Ames, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Ames, IA Metro in February 2026 was $2,127.301. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -2.21%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Ames, IA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Ames, IA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Ames, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ames, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1006.011792330542 | NaN | NaN |
| Feb 2012 | 1004.5718625584975 | -0.14 | NaN |
| Mar 2012 | 1010.9731170421201 | 0.64 | NaN |
| Apr 2012 | 1008.3663044527141 | -0.26 | NaN |
| May 2012 | 1001.1530857467187 | -0.71 | NaN |
| Jun 2012 | 990.5130731976426 | -1.06 | NaN |
| Jul 2012 | 978.9804773474216 | -1.16 | NaN |
| Aug 2012 | 979.6358320287086 | 0.07 | NaN |
| Sep 2012 | 969.5144256465405 | -1.03 | NaN |
| Oct 2012 | 959.7771955164167 | -1.00 | NaN |
| Nov 2012 | 955.7232234211149 | -0.42 | NaN |
| Dec 2012 | 954.7222101896073 | -0.10 | NaN |
| Jan 2013 | 963.2665315458037 | 0.90 | -4.25 |
| Feb 2013 | 977.2516706535762 | 1.45 | -2.72 |
| Mar 2013 | 987.2950151346931 | 1.03 | -2.34 |
| Apr 2013 | 986.1793011478774 | -0.11 | -2.20 |
| May 2013 | 1000.2304252105471 | 1.43 | -0.09 |
| Jun 2013 | 1045.0291763601133 | 4.48 | 5.50 |
| Jul 2013 | 1071.309960804817 | 2.52 | 9.43 |
| Aug 2013 | 1082.8799756315414 | 1.08 | 10.54 |
| Sep 2013 | 1092.6319159981147 | 0.90 | 12.70 |
| Oct 2013 | 1078.3175732634704 | -1.31 | 12.35 |
| Nov 2013 | 1090.5187535396676 | 1.13 | 14.10 |
| Dec 2013 | 1113.530632723932 | 2.11 | 16.63 |
| Jan 2014 | 1117.673532006978 | 0.37 | 16.03 |
| Feb 2014 | 1114.916919543061 | -0.25 | 14.09 |
| Mar 2014 | 1126.9384525361393 | 1.08 | 14.14 |
| Apr 2014 | 1136.817848211228 | 0.88 | 15.28 |
| May 2014 | 1131.9095816359452 | -0.43 | 13.17 |
| Jun 2014 | 1135.2455917957454 | 0.30 | 8.63 |
| Jul 2014 | 1138.965927073335 | 0.33 | 6.32 |
| Aug 2014 | 1142.4212958868409 | 0.30 | 5.50 |
| Sep 2014 | 1148.7428542952637 | 0.55 | 5.14 |
| Oct 2014 | 1135.5306489114548 | -1.15 | 5.31 |
| Nov 2014 | 1134.1404800502673 | -0.12 | 4.00 |
| Dec 2014 | 1126.9431381906695 | -0.63 | 1.21 |
| Jan 2015 | 1118.1302389327795 | -0.78 | 0.04 |
| Feb 2015 | 1127.1515441641493 | 0.81 | 1.10 |
| Mar 2015 | 1139.098643121532 | 1.06 | 1.08 |
| Apr 2015 | 1140.620491951128 | 0.13 | 0.33 |
| May 2015 | 1164.4412872183748 | 2.09 | 2.87 |
| Jun 2015 | 1184.9522367245781 | 1.76 | 4.38 |
| Jul 2015 | 1196.4507756263852 | 0.97 | 5.05 |
| Aug 2015 | 1190.4157047086032 | -0.50 | 4.20 |
| Sep 2015 | 1193.4727999067936 | 0.26 | 3.89 |
| Oct 2015 | 1189.3234996457368 | -0.35 | 4.74 |
| Nov 2015 | 1204.8388244147727 | 1.31 | 6.23 |
| Dec 2015 | 1211.4978784887335 | 0.55 | 7.50 |
| Jan 2016 | 1199.80057751144 | -0.97 | 7.30 |
| Feb 2016 | 1185.175282099172 | -1.22 | 5.15 |
| Mar 2016 | 1189.9045841104464 | 0.40 | 4.46 |
| Apr 2016 | 1184.363192807155 | -0.47 | 3.84 |
| May 2016 | 1186.0288967376587 | 0.14 | 1.85 |
| Jun 2016 | 1187.7341009558932 | 0.14 | 0.24 |
| Jul 2016 | 1180.4202088134425 | -0.62 | -1.34 |
| Aug 2016 | 1183.6095612634922 | 0.27 | -0.57 |
| Sep 2016 | 1189.5153869736216 | 0.50 | -0.33 |
| Oct 2016 | 1195.5562875906653 | 0.51 | 0.52 |
| Nov 2016 | 1226.6287539962882 | 2.60 | 1.81 |
| Dec 2016 | 1267.6563441493313 | 3.35 | 4.64 |
| Jan 2017 | 1259.946781119162 | -0.61 | 5.01 |
| Feb 2017 | 1263.9535740652104 | 0.32 | 6.65 |
| Mar 2017 | 1271.3398280325866 | 0.58 | 6.84 |
| Apr 2017 | 1266.1524058020377 | -0.41 | 6.91 |
| May 2017 | 1271.7865302830937 | 0.45 | 7.23 |
| Jun 2017 | 1269.9750497321074 | -0.14 | 6.92 |
| Jul 2017 | 1281.1436337500209 | 0.88 | 8.53 |
| Aug 2017 | 1276.4983242362496 | -0.36 | 7.85 |
| Sep 2017 | 1271.5280160972661 | -0.39 | 6.90 |
| Oct 2017 | 1281.6018231909975 | 0.79 | 7.20 |
| Nov 2017 | 1286.769996454706 | 0.40 | 4.90 |
| Dec 2017 | 1292.7430962493534 | 0.46 | 1.98 |
| Jan 2018 | 1303.5272017841662 | 0.83 | 3.46 |
| Feb 2018 | 1334.826724007488 | 2.40 | 5.61 |
| Mar 2018 | 1349.689225220359 | 1.11 | 6.16 |
| Apr 2018 | 1355.035363373113 | 0.40 | 7.02 |
| May 2018 | 1370.3306468675796 | 1.13 | 7.75 |
| Jun 2018 | 1371.0957338955645 | 0.06 | 7.96 |
| Jul 2018 | 1370.6831007413607 | -0.03 | 6.99 |
| Aug 2018 | 1375.4687741551256 | 0.35 | 7.75 |
| Sep 2018 | 1385.8240884059492 | 0.75 | 8.99 |
| Oct 2018 | 1407.1452242838732 | 1.54 | 9.80 |
| Nov 2018 | 1412.5548774789313 | 0.38 | 9.78 |
| Dec 2018 | 1392.6531655014442 | -1.41 | 7.73 |
| Jan 2019 | 1401.9494017277386 | 0.67 | 7.55 |
| Feb 2019 | 1393.879933150595 | -0.58 | 4.42 |
| Mar 2019 | 1383.8133612378379 | -0.72 | 2.53 |
| Apr 2019 | 1373.0804427524786 | -0.78 | 1.33 |
| May 2019 | 1369.8981894962412 | -0.23 | -0.03 |
| Jun 2019 | 1348.3282548087452 | -1.57 | -1.66 |
| Jul 2019 | 1346.526029487779 | -0.13 | -1.76 |
| Aug 2019 | 1333.0108568344253 | -1.00 | -3.09 |
| Sep 2019 | 1331.3808927823698 | -0.12 | -3.93 |
| Oct 2019 | 1343.3682407109195 | 0.90 | -4.53 |
| Nov 2019 | 1348.1537801382128 | 0.36 | -4.56 |
| Dec 2019 | 1356.0085417152002 | 0.58 | -2.63 |
| Jan 2020 | 1327.620391986543 | -2.09 | -5.30 |
| Feb 2020 | 1314.4393076862316 | -0.99 | -5.70 |
| Mar 2020 | 1316.6893677297935 | 0.17 | -4.85 |
| Apr 2020 | 1309.7436077522293 | -0.53 | -4.61 |
| May 2020 | 1310.5307410086978 | 0.06 | -4.33 |
| Jun 2020 | 1309.2302524814452 | -0.10 | -2.90 |
| Jul 2020 | 1299.414602798995 | -0.75 | -3.50 |
| Aug 2020 | 1296.0126124082453 | -0.26 | -2.78 |
| Sep 2020 | 1299.729614236316 | 0.29 | -2.38 |
| Oct 2020 | 1303.0222390612805 | 0.25 | -3.00 |
| Nov 2020 | 1306.0440173588843 | 0.23 | -3.12 |
| Dec 2020 | 1306.645367579485 | 0.05 | -3.64 |
| Jan 2021 | 1297.6803359991652 | -0.69 | -2.25 |
| Feb 2021 | 1311.4454929630674 | 1.06 | -0.23 |
| Mar 2021 | 1343.8552803199602 | 2.47 | 2.06 |
| Apr 2021 | 1350.3536353394186 | 0.48 | 3.10 |
| May 2021 | 1354.3948128294794 | 0.30 | 3.35 |
| Jun 2021 | 1371.976920077942 | 1.30 | 4.79 |
| Jul 2021 | 1377.371687721728 | 0.39 | 6.00 |
| Aug 2021 | 1385.6334340631302 | 0.60 | 6.92 |
| Sep 2021 | 1397.5090292124967 | 0.86 | 7.52 |
| Oct 2021 | 1421.2512652546004 | 1.70 | 9.07 |
| Nov 2021 | 1431.4016437924859 | 0.71 | 9.60 |
| Dec 2021 | 1446.7471267785586 | 1.07 | 10.72 |
| Jan 2022 | 1475.33959353374 | 1.98 | 13.69 |
| Feb 2022 | 1524.7113169621452 | 3.35 | 16.26 |
| Mar 2022 | 1590.344590404513 | 4.31 | 18.34 |
| Apr 2022 | 1706.6456221249937 | 7.31 | 26.39 |
| May 2022 | 1756.1195860397333 | 2.90 | 29.66 |
| Jun 2022 | 1808.6588143465997 | 2.99 | 31.83 |
| Jul 2022 | 1803.568255145084 | -0.28 | 30.94 |
| Aug 2022 | 1783.5722920913347 | -1.11 | 28.72 |
| Sep 2022 | 1905.8589453454008 | 6.86 | 36.38 |
| Oct 2022 | 2024.0324285111337 | 6.20 | 42.41 |
| Nov 2022 | 2022.4468751320737 | -0.08 | 41.29 |
| Dec 2022 | 1970.4426544149178 | -2.57 | 36.20 |
| Jan 2023 | 1953.7635381119842 | -0.85 | 32.43 |
| Feb 2023 | 1951.8107731375248 | -0.10 | 28.01 |
| Mar 2023 | 1992.5853636888874 | 2.09 | 25.29 |
| Apr 2023 | 1974.6992291607655 | -0.90 | 15.71 |
| May 2023 | 2000.3144547694558 | 1.30 | 13.91 |
| Jun 2023 | 2059.2548546137486 | 2.95 | 13.86 |
| Jul 2023 | 2090.098387323758 | 1.50 | 15.89 |
| Aug 2023 | 2132.501768884714 | 2.03 | 19.56 |
| Sep 2023 | 2154.6113517546423 | 1.04 | 13.05 |
| Oct 2023 | 2216.9278645326035 | 2.89 | 9.53 |
| Nov 2023 | 2185.887455041611 | -1.40 | 8.08 |
| Dec 2023 | 2086.063733774975 | -4.57 | 5.87 |
| Jan 2024 | 2057.6899891577063 | -1.36 | 5.32 |
| Feb 2024 | 2072.2753857763887 | 0.71 | 6.17 |
| Mar 2024 | 2082.6891745596204 | 0.50 | 4.52 |
| Apr 2024 | 2120.611382059928 | 1.82 | 7.39 |
| May 2024 | 2142.1443973801815 | 1.01 | 7.09 |
| Jun 2024 | 2127.417767195755 | -0.69 | 3.31 |
| Jul 2024 | 2119.736465726008 | -0.36 | 1.42 |
| Aug 2024 | 2070.6599358873154 | -2.31 | -2.90 |
| Sep 2024 | 2034.3426320928506 | -1.75 | -5.58 |
| Oct 2024 | 2075.703123571668 | 2.03 | -6.37 |
| Nov 2024 | 2137.800986276753 | 2.99 | -2.20 |
| Dec 2024 | 2135.718579199188 | -0.10 | 2.38 |
| Jan 2025 | 2182.721254681184 | 2.20 | 6.08 |
| Feb 2025 | 2175.2821377731657 | -0.34 | 4.97 |
| Mar 2025 | 2152.4570960789024 | -1.05 | 3.35 |
| Apr 2025 | 2166.255334997508 | 0.64 | 2.15 |
| May 2025 | 2182.901769552853 | 0.77 | 1.90 |
| Jun 2025 | 2186.5813474271113 | 0.17 | 2.78 |
| Jul 2025 | 2179.0632613253656 | -0.34 | 2.80 |
| Aug 2025 | 2166.7429917253585 | -0.56 | 4.64 |
| Sep 2025 | 2145.7491718783044 | -0.97 | 5.48 |
| Oct 2025 | 2134.9487561975006 | -0.50 | 2.85 |
| Nov 2025 | 2136.1009470549097 | 0.05 | -0.08 |
| Dec 2025 | 2134.2428000109458 | -0.09 | -0.07 |
| Jan 2026 | 2128.1091499171534 | -0.29 | -2.50 |
| Feb 2026 | 2127.3007267820662 | -0.04 | -2.21 |
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