Austin, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Austin, TX Metro in February 2026 was $3,601.227. The month over month percentage change (MoM) was -0.81%, and the year over year percentage change (YoY) was -10.25%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Austin, TX metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Austin, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Austin, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1306.6372410533154 NaN NaN
Feb 2012 1307.7486902773803 0.09 NaN
Mar 2012 1318.9362368433763 0.86 NaN
Apr 2012 1318.9912915203822 0.00 NaN
May 2012 1312.8788346270874 -0.46 NaN
Jun 2012 1307.1116247362386 -0.44 NaN
Jul 2012 1301.9132329118502 -0.40 NaN
Aug 2012 1314.8640375655882 1.00 NaN
Sep 2012 1312.2569818181375 -0.20 NaN
Oct 2012 1308.816599314391 -0.26 NaN
Nov 2012 1314.2507184242534 0.42 NaN
Dec 2012 1321.6901068123 0.57 NaN
Jan 2013 1338.0399923034756 1.24 2.40
Feb 2013 1360.714785633873 1.70 4.05
Mar 2013 1375.4182750027558 1.08 4.28
Apr 2013 1374.193056010287 -0.09 4.18
May 2013 1394.9130342665285 1.51 6.25
Jun 2013 1466.9566775415249 5.17 12.23
Jul 2013 1515.3266053529092 3.30 16.39
Aug 2013 1540.1282851339106 1.64 17.13
Sep 2013 1557.331053449594 1.12 18.68
Oct 2013 1535.0889686886098 -1.43 17.29
Nov 2013 1554.4643024555114 1.26 18.28
Dec 2013 1590.3251797905218 2.31 20.33
Jan 2014 1732.3085250945821 8.93 29.47
Feb 2014 1731.6226309727692 -0.04 27.26
Mar 2014 1752.282371293712 1.19 27.40
Apr 2014 1767.7257005083122 0.88 28.64
May 2014 1766.9954994468064 -0.04 26.67
Jun 2014 1780.3935872160428 0.76 21.37
Jul 2014 1793.4953016391908 0.74 18.36
Aug 2014 1806.9020837333396 0.75 17.32
Sep 2014 1827.059777576251 1.12 17.32
Oct 2014 1822.7449656871345 -0.24 18.74
Nov 2014 1831.1809325763948 0.46 17.80
Dec 2014 1828.3801964867098 -0.15 14.97
Jan 2015 1798.665147064371 -1.62 3.83
Feb 2015 1821.3244469973783 1.26 5.18
Mar 2015 1846.8544535234741 1.40 5.40
Apr 2015 1848.1634037125032 0.07 4.55
May 2015 1883.2461395186797 1.90 6.58
Jun 2015 1914.3351479198218 1.65 7.52
Jul 2015 1935.6284459229232 1.11 7.93
Aug 2015 1928.4405198462186 -0.37 6.73
Sep 2015 1938.3605648215816 0.51 6.09
Oct 2015 1936.8037733635774 -0.08 6.26
Nov 2015 1969.2559167558052 1.68 7.54
Dec 2015 1984.4290585483218 0.77 8.54
Jan 2016 1973.16508788986 -0.57 9.70
Feb 2016 1956.8461321277036 -0.83 7.44
Mar 2016 1972.9564828122816 0.82 6.83
Apr 2016 1970.2696843173162 -0.14 6.61
May 2016 1979.1434296944344 0.45 5.09
Jun 2016 1985.31986327726 0.31 3.71
Jul 2016 1975.8331634012934 -0.48 2.08
Aug 2016 1981.0678390301239 0.27 2.73
Sep 2016 1989.1918560674594 0.41 2.62
Oct 2016 1996.764455702717 0.38 3.10
Nov 2016 2050.132190679455 2.67 4.11
Dec 2016 2126.8412648022095 3.74 7.18
Jan 2017 2182.088796338271 2.60 10.59
Feb 2017 2196.447486950655 0.66 12.24
Mar 2017 2211.089432389723 0.67 12.07
Apr 2017 2197.739404566406 -0.60 11.55
May 2017 2198.736142274003 0.05 11.10
Jun 2017 2186.360341877333 -0.56 10.13
Jul 2017 2198.185154216784 0.54 11.25
Aug 2017 2188.6786434659293 -0.43 10.48
Sep 2017 2182.5581827584165 -0.28 9.72
Oct 2017 2203.3543834607235 0.95 10.35
Nov 2017 2215.297422762167 0.54 8.06
Dec 2017 2228.98185843494 0.62 4.80
Jan 2018 2230.4180046159513 0.06 2.22
Feb 2018 2285.1759751232894 2.46 4.04
Mar 2018 2311.783227133717 1.16 4.55
Apr 2018 2322.409590346316 0.46 5.67
May 2018 2348.9621163796037 1.14 6.83
Jun 2018 2351.7109839856034 0.12 7.56
Jul 2018 2351.5765733825 -0.01 6.98
Aug 2018 2360.4257102910474 0.38 7.85
Sep 2018 2378.0622870313773 0.75 8.96
Oct 2018 2415.9365141360636 1.59 9.65
Nov 2018 2427.1315829846594 0.46 9.56
Dec 2018 2394.471117568092 -1.35 7.42
Jan 2019 2405.987143764424 0.48 7.87
Feb 2019 2393.4178186367744 -0.52 4.74
Mar 2019 2378.3242627803356 -0.63 2.88
Apr 2019 2360.827112410997 -0.74 1.65
May 2019 2352.6255118827103 -0.35 0.16
Jun 2019 2312.617839335835 -1.70 -1.66
Jul 2019 2311.9703883187576 -0.03 -1.68
Aug 2019 2295.596882932333 -0.71 -2.75
Sep 2019 2302.9692215726154 0.32 -3.16
Oct 2019 2329.0779079656418 1.13 -3.59
Nov 2019 2345.4209591088193 0.70 -3.37
Dec 2019 2366.784437895152 0.91 -1.16
Jan 2020 2336.1747087595213 -1.29 -2.90
Feb 2020 2329.1396604034016 -0.30 -2.69
Mar 2020 2346.170778183365 0.73 -1.35
Apr 2020 2338.325035622088 -0.33 -0.95
May 2020 2335.76811149584 -0.11 -0.72
Jun 2020 2330.4616170499967 -0.23 0.77
Jul 2020 2315.681564528269 -0.63 0.16
Aug 2020 2320.773003552501 0.22 1.10
Sep 2020 2343.0357948619476 0.96 1.74
Oct 2020 2369.613910278773 1.13 1.74
Nov 2020 2399.1645743003273 1.25 2.29
Dec 2020 2427.9393738942927 1.20 2.58
Jan 2021 2396.584257969646 -1.29 2.59
Feb 2021 2464.6508452938488 2.84 5.82
Mar 2021 2592.680120244281 5.20 10.51
Apr 2021 2697.2606349517187 4.03 15.35
May 2021 2810.451102771226 4.20 20.32
Jun 2021 2944.27546274164 4.76 26.34
Jul 2021 3018.7191298979888 2.53 30.36
Aug 2021 3069.4274771924925 1.68 32.26
Sep 2021 3106.145880074824 1.20 32.57
Oct 2021 3161.2568428469167 1.77 33.41
Nov 2021 3183.2063030974778 0.69 32.68
Dec 2021 3224.5091596887323 1.30 32.81
Jan 2022 3271.458550154316 1.46 36.51
Feb 2022 3429.2506136895936 4.82 39.14
Mar 2022 3638.318925370098 6.10 40.33
Apr 2022 3973.629971693933 9.22 47.32
May 2022 4138.593257036623 4.15 47.26
Jun 2022 4284.709444197262 3.53 45.53
Jul 2022 4245.135873783217 -0.92 40.63
Aug 2022 4132.670707580683 -2.65 34.64
Sep 2022 4325.425898622953 4.66 39.25
Oct 2022 4492.331089274574 3.86 42.11
Nov 2022 4387.646060214808 -2.33 37.84
Dec 2022 4187.0300260076165 -4.57 29.85
Jan 2023 4119.626550846842 -1.61 25.93
Feb 2023 4059.987300981251 -1.45 18.39
Mar 2023 4098.9971893156835 0.96 12.66
Apr 2023 4008.6887242076446 -2.20 0.88
May 2023 4016.722546989904 0.20 -2.94
Jun 2023 4094.651629801335 1.94 -4.44
Jul 2023 4126.31186175482 0.77 -2.80
Aug 2023 4184.710891432696 1.42 1.26
Sep 2023 4206.006967647697 0.51 -2.76
Oct 2023 4309.337021522824 2.46 -4.07
Nov 2023 4233.785890648891 -1.75 -3.51
Dec 2023 4031.034493184106 -4.79 -3.73
Jan 2024 4038.853904983062 0.19 -1.96
Feb 2024 4063.6244275696035 0.61 0.09
Mar 2024 4072.8500750060034 0.23 -0.64
Apr 2024 4124.664743415397 1.27 2.89
May 2024 4138.614197658084 0.34 3.04
Jun 2024 4083.003825274926 -1.34 -0.28
Jul 2024 4044.8802115272906 -0.93 -1.97
Aug 2024 3933.7035197826667 -2.75 -6.00
Sep 2024 3849.4147920424425 -2.14 -8.48
Oct 2024 3910.231250981663 1.58 -9.26
Nov 2024 4005.622027973684 2.44 -5.39
Dec 2024 3968.2208643786926 -0.93 -1.56
Jan 2025 4062.638017452237 2.38 0.59
Feb 2025 4012.3929580229733 -1.24 -1.26
Mar 2025 3939.3193041483687 -1.82 -3.28
Apr 2025 3935.8039563112084 -0.09 -4.58
May 2025 3932.001763406866 -0.10 -4.99
Jun 2025 3902.0998249155505 -0.76 -4.43
Jul 2025 3848.918227854951 -1.36 -4.84
Aug 2025 3795.7817826731666 -1.38 -3.51
Sep 2025 3734.8588465230323 -1.60 -2.98
Oct 2025 3702.5279065379177 -0.87 -5.31
Nov 2025 3689.1902624383324 -0.36 -7.90
Dec 2025 3666.16962519557 -0.62 -7.61
Jan 2026 3630.7589687161076 -0.97 -10.63
Feb 2026 3601.2265079589006 -0.81 -10.25