mar 2022 | 1815.5038817298525 | 6.27 | 28.66 |
| Apr 2022 | 2001.5075957108554 | 10.25 | 40.19 |
| May 2022 | 2078.1266515152392 | 3.83 | 44.74 |
| Jun 2022 | 2158.694106283686 | 3.88 | 47.56 |
| Jul 2022 | 2142.7954044205635 | -0.74 | 46.19 |
| Aug 2022 | 2100.0569185573213 | -1.99 | 42.64 |
| Sep 2022 | 2275.154915033957 | 8.34 | 53.30 |
| Oct 2022 | 2438.459450833826 | 7.18 | 60.93 |
| Nov 2022 | 2413.434285222677 | -1.03 | 58.25 |
| Dec 2022 | 2315.246165926685 | -4.07 | 49.94 |
| Jan 2023 | 2293.573609708987 | -0.94 | 41.09 |
| Feb 2023 | 2289.3475222204606 | -0.18 | 34.01 |
| Mar 2023 | 2355.369813646049 | 2.88 | 29.74 |
| Apr 2023 | 2319.8186051602997 | -1.51 | 15.90 |
| May 2023 | 2351.7409945500594 | 1.38 | 13.17 |
| Jun 2023 | 2430.604664453286 | 3.35 | 12.60 |
| Jul 2023 | 2472.676714350008 | 1.73 | 15.40 |
| Aug 2023 | 2537.5761001267792 | 2.63 | 20.83 |
| Sep 2023 | 2577.901820875386 | 1.59 | 13.31 |
| Oct 2023 | 2685.727529635593 | 4.18 | 10.14 |
| Nov 2023 | 2652.283647405096 | -1.25 | 9.90 |
| Dec 2023 | 2513.27845021437 | -5.24 | 8.55 |
| Jan 2024 | 2475.9908035758663 | -1.48 | 7.95 |
| Feb 2024 | 2511.5403596485303 | 1.44 | 9.71 |
| Mar 2024 | 2530.954270515171 | 0.77 | 7.46 |
| Apr 2024 | 2585.492637510153 | 2.15 | 11.45 |
| May 2024 | 2613.48963401171 | 1.08 | 11.13 |
| Jun 2024 | 2587.203210931376 | -1.01 | 6.44 |
| Jul 2024 | 2575.4469644803935 | -0.45 | 4.16 |
| Aug 2024 | 2499.6746466178897 | -2.94 | -1.49 |
| Sep 2024 | 2434.5677593686282 | -2.60 | -5.56 |
| Oct 2024 | 2501.446687705658 | 2.75 | -6.86 |
| Nov 2024 | 2600.796761993168 | 3.97 | -1.94 |
| Dec 2024 | 2591.315202307349 | -0.36 | 3.11 |
| Jan 2025 | 2658.2409592808876 | 2.58 | 7.36 |
| Feb 2025 | 2636.3798679130264 | -0.82 | 4.97 |
| Mar 2025 | 2590.7409826542894 | -1.73 | 2.36 |
| Apr 2025 | 2606.435280247467 | 0.61 | 0.81 |
| May 2025 | 2625.5823938730714 | 0.74 | 0.46 |
| Jun 2025 | 2623.979757684196 | -0.06 | 1.42 |
| Jul 2025 | 2602.9645649670983 | -0.80 | 1.07 |
| Aug 2025 | 2575.3865308505974 | -1.06 | 3.03 |
| Sep 2025 | 2527.5335379538956 | -1.86 | 3.82 |
| Oct 2025 | 2510.0816003684404 | -0.69 | 0.35 |
| Nov 2025 | 2511.8082817687214 | 0.07 | -3.42 |
| Dec 2025 | 2505.5507284333953 | -0.25 | -3.31 |
| Jan 2026 | 2488.175496661434 | -0.69 | -6.40 |
| Feb 2026 | 2478.2810435239503 | -0.40 | -6.00 |
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