Albany, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Albany, NY Metro in February 2026 was $3,243.471. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was -0.85%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Albany, NY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Albany, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Albany, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Albany, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Albany, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1533.413264661734 | NaN | NaN |
| Feb 2012 | 1533.4302335226475 | 0.00 | NaN |
| Mar 2012 | 1543.7557281740383 | 0.67 | NaN |
| Apr 2012 | 1543.6857367588818 | 0.00 | NaN |
| May 2012 | 1536.1348583679041 | -0.49 | NaN |
| Jun 2012 | 1524.2461125769355 | -0.77 | NaN |
| Jul 2012 | 1509.0612205088278 | -1.00 | NaN |
| Aug 2012 | 1507.6284089629585 | -0.09 | NaN |
| Sep 2012 | 1493.2069463672347 | -0.96 | NaN |
| Oct 2012 | 1479.7790578972267 | -0.90 | NaN |
| Nov 2012 | 1478.8952400624091 | -0.06 | NaN |
| Dec 2012 | 1480.5874707476153 | 0.11 | NaN |
| Jan 2013 | 1492.0625338180876 | 0.78 | -2.70 |
| Feb 2013 | 1509.026250932155 | 1.14 | -1.59 |
| Mar 2013 | 1516.9629952290747 | 0.53 | -1.74 |
| Apr 2013 | 1510.1252518317558 | -0.45 | -2.17 |
| May 2013 | 1524.2332915087445 | 0.93 | -0.77 |
| Jun 2013 | 1582.6594648031867 | 3.83 | 3.83 |
| Jul 2013 | 1615.2588637963695 | 2.06 | 7.04 |
| Aug 2013 | 1621.8624631982216 | 0.41 | 7.58 |
| Sep 2013 | 1622.2070546897544 | 0.02 | 8.64 |
| Oct 2013 | 1587.9823717476615 | -2.11 | 7.31 |
| Nov 2013 | 1593.111943980064 | 0.32 | 7.72 |
| Dec 2013 | 1614.2924210587985 | 1.33 | 9.03 |
| Jan 2014 | 1613.8031825193475 | -0.03 | 8.16 |
| Feb 2014 | 1603.8613346270167 | -0.62 | 6.29 |
| Mar 2014 | 1612.3178835012427 | 0.53 | 6.29 |
| Apr 2014 | 1615.7244387511043 | 0.21 | 6.99 |
| May 2014 | 1605.69790273534 | -0.62 | 5.35 |
| Jun 2014 | 1604.757617068144 | -0.06 | 1.40 |
| Jul 2014 | 1601.4273429712816 | -0.21 | -0.86 |
| Aug 2014 | 1595.8803839383422 | -0.35 | -1.60 |
| Sep 2014 | 1597.4443283759188 | 0.10 | -1.53 |
| Oct 2014 | 1579.6542320904723 | -1.11 | -0.52 |
| Nov 2014 | 1572.2508377199151 | -0.47 | -1.31 |
| Dec 2014 | 1557.4709107832778 | -0.94 | -3.52 |
| Jan 2015 | 1420.5674842507426 | -8.79 | -11.97 |
| Feb 2015 | 1427.9710528439978 | 0.52 | -10.97 |
| Mar 2015 | 1437.11073355286 | 0.64 | -10.87 |
| Apr 2015 | 1429.9215479347588 | -0.50 | -11.50 |
| May 2015 | 1449.8132679862533 | 1.39 | -9.71 |
| Jun 2015 | 1466.4696639457977 | 1.15 | -8.62 |
| Jul 2015 | 1476.3013978264723 | 0.67 | -7.81 |
| Aug 2015 | 1465.6353068923288 | -0.72 | -8.16 |
| Sep 2015 | 1468.5148487067952 | 0.20 | -8.07 |
| Oct 2015 | 1461.3743237096658 | -0.49 | -7.49 |
| Nov 2015 | 1477.8331256768536 | 1.13 | -6.00 |
| Dec 2015 | 1482.2975375549609 | 0.30 | -4.83 |
| Jan 2016 | 1714.8406840737202 | 15.69 | 20.72 |
| Feb 2016 | 1698.601150832224 | -0.95 | 18.95 |
| Mar 2016 | 1705.0991728145186 | 0.38 | 18.65 |
| Apr 2016 | 1698.9096859587826 | -0.36 | 18.81 |
| May 2016 | 1700.6075888164378 | 0.10 | 17.30 |
| Jun 2016 | 1701.441508762616 | 0.05 | 16.02 |
| Jul 2016 | 1690.745134392595 | -0.63 | 14.53 |
| Aug 2016 | 1693.2076160479319 | 0.15 | 15.53 |
| Sep 2016 | 1698.58782396897 | 0.32 | 15.67 |
| Oct 2016 | 1703.2900413555772 | 0.28 | 16.55 |
| Nov 2016 | 1739.4431658914605 | 2.12 | 17.70 |
| Dec 2016 | 1790.3892343898337 | 2.93 | 20.79 |
| Jan 2017 | 1718.275305371214 | -4.03 | 0.20 |
| Feb 2017 | 1722.1138060987162 | 0.22 | 1.38 |
| Mar 2017 | 1726.8813553755554 | 0.28 | 1.28 |
| Apr 2017 | 1715.4209253801755 | -0.66 | 0.97 |
| May 2017 | 1718.6551578486083 | 0.19 | 1.06 |
| Jun 2017 | 1715.872823486874 | -0.16 | 0.85 |
| Jul 2017 | 1730.232274192318 | 0.84 | 2.34 |
| Aug 2017 | 1726.999157314643 | -0.19 | 2.00 |
| Sep 2017 | 1724.7424711487135 | -0.13 | 1.54 |
| Oct 2017 | 1741.1374735620325 | 0.95 | 2.22 |
| Nov 2017 | 1751.2354989099113 | 0.58 | 0.68 |
| Dec 2017 | 1760.8070979349552 | 0.55 | -1.65 |
| Jan 2018 | 1686.9017665720514 | -4.20 | -1.83 |
| Feb 2018 | 1726.2726091070779 | 2.33 | 0.24 |
| Mar 2018 | 1746.5646886226332 | 1.18 | 1.14 |
| Apr 2018 | 1754.8664779841076 | 0.48 | 2.30 |
| May 2018 | 1776.7764590694662 | 1.25 | 3.38 |
| Jun 2018 | 1782.3229163541678 | 0.31 | 3.87 |
| Jul 2018 | 1786.608251496182 | 0.24 | 3.26 |
| Aug 2018 | 1797.9610664029308 | 0.64 | 4.11 |
| Sep 2018 | 1814.5952217996698 | 0.93 | 5.21 |
| Oct 2018 | 1841.7025463191226 | 1.49 | 5.78 |
| Nov 2018 | 1847.9260708914596 | 0.34 | 5.52 |
| Dec 2018 | 1820.7672403618062 | -1.47 | 3.41 |
| Jan 2019 | 1803.6898046290246 | -0.94 | 6.92 |
| Feb 2019 | 1798.3697443911592 | -0.29 | 4.18 |
| Mar 2019 | 1794.5257874093331 | -0.21 | 2.75 |
| Apr 2019 | 1787.2936034994423 | -0.40 | 1.85 |
| May 2019 | 1783.6974936597326 | -0.20 | 0.39 |
| Jun 2019 | 1757.00647587131 | -1.50 | -1.42 |
| Jul 2019 | 1758.0722049272053 | 0.06 | -1.60 |
| Aug 2019 | 1746.642315411626 | -0.65 | -2.85 |
| Sep 2019 | 1749.5071626346821 | 0.16 | -3.59 |
| Oct 2019 | 1764.1493610286875 | 0.84 | -4.21 |
| Nov 2019 | 1772.4927642981995 | 0.47 | -4.08 |
| Dec 2019 | 1783.1824522987642 | 0.60 | -2.06 |
| Jan 2020 | 1779.953651125861 | -0.18 | -1.32 |
| Feb 2020 | 1767.687392449824 | -0.69 | -1.71 |
| Mar 2020 | 1771.8868242648105 | 0.24 | -1.26 |
| Apr 2020 | 1760.242433878189 | -0.66 | -1.51 |
| May 2020 | 1755.4618648312521 | -0.27 | -1.58 |
| Jun 2020 | 1753.0952097169225 | -0.13 | -0.22 |
| Jul 2020 | 1742.8007351631563 | -0.59 | -0.87 |
| Aug 2020 | 1742.59628853496 | -0.01 | -0.23 |
| Sep 2020 | 1751.770765588472 | 0.53 | 0.13 |
| Oct 2020 | 1762.5725166711188 | 0.62 | -0.09 |
| Nov 2020 | 1774.788131313706 | 0.69 | 0.13 |
| Dec 2020 | 1783.8962484913695 | 0.51 | 0.04 |
| Jan 2021 | 1891.7180546350185 | 6.04 | 6.28 |
| Feb 2021 | 1919.1719047107413 | 1.45 | 8.57 |
| Mar 2021 | 1972.9342509781154 | 2.80 | 11.35 |
| Apr 2021 | 1990.0310962739345 | 0.87 | 13.05 |
| May 2021 | 2000.8439095642848 | 0.54 | 13.98 |
| Jun 2021 | 2026.3830088976442 | 1.28 | 15.59 |
| Jul 2021 | 2035.3190775700346 | 0.44 | 16.78 |
| Aug 2021 | 2046.5968860539597 | 0.55 | 17.45 |
| Sep 2021 | 2061.4169413401464 | 0.72 | 17.68 |
| Oct 2021 | 2089.852621172428 | 1.38 | 18.57 |
| Nov 2021 | 2099.4480965643024 | 0.46 | 18.29 |
| Dec 2021 | 2112.970997703782 | 0.64 | 18.45 |
| Jan 2022 | 2175.3720742758323 | 2.95 | 15.00 |
| Feb 2022 | 2237.5763877776485 | 2.86 | 16.59 |
| Mar 2022 | 2322.2672224372945 | 3.79 | 17.71 |
| Apr 2022 | 2476.383960630927 | 6.64 | 24.44 |
| May 2022 | 2545.333635385186 | 2.78 | 27.21 |
| Jun 2022 | 2624.875128493912 | 3.13 | 29.54 |
| Jul 2022 | 2629.6899126821745 | 0.18 | 29.20 |
| Aug 2022 | 2614.7433095631864 | -0.57 | 27.76 |
| Sep 2022 | 2771.9801193586413 | 6.01 | 34.47 |
| Oct 2022 | 2915.716501041572 | 5.19 | 39.52 |
| Nov 2022 | 2899.958678824763 | -0.54 | 38.13 |
| Dec 2022 | 2822.9255359145136 | -2.66 | 33.60 |
| Jan 2023 | 2804.335685571648 | -0.66 | 28.91 |
| Feb 2023 | 2806.2013141576667 | 0.07 | 25.41 |
| Mar 2023 | 2866.373922012604 | 2.14 | 23.43 |
| Apr 2023 | 2846.65000423295 | -0.69 | 14.95 |
| May 2023 | 2878.5933429154347 | 1.12 | 13.09 |
| Jun 2023 | 2953.799161922003 | 2.61 | 12.53 |
| Jul 2023 | 3001.2132478205162 | 1.61 | 14.13 |
| Aug 2023 | 3064.6521388001984 | 2.11 | 17.21 |
| Sep 2023 | 3103.3830344044727 | 1.26 | 11.96 |
| Oct 2023 | 3194.5299593648874 | 2.94 | 9.56 |
| Nov 2023 | 3168.9291677521837 | -0.80 | 9.28 |
| Dec 2023 | 3059.2944385252886 | -3.46 | 8.37 |
| Jan 2024 | 3037.1285687165955 | -0.72 | 8.30 |
| Feb 2024 | 3078.2145554348913 | 1.35 | 9.69 |
| Mar 2024 | 3107.342263452744 | 0.95 | 8.41 |
| Apr 2024 | 3168.642868390112 | 1.97 | 11.31 |
| May 2024 | 3207.0133420035736 | 1.21 | 11.41 |
| Jun 2024 | 3197.4154444817627 | -0.30 | 8.25 |
| Jul 2024 | 3198.4262376137754 | 0.03 | 6.57 |
| Aug 2024 | 3142.222032342437 | -1.76 | 2.53 |
| Sep 2024 | 3096.441474289455 | -1.46 | -0.22 |
| Oct 2024 | 3154.0779110145827 | 1.86 | -1.27 |
| Nov 2024 | 3236.0109860202288 | 2.60 | 2.12 |
| Dec 2024 | 3227.9245368231695 | -0.25 | 5.51 |
| Jan 2025 | 3284.988920201463 | 1.77 | 8.16 |
| Feb 2025 | 3271.3609422503323 | -0.41 | 6.28 |
| Mar 2025 | 3237.6625700406257 | -1.03 | 4.19 |
| Apr 2025 | 3259.8743631037005 | 0.69 | 2.88 |
| May 2025 | 3287.8817321450724 | 0.86 | 2.52 |
| Jun 2025 | 3299.168073998667 | 0.34 | 3.18 |
| Jul 2025 | 3293.1765992632236 | -0.18 | 2.96 |
| Aug 2025 | 3278.1974065912227 | -0.45 | 4.33 |
| Sep 2025 | 3248.6787738983166 | -0.90 | 4.92 |
| Oct 2025 | 3238.5789472444285 | -0.31 | 2.68 |
| Nov 2025 | 3244.4626951784135 | 0.18 | 0.26 |
| Dec 2025 | 3244.5825221625246 | 0.00 | 0.52 |
| Jan 2026 | 3239.2227443462652 | -0.16 | -1.39 |
| Feb 2026 | 3243.4714112182673 | 0.13 | -0.85 |
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